Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive costs around $332, collision insurance costs $640, and liability coverage costs $354. Liability-only coverage costs as little as $406 a year, and high-risk coverage costs around $3,174. Teenage drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Integra models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why everyone should compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay about $222 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,462
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,892
• High-risk insureds who are prone to accidents and violations could pay at least $3,174
• The price for full coverage for a teenage driver for full coverage can be $5,308 a year

View Chart as Image

Auto insurance prices for an Acura Integra are also quite variable based on your driving record, the model of your Integra, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $660 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $318 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,700 to $2,400 in extra premium each year, depending on your age. Acura Integra insurance for high-risk drivers can cost around 45% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Acura Integra Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having good credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at least once a year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a quick review of the primary concepts that were covered in the above illustrations.

• You may be able to save up to $180 per year just by quoting online well ahead of the renewal date
• Drivers with a DUI or reckless driving violation pay on average $1,710 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $650 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $442 a month if they have full coverage

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.