Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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The average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive costs an estimated $280, collision insurance costs $474, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $3,000. Teenage drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Comprehensive $280
Collision $474
Liability $474

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all A7 models.

Price Range Variability

For the average driver, Audi A7 insurance rates range from as low as $522 for just the minimum liability insurance to the much higher price of $3,000 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location impacts insurance prices.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

The examples above illustrate why everyone should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Audi A7 insurance rates for other coverage scenarios.

  • The best discount rate is $802
  • Drivers who choose higher $1,000 deductibles will pay approximately $172 each year
  • The average rate for a good driver age 40 who has $500 deductibles is $1,386
  • Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,716
  • Higher-risk drivers who are prone to accidents and violations could pay up to $3,000
  • Policy cost for full coverage for a teen driver for full coverage can cost as much as $5,262 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance rates range from $802 to $5,262 for full coverage

Insurance rates for an Audi A7 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

Your home state makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,870 on average in Florida, New York, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$134 -9.7%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,578 $192 13.9%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,568 $182 13.1%
Florida $1,734 $348 25.1%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $854 -$532 -38.4%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,658 $272 19.6%
Missouri $1,230 -$156 -11.3%
Montana $1,488 $102 7.4%
Nebraska $1,092 -$294 -21.2%
Nevada $1,660 $274 19.8%
New Hampshire $998 -$388 -28.0%
New Jersey $1,548 $162 11.7%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,134 -$252 -18.2%
Ohio $956 -$430 -31.0%
Oklahoma $1,422 $36 2.6%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,322 -$64 -4.6%
Rhode Island $1,846 $460 33.2%
South Carolina $1,254 -$132 -9.5%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,214 -$172 -12.4%
Texas $1,670 $284 20.5%
Utah $1,026 -$360 -26.0%
Vermont $948 -$438 -31.6%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,234 -$152 -11.0%

View Chart as Image

Audi A7 insurance rates by U.S. city

Using high physical damage deductibles could save up to $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,300 additional every year, depending on your age. Audi A7 insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $406 $834 $398 $1,796
2023 Audi A7 $394 $814 $416 $1,782
2022 Audi A7 $380 $780 $430 $1,748
2021 Audi A7 $358 $752 $442 $1,710
2020 Audi A7 $344 $698 $452 $1,652
2019 Audi A7 $332 $658 $456 $1,604
2018 Audi A7 $318 $590 $460 $1,526
2017 Audi A7 $296 $542 $460 $1,456
2016 Audi A7 $286 $508 $464 $1,416
2015 Audi A7 $280 $474 $474 $1,386
2014 Audi A7 $258 $440 $474 $1,330
2013 Audi A7 $252 $400 $478 $1,288
2012 Audi A7 $234 $366 $474 $1,232

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi A7 Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and possibly raising deductibles. Spend time shopping around every other policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the ideas that were touched on above.

  • Teens are expensive to insure, possibly costing $439 each month including comprehensive and collision insurance
  • Higher risk drivers who have several accidents or serious violations pay on average $1,610 more annually for A7 insurance
  • Increasing comprehensive and collision deductibles can save around $500 each year
  • It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,262
20 $3,188
30 $1,436
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,716
$250 $1,564
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,494
20 $5,086
30 $3,056
40 $3,000
50 $2,866
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $584
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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