Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance prices for an Acura Integra are $1,474 every 12 months for full coverage insurance. Comprehensive costs approximately $344 a year, collision insurance costs $656, and liability costs around $338. A policy with only liability insurance costs as low as $394 a year, and a high-risk policy costs around $3,196. Teen drivers pay the most at up to $5,320 a year.

Average premium for full coverage: $1,474

Premium estimates by type of coverage:

Prices are based on $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Integra trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Acura Integra insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $829
• Using higher $1,000 deductibles will save $1,248 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,474
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,916
• Drivers with multiple violations and an at-fault accident could pay around $3,196
• An auto insurance policy to insure a teen driver can cost $5,320 or more

View Chart as Image

Car insurance prices for an Acura Integra also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Integra.

Choosing high deductibles could cut prices by as much as $670 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 45% to 129% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Acura Integra insurance prices. A driver around age 40 might see prices as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,990 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Affordable Acura Integra Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Set aside time to compare rates at least once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following is a brief review of the primary concepts that were covered above.

• It is possible to save around $180 per year just by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,720 more per year for Integra insurance
• Increasing policy deductibles could save as much as $675 each year
• Teens pay the highest auto insurance prices, with premiums being up to $443 per month if the policy includes full coverage

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.