Audi Q5 Insurance Rates
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UPDATED: May 12, 2024
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How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
Estimated auto insurance rates for an Audi Q5 are $1,250 annually including full coverage. Comprehensive costs around $228, collision costs $390, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,708. Teenage drivers pay the most at $4,854 a year or more.
Average premium for full coverage: $1,250
Premium estimates for type of coverage:
These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Q5 trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Audi Q5 go from as cheap as $522 for just liability coverage to a much higher rate of $2,708 for a high-risk driver policy.
Insurance Price Range by Location
Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The price range example below illustrates the effect of geographic area on auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Audi Q5 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $731
- Drivers who choose higher $1,000 deductibles will pay about $140 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,250
- Using more expensive low deductibles for comprehensive and collision insurance will cost $1,522
- High-risk insureds who are prone to accidents and violations could pay at least $2,708 or more
- An auto insurance policy with full coverage for a teenage driver with full coverage can be $4,854 a year
Insurance prices for an Audi Q5 also have a wide range based on the model of your Q5, your driving characteristics, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,800 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $420 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Audi Q5 insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,780 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,130 | -$120 | -9.6% |
Alaska | $956 | -$294 | -23.5% |
Arizona | $1,036 | -$214 | -17.1% |
Arkansas | $1,250 | -$0 | 0.0% |
California | $1,424 | $174 | 13.9% |
Colorado | $1,194 | -$56 | -4.5% |
Connecticut | $1,284 | $34 | 2.7% |
Delaware | $1,416 | $166 | 13.3% |
Florida | $1,564 | $314 | 25.1% |
Georgia | $1,152 | -$98 | -7.8% |
Hawaii | $898 | -$352 | -28.2% |
Idaho | $844 | -$406 | -32.5% |
Illinois | $930 | -$320 | -25.6% |
Indiana | $940 | -$310 | -24.8% |
Iowa | $844 | -$406 | -32.5% |
Kansas | $1,188 | -$62 | -5.0% |
Kentucky | $1,704 | $454 | 36.3% |
Louisiana | $1,850 | $600 | 48.0% |
Maine | $770 | -$480 | -38.4% |
Maryland | $1,030 | -$220 | -17.6% |
Massachusetts | $1,000 | -$250 | -20.0% |
Michigan | $2,172 | $922 | 73.8% |
Minnesota | $1,044 | -$206 | -16.5% |
Mississippi | $1,496 | $246 | 19.7% |
Missouri | $1,108 | -$142 | -11.4% |
Montana | $1,342 | $92 | 7.4% |
Nebraska | $986 | -$264 | -21.1% |
Nevada | $1,500 | $250 | 20.0% |
New Hampshire | $900 | -$350 | -28.0% |
New Jersey | $1,396 | $146 | 11.7% |
New Mexico | $1,108 | -$142 | -11.4% |
New York | $1,316 | $66 | 5.3% |
North Carolina | $720 | -$530 | -42.4% |
North Dakota | $1,024 | -$226 | -18.1% |
Ohio | $864 | -$386 | -30.9% |
Oklahoma | $1,284 | $34 | 2.7% |
Oregon | $1,144 | -$106 | -8.5% |
Pennsylvania | $1,194 | -$56 | -4.5% |
Rhode Island | $1,666 | $416 | 33.3% |
South Carolina | $1,132 | -$118 | -9.4% |
South Dakota | $1,056 | -$194 | -15.5% |
Tennessee | $1,096 | -$154 | -12.3% |
Texas | $1,506 | $256 | 20.5% |
Utah | $924 | -$326 | -26.1% |
Vermont | $856 | -$394 | -31.5% |
Virginia | $748 | -$502 | -40.2% |
Washington | $968 | -$282 | -22.6% |
West Virginia | $1,144 | -$106 | -8.5% |
Wisconsin | $866 | -$384 | -30.7% |
Wyoming | $1,114 | -$136 | -10.9% |
With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Audi Q5 3.2 Premium AWD | $1,226 | $102 |
Audi Q5 3.2 Premium Plus AWD | $1,250 | $104 |
Audi Q5 3.2 Premium Plus S-Line AWD | $1,250 | $104 |
Audi Q5 3.2 Prestige AWD | $1,274 | $106 |
Audi Q5 3.2 Prestige S-Line AWD | $1,300 | $108 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi Q5 | $362 | $718 | $372 | $1,610 |
2023 Audi Q5 | $346 | $690 | $390 | $1,584 |
2022 Audi Q5 | $332 | $686 | $398 | $1,574 |
2021 Audi Q5 | $320 | $668 | $416 | $1,562 |
2020 Audi Q5 | $310 | $640 | $430 | $1,538 |
2019 Audi Q5 | $292 | $618 | $442 | $1,510 |
2018 Audi Q5 | $282 | $574 | $452 | $1,466 |
2017 Audi Q5 | $270 | $540 | $456 | $1,424 |
2016 Audi Q5 | $258 | $484 | $460 | $1,360 |
2015 Audi Q5 | $242 | $446 | $460 | $1,306 |
2014 Audi Q5 | $234 | $418 | $464 | $1,274 |
2013 Audi Q5 | $228 | $390 | $474 | $1,250 |
2012 Audi Q5 | $210 | $362 | $474 | $1,204 |
2011 Audi Q5 | $206 | $328 | $478 | $1,170 |
2010 Audi Q5 | $192 | $300 | $474 | $1,124 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Audi Q5 Insurance
Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having good credit, refrain from filing small claims, and taking advantage of discounts. Take the time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The list below is a brief summary of the information covered in the above illustrations.
- You may be able to save up to $150 per year simply by shopping early and online
- Teenagers are charged the highest prices, with the cost nearing $405 per month if they have full coverage
- Increasing policy deductibles could save up to $400 each year
- Drivers that tend to have accidents or serious violations may pay on average $1,460 more every year for car insurance
- Consumers who may need higher liability limits will pay an extra $520 per year to go from 30/60 bodily injury limits to higher 250/500 limits
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
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What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,854 |
20 | $2,884 |
30 | $1,288 |
40 | $1,250 |
50 | $1,144 |
60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,522 |
$250 | $1,396 |
$500 | $1,250 |
$1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,250 |
50/100 | $1,395 |
100/300 | $1,513 |
250/500 | $1,821 |
100 CSL | $1,442 |
300 CSL | $1,703 |
500 CSL | $1,893 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,892 |
20 | $4,600 |
30 | $2,750 |
40 | $2,708 |
50 | $2,588 |
60 | $2,564 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $86 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $52 |
Advance Quote | $59 |
Online Quote | $87 |
Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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