Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive costs an estimated $280, collision insurance costs $474, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $3,000. Teenage drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all A7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location impacts insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi A7 insurance rates for other coverage scenarios.

• The best discount rate is $802
• Drivers who choose higher $1,000 deductibles will pay approximately $172 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,386
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,716
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,000
• Policy cost for full coverage for a teen driver for full coverage can cost as much as $5,262 a year

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

Your home state makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,300 additional every year, depending on your age. Audi A7 insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Audi A7 Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and possibly raising deductibles. Spend time shopping around every other policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the ideas that were touched on above.

• Teens are expensive to insure, possibly costing $439 each month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations pay on average $1,610 more annually for A7 insurance
• Increasing comprehensive and collision deductibles can save around $500 each year
• It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date