Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year for full coverage insurance. Comprehensive insurance costs on average $264 a year, collision costs $444, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing $2,694 or more. 16-year-old drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above illustrate why it is important to compare rates quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $717
• Raising to $1,000 deductibles will save around $1,084 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,246
• Buying low $100 deductibles will cost an additional $310 a year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,694 or more
• Policy cost that insures a teen driver may cost $4,670

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the trim level of your GT-R, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $480 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance consists of avoiding accidents and violations, having above-average credit, being claim-free, and bundling your home and auto policies. Comparison shop every other policy renewal by getting price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a brief recap of the ideas that were covered in the charts and tables above.

• Teenagers pay the highest rates, possibly costing $389 each month if full coverage is included
• High-risk drivers who tend to receive serious violations may pay on average $1,450 more each year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• It is possible to save as much as $150 per year simply by quoting early and online