Mazda CX-3 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-3 are $1,176 annually for full coverage insurance. Comprehensive insurance costs around $220, collision insurance costs $338, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,534 or more. Teenage drivers pay the highest rates at up to $4,576 a year.

Average premium for full coverage: $1,176

Price estimates for individual coverage:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all CX-3 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities. The example below illustrates how location impacts auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Mazda CX-3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $698
• Using higher $1,000 deductibles will save about $128 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,176
• Using pricier low deductibles for physical damage coverage costs an additional $242 every year
• Drivers who are prone to accidents and violations could pay at least $2,534
• The price with full coverage for a teen driver for full coverage can be $4,576 or more

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Insurance prices for a Mazda CX-3 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,400 to $2,000 additional each year, depending on your age. Mazda CX-3 insurance for high-risk drivers can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $370 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda CX-3 insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.

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How to Buy the Best Mazda CX-3 Insurance

Getting lower rates on car insurance requires having a good driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a brief recap of the coverage data touched on above.

• It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $375 each year
• Drivers age 20 and younger are charged the highest prices, as much as $381 a month if they have full coverage
• Higher risk drivers who tend to receive serious violations pay on average $1,360 more every year to buy Mazda CX-3 insurance