Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance prices for an Acura Integra are $1,462 every 12 months with full coverage. Comprehensive costs on average $332 a year, collision insurance costs $640, and liability insurance is $354. Buying just liability costs around $406 a year, and insurance for high-risk drivers costs around $3,174. Teen drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Integra trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Acura Integra insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $822
• Raising to $1,000 deductibles will save around $1,240 annually
• The average price for a good driver age 40 with $500 deductibles is $1,462
• Choosing low $100 deductibles increases the price to $1,892
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,174
• Policy cost to insure a teen driver may cost $5,308

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Integra.

Choosing high deductibles can reduce rates by up to $660 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 130% more than average. View High Risk Driver Rates

Your home state also has a big influence on Acura Integra insurance rates. A middle-age driver might find rates as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Acura Integra Insurance

Finding cheaper rates on Acura Integra insurance consists of being a safe and courteous driver, having good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to shop around once a year by getting price quotes from direct companies, and also from local exclusive and independent agents.

Below is a brief review of the data that was raised in the charts and tables above.

• You may be able to save as much as $180 per year just by quoting early and online
• Drivers who require higher levels of liability will pay about $390 every year to raise from a 30/60 limit to a 250/500 level
• Teenage drivers pay the highest rates, as much as $442 each month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,710 more each year for auto insurance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.