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2014 Acura ILX Hybrid Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 18, 2021

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Average insurance rates for an 2014 Acura ILX Hybrid are $1,400 a year with full coverage. Comprehensive costs an estimated $270 each year, collision costs $516, and liability coverage costs $456. Buying a liability-only policy costs as little as $508 a year, with high-risk insurance costing around $3,048. Teenage drivers receive the highest rates at $5,330 a year or more.

Annual premium for full coverage: $1,400

Rate estimates for 2014 Acura ILX Hybrid Insurance

Comprehensive $270
Collision $516
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Acura ILX Hybrid models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $508 for the bare minimum liability coverage to a high rate of $3,048 for a high risk driver.

Liability Only $508
Full Coverage $1,400
High Risk $3,048

View Chart as Image

2014 Acura ILX Hybrid insurance rates compared
Column chart showing 2014 Acura ILX Hybrid insurance prices range from $803 to $5,330 for full coverage

These differences demonstrate why all drivers should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Acura ILX Hybrid Insurance

Searching Companies

If price shopping car insurance online is new to you, it’s easy to be confused due to the large number of online companies offering coverage.

How to Compare Insurance Quotes

The are a couple different ways to compare rate quotes from different insurance companies. One of the best ways to find competitive 2014 Acura ILX Hybrid insurance rates is to get quotes online. This can be done in a couple of different ways.

  • Probably the best way to find the lowest comparison rates is an all-inclusive rate comparison like this one (opens in new window). This easy form saves time by eliminating separate quotes for every insurance company. Just one form gets you price quotes instantly. It’s definitely the quickest method.
  • A slightly less efficient method to compare rate quotes is to take the time to go to each company’s website and request a quote. For sake of this example, let’s say you want comparison quotes from Nationwide, Esurance and State Farm. You would have to take the time to go to each site and enter your information, and that’s why the first method is more popular. For a handy list of car insurance company links in your area, click here.
  • The hardest way of getting rate comparisons is to spend time driving to insurance agents’ offices. The ability to buy insurance online can eliminate the need for a local agent unless you want the trained guidance that only a license agent can provide. You can, however, comparison shop your insurance online and get advice from an agent in your area and you’ll learn how to do that later.

It doesn’t matter which method you choose, just ensure you are comparing apples-to-apples coverage information for each price quote. If you use mixed coverages it’s not possible to make an equal comparison. Slightly different insurance coverages can mean a large discrepancy in price. And when price shopping your coverage, getting more free quotes will improve the odds of getting the best rates.

Discounts on Acura ILX Hybrid insurance

Car insurance can cost a lot, but you may find discounts that many people don’t even know exist. Most are applied when you quote, but less common discounts must be specifically requested before you get the savings.

  • One Accident Forgiven – Some insurance companies will allow you to have one accident before your rates go up as long as you don’t have any claims prior to the accident.
  • Theft Prevention Discount – Anti-theft and alarm systems are stolen less frequently and therefore earn up to a 10% discount.
  • Bundle and Save – When you combine your home and auto insurance with one insurance company you will save at least 10% off all policies.
  • Passive Restraints – Vehicles equipped with air bags may earn rate discounts of more than 20%.
  • Own a Home – Being a homeowner can save you money because of the fact that having a home demonstrates responsibility.

Drivers should understand that many deductions do not apply to the entire cost. Most only cut the price of certain insurance coverages like medical payments or collision. Even though it may seem like you can get free auto insurance, you won’t be that lucky. Any amount of discount will reduce your overall premium however.

Companies that may offer these discounts may include but are not limited to:

  • State Farm
  • Progressive
  • Progressive
  • MetLife
  • Farm Bureau

Before buying, ask all companies you are considering how you can save money. Discounts might not be offered in every state.

Tailor your coverage to you

When choosing the best auto insurance coverage, there isn’t really a perfect coverage plan. Every insured’s situation is different.

Here are some questions about coverages that can aid in determining whether your personal situation might need an agent’s assistance.

  • Can I pay claims out-of-pocket if I buy high deductibles?
  • What is UM/UIM insurance?
  • Can my teen driver be rated on a liability-only vehicle?
  • Do I need special endorsements for business use of my vehicle?
  • What is roadside assistance coverage?
  • Is upholstery damage covered by car insurance?
  • Do I have any recourse if my insurance company denies a claim?
  • Does my insurance cover my expensive audio equipment?
  • Do I pay less for low miles?
  • Are my tools covered if they get stolen from my vehicle?

