Audi e-tron Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for an Audi e-tron are $1,832 annually for full coverage. Comprehensive costs approximately $464, collision costs $900, and liability costs $332. Liability-only coverage costs as little as $388 a year, with high-risk coverage costing around $3,976. 16-year-old drivers cost the most to insure at $6,418 a year or more.
Average premium for full coverage: $1,832
Policy rates by type of insurance:
Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different e-tron trim levels.
Price Range Variability
For a 40-year-old driver, Audi e-tron insurance rates go from as cheap as $388 for basic liability insurance to a much higher rate of $3,976 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than congested cities.
The price range example below illustrates how your location can change auto insurance prices.
The examples above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Audi e-tron insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $1,009
- Drivers who choose higher $1,000 deductibles will pay $310 a year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,832
- Buying more expensive low deductibles for comprehensive and collision insurance will cost $2,434
- Drivers with multiple tickets or accidents could pay around $3,976 or more
- Policy cost with full coverage for a 16-year-old driver with full coverage can cost $6,418 a year
Insurance rates for an Audi e-tron also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $2,200 to $2,900 additional every year, depending on your age. High-risk driver insurance can cost from 45% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $920 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Audi e-tron insurance prices. A 40-year-old driver could pay as low as $1,210 a year in states like Iowa, Maine, and Idaho, or at least $2,610 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,654 | -$178 | -9.7% |
| Alaska | $1,404 | -$428 | -23.4% |
| Arizona | $1,518 | -$314 | -17.1% |
| Arkansas | $1,832 | -$0 | 0.0% |
| California | $2,086 | $254 | 13.9% |
| Colorado | $1,746 | -$86 | -4.7% |
| Connecticut | $1,880 | $48 | 2.6% |
| Delaware | $2,068 | $236 | 12.9% |
| Florida | $2,286 | $454 | 24.8% |
| Georgia | $1,692 | -$140 | -7.6% |
| Hawaii | $1,314 | -$518 | -28.3% |
| Idaho | $1,240 | -$592 | -32.3% |
| Illinois | $1,364 | -$468 | -25.5% |
| Indiana | $1,380 | -$452 | -24.7% |
| Iowa | $1,234 | -$598 | -32.6% |
| Kansas | $1,738 | -$94 | -5.1% |
| Kentucky | $2,496 | $664 | 36.2% |
| Louisiana | $2,710 | $878 | 47.9% |
| Maine | $1,130 | -$702 | -38.3% |
| Maryland | $1,510 | -$322 | -17.6% |
| Massachusetts | $1,460 | -$372 | -20.3% |
| Michigan | $3,178 | $1,346 | 73.5% |
| Minnesota | $1,534 | -$298 | -16.3% |
| Mississippi | $2,190 | $358 | 19.5% |
| Missouri | $1,626 | -$206 | -11.2% |
| Montana | $1,966 | $134 | 7.3% |
| Nebraska | $1,444 | -$388 | -21.2% |
| Nevada | $2,196 | $364 | 19.9% |
| New Hampshire | $1,318 | -$514 | -28.1% |
| New Jersey | $2,046 | $214 | 11.7% |
| New Mexico | $1,620 | -$212 | -11.6% |
| New York | $1,926 | $94 | 5.1% |
| North Carolina | $1,052 | -$780 | -42.6% |
| North Dakota | $1,500 | -$332 | -18.1% |
| Ohio | $1,262 | -$570 | -31.1% |
| Oklahoma | $1,878 | $46 | 2.5% |
| Oregon | $1,678 | -$154 | -8.4% |
| Pennsylvania | $1,744 | -$88 | -4.8% |
| Rhode Island | $2,440 | $608 | 33.2% |
| South Carolina | $1,660 | -$172 | -9.4% |
| South Dakota | $1,544 | -$288 | -15.7% |
| Tennessee | $1,602 | -$230 | -12.6% |
| Texas | $2,206 | $374 | 20.4% |
| Utah | $1,354 | -$478 | -26.1% |
| Vermont | $1,250 | -$582 | -31.8% |
| Virginia | $1,096 | -$736 | -40.2% |
| Washington | $1,414 | -$418 | -22.8% |
| West Virginia | $1,678 | -$154 | -8.4% |
| Wisconsin | $1,266 | -$566 | -30.9% |
| Wyoming | $1,630 | -$202 | -11.0% |

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $464 | $900 | $332 | $1,832 |
| 2023 Audi e-tron | $444 | $894 | $338 | $1,812 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Audi e-tron Insurance
Finding cheaper rates on insurance for an Audi e-tron not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a quick rundown of the car insurance concepts illustrated above.
- Drivers considered higher risk with reckless driving or DUI convictions pay on average $2,140 more per year for auto insurance
- Drivers can save around $230 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $900 each year
- Insureds who purchase higher levels of liability will pay around $370 each year to go from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,418 |
| 20 | $4,232 |
| 30 | $1,942 |
| 40 | $1,832 |
| 50 | $1,666 |
| 60 | $1,636 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,434 |
| $250 | $2,154 |
| $500 | $1,832 |
| $1,000 | $1,522 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,832 |
| 50/100 | $1,898 |
| 100/300 | $1,981 |
| 250/500 | $2,197 |
| 100 CSL | $1,932 |
| 300 CSL | $2,114 |
| 500 CSL | $2,247 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,264 |
| 20 | $6,734 |
| 30 | $4,102 |
| 40 | $3,976 |
| 50 | $3,786 |
| 60 | $3,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $102 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $151 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $96 |
| Advance Quote | $98 |
| Online Quote | $136 |
| Total Discounts | $823 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area