GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs approximately $206 a year, collision insurance costs $330, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $1,032 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage increases the price to $1,388
• Drivers who are prone to accidents and violations could pay around $2,492
• Policy cost to insure a teenage driver can cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the model of your Savana.

Using high physical damage deductibles can save as much as $360 a year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a summary of the data raised in the charts and tables above.

• Consumers who purchase additional liability coverage will pay an extra $510 each year to raise limits from a 30/60 limit to a 250/500 level
• Drivers can save around $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $377 each month if they have full coverage