1. Vehicles
  2. Nissan
  3. GT-R
  4. 2020 Model Year

2020 Nissan GT-R Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: May 1, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2020 Nissan GT-R are $1,964 a year for full coverage. Comprehensive costs approximately $476 each year, collision costs $1,020, and liability coverage costs around $332. Buying a liability-only policy costs as low as $388 a year, with high-risk insurance costing around $4,290. Teenage drivers receive the highest rates at $6,904 a year or more.

Annual premium for full coverage: $1,964

Rate estimates for 2020 Nissan GT-R Insurance

Comprehensive $476
Collision $1020
Liability $332

Rate data is compiled from all 50 U.S. states and averaged for all 2020 Nissan GT-R models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $388 for basic liability insurance to a high rate of $4,290 for a driver who has had serious violations or accidents.

Liability Only $388
Full Coverage $1,964
High Risk $4,290

View Chart as Image

2020 Nissan GT-R insurance rates compared
Column chart showing 2020 Nissan GT-R insurance prices range from $1067 to $6,904 for full coverage

These differences show why all drivers should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2020 Nissan GT-R Insurance

Searching Companies

Feeling guilty for buying an expensive car insurance policy? It’s quite common and there are many consumers feeling the pinch from expensive car insurance.

There are many auto insurance companies to insure vehicles with, and although it’s a good thing to be able to choose, having more car insurance companies makes it harder to compare rates.

Consumers should take time to get comparison quotes yearly due to the fact that insurance prices are constantly changing. Even if you think you had the best price on GT-R coverage a couple years back you may be paying too much now. Block out anything you think you know about car insurance because you’re about to learn the only way to find great coverage at a great price.

Finding insurance coverage

When looking for the cheapest insurance coverage quotes, there are a couple ways to compare rate quotes from companies that offer insurance coverage in your state. The fastest way to lower the rate you pay for 2020 Nissan GT-R insurance is to use the internet to compare rates. This can be done in several different ways.

  1. The most recommended method to get the best comparison quotes is to use a rate comparison form. This method prevents you from having to do repetitive form submissions for each price estimate. A single, simple form will get you rate comparisons instantly.
  2. A less efficient way to analyze rates consists of going to each company website and complete a new quote form. For examples sake, we’ll assume you want to get rates from USAA, GEICO and Allstate. To find out each rate you need to spend time going to each site individually and enter your information, and that explains why we recommend the first method.

Which method you use is up to you, but be sure to compare equivalent quote data on every quote. If the quotes have higher or lower deductibles you can’t possibly truly determine the lowest rate. Having just a slight variation in limits may result in large price differences. Just keep in mind that having more price comparisons gives you a better chance of getting more affordable insurance.

Insurance discounts are available to lower your rates

Some companies don’t always publicize their entire list of discounts in a way that’s easy to find, so we took the time to find both the well known and also the more inconspicuous credits available to lower your premiums when you buy insurance coverage online.

  • Paper-free Discount – Some insurance companies will provide an incentive simply for signing on their website.
  • Smart Student Discounts – Getting good grades can get you a discount of up to 25%. Many companies even apply the discount to college students up until you turn 25.
  • Early Payment Discounts – By paying your entire bill at once instead of paying each month you can actually save on your bill.
  • College Student Discount – Older children who attend college more than 100 miles from home and do not have a car may qualify for this discount.
  • Telematics Data Discounts – Policyholders that allow their company to analyze where and when they drive by installing a telematics device such as Allstate’s Drivewise and State Farm’s In-Drive system could save a few bucks if they show good driving skills.
  • Discounts for Government Workers – Employees or retirees of the government may qualify for a discount when you quote insurance coverage on GT-R coverage with some insurance companies.
  • Responsible Drivers – Drivers who don’t get into accidents may save up to 50% more on GT-R coverage than their less cautious counterparts.
  • Include Life Insurance and Save – Larger insurance carriers have lower premium rates if you buy a life policy as well.

You should keep in mind that many deductions do not apply to your bottom line cost. A few only apply to individual premiums such as liability and collision coverage. So despite the fact that it appears you can get free auto insurance, insurance companies aren’t that generous.

A few of the larger companies and some of their more popular discounts can be read below.

  • GEICO has discounts for air bags, daytime running lights, anti-theft, military active duty, and emergency military deployment.
  • Travelers may have discounts that include save driver, driver training, home ownership, early quote, IntelliDrive, multi-policy, and good student.
  • Farm Bureau offers discounts including safe driver, multi-policy, 55 and retired, good student, and youthful driver.
  • Liberty Mutual discounts include newly retired, new vehicle discount, preferred payment discount, new graduate, and teen driver discount.
  • American Family has savings for air bags, Steer into Savings, mySafetyValet, early bird, good student, and TimeAway discount.
  • Progressive offers premium reductions for multi-policy, online quote discount, continuous coverage, multi-vehicle, homeowner, and online signing.

