Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive costs around $280 a year, collision insurance costs $474, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $3,000. Teenage drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $802
• Choosing higher $1,000 deductibles can save about $1,214 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,386
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,716
• Unlucky drivers who are prone to accidents and violations could pay at least $3,000
• Policy cost for full coverage for a teen driver can be $5,262 each year

View Chart as Image

Auto insurance rates for an Audi A7 also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi A7 insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,870 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $510 every year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,600 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

How to Find the Best Audi A7 Insurance

Finding cheaper rates on car insurance takes having a good driving record, having good credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop at least every other year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a brief recap of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers who tend to receive serious violations may pay on average $1,610 more every year to buy Audi A7 insurance
• It is possible to save up to $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $500 each year
• Policyholders who may need increased levels of liability coverage will pay an extra $520 annually to raise limits from a 30/60 limit to 250/500 limits