Acura TLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 3, 2024

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The average insurance rates for an Acura TLX are $1,424 a year with full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $540, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $3,106 or more. Teens cost the most to insure at up to $5,422 a year.

Average premium for full coverage: $1,424

Policy rates by type of insurance:

Comprehensive $270
Collision $540
Liability $456

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all TLX models.

Price Range Variability

For the average 40-year-old driver, Acura TLX insurance rates range from as low as $508 for the bare minimum liability coverage to the much higher price of $3,106 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,424
High Risk $3,106

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,068
Small Cities $1,495
Large Cities $1,922

The examples above demonstrate why everyone should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Acura TLX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $813
  • Using higher $1,000 deductibles will save $182 annually
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,424
  • Selecting pricier low deductibles for physical damage coverage will cost an extra $360 each year
  • Higher-risk drivers with serious driving violations could pay around $3,106
  • Policy cost for full coverage for a teenage driver for full coverage can cost $5,422 or more

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance prices range from $813 to $5,422 for full coverage

Insurance rates for an Acura TLX also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

Your home state has a huge impact on Acura TLX insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,920 on average in New York, Michigan, and Florida.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,288 -$136 -9.6%
Alaska $1,092 -$332 -23.3%
Arizona $1,182 -$242 -17.0%
Arkansas $1,424 -$0 0.0%
California $1,624 $200 14.0%
Colorado $1,362 -$62 -4.4%
Connecticut $1,466 $42 2.9%
Delaware $1,614 $190 13.3%
Florida $1,784 $360 25.3%
Georgia $1,316 -$108 -7.6%
Hawaii $1,024 -$400 -28.1%
Idaho $962 -$462 -32.4%
Illinois $1,062 -$362 -25.4%
Indiana $1,074 -$350 -24.6%
Iowa $960 -$464 -32.6%
Kansas $1,354 -$70 -4.9%
Kentucky $1,944 $520 36.5%
Louisiana $2,108 $684 48.0%
Maine $880 -$544 -38.2%
Maryland $1,174 -$250 -17.6%
Massachusetts $1,140 -$284 -19.9%
Michigan $2,474 $1,050 73.7%
Minnesota $1,192 -$232 -16.3%
Mississippi $1,708 $284 19.9%
Missouri $1,264 -$160 -11.2%
Montana $1,530 $106 7.4%
Nebraska $1,122 -$302 -21.2%
Nevada $1,708 $284 19.9%
New Hampshire $1,026 -$398 -27.9%
New Jersey $1,592 $168 11.8%
New Mexico $1,262 -$162 -11.4%
New York $1,500 $76 5.3%
North Carolina $822 -$602 -42.3%
North Dakota $1,164 -$260 -18.3%
Ohio $982 -$442 -31.0%
Oklahoma $1,462 $38 2.7%
Oregon $1,306 -$118 -8.3%
Pennsylvania $1,360 -$64 -4.5%
Rhode Island $1,900 $476 33.4%
South Carolina $1,290 -$134 -9.4%
South Dakota $1,202 -$222 -15.6%
Tennessee $1,246 -$178 -12.5%
Texas $1,716 $292 20.5%
Utah $1,056 -$368 -25.8%
Vermont $976 -$448 -31.5%
Virginia $854 -$570 -40.0%
Washington $1,102 -$322 -22.6%
West Virginia $1,306 -$118 -8.3%
Wisconsin $986 -$438 -30.8%
Wyoming $1,270 -$154 -10.8%

View Chart as Image

Acura TLX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 additional every year, depending on your age. Acura TLX insurance for high-risk drivers can be around 44% to 133% more than the average policy. View High Risk Driver Rates

Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $362 $718 $372 $1,610
2023 Acura TLX $346 $690 $390 $1,584
2022 Acura TLX $332 $686 $398 $1,574
2021 Acura TLX $320 $668 $416 $1,562
2020 Acura TLX $310 $640 $430 $1,538
2019 Acura TLX $292 $618 $442 $1,510
2018 Acura TLX $282 $574 $452 $1,466
2017 Acura TLX $270 $540 $456 $1,424
2016 Acura TLX $258 $484 $460 $1,360
2015 Acura TLX $242 $446 $460 $1,306

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Acura TLX Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit history, not filing small claims, and consideration of higher deductibles. Make time to compare rates at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a summary of the car insurance concepts touched on in this article.

  • Drivers who have multiple accidents or major violations pay on average $1,680 more per year for car insurance
  • You may be able to save around $170 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save around $550 each year
  • Consumers who purchase higher liability limits will pay approximately $500 every year to increase from a 30/60 limit to 250/500 limits

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,422
20 $3,318
30 $1,480
40 $1,424
50 $1,304
60 $1,280

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,784
$250 $1,616
$500 $1,424
$1,000 $1,242

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,424
50/100 $1,515
100/300 $1,629
250/500 $1,926
100 CSL $1,561
300 CSL $1,812
500 CSL $1,994

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,738
20 $5,290
30 $3,166
40 $3,106
50 $2,968
60 $2,944

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $77
Homeowner $22
5-yr Accident Free $106
5-yr Claim Free $93
Paid in Full/EFT $65
Advance Quote $71
Online Quote $101
Total Discounts $611
Rate after discounts $813

Discounts are estimated and may not be available from every company or in every state.

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