Audi S6 Insurance Rates

U.S. average insurance rates for an Audi S6 are $1,338 a year for full coverage insurance. Comprehensive insurance costs on average $274, collision insurance costs $428, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs $2,892 or more. Teenage drivers pay the highest rates at up to $5,096 a year.

Average premium for full coverage: $1,338

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all S6 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why everyone should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi S6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $781
• Raising to $1,000 deductibles will save around $160 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,338
• Using pricier low deductibles will cost an extra $308 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,892
• The price for full coverage for a 16-year-old driver for full coverage may cost $5,096

View Chart as Image

Insurance prices for an Audi S6 are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

The state you live in also has a big influence on Audi S6 insurance prices. A middle-age driver might find prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $470 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Audi S6 insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Audi S6 Insurance

Getting lower rates on insurance for an Audi S6 consists of avoiding accidents and claims, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by getting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a quick review of the car insurance concepts covered above.

• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,550 more each year to insure an Audi S6
• It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $475 each year
• Insureds who require increased liability limits will pay an extra $530 annually to raise from a low limit to 250/500 limits