Audi A4 allroad Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 22, 2024
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Estimated auto insurance rates for an Audi A4 allroad are $1,556 annually for full coverage insurance. Comprehensive insurance costs around $332 a year, collision costs $610, and liability coverage is $456. A liability-only policy costs around $508 a year, with high-risk insurance costing $3,378 or more. Teens pay the most at $5,790 a year or more.
Average premium for full coverage: $1,556
Premium estimates for type of coverage:
Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and A4 allroad trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for an Audi A4 allroad go from as cheap as $508 for just liability coverage to a high of $3,378 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than cities with more traffic congestion.
The diagram below illustrates how your location can change auto insurance rates.
These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Audi A4 allroad insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $885
- Raising to $1,000 deductibles will save about $1,342 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,556
- Selecting low $100 deductibles costs an additional $416 each year
- Unlucky drivers with serious driving violations could pay at least $3,378 or more
- An auto insurance policy with full coverage for a teenage driver can be $5,790
Auto insurance prices for an Audi A4 allroad also have a wide range based on the model of your A4 allroad, your risk profile, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $5,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,900 to $2,500 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 136% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $630 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Audi A4 allroad insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,100 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,290 | -$266 | -17.1% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,488 | -$68 | -4.4% |
| Connecticut | $1,600 | $44 | 2.8% |
| Delaware | $1,760 | $204 | 13.1% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,436 | -$120 | -7.7% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,052 | -$504 | -32.4% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,302 | $746 | 47.9% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,284 | -$272 | -17.5% |
| Massachusetts | $1,244 | -$312 | -20.1% |
| Michigan | $2,702 | $1,146 | 73.7% |
| Minnesota | $1,304 | -$252 | -16.2% |
| Mississippi | $1,864 | $308 | 19.8% |
| Missouri | $1,380 | -$176 | -11.3% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,226 | -$330 | -21.2% |
| Nevada | $1,864 | $308 | 19.8% |
| New Hampshire | $1,120 | -$436 | -28.0% |
| New Jersey | $1,738 | $182 | 11.7% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,638 | $82 | 5.3% |
| North Carolina | $896 | -$660 | -42.4% |
| North Dakota | $1,272 | -$284 | -18.3% |
| Ohio | $1,074 | -$482 | -31.0% |
| Oklahoma | $1,598 | $42 | 2.7% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,484 | -$72 | -4.6% |
| Rhode Island | $2,076 | $520 | 33.4% |
| South Carolina | $1,410 | -$146 | -9.4% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,362 | -$194 | -12.5% |
| Texas | $1,874 | $318 | 20.4% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,426 | -$130 | -8.4% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
With such a large range in prices, the only way to figure out your exact price is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $424 | $780 | $390 | $1,752 |
| 2023 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2022 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2021 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2020 Audi A4 allroad | $358 | $698 | $442 | $1,656 |
| 2018 Audi A4 allroad | $332 | $610 | $456 | $1,556 |
| 2017 Audi A4 allroad | $318 | $548 | $460 | $1,484 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Audi A4 allroad Insurance
Finding better rates on auto insurance consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around at least once a year by requesting rates from direct insurance companies, and also from several local insurance agents.
The next list is a brief recap of the primary concepts that were illustrated above.
- It is possible to save up to $190 per year simply by quoting early and online
- Drivers who tend to receive serious violations pay on average $1,820 more every year to buy Audi A4 allroad insurance
- Increasing policy deductibles could save up to $625 each year
- Drivers age 20 and younger are expensive to insure, with premiums being up to $483 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,790 |
| 20 | $3,596 |
| 30 | $1,624 |
| 40 | $1,556 |
| 50 | $1,420 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,972 |
| $250 | $1,780 |
| $500 | $1,556 |
| $1,000 | $1,342 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,647 |
| 100/300 | $1,761 |
| 250/500 | $2,058 |
| 100 CSL | $1,693 |
| 300 CSL | $1,944 |
| 500 CSL | $2,126 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,278 |
| 20 | $5,732 |
| 30 | $3,452 |
| 40 | $3,378 |
| 50 | $3,226 |
| 60 | $3,198 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $83 |
| Homeowner | $23 |
| 5-yr Accident Free | $117 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $112 |
| Total Discounts | $671 |
Discounts are estimated and may not be available from every company or in every state.
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