Audi A4 allroad Insurance Rates

U.S. average insurance rates for an Audi A4 allroad are $1,484 a year for full coverage insurance. Comprehensive costs approximately $318 each year, collision insurance costs $548, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $3,210. Teen drivers pay the highest rates at up to $5,542 a year.

Average premium for full coverage: $1,484

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and A4 allroad models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi A4 allroad insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $853
• Using higher $1,000 deductibles will save $196 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,484
• Choosing low deductibles for physical damage coverage will increase the cost to $1,862
• Drivers with multiple violations and an at-fault accident could pay around $3,210
• The price for full coverage for a teen driver can cost $5,542 or more

View Chart as Image

Insurance prices for an Audi A4 allroad are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

The state you live in has a huge impact on Audi A4 allroad insurance prices. A driver around age 40 might see prices as low as $970 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,000 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $580 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 136% more than average. View High Risk Driver Rates

How to Find the Best Cheap Audi A4 allroad Insurance

Getting lower rates on car insurance requires having a decent driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a quick review of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, as much as $462 a month for full coverage
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,730 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $575 each year
• It is possible to save around $180 per year just by quoting online in advance