Audi e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi e-tron are $1,812 a year with full coverage. Comprehensive costs approximately $444 each year, collision costs $894, and liability costs around $338. Liability-only coverage costs as low as $394 a year, with high-risk coverage costing around $3,944. 16-year-old drivers receive the highest rates at $6,398 a year or more.

Average premium for full coverage: $1,812

Rate estimates by individual coverage type:

Comprehensive $444
Collision $894
Liability $338

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and e-tron models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as low as $394 for minimum levels of liability insurance to a high rate of $3,944 for a high-risk insurance policy.

Liability Only $394
Full Coverage $1,812
High Risk $3,944

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than congested cities.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,359
Small Cities $1,903
Large Cities $2,446

These examples demonstrate why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Audi e-tron insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $996
  • Using higher $1,000 deductibles will save $304 annually
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,812
  • Buying low deductibles for physical damage coverage will increase the cost to $2,404
  • High-risk insureds with multiple tickets or accidents could pay around $3,944 or more
  • The cost for full coverage for a 16-year-old driver can cost $6,398 or more

View Chart as Image

Audi e-tron insurance cost comparison chart
Column chart showing full coverage Audi e-tron insurance rates range from $996 to $6,398

Car insurance rates for an Audi e-tron can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,700 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $6,300 a year. View Rates by Age

Where you live has a huge impact on Audi e-tron insurance prices. A driver around age 40 might see rates as low as $1,300 a year in states like Utah, Ohio, and New Hampshire, or at least $2,440 on average in New York, Michigan, and Florida.

Audi e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,638 -$174 -9.6%
Alaska $1,388 -$424 -23.4%
Arizona $1,504 -$308 -17.0%
Arkansas $1,812 -$0 0.0%
California $2,064 $252 13.9%
Colorado $1,728 -$84 -4.6%
Connecticut $1,860 $48 2.6%
Delaware $2,048 $236 13.0%
Florida $2,264 $452 24.9%
Georgia $1,672 -$140 -7.7%
Hawaii $1,304 -$508 -28.0%
Idaho $1,230 -$582 -32.1%
Illinois $1,350 -$462 -25.5%
Indiana $1,368 -$444 -24.5%
Iowa $1,222 -$590 -32.6%
Kansas $1,720 -$92 -5.1%
Kentucky $2,470 $658 36.3%
Louisiana $2,682 $870 48.0%
Maine $1,118 -$694 -38.3%
Maryland $1,494 -$318 -17.5%
Massachusetts $1,446 -$366 -20.2%
Michigan $3,146 $1,334 73.6%
Minnesota $1,518 -$294 -16.2%
Mississippi $2,170 $358 19.8%
Missouri $1,606 -$206 -11.4%
Montana $1,946 $134 7.4%
Nebraska $1,426 -$386 -21.3%
Nevada $2,172 $360 19.9%
New Hampshire $1,306 -$506 -27.9%
New Jersey $2,024 $212 11.7%
New Mexico $1,604 -$208 -11.5%
New York $1,906 $94 5.2%
North Carolina $1,044 -$768 -42.4%
North Dakota $1,486 -$326 -18.0%
Ohio $1,248 -$564 -31.1%
Oklahoma $1,858 $46 2.5%
Oregon $1,660 -$152 -8.4%
Pennsylvania $1,728 -$84 -4.6%
Rhode Island $2,416 $604 33.3%
South Carolina $1,640 -$172 -9.5%
South Dakota $1,530 -$282 -15.6%
Tennessee $1,584 -$228 -12.6%
Texas $2,184 $372 20.5%
Utah $1,338 -$474 -26.2%
Vermont $1,238 -$574 -31.7%
Virginia $1,086 -$726 -40.1%
Washington $1,400 -$412 -22.7%
West Virginia $1,662 -$150 -8.3%
Wisconsin $1,252 -$560 -30.9%
Wyoming $1,614 -$198 -10.9%

View Chart as Image

Audi e-tron insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $900 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $2,200 to $2,900 extra per year, depending on your age. Insurance for high-risk drivers can be from 45% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.

Audi e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron $444 $894 $338 $1,812
2023 Audi e-tron $430 $872 $354 $1,792

Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi e-tron Insurance

Saving money on insurance for an Audi e-tron requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and avoiding coverage lapses. Make time to compare rates at least every other year by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a summary of the car insurance concepts touched on in this article.

  • Drivers considered higher risk who have multiple accidents or major violations pay on average $2,130 more per year to insure their e-tron
  • You may be able to save around $230 per year simply by quoting online in advance
  • Increasing deductibles can save around $900 each year
  • Insureds who purchase more liability coverage will pay around $370 every year to increase from a minimum limit to 250/500 limits

Rates by Driver Age

Audi e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $6,398
20 $4,204
30 $1,918
40 $1,812
50 $1,650
60 $1,624

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,404
$250 $2,128
$500 $1,812
$1,000 $1,508

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,812
50/100 $1,880
100/300 $1,964
250/500 $2,184
100 CSL $1,913
300 CSL $2,099
500 CSL $2,235

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $9,230
20 $6,694
30 $4,066
40 $3,944
50 $3,756
60 $3,728

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $101
Multi-vehicle $94
Homeowner $24
5-yr Accident Free $150
5-yr Claim Free $121
Paid in Full/EFT $95
Advance Quote $97
Online Quote $134
Total Discounts $816
Rate after discounts $996

Discounts are estimated and may not be available from every company or in every state.

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