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2010 Nissan Cube Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 15, 2021

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Average insurance rates for a 2010 Nissan Cube are $1,070 a year including full coverage. Comprehensive costs an estimated $184, collision insurance costs $254, and liability costs $474. Buying a liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,306. Teen drivers receive the highest rates at up to $4,260 a year.

Annual premium for full coverage: $1,070

Rate estimates for 2010 Nissan Cube Insurance

Comprehensive $184
Collision $254
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Nissan Cube models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $522 for only liability insurance to the much higher price of $2,306 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,070
High Risk $2,306

View Chart as Image

2010 Nissan Cube insurance rates compared
Column chart showing 2010 Nissan Cube insurance prices range from $643 to $4,260 for full coverage

These differences highlight why everyone should compare rates for a targeted area and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Nissan Cube Insurance

Searching Companies

Want lower insurance rates for your Nissan Cube? Overwhelmed by the number of insurance options? You’re not the only one! There are so many options that it can quickly become a lot of work to find the best price.

It’s a great practice to price shop coverage on a regular basis due to the fact that insurance rates change frequently. Despite the fact that you may have had the lowest price on Cube coverage a year ago there is a good chance you can find better rates now. So block out anything you think you know about insurance because you’re going to learn the best methods to save on insurance.

Locating affordable protection is quite easy. Basically, every driver who carries insurance should be able to save money. But drivers must understand how the larger insurance companies price insurance differently because it can help you find the best coverage.

Nissan Cube insurance rates consist of many parts

An important part of buying insurance is that you know the rating factors that go into determining your insurance rates. When you know what positively or negatively impacts premium levels helps enable you to make changes that can help you get better insurance rates.

  • Your location affects your rates – Being located in a small town can be a good thing when buying insurance. Fewer drivers means a lower chance of having an accident as well as less vandalism and auto theft. Drivers who live in large cities tend to have much more traffic to deal with and longer commutes to work. Longer commute distances can result in more accidents.
  • Do you know you’re credit rating? – Having a bad credit history is a huge factor in determining what you pay for insurance. If your credit rating is not that good, you could potentially save money when insuring your 2010 Nissan Cube by improving your rating. People with high credit ratings tend to be more responsible as compared to drivers with lower credit scores.
  • Extra add-on coverages are wasting money – There are a lot of add-on coverages that you can get tricked into buying if you aren’t careful. Coverages like rental car reimbursement, accidental death and membership fees may be wasting your money. These may sound like a good investment when talking to your agent, but your needs may have changed so get rid of them and save.
  • Traffic citations inflate rates – Careful drivers have lower premiums compared to drivers with tickets. Even a single citation can boost insurance rates twenty percent or more. Drivers who get flagrant violations such as reckless driving, hit and run or driving under the influence may be required to submit a SR-22 or proof of financial responsibility to the state department of motor vehicles in order to keep their license.
  • Liability coverage is cheap – Liability coverage is the protection if ever a court rules you are at fault for damages from an accident. It provides for a legal defense up to the limits shown on your policy. This coverage is very inexpensive when compared with rates for comp and collision, so do not cut corners here.
  • High deductibles save money – Deductibles for physical damage define the amount you are required to spend before a claim is paid by your company. Physical damage insurance, otherwise known as comp (or other than collision) and collision, is used to repair damage to your car. Examples of covered claims are running into the backend of another car, damage caused by hail, and windstorm damage. The more you’re willing to pay, the less your insurance will be on Cube coverage.
  • Safer cars cost less to insure – Safer cars tend to have better insurance rates. These vehicles reduce injuries and fewer injuries translates into fewer and smaller insurance claims passed on to you as lower rates. If the Nissan Cube earned at least four stars on Safercar.gov or an “acceptable” rating on iihs.org you are probably receiving a discount.

Pay less for 2010 Nissan Cube insurance

Insurance can be prohibitively expensive, but discounts can save money and there are some available to help bring down the price. Certain discounts will be applied when you get a quote, but a few must be asked for in order for you to get them.

  • Good Students Pay Less – A discount for being a good student can get you a discount of up to 25%. The discount lasts well after school through age 25.
  • Pay Upfront and Save – If paying your policy premium upfront instead of monthly or quarterly installments you could save 5% or more.
  • Claim Free – Drivers with accident-free driving histories can save substantially as compared to bad drivers.
  • Fewer Miles Equal More Savings – Fewer annual miles on your Nissan could qualify for discounted rates on garaged vehicles.
  • Bundle and Save – When you combine your home and auto insurance with one insurance company you will save up to 20% off your total premium.
  • Use Seat Belts – Requiring all passengers to use a seat belt can save up to 15% off your PIP or medical payments premium.
  • Driver Safety – Successfully completing a defensive driving course could save 5% or more and easily recoup the cost of the course.
  • Anti-theft Discount – Vehicles with anti-theft systems are stolen less frequently and therefore earn up to a 10% discount.
  • Braking Control Discount – Anti-lock brake equipped vehicles prevent accidents and earn discounts up to 10%.
  • Employee of Federal Government – Employees or retirees of the government could cut as much as 10% off on Cube coverage with select insurance companies.

