Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year for full coverage insurance. Comprehensive insurance costs on average $332, collision costs $640, and liability is estimated at $354. Buying just liability costs approximately $406 a year, with insurance for high-risk drivers costing $3,174 or more. Teens receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on car insurance rates.

These examples illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $822
• Choosing higher $1,000 deductibles can save around $222 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,462
• Selecting more expensive low deductibles for comp and collision coverage will cost an extra $430 annually
• Higher-risk drivers with serious driving violations could pay upwards of $3,174 or more
• The cost for full coverage for a 16-year-old driver with full coverage may cost $5,308 each year

View Chart as Image

Auto insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as low as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $660 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,400 in extra premium per year, depending on your age. High-risk driver insurance ranges from 45% to 130% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer calculates rates differently, and quoted rates can be significantly different from one company to the next.

How to Find Affordable Acura Integra Insurance

Saving money on insurance for an Acura Integra takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates every time your policy renews by getting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a brief review of the information touched on in this article.

• It is possible to save as much as $180 per year simply by shopping early and online
• Teens are charged the highest rates, costing up to $442 per month if they have full coverage
• Increasing deductibles can save around $650 each year
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,710 more each year for Integra insurance
• Insureds who require higher liability limits will pay approximately $390 annually to raise limits from a minimum limit to 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.