Acura TLX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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U.S. average insurance prices for an Acura TLX are $1,306 every 12 months including full coverage. Comprehensive costs an estimated $242, collision insurance costs $446, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,838. Teens pay the highest rates at up to $5,032 a year.
Average premium for full coverage: $1,306
Price estimates broken down by individual coverage:
Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all TLX models.
Price Range from Low to High
For the normal driver, Acura TLX insurance prices range from the cheapest price of $510 for just liability coverage to the much higher price of $2,838 for a high-risk insurance policy.
Geographic Price Range
Living in a larger city has a significant impact on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how geographic area affects insurance prices.
The ranges above highlight why everyone should get quotes for a targeted area and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Acura TLX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $755
- Choosing higher $1,000 deductibles can save approximately $156 every year
- The average price for the average middle-age driver who has $500 deductibles is $1,306
- Selecting pricier low deductibles for comp and collision coverage increases the price to $1,610
- High-risk insureds with serious driving violations could pay up to $2,838
- The price to insure a teen driver for full coverage can cost as much as $5,032 each year
Car insurance prices for an Acura TLX are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,600 to $2,200 extra each year, depending on your age. Acura TLX insurance for high-risk drivers ranges anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,860 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,180 | -$126 | -9.6% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,084 | -$222 | -17.0% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,342 | $36 | 2.8% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,632 | $326 | 25.0% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $982 | -$324 | -24.8% |
| Iowa | $882 | -$424 | -32.5% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,932 | $626 | 47.9% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,268 | $962 | 73.7% |
| Minnesota | $1,094 | -$212 | -16.2% |
| Mississippi | $1,564 | $258 | 19.8% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,402 | $96 | 7.4% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $942 | -$364 | -27.9% |
| New Jersey | $1,460 | $154 | 11.8% |
| New Mexico | $1,156 | -$150 | -11.5% |
| New York | $1,376 | $70 | 5.4% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,068 | -$238 | -18.2% |
| Ohio | $902 | -$404 | -30.9% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,196 | -$110 | -8.4% |
| Pennsylvania | $1,244 | -$62 | -4.7% |
| Rhode Island | $1,742 | $436 | 33.4% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,102 | -$204 | -15.6% |
| Tennessee | $1,144 | -$162 | -12.4% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $966 | -$340 | -26.0% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,010 | -$296 | -22.7% |
| West Virginia | $1,196 | -$110 | -8.4% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,164 | -$142 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2023 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2022 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2021 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2020 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2019 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2018 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2017 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2016 Acura TLX | $234 | $418 | $464 | $1,274 |
| 2015 Acura TLX | $228 | $390 | $474 | $1,250 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Acura TLX Insurance
Getting lower rates on Acura TLX insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest the time to compare rates at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following items are a recap of the car insurance concepts presented in the illustrations above.
- High-risk drivers that have major violations or accidents may have to pay on average $1,530 more annually than a driver with a clean driving record
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $450 each year
- Drivers who want additional liability coverage will pay approximately $510 per year to raise limits from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,026 |
| 30 | $1,350 |
| 40 | $1,306 |
| 50 | $1,196 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,468 |
| $500 | $1,306 |
| $1,000 | $1,150 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,398 |
| 100/300 | $1,513 |
| 250/500 | $1,812 |
| 100 CSL | $1,444 |
| 300 CSL | $1,697 |
| 500 CSL | $1,881 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,826 |
| 30 | $2,888 |
| 40 | $2,838 |
| 50 | $2,712 |
| 60 | $2,688 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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