Acura ZDX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 2, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for an Acura ZDX are $1,152 a year for full coverage insurance. Comprehensive insurance costs approximately $220 each year, collision costs $300, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,478 or more. Teens cost the most to insure at $4,494 a year or more.

Average premium for full coverage: $1,152

Policy rates by type of insurance:

Comprehensive $220
Collision $300
Liability $474

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and ZDX models.

Price Range Variability

Using a middle-aged driver as an example, Acura ZDX insurance rates go from as low as $522 for basic liability insurance to a high rate of $2,478 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,152
High Risk $2,478

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $864
Small Cities $1,210
Large Cities $1,555

The examples above illustrate why all drivers should compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Acura ZDX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $688
  • Drivers who choose higher $1,000 deductibles will pay $118 each year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,152
  • Selecting low deductibles for comprehensive and collision insurance will cost an extra $228 each year
  • High-risk insureds with serious driving violations could pay around $2,478 or more
  • Policy cost for full coverage for a teenage driver can cost $4,494 a year

View Chart as Image

Acura ZDX insurance cost comparison chart
Column chart showing full coverage Acura ZDX insurance prices range from $688 to $4,494

Car insurance rates for an Acura ZDX also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

Your home state makes a big difference in Acura ZDX insurance rates. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

Acura ZDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,042 -$110 -9.5%
Alaska $882 -$270 -23.4%
Arizona $956 -$196 -17.0%
Arkansas $1,152 -$0 0.0%
California $1,312 $160 13.9%
Colorado $1,102 -$50 -4.3%
Connecticut $1,186 $34 3.0%
Delaware $1,304 $152 13.2%
Florida $1,442 $290 25.2%
Georgia $1,064 -$88 -7.6%
Hawaii $828 -$324 -28.1%
Idaho $780 -$372 -32.3%
Illinois $858 -$294 -25.5%
Indiana $866 -$286 -24.8%
Iowa $778 -$374 -32.5%
Kansas $1,096 -$56 -4.9%
Kentucky $1,572 $420 36.5%
Louisiana $1,706 $554 48.1%
Maine $712 -$440 -38.2%
Maryland $950 -$202 -17.5%
Massachusetts $922 -$230 -20.0%
Michigan $2,002 $850 73.8%
Minnesota $964 -$188 -16.3%
Mississippi $1,380 $228 19.8%
Missouri $1,024 -$128 -11.1%
Montana $1,238 $86 7.5%
Nebraska $910 -$242 -21.0%
Nevada $1,382 $230 20.0%
New Hampshire $828 -$324 -28.1%
New Jersey $1,288 $136 11.8%
New Mexico $1,020 -$132 -11.5%
New York $1,214 $62 5.4%
North Carolina $664 -$488 -42.4%
North Dakota $944 -$208 -18.1%
Ohio $796 -$356 -30.9%
Oklahoma $1,184 $32 2.8%
Oregon $1,056 -$96 -8.3%
Pennsylvania $1,100 -$52 -4.5%
Rhode Island $1,538 $386 33.5%
South Carolina $1,044 -$108 -9.4%
South Dakota $974 -$178 -15.5%
Tennessee $1,010 -$142 -12.3%
Texas $1,390 $238 20.7%
Utah $852 -$300 -26.0%
Vermont $790 -$362 -31.4%
Virginia $690 -$462 -40.1%
Washington $892 -$260 -22.6%
West Virginia $1,056 -$96 -8.3%
Wisconsin $798 -$354 -30.7%
Wyoming $1,028 -$124 -10.8%

View Chart as Image

Acura ZDX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $350 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Acura ZDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura ZDX Technology Package AWD $1,132 $94
Acura ZDX AWD $1,132 $94
Acura ZDX Advance Package AWD $1,174 $98

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura ZDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura ZDX $242 $362 $474 $1,236
2012 Acura ZDX $236 $328 $478 $1,200
2011 Acura ZDX $220 $300 $474 $1,152
2010 Acura ZDX $208 $272 $474 $1,112

Rates are averaged for all Acura ZDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Acura ZDX Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and avoiding coverage lapses. Take the time to comparison shop once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the data that was touched on in the above illustrations.

  • It is possible to save around $130 per year simply by quoting online in advance
  • Consumers who purchase higher levels of liability will pay approximately $520 annually to go from a 30/60 limit to 250/500 limits
  • Teenage drivers pay the highest auto insurance rates, possibly costing $375 each month if full coverage is included
  • Drivers that tend to have accidents or serious violations may pay on average $1,330 more per year for auto insurance

Rates by Driver Age

Acura ZDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,494
20 $2,624
30 $1,182
40 $1,152
50 $1,054
60 $1,032

Full coverage, $500 deductibles

Rates by Deductible

Acura ZDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,380
$250 $1,276
$500 $1,152
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Acura ZDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,152
50/100 $1,269
100/300 $1,387
250/500 $1,695
100 CSL $1,316
300 CSL $1,577
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ZDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,360
20 $4,184
30 $2,510
40 $2,478
50 $2,368
60 $2,342

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $73
Paid in Full/EFT $45
Advance Quote $52
Online Quote $80
Total Discounts $464
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles