Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance prices for an Acura Integra are $1,462 every 12 months for full coverage. Comprehensive insurance costs an estimated $332, collision costs $640, and liability costs $354. Buying just liability costs as little as $406 a year, with insurance for high-risk drivers costing $3,174 or more. Teenage drivers receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates broken down by individual coverage type:

Estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Acura Integra insurance rates for other coverage scenarios.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay approximately $222 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,462
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $430 annually
• Drivers who are prone to accidents and violations could pay up to $3,174 or more
• The cost to insure a 16-year-old driver with full coverage can cost as much as $5,308 a year

View Chart as Image

Auto insurance rates for an Acura Integra can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $660 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,700 to $2,400 in extra premium per year, depending on your age. High-risk driver insurance can cost from 45% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,080 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

How to Shop for Low Cost Acura Integra Insurance

Saving money on insurance for an Acura Integra not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the primary concepts that were covered in the above illustrations.

• Drivers can save approximately $180 per year simply by shopping early and online
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,710 more annually for Integra insurance
• Increasing deductibles could save as much as $650 each year
• Teens are the costliest to insure, costing as high as $442 per month if comprehensive and collision insurance is included

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.