GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs an estimated $220, collision costs $358, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $2,586 or more. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay approximately $132 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,196
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $252 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,586 or more
• The price for full coverage for a teen driver with full coverage can cost as much as $4,658 a year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $390 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a brief review of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions pay on average $1,390 more annually than a driver with a clean driving record
• It is possible to save approximately $140 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $375 each year
• Policyholders who want additional liability coverage will pay around $510 annually to go from a low limit to 250/500 limits