Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive insurance costs on average $332 a year, collision insurance costs $640, and liability insurance is estimated at $354. A liability-only policy costs approximately $406 a year, and high-risk insurance costs $3,174 or more. 16-year-old drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

These examples highlight why it is important to get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Acura Integra insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $822
• Choosing higher $1,000 deductibles can save around $1,240 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,462
• Buying low $100 deductibles for comp and collision coverage will cost an additional $430 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,174
• The cost that insures a teen driver may cost $5,308 each year

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,700 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $660 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Acura Integra Insurance

Saving money on Acura Integra insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop every other policy renewal by getting price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a review of the ideas that were touched on in this article.

• Teenage drivers pay the highest rates, as much as $442 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,710 more each year for auto insurance
• Increasing deductibles can save approximately $650 each year
• You may be able to save as much as $180 per year just by quoting early and online

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.