Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,386 a year for full coverage. Comprehensive insurance costs approximately $282 a year, collision insurance costs $472, and liability coverage is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $3,000 or more. Teen drivers cost the most to insure at up to $5,258 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi S6 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $803
• Raising to $1,000 deductibles will save $1,214 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,386
• Choosing low $100 deductibles will cost an extra $332 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $3,000
• Policy cost for full coverage for a teenage driver can cost $5,258

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on your risk profile, the trim level of your S6, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $910 a year in states like Iowa, Maine, and Idaho, or as much as $1,980 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $510 a year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than average. View High Risk Driver Rates

How to Find the Best Cheap Audi S6 Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at least every other year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a quick review of the car insurance concepts covered in the above illustrations.

• Drivers with a DUI or reckless driving violation may pay on average $1,610 more per year to insure their S6
• Drivers can save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $500 each year
• Consumers who purchase more liability coverage will pay about $520 each year to raise from a 30/60 limit to 250/500 limits