Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average auto insurance rates for an Acura Integra are $1,462 annually for full coverage insurance. Comprehensive costs around $332, collision costs $640, and liability coverage costs around $354. Buying just liability costs as low as $406 a year, with insurance for high-risk drivers costing around $3,174. Teens pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Rates are based on $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Integra models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $822
• Using higher $1,000 deductibles will save about $222 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,462
• Selecting pricier low deductibles for physical damage coverage will cost $1,892
• Higher-risk drivers with serious driving violations could pay at least $3,174 or more
• The price with full coverage for a teenage driver for full coverage can be $5,308 or more

View Chart as Image

Insurance prices for an Acura Integra are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,700 to $2,400 additional each year, depending on your age. Acura Integra insurance for high-risk drivers can be around 45% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $660 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Acura Integra insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different between companies.

How to Buy the Best Cheap Acura Integra Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and taking advantage of discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a quick review of the material that was presented in the illustrations above.

• Consumers who may need higher liability limits will pay approximately $390 annually to increase from a low limit to higher 250/500 limits
• Teens are charged the highest prices, as much as $442 a month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,710 more every year for Integra insurance
• Increasing physical damage deductibles could save up to $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.