Audi e-tron Insurance Rates

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How Much Does 2023 Audi e-tron Insurance Cost in 2025?

There isn't a single person who likes having to buy car insurance, especially when they are aware that they are paying too much. You have multiple car insurance companies to buy insurance from, and although it's nice to be able to choose, it can be more challenging to compare rates. Finding affordable insurance is easy if you know what you're doing. If you have a current insurance policy or are l...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for an Audi e-tron are $1,832 annually for full coverage. Comprehensive costs approximately $464, collision costs $900, and liability costs $332. Liability-only coverage costs as little as $388 a year, with high-risk coverage costing around $3,976. 16-year-old drivers cost the most to insure at $6,418 a year or more.

Average premium for full coverage: $1,832

Policy rates by type of insurance:

Comprehensive $464
Collision $900
Liability $332

Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different e-tron trim levels.

Price Range Variability

For a 40-year-old driver, Audi e-tron insurance rates go from as cheap as $388 for basic liability insurance to a much higher rate of $3,976 for a high-risk insurance policy.

Liability Only $388
Full Coverage $1,832
High Risk $3,976

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than congested cities.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $1,374
Small Cities $1,924
Large Cities $2,473

The examples above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Audi e-tron insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,009
  • Drivers who choose higher $1,000 deductibles will pay $310 a year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,832
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost $2,434
  • Drivers with multiple tickets or accidents could pay around $3,976 or more
  • Policy cost with full coverage for a 16-year-old driver with full coverage can cost $6,418 a year

View Chart as Image

Audi e-tron insurance cost comparison chart
Column chart showing full coverage Audi e-tron insurance rates range from $1,009 to $6,418

Insurance rates for an Audi e-tron also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $2,200 to $2,900 additional every year, depending on your age. High-risk driver insurance can cost from 45% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $920 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi e-tron insurance prices. A 40-year-old driver could pay as low as $1,210 a year in states like Iowa, Maine, and Idaho, or at least $2,610 on average in New York, Louisiana, and Michigan.

Audi e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,654 -$178 -9.7%
Alaska $1,404 -$428 -23.4%
Arizona $1,518 -$314 -17.1%
Arkansas $1,832 -$0 0.0%
California $2,086 $254 13.9%
Colorado $1,746 -$86 -4.7%
Connecticut $1,880 $48 2.6%
Delaware $2,068 $236 12.9%
Florida $2,286 $454 24.8%
Georgia $1,692 -$140 -7.6%
Hawaii $1,314 -$518 -28.3%
Idaho $1,240 -$592 -32.3%
Illinois $1,364 -$468 -25.5%
Indiana $1,380 -$452 -24.7%
Iowa $1,234 -$598 -32.6%
Kansas $1,738 -$94 -5.1%
Kentucky $2,496 $664 36.2%
Louisiana $2,710 $878 47.9%
Maine $1,130 -$702 -38.3%
Maryland $1,510 -$322 -17.6%
Massachusetts $1,460 -$372 -20.3%
Michigan $3,178 $1,346 73.5%
Minnesota $1,534 -$298 -16.3%
Mississippi $2,190 $358 19.5%
Missouri $1,626 -$206 -11.2%
Montana $1,966 $134 7.3%
Nebraska $1,444 -$388 -21.2%
Nevada $2,196 $364 19.9%
New Hampshire $1,318 -$514 -28.1%
New Jersey $2,046 $214 11.7%
New Mexico $1,620 -$212 -11.6%
New York $1,926 $94 5.1%
North Carolina $1,052 -$780 -42.6%
North Dakota $1,500 -$332 -18.1%
Ohio $1,262 -$570 -31.1%
Oklahoma $1,878 $46 2.5%
Oregon $1,678 -$154 -8.4%
Pennsylvania $1,744 -$88 -4.8%
Rhode Island $2,440 $608 33.2%
South Carolina $1,660 -$172 -9.4%
South Dakota $1,544 -$288 -15.7%
Tennessee $1,602 -$230 -12.6%
Texas $2,206 $374 20.4%
Utah $1,354 -$478 -26.1%
Vermont $1,250 -$582 -31.8%
Virginia $1,096 -$736 -40.2%
Washington $1,414 -$418 -22.8%
West Virginia $1,678 -$154 -8.4%
Wisconsin $1,266 -$566 -30.9%
Wyoming $1,630 -$202 -11.0%

View Chart as Image

Audi e-tron insurance rates by U.S. city

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied between companies.

Audi e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron $464 $900 $332 $1,832
2023 Audi e-tron $444 $894 $338 $1,812

Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Audi e-tron Insurance

Finding cheaper rates on insurance for an Audi e-tron not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a quick rundown of the car insurance concepts illustrated above.

  • Drivers considered higher risk with reckless driving or DUI convictions pay on average $2,140 more per year for auto insurance
  • Drivers can save around $230 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles could save up to $900 each year
  • Insureds who purchase higher levels of liability will pay around $370 each year to go from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Audi e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $6,418
20 $4,232
30 $1,942
40 $1,832
50 $1,666
60 $1,636

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,434
$250 $2,154
$500 $1,832
$1,000 $1,522

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,832
50/100 $1,898
100/300 $1,981
250/500 $2,197
100 CSL $1,932
300 CSL $2,114
500 CSL $2,247

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $9,264
20 $6,734
30 $4,102
40 $3,976
50 $3,786
60 $3,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $263

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $102
Multi-vehicle $94
Homeowner $24
5-yr Accident Free $151
5-yr Claim Free $122
Paid in Full/EFT $96
Advance Quote $98
Online Quote $136
Total Discounts $823
Rate after discounts $1,009

Discounts are estimated and may not be available from every company or in every state.

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