Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance rates for an Acura Integra are $1,462 a year for full coverage. Comprehensive costs around $332 a year, collision insurance costs $640, and liability coverage costs $354. Liability-only insurance costs as little as $406 a year, and high-risk driver insurance costs around $3,174. Teenage drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Integra trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay about $1,240 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,462
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,892
• High-risk insureds who are prone to accidents and violations could pay at least $3,174
• The price that insures a teenage driver can be $5,308 a year

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on the trim level of your Integra, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,700 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost around 45% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,080 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $660 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Acura Integra Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices at least once a year by getting quotes from direct carriers, and also from several local insurance agents.

The following is a summary of the primary concepts that were illustrated above.

• Drivers can save up to $180 per year just by quoting early and online
• Drivers who have multiple accidents or major violations pay on average $1,710 more every year for Integra insurance
• Increasing physical damage deductibles can save approximately $650 each year
• Teens are the costliest to insure, with premiums as much as $442 a month if full coverage is purchased

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.