Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance prices for an Acura Integra are $1,474 every 12 months with full coverage. Comprehensive costs approximately $344 a year, collision insurance costs $656, and liability insurance is $338. Buying just liability costs around $394 a year, and insurance for high-risk drivers costs around $3,196. Teenage drivers receive the highest rates at up to $5,320 a year.

Average premium for full coverage: $1,474

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

These examples demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Acura Integra insurance rates for additional coverage and risk scenarios.

• The best discount rate is $829
• Raising to $1,000 deductibles will save $1,248 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,474
• Using low $100 deductibles increases the price to $1,916
• Higher-risk drivers who are prone to accidents and violations could pay around $3,196
• The cost to insure a teen driver can cost $5,320

View Chart as Image

Auto insurance rates for an Acura Integra can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Integra.

Using high physical damage deductibles can reduce rates by up to $670 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $304 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 129% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Acura Integra insurance rates. A middle-age driver might find rates as low as $1,060 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,990 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Acura Integra Insurance

Saving money on Acura Integra insurance consists of being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to shop around every year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a condensed summary of the coverage data illustrated above.

• You may be able to save around $180 per year just by quoting early and online
• Increasing deductibles could save as much as $675 each year
• Teen drivers have the highest car insurance rates, with premiums as much as $443 per month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,720 more per year to insure their Integra

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.