Acura TLX Insurance Rates
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UPDATED: May 3, 2024
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The average insurance rates for an Acura TLX are $1,424 a year with full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $540, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $3,106 or more. Teens cost the most to insure at up to $5,422 a year.
Average premium for full coverage: $1,424
Policy rates by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all TLX models.
Price Range Variability
For the average 40-year-old driver, Acura TLX insurance rates range from as low as $508 for the bare minimum liability coverage to the much higher price of $3,106 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance prices.
The examples above demonstrate why everyone should compare prices using their specific location and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Acura TLX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $813
- Using higher $1,000 deductibles will save $182 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,424
- Selecting pricier low deductibles for physical damage coverage will cost an extra $360 each year
- Higher-risk drivers with serious driving violations could pay around $3,106
- Policy cost for full coverage for a teenage driver for full coverage can cost $5,422 or more
Insurance rates for an Acura TLX also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age
Your home state has a huge impact on Acura TLX insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,920 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,288 | -$136 | -9.6% |
Alaska | $1,092 | -$332 | -23.3% |
Arizona | $1,182 | -$242 | -17.0% |
Arkansas | $1,424 | -$0 | 0.0% |
California | $1,624 | $200 | 14.0% |
Colorado | $1,362 | -$62 | -4.4% |
Connecticut | $1,466 | $42 | 2.9% |
Delaware | $1,614 | $190 | 13.3% |
Florida | $1,784 | $360 | 25.3% |
Georgia | $1,316 | -$108 | -7.6% |
Hawaii | $1,024 | -$400 | -28.1% |
Idaho | $962 | -$462 | -32.4% |
Illinois | $1,062 | -$362 | -25.4% |
Indiana | $1,074 | -$350 | -24.6% |
Iowa | $960 | -$464 | -32.6% |
Kansas | $1,354 | -$70 | -4.9% |
Kentucky | $1,944 | $520 | 36.5% |
Louisiana | $2,108 | $684 | 48.0% |
Maine | $880 | -$544 | -38.2% |
Maryland | $1,174 | -$250 | -17.6% |
Massachusetts | $1,140 | -$284 | -19.9% |
Michigan | $2,474 | $1,050 | 73.7% |
Minnesota | $1,192 | -$232 | -16.3% |
Mississippi | $1,708 | $284 | 19.9% |
Missouri | $1,264 | -$160 | -11.2% |
Montana | $1,530 | $106 | 7.4% |
Nebraska | $1,122 | -$302 | -21.2% |
Nevada | $1,708 | $284 | 19.9% |
New Hampshire | $1,026 | -$398 | -27.9% |
New Jersey | $1,592 | $168 | 11.8% |
New Mexico | $1,262 | -$162 | -11.4% |
New York | $1,500 | $76 | 5.3% |
North Carolina | $822 | -$602 | -42.3% |
North Dakota | $1,164 | -$260 | -18.3% |
Ohio | $982 | -$442 | -31.0% |
Oklahoma | $1,462 | $38 | 2.7% |
Oregon | $1,306 | -$118 | -8.3% |
Pennsylvania | $1,360 | -$64 | -4.5% |
Rhode Island | $1,900 | $476 | 33.4% |
South Carolina | $1,290 | -$134 | -9.4% |
South Dakota | $1,202 | -$222 | -15.6% |
Tennessee | $1,246 | -$178 | -12.5% |
Texas | $1,716 | $292 | 20.5% |
Utah | $1,056 | -$368 | -25.8% |
Vermont | $976 | -$448 | -31.5% |
Virginia | $854 | -$570 | -40.0% |
Washington | $1,102 | -$322 | -22.6% |
West Virginia | $1,306 | -$118 | -8.3% |
Wisconsin | $986 | -$438 | -30.8% |
Wyoming | $1,270 | -$154 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 additional every year, depending on your age. Acura TLX insurance for high-risk drivers can be around 44% to 133% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Acura TLX | $362 | $718 | $372 | $1,610 |
2023 Acura TLX | $346 | $690 | $390 | $1,584 |
2022 Acura TLX | $332 | $686 | $398 | $1,574 |
2021 Acura TLX | $320 | $668 | $416 | $1,562 |
2020 Acura TLX | $310 | $640 | $430 | $1,538 |
2019 Acura TLX | $292 | $618 | $442 | $1,510 |
2018 Acura TLX | $282 | $574 | $452 | $1,466 |
2017 Acura TLX | $270 | $540 | $456 | $1,424 |
2016 Acura TLX | $258 | $484 | $460 | $1,360 |
2015 Acura TLX | $242 | $446 | $460 | $1,306 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura TLX Insurance
Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit history, not filing small claims, and consideration of higher deductibles. Make time to compare rates at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The list below is a summary of the car insurance concepts touched on in this article.
- Drivers who have multiple accidents or major violations pay on average $1,680 more per year for car insurance
- You may be able to save around $170 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $550 each year
- Consumers who purchase higher liability limits will pay approximately $500 every year to increase from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,422 |
20 | $3,318 |
30 | $1,480 |
40 | $1,424 |
50 | $1,304 |
60 | $1,280 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,784 |
$250 | $1,616 |
$500 | $1,424 |
$1,000 | $1,242 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,424 |
50/100 | $1,515 |
100/300 | $1,629 |
250/500 | $1,926 |
100 CSL | $1,561 |
300 CSL | $1,812 |
500 CSL | $1,994 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,738 |
20 | $5,290 |
30 | $3,166 |
40 | $3,106 |
50 | $2,968 |
60 | $2,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $77 |
Homeowner | $22 |
5-yr Accident Free | $106 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $65 |
Advance Quote | $71 |
Online Quote | $101 |
Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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