Audi A4 allroad Insurance Rates

Average auto insurance rates for an Audi A4 allroad are $1,484 annually with full coverage. Comprehensive costs an estimated $318 a year, collision insurance costs $548, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,210. 16-year-old drivers receive the highest rates at up to $5,542 a year.

Average premium for full coverage: $1,484

Rate estimates broken down by individual coverage type:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and A4 allroad trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations tend to have fewer collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi A4 allroad insurance rates for other coverage scenarios.

• The best full coverage rate is $853
• Using higher $1,000 deductibles will save approximately $1,288 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,484
• Buying low $100 deductibles for physical damage coverage will cost $1,862
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,210
• The cost with full coverage for a teenage driver can cost as much as $5,542 or more

View Chart as Image

Auto insurance rates for an Audi A4 allroad can also vary considerably based on the trim level of your A4 allroad, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,400 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $5,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,800 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $580 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi A4 allroad insurance rates. A driver around age 40 might see rates as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or at least $2,000 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Cheapest Audi A4 allroad Insurance

Saving money on auto insurance requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a recap of the data covered in the charts and tables above.

• Consumers who want more liability coverage will pay around $510 every year to increase from a minimum limit to higher 250/500 limits
• You may be able to save approximately $180 per year just by quoting early and online
• Increasing deductibles could save up to $575 each year
• Teen drivers are the costliest to insure, with premiums as much as $462 per month if full coverage is included