Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year for full coverage insurance. Comprehensive costs an estimated $332, collision insurance costs $640, and liability insurance costs $354. Liability-only insurance costs as little as $406 a year, and high-risk driver insurance costs around $3,174. Teenage drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates broken down by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all Integra models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Acura Integra insurance rates for other coverage scenarios.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay approximately $222 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,462
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,892
• High risk drivers who are prone to accidents and violations could pay up to $3,174
• Policy cost for full coverage for a teen driver for full coverage can cost as much as $5,308 a year

View Chart as Image

Auto insurance rates for an Acura Integra also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $660 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,700 to $2,400 in extra premium every year, depending on your age. Acura Integra insurance for high-risk drivers can cost anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Acura Integra Insurance

Finding cheaper rates on Acura Integra insurance not only requires having a decent driving record, but also having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a summary of the material that was covered in the above illustrations.

• Drivers who want additional liability coverage will pay an extra $390 annually to go from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $442 each month if they have full coverage
• High-risk drivers who have multiple accidents or major violations pay on average $1,710 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.