Consumers should know that some of the credits will not apply to the entire cost. A few only apply to specific coverage prices like comprehensive or collision. Even though it may seem like you could get a free car insurance policy, companies wouldn’t make money that way. Any amount of discount will cut your overall premium however.

Insurance companies that may offer these money-saving discounts include:

Before buying, ask each insurance company what discounts are available to you. All car insurance discounts might not be offered in your state.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Tailor your coverage to you

When it comes to buying the right insurance coverage, there is no cookie cutter policy. Everyone’s needs are different.

Here are some questions about coverages that could help you determine if your insurance needs would benefit from an agent’s advice.

  • Am I insured when driving a different vehicle?
  • Does my 2010 Nissan Cube need full coverage?
  • Do I get a pro-rated refund if I cancel my policy early?
  • Do I need to file an SR-22 for a DUI in my state?
  • Should I waive the damage coverage when renting a car?
  • Does my personal policy cover me when driving out-of-state?
  • Do I have coverage when pulling a U-Haul trailer?

If you don’t know the answers to these questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, simply complete this short form.

Insurance coverages explained

Having a good grasp of insurance can help you determine the best coverages and proper limits and deductibles. Insurance terms can be impossible to understand and nobody wants to actually read their policy.

Auto liability – Liability insurance can cover damages or injuries you inflict on other’s property or people that is your fault. This coverage protects you from claims by other people. It does not cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see limits of 100/300/100 which stand for $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000. Occasionally you may see a combined limit which limits claims to one amount rather than limiting it on a per person basis.

Liability can pay for things such as legal defense fees, loss of income, medical services, emergency aid and medical expenses. How much liability should you purchase? That is a personal decision, but consider buying as much as you can afford.

Comprehensive insurance – Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims such as falling objects, hitting a deer, damage from a tornado or hurricane, rock chips in glass and theft. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Collision coverages – This will pay to fix damage to your Cube caused by collision with another vehicle or an object, but not an animal. A deductible applies then your collision coverage will kick in.

Collision coverage protects against things such as hitting a mailbox, colliding with a tree, colliding with another moving vehicle and hitting a parking meter. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Coverage for medical expenses – Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like surgery, X-ray expenses, hospital visits and EMT expenses. The coverages can be utilized in addition to your health insurance program or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to any family member struck as a pedestrian. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage

Coverage for uninsured or underinsured drivers – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. It can pay for injuries to you and your family and damage to your 2010 Nissan Cube.

Due to the fact that many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Usually the UM/UIM limits are similar to your liability insurance amounts.

Saving money makes a lot of cents

Insureds change insurance companies for many reasons like unfair underwriting practices, delays in paying claims, delays in responding to claim requests and not issuing a premium refund. It doesn’t matter what your reason, finding a new insurance coverage company is not as hard as you think.

In this article, we presented quite a bit of information on how to reduce 2010 Nissan Cube insurance prices online. It’s most important to understand that the more you quote, the better your comparison will be. You may even discover the best prices are with a lesser-known regional company.

Cheaper insurance is attainable both online in addition to many insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some companies do not provide the ability to get a quote online and most of the time these smaller companies sell through independent agents.

Additional resources

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Nissan Cube Insurance Rates by City
City Premium
New York City, NY $1,692
Los Angeles, CA $1,830
Philadelphia, PA $1,431
Jacksonville, FL $1,554
Phoenix, AZ $1,246
Chicago, IL $1,436
Houston, TX $1,677
Seattle, WA $1,043
Columbus, OH $895
Indianapolis, IN $911

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,260
20 $2,448
30 $1,094
40 $1,070
50 $982
60 $962

Full coverage, $500 deductibles

Rates by Deductible

2010 Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,262
$250 $1,176
$500 $1,070
$1,000 $970

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,070
50/100 $1,165
100/300 $1,283
250/500 $1,591
100 CSL $1,212
300 CSL $1,473
500 CSL $1,663

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $6,016
20 $3,904
30 $2,330
40 $2,306
50 $2,204
60 $2,182

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $73
Total Discounts $427
Rate after discounts $643

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Nissan Cube Insurance Rates by State
State Premium
Alabama $968
Alaska $822
Arizona $890
Arkansas $1,070
California $1,220
Colorado $1,024
Connecticut $1,102
Delaware $1,212
Florida $1,340
Georgia $988
Hawaii $768
Idaho $724
Illinois $798
Indiana $806
Iowa $722
Kansas $1,020
Kentucky $1,462
Louisiana $1,586
Maine $662
Maryland $882
Massachusetts $858
Michigan $1,860
Minnesota $896
Mississippi $1,284
Missouri $950
Montana $1,150
Nebraska $844
Nevada $1,286
New Hampshire $772
New Jersey $1,196
New Mexico $950
New York $1,128
North Carolina $616
North Dakota $878
Ohio $740
Oklahoma $1,102
Oregon $982
Pennsylvania $1,022
Rhode Island $1,428
South Carolina $970
South Dakota $904
Tennessee $938
Texas $1,290
Utah $792
Vermont $734
Virginia $640
Washington $828
West Virginia $982
Wisconsin $742
Wyoming $954

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