GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs on average $206, collision insurance costs $330, and liability costs $460. A policy with only liability insurance costs as little as $510 a year, and a high-risk policy costs around $2,492. 16-year-old drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities. The example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why everyone should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,154
• Buying pricier low deductibles for comprehensive and collision insurance will cost $1,388
• Drivers with multiple tickets or accidents could pay upwards of $2,492
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $4,524 a year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. GMC Savana insurance for high-risk drivers can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $360 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Finding better rates on insurance for a GMC Savana not only requires having a good driving record, but also having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting quotes from direct insurance companies, and also from local exclusive and independent agents.

The next list is a brief review of the material that was raised in the charts and tables above.

• Insureds who require increased levels of liability coverage will pay around $510 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 20 and younger are expensive to insure, with premiums being up to $377 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,340 more each year to buy GMC Savana insurance
• Increasing policy deductibles could save up to $350 each year