Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year for full coverage. Comprehensive insurance costs around $332, collision costs $640, and liability is estimated at $354. Liability-only insurance costs approximately $406 a year, with high-risk driver insurance costing $3,174 or more. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,462

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all Integra models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance rates.

The examples above show why everyone should get quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $822
• Choosing higher $1,000 deductibles can save about $222 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,462
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $430 every year
• Unlucky drivers with serious driving violations could pay at least $3,174 or more
• Policy cost for full coverage for a teen driver for full coverage can be $5,308 each year

View Chart as Image

Auto insurance rates for an Acura Integra also range considerably based on your risk profile, the trim level of your Integra, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,080 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $660 every year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,700 to $2,400 in extra premium every year, depending on your age. Acura Integra insurance for high-risk drivers ranges as much as 45% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates will be varied from one company to the next.

How to Find the Best Cheap Acura Integra Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a quick review of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 are expensive to insure, costing up to $442 each month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,710 more every year to insure an Acura Integra
• Increasing comprehensive and collision deductibles can save around $650 each year
• Drivers can save up to $180 per year simply by quoting online well ahead of the renewal date

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.