Acura TLX Insurance Rates
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UPDATED: May 3, 2024
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Average insurance rates for an Acura TLX are $1,424 a year including full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $540, and liability coverage costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $3,106 or more. Teens receive the highest rates at up to $5,422 a year.
Average premium for full coverage: $1,424
Rate estimates broken down by individual coverage type:
These estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different TLX trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from the low end price of $508 for liability-only coverage to a much higher rate of $3,106 for a driver that may need high-risk insurance.
Price Range by Location
Where you live has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on insurance prices.
These examples highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Acura TLX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $813
- Using higher $1,000 deductibles will save approximately $182 every year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,424
- Selecting more expensive low deductibles for physical damage coverage will cost an additional $360 each year
- Higher-risk drivers with serious driving violations could pay up to $3,106
- The cost that insures a teenage driver with full coverage can cost as much as $5,422 or more
Insurance rates for an Acura TLX can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can be around 44% to 133% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,400 a year. View Rates by Age
Where you live has a huge impact on Acura TLX insurance rates. A driver around age 40 might see rates as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,030 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,288 | -$136 | -9.6% |
| Alaska | $1,092 | -$332 | -23.3% |
| Arizona | $1,182 | -$242 | -17.0% |
| Arkansas | $1,424 | -$0 | 0.0% |
| California | $1,624 | $200 | 14.0% |
| Colorado | $1,362 | -$62 | -4.4% |
| Connecticut | $1,466 | $42 | 2.9% |
| Delaware | $1,614 | $190 | 13.3% |
| Florida | $1,784 | $360 | 25.3% |
| Georgia | $1,316 | -$108 | -7.6% |
| Hawaii | $1,024 | -$400 | -28.1% |
| Idaho | $962 | -$462 | -32.4% |
| Illinois | $1,062 | -$362 | -25.4% |
| Indiana | $1,074 | -$350 | -24.6% |
| Iowa | $960 | -$464 | -32.6% |
| Kansas | $1,354 | -$70 | -4.9% |
| Kentucky | $1,944 | $520 | 36.5% |
| Louisiana | $2,108 | $684 | 48.0% |
| Maine | $880 | -$544 | -38.2% |
| Maryland | $1,174 | -$250 | -17.6% |
| Massachusetts | $1,140 | -$284 | -19.9% |
| Michigan | $2,474 | $1,050 | 73.7% |
| Minnesota | $1,192 | -$232 | -16.3% |
| Mississippi | $1,708 | $284 | 19.9% |
| Missouri | $1,264 | -$160 | -11.2% |
| Montana | $1,530 | $106 | 7.4% |
| Nebraska | $1,122 | -$302 | -21.2% |
| Nevada | $1,708 | $284 | 19.9% |
| New Hampshire | $1,026 | -$398 | -27.9% |
| New Jersey | $1,592 | $168 | 11.8% |
| New Mexico | $1,262 | -$162 | -11.4% |
| New York | $1,500 | $76 | 5.3% |
| North Carolina | $822 | -$602 | -42.3% |
| North Dakota | $1,164 | -$260 | -18.3% |
| Ohio | $982 | -$442 | -31.0% |
| Oklahoma | $1,462 | $38 | 2.7% |
| Oregon | $1,306 | -$118 | -8.3% |
| Pennsylvania | $1,360 | -$64 | -4.5% |
| Rhode Island | $1,900 | $476 | 33.4% |
| South Carolina | $1,290 | -$134 | -9.4% |
| South Dakota | $1,202 | -$222 | -15.6% |
| Tennessee | $1,246 | -$178 | -12.5% |
| Texas | $1,716 | $292 | 20.5% |
| Utah | $1,056 | -$368 | -25.8% |
| Vermont | $976 | -$448 | -31.5% |
| Virginia | $854 | -$570 | -40.0% |
| Washington | $1,102 | -$322 | -22.6% |
| West Virginia | $1,306 | -$118 | -8.3% |
| Wisconsin | $986 | -$438 | -30.8% |
| Wyoming | $1,270 | -$154 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $362 | $718 | $372 | $1,610 |
| 2023 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2022 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2021 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2020 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2019 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2018 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2017 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2016 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2015 Acura TLX | $242 | $446 | $460 | $1,306 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Acura TLX Insurance
Saving money on auto insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following is a brief summary of the data that was touched on in this article.
- You may be able to save approximately $170 per year just by shopping early and online
- Consumers who want higher liability limits will pay approximately $500 per year to increase from a minimum limit to the 250/500 level
- Teens are charged the highest rates, as much as $452 per month if full coverage is included
- Drivers that tend to have accidents or serious violations could be charged and average of $1,680 more annually for TLX insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,422 |
| 20 | $3,318 |
| 30 | $1,480 |
| 40 | $1,424 |
| 50 | $1,304 |
| 60 | $1,280 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,784 |
| $250 | $1,616 |
| $500 | $1,424 |
| $1,000 | $1,242 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,424 |
| 50/100 | $1,515 |
| 100/300 | $1,629 |
| 250/500 | $1,926 |
| 100 CSL | $1,561 |
| 300 CSL | $1,812 |
| 500 CSL | $1,994 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,738 |
| 20 | $5,290 |
| 30 | $3,166 |
| 40 | $3,106 |
| 50 | $2,968 |
| 60 | $2,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $77 |
| Homeowner | $22 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $65 |
| Advance Quote | $71 |
| Online Quote | $101 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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