Acura TLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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The average insurance rates for an Acura TLX are $1,466 a year with full coverage. Comprehensive costs on average $282, collision costs $574, and liability coverage is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing around $3,196. Teenage drivers cost the most to insure at $5,548 a year or more.

Average premium for full coverage: $1,466

Policy rates by type of insurance:

Comprehensive $282
Collision $574
Liability $452

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all TLX models.

Price Range Variability

For a 40-year-old driver, Acura TLX insurance rates go from the low end price of $504 for basic liability insurance to the much higher price of $3,196 for a high-risk driver policy.

Liability Only $504
Full Coverage $1,466
High Risk $3,196

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities.

The example below illustrates how your location can change car insurance rates.

Rural Areas $1,100
Small Cities $1,539
Large Cities $1,979

The examples above demonstrate why everyone should get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Acura TLX insurance rates for different risk profiles and scenarios.

  • The best discount rate is $834
  • Choosing higher $1,000 deductibles can save around $194 annually
  • The estimated price for a good driver age 40 with $500 deductibles is $1,466
  • Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,846
  • Drivers who are prone to accidents and violations could pay upwards of $3,196 or more
  • Policy cost that insures a teenage driver for full coverage may cost $5,548 each year

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing full coverage Acura TLX insurance rates range from $834 to $5,548

Auto insurance rates for an Acura TLX also range considerably based on the model of your TLX, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,800 to $2,400 in extra premium every year, depending on your age. Acura TLX insurance for high-risk drivers ranges around 43% to 137% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $5,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,980 on average in Florida, Michigan, and New York.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$142 -9.7%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,668 $202 13.8%
Colorado $1,398 -$68 -4.6%
Connecticut $1,506 $40 2.7%
Delaware $1,658 $192 13.1%
Florida $1,834 $368 25.1%
Georgia $1,352 -$114 -7.8%
Hawaii $1,052 -$414 -28.2%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $988 -$478 -32.6%
Kansas $1,390 -$76 -5.2%
Kentucky $1,998 $532 36.3%
Louisiana $2,168 $702 47.9%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,170 -$296 -20.2%
Michigan $2,544 $1,078 73.5%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,754 $288 19.6%
Missouri $1,300 -$166 -11.3%
Montana $1,572 $106 7.2%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,542 $76 5.2%
North Carolina $844 -$622 -42.4%
North Dakota $1,200 -$266 -18.1%
Ohio $1,012 -$454 -31.0%
Oklahoma $1,502 $36 2.5%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,326 -$140 -9.5%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,282 -$184 -12.6%
Texas $1,766 $300 20.5%
Utah $1,084 -$382 -26.1%
Vermont $1,002 -$464 -31.7%
Virginia $876 -$590 -40.2%
Washington $1,132 -$334 -22.8%
West Virginia $1,342 -$124 -8.5%
Wisconsin $1,014 -$452 -30.8%
Wyoming $1,304 -$162 -11.1%

View Chart as Image

Acura TLX insurance rates by U.S. city

Using high physical damage deductibles can save as much as $580 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura TLX $282 $574 $452 $1,466
2015 Acura TLX $242 $446 $460 $1,306

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura TLX Insurance

Finding cheaper rates on auto insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every time your policy renews by obtaining price quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief review of the information illustrated above.

  • You may be able to save as much as $180 per year simply by quoting online well ahead of the renewal date
  • Youthful drivers are charged the highest rates, as much as $462 each month if the policy includes full coverage
  • Increasing comprehensive and collision deductibles can save approximately $575 each year
  • Drivers with DUI or reckless driving convictions pay on average $1,730 more each year than a low-risk driver
  • Consumers who require more liability protection will pay an extra $500 every year to raise limits from a 30/60 limit to the 250/500 level

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,548
20 $3,416
30 $1,524
40 $1,466
50 $1,338
60 $1,314

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,846
$250 $1,668
$500 $1,466
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,556
100/300 $1,669
250/500 $1,963
100 CSL $1,602
300 CSL $1,850
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,926
20 $5,446
30 $3,262
40 $3,196
50 $3,054
60 $3,028

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $79
Homeowner $22
5-yr Accident Free $110
5-yr Claim Free $96
Paid in Full/EFT $68
Advance Quote $74
Online Quote $105
Total Discounts $632
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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