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2015 Acura TLX Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Feb 27, 2020

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Average insurance rates for an 2015 Acura TLX are $1,466 a year for full coverage. Comprehensive insurance costs approximately $282 each year, collision costs $574, and liability insurance costs around $452. Buying a liability-only policy costs as low as $504 a year, with high-risk insurance costing $3,196 or more. Teen drivers receive the highest rates at $5,548 a year or more.

Annual premium for full coverage: $1,466

Rate estimates for 2015 Acura TLX Insurance

Comprehensive $282
Collision $574
Liability $452

Rate data is compiled from all 50 U.S. states and averaged for all 2015 Acura TLX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $504 for the bare minimum liability coverage to a high rate of $3,196 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,466
High Risk $3,196

View Chart as Image

2015 Acura TLX insurance rates compared
Column chart showing 2015 Acura TLX insurance prices range from $834 to $5,548 for full coverage

These differences show why all drivers should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2015 Acura TLX Insurance

Searching Companies

Feel like you’re a prisoner to an overpriced insurance policy? Trust us, there are many people just like you.

Consumers have many insurers to choose from, and although it’s a good thing to have a choice, too many choices makes it more difficult to compare rates and cut insurance costs.

Comprehensive Insurance Comparison

Most major insurance companies like GEICO, State Farm and Progressive provide coverage price quotes on the web. The process doesn’t take much effort as you simply enter the amount of coverage you want as requested by the quote form. Upon sending the form, the system will obtain your driving record and credit report and quotes a price based on these and other factors. This makes it a lot easier to compare rates but the time it takes to visit each company’s website and repetitively enter the same data into a form can get tiresome after awhile. Unfortunately, it is important to do this if you are searching for better insurance pricing.

There is an easier way!

The quickest way to compare insurance pricing makes use of a single form that analyzes rates from a lot of companies. The form is fast, requires less work, and makes online shopping much more efficient. Immediately after submitting the form, it is rated and you can select any or none of the quotes that you receive.

If you find a better price you can simply submit the application and purchase coverage. This process takes just a few minutes to complete and may save quite a bit of money.

To save time and use this form to compare rates, click here to open in new window and enter your information. If you have coverage now, it’s recommended you enter your coverages as shown on your current policy. This helps ensure you will have a rate comparison using the same coverage and limits.

Tailor your coverage to you

When buying proper insurance coverage for your vehicles, there really is no cookie cutter policy. Every insured’s situation is different and your policy should reflect that. These are some specific questions may help you determine whether or not you will benefit from professional help.

  • Do I need replacement cost coverage?
  • Is my ex-spouse still covered by my policy?
  • Does having multiple vehicles earn me a discount?
  • Is other people’s property covered if stolen from my vehicle?
  • Does my 2015 Acura TLX qualify for pleasure use?
  • Does coverage extend to Mexico or Canada?

If you’re not sure about those questions but you think they might apply to your situation, you might consider talking to an insurance agent. To find lower rates from a local agent, simply complete this short form or go to this page to view a list of companies.

Free Auto Insurance Comparison

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Auto insurance coverages

Learning about specific coverages of your policy can be of help when determining which coverages you need and proper limits and deductibles. The terms used in a policy can be confusing and reading a policy is terribly boring. Listed below are the usual coverages offered by auto insurance companies.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance kick in for immediate expenses for surgery, rehabilitation expenses, prosthetic devices and EMT expenses. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Coverage applies to you and your occupants in addition to any family member struck as a pedestrian. PIP coverage is not universally available but can be used in place of medical payments coverage

Uninsured and underinsured coverage

Your UM/UIM coverage gives you protection from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your Acura TLX.

Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important. Most of the time these coverages do not exceed the liability coverage limits.

Liability coverage

Liability coverage can cover damages or injuries you inflict on other’s property or people by causing an accident. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 50/100/50 which means $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and a limit of $50,000 paid for damaged property. Alternatively, you may have a combined limit which limits claims to one amount without having the split limit caps.

Liability coverage pays for things such as bail bonds, repair bills for other people’s vehicles and medical expenses. The amount of liability coverage you purchase is a personal decision, but consider buying as high a limit as you can afford.

Collision insurance

This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision coverage pays for claims like driving through your garage door, hitting a mailbox, scraping a guard rail, rolling your car and damaging your car on a curb. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are older. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverages

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for things like hail damage, damage from a tornado or hurricane, falling objects and damage from getting keyed. The maximum payout a auto insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2015 Acura TLX Insurance Rates by City
City Premium
New York City, NY $2,313
Los Angeles, CA $2,502
Philadelphia, PA $1,957
Jacksonville, FL $2,127
Phoenix, AZ $1,702
Chicago, IL $1,966
Houston, TX $2,296
Seattle, WA $1,426
Columbus, OH $1,225
Indianapolis, IN $1,245

Rates by Driver Age

2015 Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,548
20 $3,416
30 $1,524
40 $1,466
50 $1,338
60 $1,314

Full coverage, $500 deductibles

Rates by Deductible

2015 Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,846
$250 $1,668
$500 $1,466
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,556
100/300 $1,669
250/500 $1,963
100 CSL $1,602
300 CSL $1,850
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

2015 Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,926
20 $5,446
30 $3,262
40 $3,196
50 $3,054
60 $3,028

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $79
Homeowner $22
5-yr Accident Free $110
5-yr Claim Free $96
Paid in Full/EFT $68
Advance Quote $74
Online Quote $105
Total Discounts $632
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2015 Acura TLX Insurance Rates by State
State Premium
Alabama $1,324
Alaska $1,124
Arizona $1,216
Arkansas $1,466
California $1,668
Colorado $1,398
Connecticut $1,506
Delaware $1,658
Florida $1,834
Georgia $1,352
Hawaii $1,052
Idaho $990
Illinois $1,092
Indiana $1,102
Iowa $988
Kansas $1,390
Kentucky $1,998
Louisiana $2,168
Maine $904
Maryland $1,208
Massachusetts $1,170
Michigan $2,544
Minnesota $1,226
Mississippi $1,754
Missouri $1,300
Montana $1,572
Nebraska $1,156
Nevada $1,758
New Hampshire $1,056
New Jersey $1,638
New Mexico $1,298
New York $1,542
North Carolina $844
North Dakota $1,200
Ohio $1,012
Oklahoma $1,502
Oregon $1,342
Pennsylvania $1,398
Rhode Island $1,954
South Carolina $1,326
South Dakota $1,236
Tennessee $1,282
Texas $1,766
Utah $1,084
Vermont $1,002
Virginia $876
Washington $1,132
West Virginia $1,342
Wisconsin $1,014
Wyoming $1,304

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