Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year for full coverage. Comprehensive insurance costs approximately $332, collision insurance costs $640, and liability is $354. A policy with just liability insurance costs around $406 a year, and coverage for high-risk drivers costs $3,174 or more. Teenage drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Integra models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

These examples show why everyone should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Acura Integra insurance rates for additional coverage and risk scenarios.

• The best discount rate is $822
• Raising to $1,000 deductibles will save $222 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,462
• Using pricier low deductibles will cost an additional $430 every year
• At-risk drivers who are prone to accidents and violations could pay around $3,174
• The cost that insures a teen driver for full coverage can cost $5,308

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on the model of your Integra, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,700 to $2,400 additional per year, depending on your age. Acura Integra insurance for high-risk drivers is expensive and can cost as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live also has a big influence on Acura Integra insurance prices. A middle-age driver might find rates as low as $960 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,080 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $660 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Acura Integra Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief recap of the car insurance concepts presented in the illustrations above.

• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,710 more per year for auto insurance
• Drivers can save around $180 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $650 each year
• Policyholders who purchase higher levels of liability will pay an extra $390 each year to raise from a minimum limit to the 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.