Acura ZDX Insurance Rates

U.S. average insurance rates for an Acura ZDX are $1,112 a year for full coverage. Comprehensive insurance costs an estimated $208 a year, collision costs $272, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,388 or more. Teenage drivers pay the highest rates at $4,366 a year or more.

Average premium for full coverage: $1,112

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and ZDX trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

The ranges above show why it is important to get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Acura ZDX insurance rates for other coverage scenarios.

• The best discount rate is $669
• Choosing higher $1,000 deductibles can save approximately $1,002 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,112
• Using low $100 deductibles for comp and collision coverage will cost an additional $208 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,388 or more
• The price that insures a teen driver can cost as much as $4,366 each year

View Chart as Image

Insurance prices for an Acura ZDX are also quite variable based on the trim level of your ZDX, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,300 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura ZDX insurance prices. A good driver about age 40 could pay as low as $730 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,590 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $320 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Acura ZDX Insurance

Getting lower rates on car insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare prices at every other renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following list is a quick review of the concepts that were covered in the charts and tables above.

• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,280 more annually than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $364 a month if comprehensive and collision insurance is included
• Drivers can save approximately $130 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $325 each year
• Drivers can save approximately $130 per year simply by quoting early and online