Nissan Cube Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2023

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The average insurance rates for a Nissan Cube are $956 a year for full coverage. Comprehensive costs around $146, collision costs $178, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,054. Teen drivers cost the most to insure at $3,904 a year or more.

Average premium for full coverage: $956

Policy rates for type of insurance:

Comprehensive $146
Collision $178
Liability $474

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different Cube trim levels.

Price Range Variability

For the average 40-year-old driver, Nissan Cube insurance rates go from as low as $522 for just liability coverage to a much higher rate of $2,054 for a high-risk insurance policy.

Liability Only $522
Full Coverage $956
High Risk $2,054

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $717
Small Cities $1,004
Large Cities $1,291

The examples above show why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Nissan Cube insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $586
  • Choosing higher $1,000 deductibles can save about $74 a year
  • The average rate for a good driver age 40 using $500 deductibles is $956
  • Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,096
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,054 or more
  • Policy cost for full coverage for a teen driver with full coverage can be $3,904 each year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing full coverage Nissan Cube insurance rates range from $586 to $3,904

Insurance rates for a Nissan Cube also range considerably based on your risk profile, the trim level of your Cube, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or as much as $1,370 on average in Michigan, Louisiana, and New York.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$90 -9.4%
Alaska $732 -$224 -23.4%
Arizona $794 -$162 -16.9%
Arkansas $956 -$0 0.0%
California $1,090 $134 14.0%
Colorado $914 -$42 -4.4%
Connecticut $984 $28 2.9%
Delaware $1,084 $128 13.4%
Florida $1,196 $240 25.1%
Georgia $880 -$76 -7.9%
Hawaii $686 -$270 -28.2%
Idaho $644 -$312 -32.6%
Illinois $710 -$246 -25.7%
Indiana $718 -$238 -24.9%
Iowa $644 -$312 -32.6%
Kansas $910 -$46 -4.8%
Kentucky $1,306 $350 36.6%
Louisiana $1,414 $458 47.9%
Maine $590 -$366 -38.3%
Maryland $788 -$168 -17.6%
Massachusetts $764 -$192 -20.1%
Michigan $1,662 $706 73.8%
Minnesota $800 -$156 -16.3%
Mississippi $1,144 $188 19.7%
Missouri $848 -$108 -11.3%
Montana $1,026 $70 7.3%
Nebraska $752 -$204 -21.3%
Nevada $1,148 $192 20.1%
New Hampshire $688 -$268 -28.0%
New Jersey $1,070 $114 11.9%
New Mexico $848 -$108 -11.3%
New York $1,008 $52 5.4%
North Carolina $550 -$406 -42.5%
North Dakota $784 -$172 -18.0%
Ohio $660 -$296 -31.0%
Oklahoma $982 $26 2.7%
Oregon $876 -$80 -8.4%
Pennsylvania $914 -$42 -4.4%
Rhode Island $1,274 $318 33.3%
South Carolina $866 -$90 -9.4%
South Dakota $808 -$148 -15.5%
Tennessee $838 -$118 -12.3%
Texas $1,152 $196 20.5%
Utah $708 -$248 -25.9%
Vermont $656 -$300 -31.4%
Virginia $572 -$384 -40.2%
Washington $740 -$216 -22.6%
West Virginia $876 -$80 -8.4%
Wisconsin $664 -$292 -30.5%
Wyoming $852 -$104 -10.9%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Choosing high deductibles can save as much as $220 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance ranges as much as 41% to 128% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $918 $77
Nissan Cube S 2WD $938 $78
Nissan Cube SL 2WD $962 $80
Nissan Cube Krom 2WD $1,012 $84

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Nissan Cube $172 $236 $474 $1,040
2010 Nissan Cube $156 $196 $474 $984
2009 Nissan Cube $146 $178 $474 $956

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Cube Insurance

Finding cheaper rates on car insurance takes having a good driving record, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates at least every other year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a review of the car insurance concepts touched on in this article.

  • Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,100 more every year to buy Nissan Cube insurance
  • Drivers can save up to $110 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • Policyholders who may need increased levels of liability coverage will pay about $520 each year to raise limits from a 30/60 limit to 250/500 limits

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $3,904
20 $2,184
30 $968
40 $956
50 $878
60 $858

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,096
$250 $1,034
$500 $956
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $956
50/100 $1,107
100/300 $1,225
250/500 $1,533
100 CSL $1,154
300 CSL $1,415
500 CSL $1,605

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,488
20 $3,482
30 $2,066
40 $2,054
50 $1,966
60 $1,944

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $370
Rate after discounts $586

Discounts are estimated and may not be available from every company or in every state.

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