GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The examples above show why all drivers should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $122 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage bumps up the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492 or more
• Policy cost that insures a 16-year-old driver can cost $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes being a low-risk driver, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare prices at least every other year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The items below are a recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,340 more per year to insure their Savana
• Drivers can save around $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Insureds who purchase more liability coverage will pay an extra $510 each year to raise limits from a 30/60 limit to the 250/500 level