Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average auto insurance rates for an Acura Integra are $1,462 annually for full coverage insurance. Comprehensive costs on average $332, collision costs $640, and liability insurance is estimated at $354. Liability-only coverage costs approximately $406 a year, with high-risk coverage costing around $3,174. Teen drivers receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

These examples illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $822
• Choosing higher $1,000 deductibles can save around $222 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,462
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,892
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,174 or more
• The cost with full coverage for a teen driver with full coverage may cost $5,308 each year

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your risk profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $660 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different between companies.

How to Buy the Best Cheap Acura Integra Insurance

Saving money on Acura Integra insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a quick review of the material that was presented in the illustrations above.

• Drivers who require higher levels of liability will pay about $390 annually to raise limits from a minimum limit to higher 250/500 limits
• Teenage drivers are expensive to insure, costing up to $442 per month if comprehensive and collision insurance is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,710 more each year for auto insurance
• Increasing deductibles could save up to $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.