Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year including full coverage. Comprehensive insurance costs an estimated $280, collision insurance costs $474, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $3,000 or more. 16-year-old drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi A7 insurance rates for other coverage scenarios.

• The best full coverage rate is $802
• Raising to $1,000 deductibles will save approximately $172 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,386
• Buying more expensive low deductibles will cost an additional $330 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,000
• Policy cost that insures a teen driver with full coverage can cost as much as $5,262

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,600 to $2,300 additional every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 129% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Your home state also has a big influence on Audi A7 insurance rates. A middle-age driver might find rates as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,980 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $510 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi A7 Insurance

Finding cheaper rates on Audi A7 insurance consists of being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a brief review of the information covered in the charts and tables above.

• You may be able to save approximately $170 per year just by shopping early and online
• Teenage drivers are expensive to insure, with premiums being up to $439 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,610 more annually for auto insurance
• Drivers who want higher levels of liability will pay around $520 per year to raise from a 30/60 limit to the 250/500 level