Audi Q5 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 11, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Audi Q5 insurance
How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.

Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.

To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.

U.S. average insurance prices for an Audi Q5 are $1,250 every 12 months with full coverage. Comprehensive costs around $228 a year, collision insurance costs $390, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,708. 16-year-old drivers pay the highest rates at up to $4,854 a year.

Average premium for full coverage: $1,250

Price estimates for individual coverage:

Comprehensive $228
Collision $390
Liability $474

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Q5 trim levels.

Price Range from Low to High

For an average driver, Audi Q5 insurance prices range from the cheapest price of $522 for just the minimum liability insurance to a high of $2,708 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,250
High Risk $2,708

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $938
Small Cities $1,313
Large Cities $1,688

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Audi Q5 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $731
  • Raising to $1,000 deductibles will save about $1,110 annually
  • The average price for the average middle-age driver using $500 deductibles is $1,250
  • Buying low $100 deductibles increases the price to $1,522
  • At-risk drivers with multiple tickets or accidents could pay at least $2,708
  • The price to insure a teen driver can be $4,854

View Chart as Image

Audi Q5 insurance cost comparison chart
Column chart showing Audi Q5 insurance rates range from $731 to $4,854 for full coverage

Car insurance prices for an Audi Q5 are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can reduce prices by up to $420 every year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 134% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Audi Q5 insurance prices. A middle-age driver might find prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or at least $1,690 on average in Florida, Michigan, and New York.

Audi Q5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,130 -$120 -9.6%
Alaska $956 -$294 -23.5%
Arizona $1,036 -$214 -17.1%
Arkansas $1,250 -$0 0.0%
California $1,424 $174 13.9%
Colorado $1,194 -$56 -4.5%
Connecticut $1,284 $34 2.7%
Delaware $1,416 $166 13.3%
Florida $1,564 $314 25.1%
Georgia $1,152 -$98 -7.8%
Hawaii $898 -$352 -28.2%
Idaho $844 -$406 -32.5%
Illinois $930 -$320 -25.6%
Indiana $940 -$310 -24.8%
Iowa $844 -$406 -32.5%
Kansas $1,188 -$62 -5.0%
Kentucky $1,704 $454 36.3%
Louisiana $1,850 $600 48.0%
Maine $770 -$480 -38.4%
Maryland $1,030 -$220 -17.6%
Massachusetts $1,000 -$250 -20.0%
Michigan $2,172 $922 73.8%
Minnesota $1,044 -$206 -16.5%
Mississippi $1,496 $246 19.7%
Missouri $1,108 -$142 -11.4%
Montana $1,342 $92 7.4%
Nebraska $986 -$264 -21.1%
Nevada $1,500 $250 20.0%
New Hampshire $900 -$350 -28.0%
New Jersey $1,396 $146 11.7%
New Mexico $1,108 -$142 -11.4%
New York $1,316 $66 5.3%
North Carolina $720 -$530 -42.4%
North Dakota $1,024 -$226 -18.1%
Ohio $864 -$386 -30.9%
Oklahoma $1,284 $34 2.7%
Oregon $1,144 -$106 -8.5%
Pennsylvania $1,194 -$56 -4.5%
Rhode Island $1,666 $416 33.3%
South Carolina $1,132 -$118 -9.4%
South Dakota $1,056 -$194 -15.5%
Tennessee $1,096 -$154 -12.3%
Texas $1,506 $256 20.5%
Utah $924 -$326 -26.1%
Vermont $856 -$394 -31.5%
Virginia $748 -$502 -40.2%
Washington $968 -$282 -22.6%
West Virginia $1,144 -$106 -8.5%
Wisconsin $866 -$384 -30.7%
Wyoming $1,114 -$136 -10.9%

View Chart as Image

Audi Q5 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Audi Q5 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q5 3.2 Premium AWD $1,226 $102
Audi Q5 3.2 Premium Plus AWD $1,250 $104
Audi Q5 3.2 Premium Plus S-Line AWD $1,250 $104
Audi Q5 3.2 Prestige AWD $1,274 $106
Audi Q5 3.2 Prestige S-Line AWD $1,300 $108

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Audi Q5 $228 $390 $474 $1,250
2011 Audi Q5 $210 $362 $474 $1,204

Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi Q5 Insurance

Getting lower rates on car insurance consists of being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the car insurance concepts covered in the above illustrations.

  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,460 more every year than a low-risk driver
  • You may be able to save up to $150 per year just by quoting early and online
  • Increasing physical damage deductibles could save as much as $400 each year
  • Policyholders who may need more liability protection will pay around $520 every year to raise from a low limit to a 250/500 level

To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.

To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings of the Audi Q5?

Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.

Audi Q5 Compared Against Other Vehicles in the Same Class

Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.

To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.

To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.



Rates by Driver Age

Audi Q5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,854
20 $2,884
30 $1,288
40 $1,250
50 $1,144
60 $1,122

Full coverage, $500 deductibles

Rates by Deductible

Audi Q5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,522
$250 $1,396
$500 $1,250
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

Audi Q5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,250
50/100 $1,395
100/300 $1,513
250/500 $1,821
100 CSL $1,442
300 CSL $1,703
500 CSL $1,893

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,892
20 $4,600
30 $2,750
40 $2,708
50 $2,588
60 $2,564

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $86
5-yr Claim Free $81
Paid in Full/EFT $52
Advance Quote $59
Online Quote $87
Total Discounts $519
Rate after discounts $731

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles