Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average auto insurance rates for an Acura Integra are $1,462 annually for full coverage insurance. Comprehensive costs an estimated $332, collision costs $640, and liability insurance is estimated at $354. Liability-only coverage costs approximately $406 a year, with high-risk coverage costing around $3,174. Teens pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Price estimates broken down by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Integra models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why everyone should get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Acura Integra insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $822
• Choosing higher $1,000 deductibles can save approximately $222 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,462
• Selecting pricier low deductibles for comp and collision coverage will cost $1,892
• High-risk insureds with serious driving violations could pay up to $3,174 or more
• The price with full coverage for a teen driver for full coverage can cost as much as $5,308 each year

View Chart as Image

Auto insurance prices for an Acura Integra are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,700 to $2,400 in extra premium each year, depending on your age. Acura Integra insurance for high-risk drivers ranges anywhere from 45% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $660 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices may be quite different between companies.

How to Buy the Best Cheap Acura Integra Insurance

Getting lower rates on Acura Integra insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick review of the material that was covered above.

• Drivers who want higher liability limits will pay approximately $390 annually to raise limits from a low limit to higher 250/500 limits
• Teenagers are the costliest to insure, as much as $442 a month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,710 more annually for car insurance
• Increasing physical damage deductibles could save up to $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.