If you’re not sure about those questions, you may need to chat with an insurance agent. If you don’t have a local agent, take a second and complete this form.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Coverage specifics

Learning about specific coverages of car insurance aids in choosing which coverages you need at the best deductibles and correct limits. Car insurance terms can be impossible to understand and nobody wants to actually read their policy.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your 2014 Acura ILX Hybrid.

Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important. Most of the time your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Auto liability

Liability insurance provides protection from damage or injury you incur to people or other property by causing an accident. It protects you from legal claims by others, and does not provide coverage for your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see limits of 100/300/100 which means a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and property damage coverage for $100,000. Alternatively, you may have a combined single limit or CSL that pays claims from the same limit without having the split limit caps.

Liability coverage pays for claims like medical expenses, loss of income, emergency aid and attorney fees. The amount of liability coverage you purchase is a personal decision, but buy higher limits if possible.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses such as rehabilitation expenses, hospital visits and dental work. They are often used in conjunction with a health insurance program or if you are not covered by health insurance. It covers both the driver and occupants in addition to being hit by a car walking across the street. PIP coverage is not available in all states and gives slightly broader coverage than med pay

Comprehensive car insurance

This coverage covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against things such as a tree branch falling on your vehicle, hitting a deer, theft and hail damage. The maximum amount your car insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Collision coverage

Collision coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in.

Collision insurance covers claims like colliding with another moving vehicle, crashing into a ditch, hitting a parking meter and colliding with a tree. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. You can also increase the deductible to bring the cost down.

Be a Smart Shopper

When shopping online for insurance coverage, do not buy less coverage just to save a little money. There have been many cases where an insured cut uninsured motorist or liability limits only to discover later that they should have had better coverage. The proper strategy is to purchase plenty of coverage at a price you can afford while not skimping on critical coverages.

We just presented quite a bit of information on how to reduce 2014 Acura ILX Hybrid insurance prices online. The key concept to understand is the more rate quotes you have, the better chance you’ll have of finding lower rates. Consumers may even find the best prices are with a company that doesn’t do a lot of advertising.

Insureds who switch companies do it for many reasons like high rates after DUI convictions, delays in paying claims, poor customer service or lack of trust in their agent. Regardless of your reason for switching companies, finding the right insurance coverage provider is pretty easy and you might even save some money in the process.

More information can be read on the following sites:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2014 Acura ILX Hybrid Insurance Rates by City
City Premium
New York City, NY $2,214
Los Angeles, CA $2,397
Philadelphia, PA $1,870
Jacksonville, FL $2,035
Phoenix, AZ $1,627
Chicago, IL $1,883
Houston, TX $2,194
Seattle, WA $1,366
Columbus, OH $1,169
Indianapolis, IN $1,193

Rates by Driver Age

2014 Acura ILX Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,252
30 $1,454
40 $1,400
50 $1,282
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

2014 Acura ILX Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,588
$500 $1,400
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Acura ILX Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,491
100/300 $1,605
250/500 $1,902
100 CSL $1,537
300 CSL $1,788
500 CSL $1,970

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Acura ILX Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,186
30 $3,106
40 $3,048
50 $2,912
60 $2,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $597
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Acura ILX Hybrid Insurance Rates by State
State Premium
Alabama $1,268
Alaska $1,074
Arizona $1,162
Arkansas $1,400
California $1,598
Colorado $1,340
Connecticut $1,442
Delaware $1,586
Florida $1,754
Georgia $1,294
Hawaii $1,008
Idaho $946
Illinois $1,046
Indiana $1,056
Iowa $946
Kansas $1,330
Kentucky $1,912
Louisiana $2,074
Maine $864
Maryland $1,154
Massachusetts $1,122
Michigan $2,434
Minnesota $1,172
Mississippi $1,680
Missouri $1,242
Montana $1,506
Nebraska $1,104
Nevada $1,680
New Hampshire $1,008
New Jersey $1,566
New Mexico $1,242
New York $1,476
North Carolina $808
North Dakota $1,146
Ohio $966
Oklahoma $1,438
Oregon $1,284
Pennsylvania $1,336
Rhode Island $1,870
South Carolina $1,268
South Dakota $1,182
Tennessee $1,226
Texas $1,688
Utah $1,038
Vermont $960
Virginia $840
Washington $1,084
West Virginia $1,284
Wisconsin $970
Wyoming $1,248

Free Auto Insurance Comparison

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