Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year for full coverage. Comprehensive costs on average $332 each year, collision costs $640, and liability is estimated at $354. Buying just liability costs approximately $406 a year, with insurance for high-risk drivers costing around $3,174. Teen drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Integra models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates how rural and urban location affects car insurance rates.

The examples above show why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $822
• Choosing higher $1,000 deductibles can save around $222 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,462
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,892
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,174 or more
• Policy cost for full coverage for a 16-year-old driver may cost $5,308 each year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on your risk profile, the trim level of your Integra, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or as much as $2,080 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $660 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers ranges from 45% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so the rates will be varied from one company to the next.

How to Find the Best Cheap Acura Integra Insurance

Finding cheaper rates on insurance for an Acura Integra takes avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to shop around every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a quick review of the coverage data raised in the charts and tables above.

• Drivers can save as much as $180 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $650 each year
• Teenagers pay the highest rates, costing up to $442 each month for full coverage
• Drivers considered higher risk with a DUI or reckless driving violation will pay on average $1,710 more each year for car insurance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.