Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year with full coverage. Comprehensive insurance costs approximately $332 a year, collision costs $640, and liability costs around $354. Liability-only coverage costs as low as $406 a year, with high-risk coverage costing $3,174 or more. Teens receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Prices include $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why it is important to compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Acura Integra insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $822
• Using higher $1,000 deductibles will save $1,240 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,462
• Selecting low $100 deductibles for physical damage coverage will cost an extra $430 annually
• High-risk insureds with serious driving violations could pay around $3,174 or more
• The cost for full coverage for a 16-year-old driver can cost $5,308 or more

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you live has a huge impact on Acura Integra insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,970 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $660 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be from 45% to 130% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

How to Find the Right Acura Integra Insurance

Saving money on insurance for an Acura Integra requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and avoiding coverage lapses. Make time to compare rates at least once a year by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following is a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save around $180 per year simply by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,710 more per year for Integra insurance
• Increasing deductibles can save around $650 each year
• Teens pay the highest auto insurance rates, with premiums as much as $442 per month if full coverage is included

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.