Audi Q5 Insurance Rates
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UPDATED: May 11, 2022
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How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
U.S. average insurance prices for an Audi Q5 are $1,250 every 12 months with full coverage. Comprehensive costs around $228 a year, collision insurance costs $390, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,708. 16-year-old drivers pay the highest rates at up to $4,854 a year.
Average premium for full coverage: $1,250
Price estimates for individual coverage:
Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Q5 trim levels.
Price Range from Low to High
For an average driver, Audi Q5 insurance prices range from the cheapest price of $522 for just the minimum liability insurance to a high of $2,708 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.
The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Audi Q5 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $731
- Raising to $1,000 deductibles will save about $1,110 annually
- The average price for the average middle-age driver using $500 deductibles is $1,250
- Buying low $100 deductibles increases the price to $1,522
- At-risk drivers with multiple tickets or accidents could pay at least $2,708
- The price to insure a teen driver can be $4,854
Car insurance prices for an Audi Q5 are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $420 every year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 134% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Audi Q5 insurance prices. A middle-age driver might find prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or at least $1,690 on average in Florida, Michigan, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Audi Q5 3.2 Premium AWD||$1,226||$102|
|Audi Q5 3.2 Premium Plus AWD||$1,250||$104|
|Audi Q5 3.2 Premium Plus S-Line AWD||$1,250||$104|
|Audi Q5 3.2 Prestige AWD||$1,274||$106|
|Audi Q5 3.2 Prestige S-Line AWD||$1,300||$108|
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2012 Audi Q5||$228||$390||$474||$1,250|
|2011 Audi Q5||$210||$362||$474||$1,204|
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Audi Q5 Insurance
Getting lower rates on car insurance consists of being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a brief review of the car insurance concepts covered in the above illustrations.
- Higher risk drivers with DUI or reckless driving convictions pay on average $1,460 more every year than a low-risk driver
- You may be able to save up to $150 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $400 each year
- Policyholders who may need more liability protection will pay around $520 every year to raise from a low limit to a 250/500 level
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
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What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$86|
|5-yr Claim Free||$81|
|Paid in Full/EFT||$52|
Discounts are estimated and may not be available from every company or in every state.
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