Audi A4 allroad Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for an Audi A4 allroad are $1,484 a year for full coverage insurance. Comprehensive insurance costs an estimated $318, collision costs $548, and liability insurance is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $3,210 or more. Teenage drivers pay the most at $5,542 a year or more.
Average premium for full coverage: $1,484
Premium estimates broken down by type of coverage:
Rates are based on $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different A4 allroad trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for an Audi A4 allroad go from as low as $510 for liability-only coverage to a much higher rate of $3,210 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities.
The price range example below illustrates how where you live affects insurance prices.
These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Audi A4 allroad insurance rates for other coverage scenarios.
- The best discount rate is $853
- Choosing higher $1,000 deductibles can save approximately $196 each year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,484
- Using more expensive low deductibles for comp and collision coverage will cost an extra $378 a year
- High-risk insureds who are prone to accidents and violations could pay up to $3,210 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $5,542 each year
Auto insurance prices for an Audi A4 allroad also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.
An older driver with a good driving record and high deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,500 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Audi A4 allroad insurance rates. A good driver about age 40 could pay as low as $970 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,000 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,340 | -$144 | -9.7% |
| Alaska | $1,138 | -$346 | -23.3% |
| Arizona | $1,232 | -$252 | -17.0% |
| Arkansas | $1,484 | -$0 | 0.0% |
| California | $1,690 | $206 | 13.9% |
| Colorado | $1,416 | -$68 | -4.6% |
| Connecticut | $1,524 | $40 | 2.7% |
| Delaware | $1,678 | $194 | 13.1% |
| Florida | $1,854 | $370 | 24.9% |
| Georgia | $1,370 | -$114 | -7.7% |
| Hawaii | $1,066 | -$418 | -28.2% |
| Idaho | $1,004 | -$480 | -32.3% |
| Illinois | $1,104 | -$380 | -25.6% |
| Indiana | $1,116 | -$368 | -24.8% |
| Iowa | $1,000 | -$484 | -32.6% |
| Kansas | $1,410 | -$74 | -5.0% |
| Kentucky | $2,024 | $540 | 36.4% |
| Louisiana | $2,194 | $710 | 47.8% |
| Maine | $916 | -$568 | -38.3% |
| Maryland | $1,224 | -$260 | -17.5% |
| Massachusetts | $1,188 | -$296 | -19.9% |
| Michigan | $2,576 | $1,092 | 73.6% |
| Minnesota | $1,242 | -$242 | -16.3% |
| Mississippi | $1,776 | $292 | 19.7% |
| Missouri | $1,316 | -$168 | -11.3% |
| Montana | $1,592 | $108 | 7.3% |
| Nebraska | $1,170 | -$314 | -21.2% |
| Nevada | $1,778 | $294 | 19.8% |
| New Hampshire | $1,068 | -$416 | -28.0% |
| New Jersey | $1,658 | $174 | 11.7% |
| New Mexico | $1,314 | -$170 | -11.5% |
| New York | $1,562 | $78 | 5.3% |
| North Carolina | $854 | -$630 | -42.5% |
| North Dakota | $1,214 | -$270 | -18.2% |
| Ohio | $1,024 | -$460 | -31.0% |
| Oklahoma | $1,524 | $40 | 2.7% |
| Oregon | $1,358 | -$126 | -8.5% |
| Pennsylvania | $1,414 | -$70 | -4.7% |
| Rhode Island | $1,980 | $496 | 33.4% |
| South Carolina | $1,344 | -$140 | -9.4% |
| South Dakota | $1,252 | -$232 | -15.6% |
| Tennessee | $1,300 | -$184 | -12.4% |
| Texas | $1,788 | $304 | 20.5% |
| Utah | $1,098 | -$386 | -26.0% |
| Vermont | $1,014 | -$470 | -31.7% |
| Virginia | $888 | -$596 | -40.2% |
| Washington | $1,146 | -$338 | -22.8% |
| West Virginia | $1,358 | -$126 | -8.5% |
| Wisconsin | $1,028 | -$456 | -30.7% |
| Wyoming | $1,322 | -$162 | -10.9% |
Using high physical damage deductibles can save as much as $580 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying $1,800 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 136% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2023 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2022 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2021 Audi A4 allroad | $358 | $698 | $442 | $1,656 |
| 2020 Audi A4 allroad | $344 | $648 | $452 | $1,602 |
| 2018 Audi A4 allroad | $318 | $548 | $460 | $1,484 |
| 2017 Audi A4 allroad | $296 | $504 | $460 | $1,418 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi A4 allroad Insurance
Finding better rates on Audi A4 allroad insurance takes not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a quick review of the information touched on in the above illustrations.
- It is possible to save approximately $180 per year simply by shopping early and online
- Teens are the costliest to insure, with premiums being up to $462 per month if they have full coverage
- Increasing policy deductibles can save around $575 each year
- High-risk drivers with a DUI or reckless driving violation pay on average $1,730 more annually for A4 allroad insurance
- Drivers who want higher liability limits will pay an extra $510 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,542 |
| 20 | $3,414 |
| 30 | $1,544 |
| 40 | $1,484 |
| 50 | $1,354 |
| 60 | $1,328 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,862 |
| $250 | $1,688 |
| $500 | $1,484 |
| $1,000 | $1,288 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,484 |
| 50/100 | $1,576 |
| 100/300 | $1,691 |
| 250/500 | $1,990 |
| 100 CSL | $1,622 |
| 300 CSL | $1,875 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,912 |
| 20 | $5,438 |
| 30 | $3,280 |
| 40 | $3,210 |
| 50 | $3,064 |
| 60 | $3,038 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $97 |
| Paid in Full/EFT | $67 |
| Advance Quote | $73 |
| Online Quote | $106 |
| Total Discounts | $631 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
