Audi S6 Insurance Rates

U.S. average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive insurance costs on average $274 a year, collision insurance costs $428, and liability is estimated at $478. A policy with just liability insurance costs approximately $526 a year, and coverage for high-risk drivers costs $2,892 or more. Teen drivers pay the highest rates at up to $5,096 a year.

Average premium for full coverage: $1,338

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and S6 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above show why it is important to get quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi S6 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $781
• Choosing higher $1,000 deductibles can save around $1,178 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,338
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $308 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,892
• The price that insures a 16-year-old driver may cost $5,096 each year

View Chart as Image

Insurance prices for an Audi S6 are also quite variable based on the trim level of your S6, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges from 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi S6 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $470 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi S6 Insurance

Getting lower rates on insurance for an Audi S6 takes avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Shop around every couple of years by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a summary of the material that was raised in the charts and tables above.

• Insureds who require increased liability limits will pay about $530 each year to raise limits from a low limit to the 250/500 level
• Drivers under the age of 20 pay the highest prices, with premiums as much as $425 a month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,550 more each year to insure an Audi S6
• Increasing physical damage deductibles can save approximately $475 each year