Audi A4 allroad Insurance Rates

The average insurance prices for an Audi A4 allroad are $1,556 every 12 months for full coverage. Comprehensive insurance costs around $332 a year, collision insurance costs $610, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $3,378 or more. Teen drivers cost the most to insure at up to $5,790 a year.

Average premium for full coverage: $1,556

Policy rates for type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and A4 allroad trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi A4 allroad insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $885
• Using higher $1,000 deductibles will save about $1,342 a year
• The average price for a good driver age 40 using $500 deductibles is $1,556
• Choosing low $100 deductibles for physical damage coverage costs an extra $416 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,378
• Policy cost to insure a 16-year-old driver can be $5,790 or more

View Chart as Image

Car insurance rates for an Audi A4 allroad also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $630 annually, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,900 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 136% more than average. View High Risk Driver Rates

Your home state has a huge impact on Audi A4 allroad insurance prices. A driver around age 40 might see rates as low as $1,030 a year in states like Idaho, Maine, and Iowa, or as much as $2,220 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Audi A4 allroad Insurance

Finding cheaper rates on insurance for an Audi A4 allroad requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief review of the data that was touched on above.

• Drivers can save up to $190 per year just by quoting early and online
• Insureds who may need more liability coverage will pay about $500 each year to increase from a 30/60 limit to a 250/500 level
• Teen drivers are the costliest to insure, costing up to $483 each month if the policy includes full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,820 more every year to insure their A4 allroad