Audi A7 Insurance Rates

U.S. average insurance rates for an Audi A7 are $1,416 a year for full coverage. Comprehensive insurance costs on average $286 a year, collision insurance costs $508, and liability insurance costs $464. Liability-only insurance costs as little as $514 a year, and high-risk driver insurance costs $3,076 or more. Teens pay the highest rates at up to $5,364 a year.

Average premium for full coverage: $1,416

Price estimates by individual coverage:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and A7 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above show why it is important to compare rates based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi A7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $815
• Drivers who choose higher $1,000 deductibles will pay around $1,236 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,416
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $350 a year
• High risk drivers with serious driving violations could pay upwards of $3,076
• The price that insures a teen driver may cost $5,364 a year

View Chart as Image

Car insurance prices for an Audi A7 are also quite variable based on the trim level of your A7, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,020 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $530 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Audi A7 Insurance

Getting lower rates on Audi A7 insurance not only requires not taking risks behind the wheel, but also having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at least once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following is a brief recap of the primary concepts that were covered in the above illustrations.

• Drivers can save as much as $170 per year just by quoting early and online
• High-risk drivers who tend to receive serious violations may pay on average $1,660 more each year for A7 insurance
• Increasing physical damage deductibles can save approximately $525 each year
• Teens are expensive to insure, with premiums as much as $447 a month if full coverage is purchased