Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average auto insurance rates for an Acura Integra are $1,462 annually for full coverage insurance. Comprehensive costs an estimated $332 each year, collision insurance costs $640, and liability costs $354. Liability-only insurance costs as little as $406 a year, and high-risk driver insurance costs around $3,174. Teen drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Price estimates broken down by individual coverage:

Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Integra models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura Integra insurance rates for other coverage scenarios.

• The lowest rate with discounts is $822
• Drivers who choose higher $1,000 deductibles will pay approximately $222 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,462
• Choosing low deductibles for comprehensive and collision insurance will cost $1,892
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,174
• The price with full coverage for a teen driver can cost as much as $5,308 a year

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $660 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Acura Integra Insurance

Getting lower rates on car insurance not only requires having a good driving record, but also having a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates at least every other year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the car insurance concepts touched on in this article.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,710 more annually to buy Acura Integra insurance
• It is possible to save approximately $180 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $650 each year
• Policyholders who want increased levels of liability coverage will pay about $390 annually to go from a low limit to higher 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.