GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs an estimated $220, collision costs $358, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,586. Teen drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $132 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,196
• Choosing more expensive low deductibles increases the price to $1,448
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The price to insure a 16-year-old driver with full coverage can cost as much as $4,658

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $390 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of avoiding accidents and claims, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to compare rates once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a brief recap of the data that was presented in the illustrations above.

• It is possible to save approximately $140 per year simply by shopping early and online
• Insureds who want increased liability limits will pay about $510 annually to raise from a low limit to a 250/500 level
• Drivers under the age of 20 have the highest car insurance prices, as much as $388 a month if the policy includes full coverage
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,390 more annually to insure a GMC Savana