Audi e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for an Audi e-tron are $1,812 a year for full coverage insurance. Comprehensive costs around $444 each year, collision costs $894, and liability coverage costs around $338. A liability-only policy costs as low as $394 a year, with high-risk insurance costing around $3,944. Teen drivers cost the most to insure at $6,398 a year or more.
Average premium for full coverage: $1,812
Policy rates for type of insurance:
Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and e-tron models.
Price Range Variability
Using a middle-aged driver as an example, Audi e-tron insurance rates go from as low as $394 for basic liability insurance to a high rate of $3,944 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas.
The graphic below illustrates how where you live affects auto insurance rates.
The examples above illustrate why all drivers should compare prices for a specific zip code and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Audi e-tron insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $996
- Using higher $1,000 deductibles will save about $304 each year
- The average rate for a good driver age 40 using $500 deductibles is $1,812
- Choosing low deductibles for physical damage coverage will increase the cost to $2,404
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,944 or more
- Policy cost for full coverage for a teenage driver can be $6,398 or more
Car insurance rates for an Audi e-tron also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $6,300 a year. View Rates by Age
Your home state has a huge impact on Audi e-tron insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,440 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,638 | -$174 | -9.6% |
| Alaska | $1,388 | -$424 | -23.4% |
| Arizona | $1,504 | -$308 | -17.0% |
| Arkansas | $1,812 | -$0 | 0.0% |
| California | $2,064 | $252 | 13.9% |
| Colorado | $1,728 | -$84 | -4.6% |
| Connecticut | $1,860 | $48 | 2.6% |
| Delaware | $2,048 | $236 | 13.0% |
| Florida | $2,264 | $452 | 24.9% |
| Georgia | $1,672 | -$140 | -7.7% |
| Hawaii | $1,304 | -$508 | -28.0% |
| Idaho | $1,230 | -$582 | -32.1% |
| Illinois | $1,350 | -$462 | -25.5% |
| Indiana | $1,368 | -$444 | -24.5% |
| Iowa | $1,222 | -$590 | -32.6% |
| Kansas | $1,720 | -$92 | -5.1% |
| Kentucky | $2,470 | $658 | 36.3% |
| Louisiana | $2,682 | $870 | 48.0% |
| Maine | $1,118 | -$694 | -38.3% |
| Maryland | $1,494 | -$318 | -17.5% |
| Massachusetts | $1,446 | -$366 | -20.2% |
| Michigan | $3,146 | $1,334 | 73.6% |
| Minnesota | $1,518 | -$294 | -16.2% |
| Mississippi | $2,170 | $358 | 19.8% |
| Missouri | $1,606 | -$206 | -11.4% |
| Montana | $1,946 | $134 | 7.4% |
| Nebraska | $1,426 | -$386 | -21.3% |
| Nevada | $2,172 | $360 | 19.9% |
| New Hampshire | $1,306 | -$506 | -27.9% |
| New Jersey | $2,024 | $212 | 11.7% |
| New Mexico | $1,604 | -$208 | -11.5% |
| New York | $1,906 | $94 | 5.2% |
| North Carolina | $1,044 | -$768 | -42.4% |
| North Dakota | $1,486 | -$326 | -18.0% |
| Ohio | $1,248 | -$564 | -31.1% |
| Oklahoma | $1,858 | $46 | 2.5% |
| Oregon | $1,660 | -$152 | -8.4% |
| Pennsylvania | $1,728 | -$84 | -4.6% |
| Rhode Island | $2,416 | $604 | 33.3% |
| South Carolina | $1,640 | -$172 | -9.5% |
| South Dakota | $1,530 | -$282 | -15.6% |
| Tennessee | $1,584 | -$228 | -12.6% |
| Texas | $2,184 | $372 | 20.5% |
| Utah | $1,338 | -$474 | -26.2% |
| Vermont | $1,238 | -$574 | -31.7% |
| Virginia | $1,086 | -$726 | -40.1% |
| Washington | $1,400 | -$412 | -22.7% |
| West Virginia | $1,662 | -$150 | -8.3% |
| Wisconsin | $1,252 | -$560 | -30.9% |
| Wyoming | $1,614 | -$198 | -10.9% |

Choosing high deductibles could cut rates by as much as $900 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $2,200 to $2,900 extra every year, depending on your age. Insurance for high-risk drivers can be around 45% to 135% more than average. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $444 | $894 | $338 | $1,812 |
| 2023 Audi e-tron | $430 | $872 | $354 | $1,792 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi e-tron Insurance
Finding cheaper rates on auto insurance requires having a decent driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following items are a condensed summary of the ideas that were touched on in the above illustrations.
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $533 each month if full coverage is included
- Drivers with multiple at-fault accidents may pay on average $2,130 more every year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save around $900 each year
- It is possible to save up to $230 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,398 |
| 20 | $4,204 |
| 30 | $1,918 |
| 40 | $1,812 |
| 50 | $1,650 |
| 60 | $1,624 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,404 |
| $250 | $2,128 |
| $500 | $1,812 |
| $1,000 | $1,508 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,812 |
| 50/100 | $1,880 |
| 100/300 | $1,964 |
| 250/500 | $2,184 |
| 100 CSL | $1,913 |
| 300 CSL | $2,099 |
| 500 CSL | $2,235 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,230 |
| 20 | $6,694 |
| 30 | $4,066 |
| 40 | $3,944 |
| 50 | $3,756 |
| 60 | $3,728 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $101 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $121 |
| Paid in Full/EFT | $95 |
| Advance Quote | $97 |
| Online Quote | $134 |
| Total Discounts | $816 |
Discounts are estimated and may not be available from every company or in every state.
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