Audi e-tron Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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The average auto insurance rates for an Audi e-tron are $1,832 annually with full coverage. Comprehensive insurance costs approximately $464, collision insurance costs $900, and liability costs around $332. Liability-only insurance costs as low as $388 a year, and high-risk driver insurance costs $3,976 or more. Teenage drivers cost the most to insure at up to $6,418 a year.
Average premium for full coverage: $1,832
Policy rates by type of insurance:
Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all e-tron models.
Price Range Variability
For the normal driver, Audi e-tron insurance rates range from as cheap as $388 for your basic liability-only policy to the much higher price of $3,976 for a high-risk driver policy.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.
The examples above demonstrate why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Audi e-tron insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,009
- Using higher $1,000 deductibles will save $310 annually
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,832
- Using pricier low deductibles for physical damage coverage costs an additional $602 annually
- High-risk insureds who are prone to accidents and violations could pay around $3,976
- Policy cost with full coverage for a 16-year-old driver for full coverage can cost $6,418 or more
Auto insurance rates for an Audi e-tron also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $6,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $2,200 to $2,900 in extra premium every year, depending on your age. Audi e-tron insurance for high-risk drivers can be from 45% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $920 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 extra every year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Audi e-tron insurance prices. A driver around age 40 might see rates as low as $1,320 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,470 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,654 | -$178 | -9.7% |
| Alaska | $1,404 | -$428 | -23.4% |
| Arizona | $1,518 | -$314 | -17.1% |
| Arkansas | $1,832 | -$0 | 0.0% |
| California | $2,086 | $254 | 13.9% |
| Colorado | $1,746 | -$86 | -4.7% |
| Connecticut | $1,880 | $48 | 2.6% |
| Delaware | $2,068 | $236 | 12.9% |
| Florida | $2,286 | $454 | 24.8% |
| Georgia | $1,692 | -$140 | -7.6% |
| Hawaii | $1,314 | -$518 | -28.3% |
| Idaho | $1,240 | -$592 | -32.3% |
| Illinois | $1,364 | -$468 | -25.5% |
| Indiana | $1,380 | -$452 | -24.7% |
| Iowa | $1,234 | -$598 | -32.6% |
| Kansas | $1,738 | -$94 | -5.1% |
| Kentucky | $2,496 | $664 | 36.2% |
| Louisiana | $2,710 | $878 | 47.9% |
| Maine | $1,130 | -$702 | -38.3% |
| Maryland | $1,510 | -$322 | -17.6% |
| Massachusetts | $1,460 | -$372 | -20.3% |
| Michigan | $3,178 | $1,346 | 73.5% |
| Minnesota | $1,534 | -$298 | -16.3% |
| Mississippi | $2,190 | $358 | 19.5% |
| Missouri | $1,626 | -$206 | -11.2% |
| Montana | $1,966 | $134 | 7.3% |
| Nebraska | $1,444 | -$388 | -21.2% |
| Nevada | $2,196 | $364 | 19.9% |
| New Hampshire | $1,318 | -$514 | -28.1% |
| New Jersey | $2,046 | $214 | 11.7% |
| New Mexico | $1,620 | -$212 | -11.6% |
| New York | $1,926 | $94 | 5.1% |
| North Carolina | $1,052 | -$780 | -42.6% |
| North Dakota | $1,500 | -$332 | -18.1% |
| Ohio | $1,262 | -$570 | -31.1% |
| Oklahoma | $1,878 | $46 | 2.5% |
| Oregon | $1,678 | -$154 | -8.4% |
| Pennsylvania | $1,744 | -$88 | -4.8% |
| Rhode Island | $2,440 | $608 | 33.2% |
| South Carolina | $1,660 | -$172 | -9.4% |
| South Dakota | $1,544 | -$288 | -15.7% |
| Tennessee | $1,602 | -$230 | -12.6% |
| Texas | $2,206 | $374 | 20.4% |
| Utah | $1,354 | -$478 | -26.1% |
| Vermont | $1,250 | -$582 | -31.8% |
| Virginia | $1,096 | -$736 | -40.2% |
| Washington | $1,414 | -$418 | -22.8% |
| West Virginia | $1,678 | -$154 | -8.4% |
| Wisconsin | $1,266 | -$566 | -30.9% |
| Wyoming | $1,630 | -$202 | -11.0% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $464 | $900 | $332 | $1,832 |
| 2023 Audi e-tron | $444 | $894 | $338 | $1,812 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Audi e-tron Insurance
Finding cheaper rates on insurance for an Audi e-tron requires being a low-risk driver, having above-average credit, not filing small claims, and possibly higher deductibles. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The items below are a brief recap of the information presented in the illustrations above.
- You may be able to save around $230 per year just by quoting online well ahead of the renewal date
- Teen drivers have the highest car insurance rates, as much as $535 each month if full coverage is included
- Increasing comprehensive and collision deductibles could save up to $900 each year
- Drivers considered higher risk who tend to receive serious violations may pay on average $2,140 more per year to insure their e-tron
- Insureds who purchase more liability coverage will pay an extra $370 every year to increase from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,418 |
| 20 | $4,232 |
| 30 | $1,942 |
| 40 | $1,832 |
| 50 | $1,666 |
| 60 | $1,636 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,434 |
| $250 | $2,154 |
| $500 | $1,832 |
| $1,000 | $1,522 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,832 |
| 50/100 | $1,898 |
| 100/300 | $1,981 |
| 250/500 | $2,197 |
| 100 CSL | $1,932 |
| 300 CSL | $2,114 |
| 500 CSL | $2,247 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,264 |
| 20 | $6,734 |
| 30 | $4,102 |
| 40 | $3,976 |
| 50 | $3,786 |
| 60 | $3,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $102 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $151 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $96 |
| Advance Quote | $98 |
| Online Quote | $136 |
| Total Discounts | $823 |
Discounts are estimated and may not be available from every company or in every state.
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