Audi A4 allroad Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for an Audi A4 allroad are $1,556 every 12 months for full coverage insurance. Comprehensive costs on average $332 a year, collision insurance costs $610, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $3,378. Teens pay the highest rates at up to $5,790 a year.
Average premium for full coverage: $1,556
Price estimates by individual coverage:
These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and A4 allroad trim levels.
Price Range from Low to High
For a driver in their 40's, Audi A4 allroad insurance prices range from the cheapest price of $508 for just the minimum liability insurance to a high of $3,378 for a policy for a high-risk driver.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. Rural areas have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.
The ranges above illustrate why it is important to get quotes based on a specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Audi A4 allroad insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $885
- Choosing higher $1,000 deductibles can save around $1,342 each year
- The average price for the average middle-age driver with $500 deductibles is $1,556
- Selecting low $100 deductibles for comp and collision coverage increases the price to $1,972
- Unlucky drivers with serious driving violations could pay upwards of $3,378
- The price to insure a teen driver may cost $5,790 each year
Auto insurance prices for an Audi A4 allroad are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your A4 allroad.
Choosing higher comprehensive and collision insurance deductibles can save as much as $630 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Audi A4 allroad insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,100 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,290 | -$266 | -17.1% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,488 | -$68 | -4.4% |
| Connecticut | $1,600 | $44 | 2.8% |
| Delaware | $1,760 | $204 | 13.1% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,436 | -$120 | -7.7% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,052 | -$504 | -32.4% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,302 | $746 | 47.9% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,284 | -$272 | -17.5% |
| Massachusetts | $1,244 | -$312 | -20.1% |
| Michigan | $2,702 | $1,146 | 73.7% |
| Minnesota | $1,304 | -$252 | -16.2% |
| Mississippi | $1,864 | $308 | 19.8% |
| Missouri | $1,380 | -$176 | -11.3% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,226 | -$330 | -21.2% |
| Nevada | $1,864 | $308 | 19.8% |
| New Hampshire | $1,120 | -$436 | -28.0% |
| New Jersey | $1,738 | $182 | 11.7% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,638 | $82 | 5.3% |
| North Carolina | $896 | -$660 | -42.4% |
| North Dakota | $1,272 | -$284 | -18.3% |
| Ohio | $1,074 | -$482 | -31.0% |
| Oklahoma | $1,598 | $42 | 2.7% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,484 | -$72 | -4.6% |
| Rhode Island | $2,076 | $520 | 33.4% |
| South Carolina | $1,410 | -$146 | -9.4% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,362 | -$194 | -12.5% |
| Texas | $1,874 | $318 | 20.4% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,426 | -$130 | -8.4% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $424 | $780 | $390 | $1,752 |
| 2023 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2022 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2021 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2020 Audi A4 allroad | $358 | $698 | $442 | $1,656 |
| 2018 Audi A4 allroad | $332 | $610 | $456 | $1,556 |
| 2017 Audi A4 allroad | $318 | $548 | $460 | $1,484 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi A4 allroad Insurance
Getting lower rates on car insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a brief summary of the coverage data covered in the charts and tables above.
- It is possible to save as much as $190 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $625 each year
- Drivers under the age of 20 are charged the highest prices, as much as $483 a month if comprehensive and collision insurance is included
- Higher risk drivers that tend to have accidents or serious violations pay on average $1,820 more each year to insure an Audi A4 allroad
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,790 |
| 20 | $3,596 |
| 30 | $1,624 |
| 40 | $1,556 |
| 50 | $1,420 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,972 |
| $250 | $1,780 |
| $500 | $1,556 |
| $1,000 | $1,342 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,647 |
| 100/300 | $1,761 |
| 250/500 | $2,058 |
| 100 CSL | $1,693 |
| 300 CSL | $1,944 |
| 500 CSL | $2,126 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,278 |
| 20 | $5,732 |
| 30 | $3,452 |
| 40 | $3,378 |
| 50 | $3,226 |
| 60 | $3,198 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $83 |
| Homeowner | $23 |
| 5-yr Accident Free | $117 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $112 |
| Total Discounts | $671 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
