Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year with full coverage. Comprehensive insurance costs around $280 each year, collision insurance costs $474, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $3,000 or more. Teens cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi A7 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $802
• Raising to $1,000 deductibles will save about $172 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,386
• Selecting low deductibles will cost an additional $330 annually
• Drivers with serious driving violations could pay at least $3,000
• Policy cost that insures a 16-year-old driver can be $5,262

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

Your home state also has a big influence on Audi A7 insurance prices. A middle-age driver might find rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $510 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Audi A7 Insurance

Finding cheaper rates on insurance for an Audi A7 consists of being safe and accident-free, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare rates every year by quoting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the coverage data illustrated above.

• You may be able to save up to $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Youthful drivers pay higher rates, as much as $439 each month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,610 more every year than a low-risk driver