Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year with full coverage. Comprehensive insurance costs around $332 each year, collision insurance costs $640, and liability insurance costs $354. Buying just liability costs as little as $406 a year, and insurance for high-risk drivers costs $3,174 or more. Teen drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Integra models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance rates.

The examples above demonstrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Acura Integra insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $822
• Drivers who choose higher $1,000 deductibles will pay about $222 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,462
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $430 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $3,174
• Policy cost for full coverage for a teen driver can be $5,308 a year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $5,300 a year. View Rates by Age

Your home state makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $660 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 130% more than average. View High Risk Driver Rates

How to Find the Best Acura Integra Insurance

Finding cheaper rates on Acura Integra insurance not only requires having a decent driving record, but also maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around every year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief recap of the coverage data illustrated above.

• You may be able to save up to $180 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $650 each year
• 16 to 18-year-old drivers pay higher rates, as much as $442 each month for full coverage
• High-risk drivers who tend to receive serious violations pay an average of $1,710 more every year than a driver with a clean driving record

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.