Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance prices for an Acura Integra are $1,462 every 12 months with full coverage. Comprehensive insurance costs around $332, collision costs $640, and liability is $354. Liability-only insurance costs around $406 a year, with high-risk driver insurance costing $3,174 or more. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,462

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Integra models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $822
• Raising to $1,000 deductibles will save about $222 annually
• The average price for a good driver age 40 using $500 deductibles is $1,462
• Selecting pricier low deductibles costs an extra $430 annually
• Drivers with serious driving violations could pay at least $3,174 or more
• Policy cost to insure a 16-year-old driver for full coverage can be $5,308

View Chart as Image

Auto insurance rates for an Acura Integra also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $660 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,700 to $2,400 in extra premium every year, depending on your age. Acura Integra insurance for high-risk drivers is expensive and can cost from 45% to 130% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Acura Integra insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates from multiple companies. Every auto insurance company calculates rates differently, and quoted rates will be varied.

How to Shop for Cheaper Acura Integra Insurance

Finding cheaper rates on insurance for an Acura Integra consists of being a low-risk driver, having a good credit score, not filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by requesting quotes from direct companies, and also from several local insurance agents.

The items below are a condensed summary of the car insurance concepts touched on in this article.

• Drivers considered higher risk with multiple at-fault accidents pay on average $1,710 more every year to insure their Integra
• You may be able to save up to $180 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $650 each year
• Insureds who may need more liability coverage will pay approximately $390 every year to raise from a 30/60 limit to a 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.