Mazda CX-3 Insurance Rates

U.S. average insurance rates for a Mazda CX-3 are $1,176 a year with full coverage. Comprehensive insurance costs on average $220 a year, collision insurance costs $338, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,534 or more. Teenage drivers pay the highest rates at up to $4,576 a year.

Average premium for full coverage: $1,176

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and CX-3 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best discount rate is $698
• Choosing higher $1,000 deductibles can save around $1,048 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,176
• Using low $100 deductibles for comp and collision coverage will cost an additional $242 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,534
• The price that insures a 16-year-old driver may cost $4,576 each year

View Chart as Image

Auto insurance prices for a Mazda CX-3 are also quite variable based on the trim level of your CX-3, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-3 insurance prices. A good driver about age 40 could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $370 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Mazda CX-3 Insurance

Getting lower rates on insurance for a Mazda CX-3 takes having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct companies, and also from several local insurance agents.

The following items are a quick review of the data touched on in the above illustrations.

• Insureds who require additional liability coverage will pay an extra $510 every year to raise limits from a low limit to the 250/500 level
• You may be able to save as much as $140 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $375 each year
• 16 to 18-year-old drivers are charged the highest prices, costing up to $381 a month if the policy includes full coverage