Mazda CX-3 Insurance Rates

The average insurance rates for a Mazda CX-3 are $1,220 a year for full coverage insurance. Comprehensive costs on average $230 a year, collision insurance costs $376, and liability coverage is $456. Liability-only insurance costs around $508 a year, and high-risk driver insurance costs around $2,636. Teenage drivers cost the most to insure at up to $4,720 a year.

Average premium for full coverage: $1,220

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and CX-3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above illustrate why it is important to compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Raising to $1,000 deductibles will save around $1,082 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,220
• Using low $100 deductibles bumps up the cost to $1,486
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,636
• Policy cost that insures a teenage driver may cost $4,720

View Chart as Image

Auto insurance rates for a Mazda CX-3 also range considerably based on the trim level of your CX-3, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-3 insurance rates. A middle-age driver might find rates as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $410 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Mazda CX-3 Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, being claim-free, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a review of the data touched on in this article.

• Consumers who require higher liability limits will pay an extra $500 annually to raise from a 30/60 limit to the 250/500 level
• It is possible to save as much as $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Teens are charged the highest rates, possibly costing $393 each month if the policy includes full coverage