Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,474 a year for full coverage insurance. Comprehensive insurance costs on average $344, collision insurance costs $656, and liability insurance costs around $338. A policy with just liability insurance costs as low as $394 a year, and coverage for high-risk drivers costs $3,196 or more. 16-year-old drivers receive the highest rates at up to $5,320 a year.

Average premium for full coverage: $1,474

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities. The price range example below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura Integra insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $829
• Using higher $1,000 deductibles will save around $226 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,474
• Buying more expensive low deductibles for physical damage coverage will cost an extra $442 a year
• Drivers with multiple tickets or accidents could pay upwards of $3,196
• The cost for full coverage for a teen driver with full coverage may cost $5,320 or more

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you live has a huge impact on Acura Integra insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,990 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $670 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,400 additional per year, depending on your age. High-risk driver insurance can be anywhere from 45% to 129% more than the average rate. View High Risk Driver Rates

How to Find the Best Cheap Acura Integra Insurance

Saving money on Acura Integra insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates every other policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a quick review of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers pay higher rates, costing up to $443 per month including comprehensive and collision insurance
• High-risk drivers with a DUI or reckless driving violation pay an average of $1,720 more each year than a driver with a clean driving record
• Increasing deductibles can save around $675 each year
• It is possible to save as much as $180 per year just by shopping early and online

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.