Acura TLX Insurance Rates
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UPDATED: Sep 2, 2022
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Estimated auto insurance rates for an Acura TLX are $1,510 annually with full coverage. Comprehensive costs an estimated $292 each year, collision insurance costs $618, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $3,304. Teenage drivers pay the most at up to $5,698 a year.
Average premium for full coverage: $1,510
Premium estimates broken down by type of coverage:
Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and TLX models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for an Acura TLX range from as cheap as $496 for minimum levels of liability insurance to a high rate of $3,304 for a high-risk insurance policy.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.
These rate differences demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Acura TLX insurance rates for other coverage scenarios.
- The best discount rate is $854
- Drivers who choose higher $1,000 deductibles will pay approximately $206 annually
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,510
- Using low deductibles for comprehensive and collision insurance will cost $1,916
- Higher-risk drivers who are prone to accidents and violations could pay up to $3,304
- An auto insurance policy with full coverage for a teen driver can cost as much as $5,698 a year
Insurance prices for an Acura TLX also have a wide range based on the model of your TLX, your driving record, and liability limits and deductibles.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out $1,800 to $2,500 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $620 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Acura TLX insurance prices. A 40-year-old driver could pay as low as $1,090 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,040 on average in New York, Michigan, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2018 Acura TLX||$292||$618||$442||$1,510|
|2015 Acura TLX||$258||$484||$460||$1,360|
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Acura TLX Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also having good credit, being claim-free, and possibly raising deductibles. Spend time shopping around at least every other year by getting quotes from direct companies, and also from several local insurance agents.
Below you'll find a recap of the car insurance concepts touched on above.
- Higher risk drivers that have major violations or accidents pay on average $1,790 more annually than a low-risk driver
- You may be able to save approximately $190 per year just by quoting online in advance
- Increasing policy deductibles could save up to $600 each year
- Policyholders who want more liability protection will pay an extra $490 every year to go from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$116|
|5-yr Claim Free||$99|
|Paid in Full/EFT||$71|
Discounts are estimated and may not be available from every company or in every state.
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