Audi e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for an Audi e-tron are $1,832 a year with full coverage. Comprehensive costs an estimated $464, collision costs $900, and liability coverage costs around $332. Buying just liability costs as low as $388 a year, with insurance for high-risk drivers costing around $3,976. 16-year-old drivers pay the highest rates at $6,418 a year or more.
Average premium for full coverage: $1,832
Price estimates broken down by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all e-tron models.
Price Range from Low to High
For a driver in their 40's, Audi e-tron insurance prices go from the low end price of $388 for minimum levels of liability insurance to the much higher price of $3,976 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than congested cities.
The example below illustrates how location helps determine insurance prices.
The ranges above demonstrate why everyone should compare prices for a targeted area, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Audi e-tron insurance rates for other coverage scenarios.
- The best full coverage rate is $1,009
- Using higher $1,000 deductibles will save approximately $310 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,832
- Buying pricier low deductibles for physical damage coverage bumps up the cost to $2,434
- Higher-risk drivers with multiple tickets or accidents could pay up to $3,976 or more
- The price that insures a teenage driver for full coverage can cost as much as $6,418 or more
Insurance prices for an Audi e-tron are also quite variable based on the model of your e-tron, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $2,200 to $2,900 additional each year, depending on your age. Audi e-tron insurance for high-risk drivers can be around 45% to 134% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,700 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $6,400 a year. View Rates by Age
The state you live in has a huge impact on Audi e-tron insurance rates. A driver around age 40 might see prices as low as $1,320 a year in states like Utah, Ohio, and New Hampshire, or at least $2,470 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,654 | -$178 | -9.7% |
| Alaska | $1,404 | -$428 | -23.4% |
| Arizona | $1,518 | -$314 | -17.1% |
| Arkansas | $1,832 | -$0 | 0.0% |
| California | $2,086 | $254 | 13.9% |
| Colorado | $1,746 | -$86 | -4.7% |
| Connecticut | $1,880 | $48 | 2.6% |
| Delaware | $2,068 | $236 | 12.9% |
| Florida | $2,286 | $454 | 24.8% |
| Georgia | $1,692 | -$140 | -7.6% |
| Hawaii | $1,314 | -$518 | -28.3% |
| Idaho | $1,240 | -$592 | -32.3% |
| Illinois | $1,364 | -$468 | -25.5% |
| Indiana | $1,380 | -$452 | -24.7% |
| Iowa | $1,234 | -$598 | -32.6% |
| Kansas | $1,738 | -$94 | -5.1% |
| Kentucky | $2,496 | $664 | 36.2% |
| Louisiana | $2,710 | $878 | 47.9% |
| Maine | $1,130 | -$702 | -38.3% |
| Maryland | $1,510 | -$322 | -17.6% |
| Massachusetts | $1,460 | -$372 | -20.3% |
| Michigan | $3,178 | $1,346 | 73.5% |
| Minnesota | $1,534 | -$298 | -16.3% |
| Mississippi | $2,190 | $358 | 19.5% |
| Missouri | $1,626 | -$206 | -11.2% |
| Montana | $1,966 | $134 | 7.3% |
| Nebraska | $1,444 | -$388 | -21.2% |
| Nevada | $2,196 | $364 | 19.9% |
| New Hampshire | $1,318 | -$514 | -28.1% |
| New Jersey | $2,046 | $214 | 11.7% |
| New Mexico | $1,620 | -$212 | -11.6% |
| New York | $1,926 | $94 | 5.1% |
| North Carolina | $1,052 | -$780 | -42.6% |
| North Dakota | $1,500 | -$332 | -18.1% |
| Ohio | $1,262 | -$570 | -31.1% |
| Oklahoma | $1,878 | $46 | 2.5% |
| Oregon | $1,678 | -$154 | -8.4% |
| Pennsylvania | $1,744 | -$88 | -4.8% |
| Rhode Island | $2,440 | $608 | 33.2% |
| South Carolina | $1,660 | -$172 | -9.4% |
| South Dakota | $1,544 | -$288 | -15.7% |
| Tennessee | $1,602 | -$230 | -12.6% |
| Texas | $2,206 | $374 | 20.4% |
| Utah | $1,354 | -$478 | -26.1% |
| Vermont | $1,250 | -$582 | -31.8% |
| Virginia | $1,096 | -$736 | -40.2% |
| Washington | $1,414 | -$418 | -22.8% |
| West Virginia | $1,678 | -$154 | -8.4% |
| Wisconsin | $1,266 | -$566 | -30.9% |
| Wyoming | $1,630 | -$202 | -11.0% |

Opting for high physical damage deductibles could cut prices by as much as $920 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Each insurance company utilizes a different rate formula, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $464 | $900 | $332 | $1,832 |
| 2023 Audi e-tron | $444 | $894 | $338 | $1,812 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Audi e-tron Insurance
Getting lower rates on auto insurance requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop once a year by requesting quotes from direct companies, and also from insurance agencies where you live.
The following items are a brief review of the data that was covered in the charts and tables above.
- You may be able to save approximately $230 per year simply by quoting online well ahead of the renewal date
- Consumers who want additional liability coverage will pay around $370 every year to increase from a low limit to the 250/500 level
- 16 to 18-year-old drivers are expensive to insure, costing up to $535 a month if comprehensive and collision insurance is included
- Drivers with DUI or reckless driving convictions could be forced to pay on average $2,140 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,418 |
| 20 | $4,232 |
| 30 | $1,942 |
| 40 | $1,832 |
| 50 | $1,666 |
| 60 | $1,636 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,434 |
| $250 | $2,154 |
| $500 | $1,832 |
| $1,000 | $1,522 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,832 |
| 50/100 | $1,898 |
| 100/300 | $1,981 |
| 250/500 | $2,197 |
| 100 CSL | $1,932 |
| 300 CSL | $2,114 |
| 500 CSL | $2,247 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,264 |
| 20 | $6,734 |
| 30 | $4,102 |
| 40 | $3,976 |
| 50 | $3,786 |
| 60 | $3,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $102 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $151 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $96 |
| Advance Quote | $98 |
| Online Quote | $136 |
| Total Discounts | $823 |
Discounts are estimated and may not be available from every company or in every state.
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