Audi A4 allroad Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 22, 2024
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Estimated auto insurance rates for an Audi A4 allroad are $1,484 annually for full coverage. Comprehensive insurance costs an estimated $318, collision costs $548, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $3,210 or more. Teens pay the most at $5,542 a year or more.
Average premium for full coverage: $1,484
Premium estimates broken down by type of coverage:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all A4 allroad models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for an Audi A4 allroad go from as cheap as $510 for your basic liability-only policy to the much higher price of $3,210 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion.
The example below illustrates how location impacts insurance prices.
These rate differences show why everyone should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Audi A4 allroad insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $853
- Drivers who choose higher $1,000 deductibles will pay approximately $196 a year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,484
- Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $378 every year
- Higher-risk drivers with serious driving violations could pay up to $3,210 or more
- An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $5,542 a year
Insurance prices for an Audi A4 allroad also have a wide range based on the model of your A4 allroad, your driver profile, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying $1,800 to $2,400 additional annually, depending on your age. Audi A4 allroad insurance for high-risk drivers can cost as much as 43% to 136% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $580 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Audi A4 allroad insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,120 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,340 | -$144 | -9.7% |
| Alaska | $1,138 | -$346 | -23.3% |
| Arizona | $1,232 | -$252 | -17.0% |
| Arkansas | $1,484 | -$0 | 0.0% |
| California | $1,690 | $206 | 13.9% |
| Colorado | $1,416 | -$68 | -4.6% |
| Connecticut | $1,524 | $40 | 2.7% |
| Delaware | $1,678 | $194 | 13.1% |
| Florida | $1,854 | $370 | 24.9% |
| Georgia | $1,370 | -$114 | -7.7% |
| Hawaii | $1,066 | -$418 | -28.2% |
| Idaho | $1,004 | -$480 | -32.3% |
| Illinois | $1,104 | -$380 | -25.6% |
| Indiana | $1,116 | -$368 | -24.8% |
| Iowa | $1,000 | -$484 | -32.6% |
| Kansas | $1,410 | -$74 | -5.0% |
| Kentucky | $2,024 | $540 | 36.4% |
| Louisiana | $2,194 | $710 | 47.8% |
| Maine | $916 | -$568 | -38.3% |
| Maryland | $1,224 | -$260 | -17.5% |
| Massachusetts | $1,188 | -$296 | -19.9% |
| Michigan | $2,576 | $1,092 | 73.6% |
| Minnesota | $1,242 | -$242 | -16.3% |
| Mississippi | $1,776 | $292 | 19.7% |
| Missouri | $1,316 | -$168 | -11.3% |
| Montana | $1,592 | $108 | 7.3% |
| Nebraska | $1,170 | -$314 | -21.2% |
| Nevada | $1,778 | $294 | 19.8% |
| New Hampshire | $1,068 | -$416 | -28.0% |
| New Jersey | $1,658 | $174 | 11.7% |
| New Mexico | $1,314 | -$170 | -11.5% |
| New York | $1,562 | $78 | 5.3% |
| North Carolina | $854 | -$630 | -42.5% |
| North Dakota | $1,214 | -$270 | -18.2% |
| Ohio | $1,024 | -$460 | -31.0% |
| Oklahoma | $1,524 | $40 | 2.7% |
| Oregon | $1,358 | -$126 | -8.5% |
| Pennsylvania | $1,414 | -$70 | -4.7% |
| Rhode Island | $1,980 | $496 | 33.4% |
| South Carolina | $1,344 | -$140 | -9.4% |
| South Dakota | $1,252 | -$232 | -15.6% |
| Tennessee | $1,300 | -$184 | -12.4% |
| Texas | $1,788 | $304 | 20.5% |
| Utah | $1,098 | -$386 | -26.0% |
| Vermont | $1,014 | -$470 | -31.7% |
| Virginia | $888 | -$596 | -40.2% |
| Washington | $1,146 | -$338 | -22.8% |
| West Virginia | $1,358 | -$126 | -8.5% |
| Wisconsin | $1,028 | -$456 | -30.7% |
| Wyoming | $1,322 | -$162 | -10.9% |
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2023 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2022 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2021 Audi A4 allroad | $358 | $698 | $442 | $1,656 |
| 2020 Audi A4 allroad | $344 | $648 | $452 | $1,602 |
| 2018 Audi A4 allroad | $318 | $548 | $460 | $1,484 |
| 2017 Audi A4 allroad | $296 | $504 | $460 | $1,418 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Audi A4 allroad Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and maximizing policy discounts. Spend time shopping around once a year by requesting quotes from direct carriers, and also from local exclusive and independent agents.
Below you'll find a review of the data that was touched on above.
- Drivers can save approximately $180 per year simply by quoting online well ahead of the renewal date
- Policyholders who want more liability protection will pay approximately $510 each year to go from 30/60 bodily injury limits to higher 250/500 limits
- Youthful drivers are expensive to insure, as much as $462 per month if they have full coverage
- Higher risk drivers who have several accidents or serious violations may pay on average $1,730 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,542 |
| 20 | $3,414 |
| 30 | $1,544 |
| 40 | $1,484 |
| 50 | $1,354 |
| 60 | $1,328 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,862 |
| $250 | $1,688 |
| $500 | $1,484 |
| $1,000 | $1,288 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,484 |
| 50/100 | $1,576 |
| 100/300 | $1,691 |
| 250/500 | $1,990 |
| 100 CSL | $1,622 |
| 300 CSL | $1,875 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,912 |
| 20 | $5,438 |
| 30 | $3,280 |
| 40 | $3,210 |
| 50 | $3,064 |
| 60 | $3,038 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $97 |
| Paid in Full/EFT | $67 |
| Advance Quote | $73 |
| Online Quote | $106 |
| Total Discounts | $631 |
Discounts are estimated and may not be available from every company or in every state.
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