Audi A7 Insurance Rates

U.S. average insurance prices for an Audi A7 are $1,386 every 12 months including full coverage. Comprehensive costs approximately $280 each year, collision costs $474, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $3,000. Teenage drivers pay the highest rates at $5,262 a year or more.

Average premium for full coverage: $1,386

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and A7 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

The ranges above highlight why all drivers should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Audi A7 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $802
• Using higher $1,000 deductibles will save $172 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,386
• Using low deductibles for physical damage coverage increases the price to $1,716
• Higher-risk drivers who are prone to accidents and violations could pay around $3,000 or more
• The price to insure a teenage driver can cost $5,262 or more

View Chart as Image

Insurance prices for an Audi A7 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your A7.

Using high physical damage deductibles could cut prices by as much as $510 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi A7 insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,980 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

How to Shop for Cheaper Audi A7 Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a condensed summary of the material that was touched on in the above illustrations.

• Consumers who purchase increased liability limits will pay an extra $520 per year to increase from a low limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $439 a month if they have full coverage
• Drivers with multiple at-fault accidents could be charged and average of $1,610 more per year to insure an Audi A7
• Increasing physical damage deductibles could save as much as $500 each year