Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,474 a year for full coverage. Comprehensive insurance costs on average $344, collision costs $656, and liability costs around $338. Liability-only coverage costs as low as $394 a year, with high-risk coverage costing $3,196 or more. Teens receive the highest rates at $5,320 a year or more.

Average premium for full coverage: $1,474

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $829
• Using higher $1,000 deductibles will save around $226 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,474
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $442 every year
• Drivers with serious driving violations could pay upwards of $3,196 or more
• The cost for full coverage for a teen driver with full coverage may cost $5,320 or more

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on your driver profile, the trim level of your Integra, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

Where you live has a huge impact on Acura Integra insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $670 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can be as much as 45% to 129% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

How to Find Cheap Acura Integra Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below you'll find a brief summary of the car insurance concepts illustrated above.

• Higher risk drivers that tend to have accidents or serious violations will pay on average $1,720 more each year than a low-risk driver
• Drivers can save as much as $180 per year simply by shopping early and online
• Increasing deductibles can save around $675 each year
• Policyholders who require more liability protection will pay approximately $370 each year to increase from a minimum limit to 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.