Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year with full coverage. Comprehensive insurance costs approximately $332 a year, collision insurance costs $640, and liability costs $354. A policy with just liability insurance costs as little as $406 a year, and coverage for high-risk drivers costs $3,174 or more. 16-year-old drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Acura Integra insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $822
• Drivers who choose higher $1,000 deductibles will pay $1,240 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,462
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $430 annually
• Drivers with multiple tickets or accidents could pay around $3,174
• The cost that insures a 16-year-old driver can cost $5,308 a year

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,700 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can cost from 45% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or at least $1,970 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $660 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Acura Integra Insurance

Saving money on insurance for an Acura Integra not only requires being a low-risk driver, but also having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a recap of the information covered in the above illustrations.

• You may be able to save around $180 per year just by quoting early and online
• Teen drivers are the costliest to insure, with premiums as much as $442 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $650 each year
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,710 more per year to insure their Integra
• Insureds who purchase more liability coverage will pay around $390 every year to go from a minimum limit to the 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.