Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance prices for an Acura Integra are $1,474 every 12 months including full coverage. Comprehensive insurance costs around $344 each year, collision insurance costs $656, and liability is estimated at $338. Liability-only coverage costs approximately $394 a year, and high-risk coverage costs $3,196 or more. Teen drivers pay the highest rates at up to $5,320 a year.

Average premium for full coverage: $1,474

Price estimates for individual coverage:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Integra models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why all drivers should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Acura Integra insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $829
• Choosing higher $1,000 deductibles can save about $226 every year
• The average price for the average middle-age driver using $500 deductibles is $1,474
• Choosing low deductibles for comp and collision coverage costs an extra $442 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,196
• The price to insure a teen driver can be $5,320 each year

View Chart as Image

Auto insurance prices for an Acura Integra are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles can save as much as $670 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,700 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 129% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $1,130 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,100 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for More Affordable Acura Integra Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having a good credit score, being claim-free, and possibly raising deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a summary of the ideas that were covered in the above illustrations.

• Teenage drivers are expensive to insure, possibly costing $443 a month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,720 more every year for auto insurance
• Increasing physical damage deductibles could save as much as $675 each year
• You may be able to save up to $180 per year just by quoting online in advance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.