Audi e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance prices for an Audi e-tron are $1,812 every 12 months with full coverage. Comprehensive costs on average $444, collision costs $894, and liability is estimated at $338. Buying just liability costs approximately $394 a year, with insurance for high-risk drivers costing around $3,944. Teenage drivers cost the most to insure at $6,398 a year or more.
Average premium for full coverage: $1,812
Policy rates by type of insurance:
Price estimates include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all e-tron models.
Price Range Variability
Using a 40-year-old driver as an example, Audi e-tron insurance rates go from the cheapest price of $394 for just liability insurance to the much higher price of $3,944 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities.
The example below illustrates how rural and urban location affects car insurance rates.
The examples above demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Audi e-tron insurance rates for different risk profiles and scenarios.
- The best discount rate is $996
- Choosing higher $1,000 deductibles can save around $304 annually
- The average price for a good driver age 40 with $500 deductibles is $1,812
- Using pricier low deductibles for comp and collision coverage increases the price to $2,404
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,944 or more
- Policy cost to insure a 16-year-old driver for full coverage may cost $6,398 each year
Insurance rates for an Audi e-tron also range considerably based on liability limits and deductibles, your driving record, and the trim level of your e-tron.
Using high physical damage deductibles can save as much as $900 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as low as $1,700 annually on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $6,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $2,200 to $2,900 extra every year, depending on your age. Audi e-tron insurance for high-risk drivers ranges from 45% to 135% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Audi e-tron insurance prices. A good driver about age 40 could pay as low as $1,300 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,440 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,638 | -$174 | -9.6% |
| Alaska | $1,388 | -$424 | -23.4% |
| Arizona | $1,504 | -$308 | -17.0% |
| Arkansas | $1,812 | -$0 | 0.0% |
| California | $2,064 | $252 | 13.9% |
| Colorado | $1,728 | -$84 | -4.6% |
| Connecticut | $1,860 | $48 | 2.6% |
| Delaware | $2,048 | $236 | 13.0% |
| Florida | $2,264 | $452 | 24.9% |
| Georgia | $1,672 | -$140 | -7.7% |
| Hawaii | $1,304 | -$508 | -28.0% |
| Idaho | $1,230 | -$582 | -32.1% |
| Illinois | $1,350 | -$462 | -25.5% |
| Indiana | $1,368 | -$444 | -24.5% |
| Iowa | $1,222 | -$590 | -32.6% |
| Kansas | $1,720 | -$92 | -5.1% |
| Kentucky | $2,470 | $658 | 36.3% |
| Louisiana | $2,682 | $870 | 48.0% |
| Maine | $1,118 | -$694 | -38.3% |
| Maryland | $1,494 | -$318 | -17.5% |
| Massachusetts | $1,446 | -$366 | -20.2% |
| Michigan | $3,146 | $1,334 | 73.6% |
| Minnesota | $1,518 | -$294 | -16.2% |
| Mississippi | $2,170 | $358 | 19.8% |
| Missouri | $1,606 | -$206 | -11.4% |
| Montana | $1,946 | $134 | 7.4% |
| Nebraska | $1,426 | -$386 | -21.3% |
| Nevada | $2,172 | $360 | 19.9% |
| New Hampshire | $1,306 | -$506 | -27.9% |
| New Jersey | $2,024 | $212 | 11.7% |
| New Mexico | $1,604 | -$208 | -11.5% |
| New York | $1,906 | $94 | 5.2% |
| North Carolina | $1,044 | -$768 | -42.4% |
| North Dakota | $1,486 | -$326 | -18.0% |
| Ohio | $1,248 | -$564 | -31.1% |
| Oklahoma | $1,858 | $46 | 2.5% |
| Oregon | $1,660 | -$152 | -8.4% |
| Pennsylvania | $1,728 | -$84 | -4.6% |
| Rhode Island | $2,416 | $604 | 33.3% |
| South Carolina | $1,640 | -$172 | -9.5% |
| South Dakota | $1,530 | -$282 | -15.6% |
| Tennessee | $1,584 | -$228 | -12.6% |
| Texas | $2,184 | $372 | 20.5% |
| Utah | $1,338 | -$474 | -26.2% |
| Vermont | $1,238 | -$574 | -31.7% |
| Virginia | $1,086 | -$726 | -40.1% |
| Washington | $1,400 | -$412 | -22.7% |
| West Virginia | $1,662 | -$150 | -8.3% |
| Wisconsin | $1,252 | -$560 | -30.9% |
| Wyoming | $1,614 | -$198 | -10.9% |
Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $444 | $894 | $338 | $1,812 |
| 2023 Audi e-tron | $430 | $872 | $354 | $1,792 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi e-tron Insurance
Finding cheaper rates on insurance for an Audi e-tron takes not taking risks behind the wheel, having good credit, not filing small claims, and bundling your home and auto policies. Set aside time to shop around at least every other year by requesting rates from direct companies, and also from local exclusive and independent agents.
The following is a condensed summary of the car insurance concepts raised in the charts and tables above.
- Drivers considered higher risk with multiple at-fault accidents may pay on average $2,130 more each year for e-tron insurance
- You may be able to save as much as $230 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $900 each year
- Insureds who require higher liability limits will pay an extra $370 every year to raise limits from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,398 |
| 20 | $4,204 |
| 30 | $1,918 |
| 40 | $1,812 |
| 50 | $1,650 |
| 60 | $1,624 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,404 |
| $250 | $2,128 |
| $500 | $1,812 |
| $1,000 | $1,508 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,812 |
| 50/100 | $1,880 |
| 100/300 | $1,964 |
| 250/500 | $2,184 |
| 100 CSL | $1,913 |
| 300 CSL | $2,099 |
| 500 CSL | $2,235 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,230 |
| 20 | $6,694 |
| 30 | $4,066 |
| 40 | $3,944 |
| 50 | $3,756 |
| 60 | $3,728 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $101 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $121 |
| Paid in Full/EFT | $95 |
| Advance Quote | $97 |
| Online Quote | $134 |
| Total Discounts | $816 |
Discounts are estimated and may not be available from every company or in every state.
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