Double check with all companies you are considering to give you their best rates. Savings may not apply to policyholders in every state. To choose providers who offer discounts, enter your zip code here.

Everyone needs different insurance coverage coverages

When it comes to buying coverage for your vehicles, there really is not a cookie cutter policy. Coverage needs to be tailored to your specific needs so your insurance should reflect that These are some specific questions can aid in determining whether or not you would benefit from professional advice.

  • Should I rate my 2020 Nissan GT-R as pleasure use or commute?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • What are the best liability limits?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • Do I need replacement cost coverage on my 2020 Nissan GT-R?
  • Should I put collision coverage on all my vehicles?

If it’s difficult to answer those questions then you might want to talk to a licensed insurance agent. To find an agent in your area, simply complete your zip code.

Learn about insurance coverages for a 2020 Nissan GT-R

Learning about specific coverages of insurance helps when choosing appropriate coverage at the best deductibles and correct limits. Policy terminology can be impossible to understand and reading a policy is terribly boring. These are the normal coverages offered by insurance companies.

Coverage for liability

This will cover damages or injuries you inflict on people or other property by causing an accident. This insurance protects YOU from legal claims by others, and doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see values of 100/300/100 which stand for $100,000 bodily injury coverage, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property.

Liability insurance covers claims like repair costs for stationary objects, funeral expenses and loss of income. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Coverage for collisions

This coverage covers damage to your GT-R resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims like colliding with another moving vehicle, hitting a parking meter, sustaining damage from a pot hole, sideswiping another vehicle and rolling your car. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to increase the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle’s occupants from other drivers when they either are underinsured or have no liability coverage at all. Covered losses include hospital bills for your injuries as well as damage to your Nissan GT-R.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for short-term medical expenses such as pain medications, chiropractic care, hospital visits, doctor visits and prosthetic devices. They can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover all vehicle occupants in addition to any family member struck as a pedestrian. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay

Comprehensive auto coverage

Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims such as damage from flooding, hitting a deer, vandalism and theft. The maximum payout you’ll receive from a claim is the actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Rates by U.S. City

2020 Nissan GT-R Insurance Rates by City
City Premium
New York City, NY $3,099
Los Angeles, CA $3,357
Philadelphia, PA $2,618
Jacksonville, FL $2,844
Phoenix, AZ $2,279
Chicago, IL $2,632
Houston, TX $3,076
Seattle, WA $1,910
Columbus, OH $1,636
Indianapolis, IN $1,675

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2020 Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $6,904
20 $4,582
30 $2,086
40 $1,964
50 $1,786
60 $1,758

Full coverage, $500 deductibles

Rates by Deductible

2020 Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,630
$250 $2,320
$500 $1,964
$1,000 $1,626

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,964
50/100 $2,030
100/300 $2,113
250/500 $2,329
100 CSL $2,064
300 CSL $2,246
500 CSL $2,379

Full coverage, driver age 40

Rates for High Risk Drivers

2020 Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $9,986
20 $7,300
30 $4,430
40 $4,290
50 $4,090
60 $4,056

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $288

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $103
Homeowner $25
5-yr Accident Free $167
5-yr Claim Free $132
Paid in Full/EFT $106
Advance Quote $108
Online Quote $146
Total Discounts $897
Rate after discounts $1,067

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2020 Nissan GT-R Insurance Rates by State
State Premium
Alabama $1,774
Alaska $1,506
Arizona $1,628
Arkansas $1,964
California $2,238
Colorado $1,872
Connecticut $2,016
Delaware $2,218
Florida $2,452
Georgia $1,814
Hawaii $1,410
Idaho $1,330
Illinois $1,462
Indiana $1,482
Iowa $1,326
Kansas $1,862
Kentucky $2,678
Louisiana $2,906
Maine $1,212
Maryland $1,622
Massachusetts $1,566
Michigan $3,410
Minnesota $1,644
Mississippi $2,350
Missouri $1,742
Montana $2,108
Nebraska $1,548
Nevada $2,356
New Hampshire $1,416
New Jersey $2,194
New Mexico $1,738
New York $2,066
North Carolina $1,130
North Dakota $1,610
Ohio $1,352
Oklahoma $2,012
Oregon $1,798
Pennsylvania $1,870
Rhode Island $2,618
South Carolina $1,780
South Dakota $1,656
Tennessee $1,716
Texas $2,366
Utah $1,452
Vermont $1,342
Virginia $1,176
Washington $1,516
West Virginia $1,800
Wisconsin $1,358
Wyoming $1,748

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles