Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,386 every 12 months for full coverage insurance. Comprehensive costs on average $280, collision insurance costs $474, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $3,000. Teen drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how location helps determine car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi A7 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $802
• Drivers who choose higher $1,000 deductibles will pay around $172 each year
• The average price for a good driver age 40 with $500 deductibles is $1,386
• Choosing more expensive low deductibles for comprehensive and collision insurance increases the price to $1,716
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,000
• Policy cost to insure a teenage driver with full coverage may cost $5,262 a year

View Chart as Image

Auto insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your A7.

Choosing high deductibles could save up to $510 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than average. View High Risk Driver Rates

Your home state makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,870 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheap Audi A7 Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having a good credit score, being claim-free, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by getting quotes from direct insurance companies, and also from several local insurance agents.

The items below are a brief summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save as much as $170 per year just by shopping early and online
• Drivers that tend to have accidents or serious violations pay on average $1,610 more each year to insure their A7
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Teen drivers are charged the highest rates, possibly costing $439 each month if comprehensive and collision insurance is included