Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,386 every 12 months for full coverage insurance. Comprehensive costs approximately $282 each year, collision costs $472, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $3,000. Teenage drivers cost the most to insure at $5,258 a year or more.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and S6 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Audi S6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $803
• Using higher $1,000 deductibles will save $172 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,386
• Using low deductibles for physical damage coverage increases the price to $1,718
• Drivers who are prone to accidents and violations could pay around $3,000 or more
• Policy cost to insure a teen driver can cost $5,258 or more

View Chart as Image

Auto insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your risk profile, and the model of your S6.

Using high physical damage deductibles could cut rates by as much as $510 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Audi S6 insurance rates. A driver around age 40 might see rates as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

How to Shop for Cheap Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance requires being a low-risk driver, having a good credit score, being claim-free, and not having any coverage lapses. Spend time shopping around every other policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The items below are a brief summary of the ideas that were touched on above.

• Teen drivers have the highest car insurance rates, possibly costing $438 each month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,610 more per year to insure their S6
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• It is possible to save around $170 per year simply by quoting online in advance