GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,492. Teens pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects auto insurance rates.

These rate differences highlight why everyone should compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save about $122 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Selecting pricier low deductibles bumps up the cost to $1,388
• Drivers with serious driving violations could pay at least $2,492 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can be $4,524

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Auto insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,400 to $1,900 in extra premium annually, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare rates every couple of years by requesting quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a quick rundown of the material that was touched on in the above illustrations.

• Insureds who may need more liability protection will pay approximately $510 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers are expensive to insure, with the cost nearing $377 per month if the policy includes full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,340 more every year than a low-risk driver
• Increasing policy deductibles can save approximately $350 each year