Nissan Cube Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 9, 2024
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Estimated auto insurance rates for a Nissan Cube are $1,040 annually for full coverage insurance. Comprehensive costs approximately $172 each year, collision costs $236, and liability insurance costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing around $2,240. Teen drivers pay the most at $4,170 a year or more.
Average premium for full coverage: $1,040
Premium estimates by type of coverage:
Includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Cube models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Cube go from as cheap as $522 for minimum levels of liability insurance to a high rate of $2,240 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than larger metro areas.
The graphic below illustrates how where you live affects auto insurance prices.
These rate differences illustrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Nissan Cube insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $629
- Drivers who choose higher $1,000 deductibles will pay $94 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,040
- Choosing low deductibles for comprehensive and collision insurance will cost $1,216
- High risk drivers with multiple violations and an at-fault accident could pay around $2,240 or more
- An auto insurance policy with full coverage for a teen driver can cost $4,170 a year
Car insurance prices for a Nissan Cube also have a wide range based on the model of your Cube, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $270 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Nissan Cube insurance rates. A 40-year-old driver could pay as low as $680 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,410 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$100 | -9.6% |
| Alaska | $798 | -$242 | -23.3% |
| Arizona | $862 | -$178 | -17.1% |
| Arkansas | $1,040 | -$0 | 0.0% |
| California | $1,184 | $144 | 13.8% |
| Colorado | $994 | -$46 | -4.4% |
| Connecticut | $1,068 | $28 | 2.7% |
| Delaware | $1,178 | $138 | 13.3% |
| Florida | $1,302 | $262 | 25.2% |
| Georgia | $958 | -$82 | -7.9% |
| Hawaii | $746 | -$294 | -28.3% |
| Idaho | $702 | -$338 | -32.5% |
| Illinois | $774 | -$266 | -25.6% |
| Indiana | $780 | -$260 | -25.0% |
| Iowa | $702 | -$338 | -32.5% |
| Kansas | $988 | -$52 | -5.0% |
| Kentucky | $1,418 | $378 | 36.3% |
| Louisiana | $1,538 | $498 | 47.9% |
| Maine | $642 | -$398 | -38.3% |
| Maryland | $858 | -$182 | -17.5% |
| Massachusetts | $832 | -$208 | -20.0% |
| Michigan | $1,806 | $766 | 73.7% |
| Minnesota | $870 | -$170 | -16.3% |
| Mississippi | $1,244 | $204 | 19.6% |
| Missouri | $922 | -$118 | -11.3% |
| Montana | $1,116 | $76 | 7.3% |
| Nebraska | $818 | -$222 | -21.3% |
| Nevada | $1,248 | $208 | 20.0% |
| New Hampshire | $748 | -$292 | -28.1% |
| New Jersey | $1,162 | $122 | 11.7% |
| New Mexico | $922 | -$118 | -11.3% |
| New York | $1,094 | $54 | 5.2% |
| North Carolina | $598 | -$442 | -42.5% |
| North Dakota | $852 | -$188 | -18.1% |
| Ohio | $718 | -$322 | -31.0% |
| Oklahoma | $1,068 | $28 | 2.7% |
| Oregon | $950 | -$90 | -8.7% |
| Pennsylvania | $994 | -$46 | -4.4% |
| Rhode Island | $1,386 | $346 | 33.3% |
| South Carolina | $940 | -$100 | -9.6% |
| South Dakota | $878 | -$162 | -15.6% |
| Tennessee | $910 | -$130 | -12.5% |
| Texas | $1,252 | $212 | 20.4% |
| Utah | $770 | -$270 | -26.0% |
| Vermont | $712 | -$328 | -31.5% |
| Virginia | $622 | -$418 | -40.2% |
| Washington | $804 | -$236 | -22.7% |
| West Virginia | $950 | -$90 | -8.7% |
| Wisconsin | $720 | -$320 | -30.8% |
| Wyoming | $926 | -$114 | -11.0% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $994 | $83 |
| Nissan Cube S 2WD | $1,016 | $85 |
| Nissan Cube SL 2WD | $1,048 | $87 |
| Nissan Cube Krom 2WD | $1,110 | $93 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2013 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2012 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2011 Nissan Cube | $156 | $196 | $474 | $984 |
| 2010 Nissan Cube | $146 | $178 | $474 | $956 |
| 2009 Nissan Cube | $142 | $160 | $468 | $928 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Nissan Cube Insurance
Finding better rates on Nissan Cube insurance not only requires having a good driving record, but also having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to comparison shop every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
The next list is a recap of the coverage data touched on in the above illustrations.
- It is possible to save around $120 per year simply by quoting online in advance
- Increasing policy deductibles could save up to $275 each year
- Drivers age 20 and younger pay the highest auto insurance prices, with premiums being up to $348 per month if comprehensive and collision insurance is included
- High-risk drivers that have major violations or accidents could be forced to pay on average $1,200 more per year to buy Nissan Cube insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,170 |
| 20 | $2,378 |
| 30 | $1,060 |
| 40 | $1,040 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,216 |
| $250 | $1,136 |
| $500 | $1,040 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,040 |
| 50/100 | $1,205 |
| 100/300 | $1,323 |
| 250/500 | $1,631 |
| 100 CSL | $1,252 |
| 300 CSL | $1,513 |
| 500 CSL | $1,703 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,796 |
| 30 | $2,260 |
| 40 | $2,240 |
| 50 | $2,140 |
| 60 | $2,118 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $411 |
Discounts are estimated and may not be available from every company or in every state.
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