GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,586. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,196
• Choosing pricier low deductibles will cost $1,448
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,658

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving characteristics, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,400 to $2,000 additional per year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $390 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Every auto insurance company uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of avoiding accidents and claims, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a recap of the coverage data covered above.

• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $375 each year
• Drivers under the age of 20 are expensive to insure, as much as $388 per month if they have full coverage
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,390 more annually to insure a GMC Savana