Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year with full coverage. Comprehensive costs approximately $280 each year, collision insurance costs $474, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $3,000. Teenage drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Audi A7 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $802
• Using higher $1,000 deductibles will save $172 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,386
• Using low deductibles for physical damage coverage bumps up the cost to $1,716
• High-risk insureds who are prone to accidents and violations could pay around $3,000
• Policy cost that insures a 16-year-old driver can cost $5,262 or more

View Chart as Image

Car insurance rates for an Audi A7 also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be from 44% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Your home state has a huge impact on Audi A7 insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $510 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Audi A7 Insurance

Finding cheaper rates on insurance for an Audi A7 requires avoiding accidents and claims, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare prices every time your policy renews by getting rate quotes from direct companies, and also from local insurance agencies.

The points below are a brief summary of the information covered in the above illustrations.

• You may be able to save around $170 per year just by quoting online in advance
• Drivers under the age of 20 pay the highest auto insurance rates, as much as $439 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,610 more per year to insure an Audi A7
• Insureds who purchase increased liability limits will pay an extra $520 every year to increase from a 30/60 limit to the 250/500 level