Nissan Cube Insurance Rates

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UPDATED: Apr 9, 2024

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Estimated auto insurance rates for a Nissan Cube are $1,040 annually for full coverage insurance. Comprehensive costs approximately $172 each year, collision costs $236, and liability insurance costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing around $2,240. Teen drivers pay the most at $4,170 a year or more.

Average premium for full coverage: $1,040

Premium estimates by type of coverage:

Comprehensive $172
Collision $236
Liability $474

Includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Cube models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Nissan Cube go from as cheap as $522 for minimum levels of liability insurance to a high rate of $2,240 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,040
High Risk $2,240

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $780
Small Cities $1,092
Large Cities $1,404

These rate differences illustrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Nissan Cube insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $629
  • Drivers who choose higher $1,000 deductibles will pay $94 each year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,040
  • Choosing low deductibles for comprehensive and collision insurance will cost $1,216
  • High risk drivers with multiple violations and an at-fault accident could pay around $2,240 or more
  • An auto insurance policy with full coverage for a teen driver can cost $4,170 a year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing full coverage Nissan Cube insurance rates range from $629 to $4,170

Car insurance prices for a Nissan Cube also have a wide range based on the model of your Cube, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $270 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Cube insurance rates. A 40-year-old driver could pay as low as $680 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,410 on average in Florida, New York, and Michigan.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $940 -$100 -9.6%
Alaska $798 -$242 -23.3%
Arizona $862 -$178 -17.1%
Arkansas $1,040 -$0 0.0%
California $1,184 $144 13.8%
Colorado $994 -$46 -4.4%
Connecticut $1,068 $28 2.7%
Delaware $1,178 $138 13.3%
Florida $1,302 $262 25.2%
Georgia $958 -$82 -7.9%
Hawaii $746 -$294 -28.3%
Idaho $702 -$338 -32.5%
Illinois $774 -$266 -25.6%
Indiana $780 -$260 -25.0%
Iowa $702 -$338 -32.5%
Kansas $988 -$52 -5.0%
Kentucky $1,418 $378 36.3%
Louisiana $1,538 $498 47.9%
Maine $642 -$398 -38.3%
Maryland $858 -$182 -17.5%
Massachusetts $832 -$208 -20.0%
Michigan $1,806 $766 73.7%
Minnesota $870 -$170 -16.3%
Mississippi $1,244 $204 19.6%
Missouri $922 -$118 -11.3%
Montana $1,116 $76 7.3%
Nebraska $818 -$222 -21.3%
Nevada $1,248 $208 20.0%
New Hampshire $748 -$292 -28.1%
New Jersey $1,162 $122 11.7%
New Mexico $922 -$118 -11.3%
New York $1,094 $54 5.2%
North Carolina $598 -$442 -42.5%
North Dakota $852 -$188 -18.1%
Ohio $718 -$322 -31.0%
Oklahoma $1,068 $28 2.7%
Oregon $950 -$90 -8.7%
Pennsylvania $994 -$46 -4.4%
Rhode Island $1,386 $346 33.3%
South Carolina $940 -$100 -9.6%
South Dakota $878 -$162 -15.6%
Tennessee $910 -$130 -12.5%
Texas $1,252 $212 20.4%
Utah $770 -$270 -26.0%
Vermont $712 -$328 -31.5%
Virginia $622 -$418 -40.2%
Washington $804 -$236 -22.7%
West Virginia $950 -$90 -8.7%
Wisconsin $720 -$320 -30.8%
Wyoming $926 -$114 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $994 $83
Nissan Cube S 2WD $1,016 $85
Nissan Cube SL 2WD $1,048 $87
Nissan Cube Krom 2WD $1,110 $93

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Nissan Cube $184 $254 $474 $1,070
2013 Nissan Cube $172 $236 $474 $1,040
2012 Nissan Cube $166 $214 $478 $1,016
2011 Nissan Cube $156 $196 $474 $984
2010 Nissan Cube $146 $178 $474 $956
2009 Nissan Cube $142 $160 $468 $928

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Nissan Cube Insurance

Finding better rates on Nissan Cube insurance not only requires having a good driving record, but also having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to comparison shop every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a recap of the coverage data touched on in the above illustrations.

  • It is possible to save around $120 per year simply by quoting online in advance
  • Increasing policy deductibles could save up to $275 each year
  • Drivers age 20 and younger pay the highest auto insurance prices, with premiums being up to $348 per month if comprehensive and collision insurance is included
  • High-risk drivers that have major violations or accidents could be forced to pay on average $1,200 more per year to buy Nissan Cube insurance

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,170
20 $2,378
30 $1,060
40 $1,040
50 $952
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,216
$250 $1,136
$500 $1,040
$1,000 $946

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,040
50/100 $1,205
100/300 $1,323
250/500 $1,631
100 CSL $1,252
300 CSL $1,513
500 CSL $1,703

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,880
20 $3,796
30 $2,260
40 $2,240
50 $2,140
60 $2,118

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $411
Rate after discounts $629

Discounts are estimated and may not be available from every company or in every state.

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