Mazda CX-3 Insurance Rates

Average insurance prices for a Mazda CX-3 are $1,176 every 12 months for full coverage. Comprehensive insurance costs around $220 each year, collision insurance costs $338, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $2,534 or more. Teenage drivers receive the highest rates at up to $4,576 a year.

Average premium for full coverage: $1,176

Rate estimates for individual coverage type:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and CX-3 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mazda CX-3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $698
• Drivers who choose higher $1,000 deductibles will pay about $128 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,176
• Using low deductibles for comprehensive and collision insurance costs an extra $242 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,534
• The cost to insure a teenage driver can be $4,576 a year

View Chart as Image

Insurance rates for a Mazda CX-3 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $370 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda CX-3 insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,680 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Cheap Mazda CX-3 Insurance

Saving money on auto insurance not only requires having a good driving record, but also having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick review of the data covered in the charts and tables above.

• Consumers who may need increased levels of liability coverage will pay an extra $510 each year to go from a minimum limit to a 250/500 level
• Drivers can save up to $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $375 each year
• Drivers age 20 and younger are charged the highest rates, costing as high as $381 per month if full coverage is included