Chevrolet Suburban Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Average auto insurance rates for a Chevrolet Suburban are $1,368 annually for full coverage. Comprehensive costs around $306 a year, collision insurance costs $506, and liability insurance costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs around $2,950. Teen drivers receive the highest rates at up to $5,078 a year.
Average premium for full coverage: $1,368
Rate estimates for individual coverage type:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and Suburban trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $460 for just liability insurance to a high of $2,950 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These examples show why it is important to compare rates for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $792
- Drivers who choose higher $1,000 deductibles will pay about $1,186 a year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,368
- Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,726
- High risk drivers with multiple violations and an at-fault accident could pay at least $2,950
- The cost with full coverage for a teen driver can be $5,078 a year
Auto insurance rates for a Chevrolet Suburban can also vary considerably based on the trim level of your Suburban, your driver profile, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $540 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,960 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$128 | -9.4% |
| Alaska | $1,052 | -$316 | -23.1% |
| Arizona | $1,136 | -$232 | -17.0% |
| Arkansas | $1,368 | -$0 | 0.0% |
| California | $1,562 | $194 | 14.2% |
| Colorado | $1,308 | -$60 | -4.4% |
| Connecticut | $1,410 | $42 | 3.1% |
| Delaware | $1,550 | $182 | 13.3% |
| Florida | $1,716 | $348 | 25.4% |
| Georgia | $1,266 | -$102 | -7.5% |
| Hawaii | $984 | -$384 | -28.1% |
| Idaho | $928 | -$440 | -32.2% |
| Illinois | $1,022 | -$346 | -25.3% |
| Indiana | $1,032 | -$336 | -24.6% |
| Iowa | $926 | -$442 | -32.3% |
| Kansas | $1,304 | -$64 | -4.7% |
| Kentucky | $1,870 | $502 | 36.7% |
| Louisiana | $2,028 | $660 | 48.2% |
| Maine | $846 | -$522 | -38.2% |
| Maryland | $1,130 | -$238 | -17.4% |
| Massachusetts | $1,098 | -$270 | -19.7% |
| Michigan | $2,380 | $1,012 | 74.0% |
| Minnesota | $1,146 | -$222 | -16.2% |
| Mississippi | $1,644 | $276 | 20.2% |
| Missouri | $1,216 | -$152 | -11.1% |
| Montana | $1,472 | $104 | 7.6% |
| Nebraska | $1,082 | -$286 | -20.9% |
| Nevada | $1,644 | $276 | 20.2% |
| New Hampshire | $990 | -$378 | -27.6% |
| New Jersey | $1,532 | $164 | 12.0% |
| New Mexico | $1,216 | -$152 | -11.1% |
| New York | $1,444 | $76 | 5.6% |
| North Carolina | $790 | -$578 | -42.3% |
| North Dakota | $1,122 | -$246 | -18.0% |
| Ohio | $948 | -$420 | -30.7% |
| Oklahoma | $1,408 | $40 | 2.9% |
| Oregon | $1,256 | -$112 | -8.2% |
| Pennsylvania | $1,308 | -$60 | -4.4% |
| Rhode Island | $1,828 | $460 | 33.6% |
| South Carolina | $1,244 | -$124 | -9.1% |
| South Dakota | $1,156 | -$212 | -15.5% |
| Tennessee | $1,200 | -$168 | -12.3% |
| Texas | $1,652 | $284 | 20.8% |
| Utah | $1,014 | -$354 | -25.9% |
| Vermont | $938 | -$430 | -31.4% |
| Virginia | $820 | -$548 | -40.1% |
| Washington | $1,060 | -$308 | -22.5% |
| West Virginia | $1,256 | -$112 | -8.2% |
| Wisconsin | $948 | -$420 | -30.7% |
| Wyoming | $1,222 | -$146 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,328 | $111 |
| Chevrolet Suburban LT 2WD | $1,328 | $111 |
| Chevrolet Suburban LS 4WD | $1,328 | $111 |
| Chevrolet Suburban LT 4WD | $1,368 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,412 | $118 |
| Chevrolet Suburban LTZ 4WD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2023 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2022 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2021 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2020 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2019 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2018 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2017 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2016 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2015 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2013 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
| 2011 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
| 2009 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2008 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2007 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2006 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2005 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Suburban Insurance
Saving money on Chevrolet Suburban insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The items below are a brief review of the data covered above.
- Drivers who may need more liability coverage will pay about $440 each year to go from a minimum limit to higher 250/500 limits
- Drivers can save up to $160 per year just by quoting early and online
- Increasing deductibles could save up to $550 each year
- Teen drivers are expensive to insure, costing as high as $423 per month if full coverage is included
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,078 |
| 20 | $3,142 |
| 30 | $1,432 |
| 40 | $1,368 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,726 |
| $250 | $1,562 |
| $500 | $1,368 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,368 |
| 50/100 | $1,534 |
| 100/300 | $1,633 |
| 250/500 | $1,892 |
| 100 CSL | $1,573 |
| 300 CSL | $1,792 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,238 |
| 20 | $4,990 |
| 30 | $3,014 |
| 40 | $2,950 |
| 50 | $2,814 |
| 60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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