Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive costs around $274 a year, collision insurance costs $428, and liability coverage is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs around $2,892. Teen drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates for type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi S6 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $781
• Choosing higher $1,000 deductibles can save about $1,178 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,338
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,646
• Drivers with multiple violations and an at-fault accident could pay at least $2,892
• Policy cost that insures a teenage driver can be $5,096 each year

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on the trim level of your S6, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi S6 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $470 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi S6 Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Shop around every year by getting rate quotes from direct carriers, and also from several local insurance agents.

The items below are a brief review of the coverage data covered in the above illustrations.

• Drivers can save up to $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teen drivers pay higher rates, costing up to $425 each month if full coverage is included
• Drivers with DUI or reckless driving convictions pay on average $1,550 more every year to insure their S6