GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs around $220 each year, collision insurance costs $358, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,586. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay about $132 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,448
• High risk drivers who are prone to accidents and violations could pay at least $2,586
• Policy cost for full coverage for a teen driver can be $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $390 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a summary of the ideas that were touched on in the above illustrations.

• Teens are charged the highest rates, possibly costing $388 each month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations may pay on average $1,390 more every year for Savana insurance
• Increasing comprehensive and collision deductibles can save around $375 each year
• It is possible to save up to $140 per year just by quoting online in advance