Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive costs around $332 a year, collision costs $640, and liability insurance costs $354. Liability-only insurance costs as little as $406 a year, with high-risk driver insurance costing around $3,174. 16-year-old drivers pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Integra trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates how location impacts auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $822
• Drivers who choose higher $1,000 deductibles will pay about $1,240 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,462
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,892
• High risk drivers with multiple tickets or accidents could pay at least $3,174 or more
• The price that insures a teen driver can be $5,308 a year

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on the trim level of your Integra, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,700 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $660 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different.

How to Find the Right Acura Integra Insurance

Getting lower rates on Acura Integra insurance not only requires being a good driver, but also having a positive credit history, being claim-free, and qualifying for all possible discounts. Comparison shop at least every other year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a quick rundown of the car insurance concepts touched on above.

• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,710 more every year than a safer driver
• You may be able to save up to $180 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $650 each year
• Drivers who may need an increased level of liability coverage will pay around $390 per year to go from a low limit to the 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.