Audi Q5 Insurance Rates
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UPDATED: May 12, 2024
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How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
Average insurance rates for an Audi Q5 are $1,204 a year including full coverage. Comprehensive insurance costs approximately $210 a year, collision costs $362, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,612 or more. Teen drivers receive the highest rates at $4,720 a year or more.
Average premium for full coverage: $1,204
Rate estimates by individual coverage type:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Q5 trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from the low end price of $522 for just liability coverage to a high of $2,612 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.
The diagram below illustrates how geographic area affects auto insurance prices.
These examples highlight why it is important to get quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Audi Q5 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $707
- Choosing higher $1,000 deductibles can save $1,074 every year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,204
- Choosing low $100 deductibles for comp and collision coverage will cost an additional $252 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,612 or more
- The cost that insures a teen driver can cost $4,720 each year
Car insurance rates for an Audi Q5 can also vary considerably based on the trim level of your Q5, your driving record and age, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 129% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,700 a year. View Rates by Age
Where you live plays a big part in determining prices for Audi Q5 insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,720 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,090 | -$114 | -9.5% |
Alaska | $924 | -$280 | -23.3% |
Arizona | $998 | -$206 | -17.1% |
Arkansas | $1,204 | -$0 | 0.0% |
California | $1,372 | $168 | 14.0% |
Colorado | $1,152 | -$52 | -4.3% |
Connecticut | $1,238 | $34 | 2.8% |
Delaware | $1,364 | $160 | 13.3% |
Florida | $1,508 | $304 | 25.2% |
Georgia | $1,110 | -$94 | -7.8% |
Hawaii | $866 | -$338 | -28.1% |
Idaho | $814 | -$390 | -32.4% |
Illinois | $898 | -$306 | -25.4% |
Indiana | $906 | -$298 | -24.8% |
Iowa | $812 | -$392 | -32.6% |
Kansas | $1,146 | -$58 | -4.8% |
Kentucky | $1,644 | $440 | 36.5% |
Louisiana | $1,782 | $578 | 48.0% |
Maine | $744 | -$460 | -38.2% |
Maryland | $992 | -$212 | -17.6% |
Massachusetts | $964 | -$240 | -19.9% |
Michigan | $2,092 | $888 | 73.8% |
Minnesota | $1,008 | -$196 | -16.3% |
Mississippi | $1,442 | $238 | 19.8% |
Missouri | $1,070 | -$134 | -11.1% |
Montana | $1,294 | $90 | 7.5% |
Nebraska | $950 | -$254 | -21.1% |
Nevada | $1,444 | $240 | 19.9% |
New Hampshire | $866 | -$338 | -28.1% |
New Jersey | $1,346 | $142 | 11.8% |
New Mexico | $1,066 | -$138 | -11.5% |
New York | $1,270 | $66 | 5.5% |
North Carolina | $694 | -$510 | -42.4% |
North Dakota | $986 | -$218 | -18.1% |
Ohio | $832 | -$372 | -30.9% |
Oklahoma | $1,238 | $34 | 2.8% |
Oregon | $1,104 | -$100 | -8.3% |
Pennsylvania | $1,152 | -$52 | -4.3% |
Rhode Island | $1,606 | $402 | 33.4% |
South Carolina | $1,090 | -$114 | -9.5% |
South Dakota | $1,018 | -$186 | -15.4% |
Tennessee | $1,054 | -$150 | -12.5% |
Texas | $1,452 | $248 | 20.6% |
Utah | $892 | -$312 | -25.9% |
Vermont | $826 | -$378 | -31.4% |
Virginia | $722 | -$482 | -40.0% |
Washington | $932 | -$272 | -22.6% |
West Virginia | $1,104 | -$100 | -8.3% |
Wisconsin | $834 | -$370 | -30.7% |
Wyoming | $1,074 | -$130 | -10.8% |
Choosing high deductibles can save as much as $390 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Audi Q5 3.2 Premium AWD | $1,180 | $98 |
Audi Q5 3.2 Premium Plus AWD | $1,204 | $100 |
Audi Q5 3.2 Premium Plus S-Line AWD | $1,204 | $100 |
Audi Q5 3.2 Prestige AWD | $1,228 | $102 |
Audi Q5 3.2 Prestige S-Line AWD | $1,252 | $104 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi Q5 | $346 | $690 | $390 | $1,584 |
2023 Audi Q5 | $332 | $686 | $398 | $1,574 |
2022 Audi Q5 | $320 | $668 | $416 | $1,562 |
2021 Audi Q5 | $310 | $640 | $430 | $1,538 |
2020 Audi Q5 | $292 | $618 | $442 | $1,510 |
2019 Audi Q5 | $282 | $574 | $452 | $1,466 |
2018 Audi Q5 | $270 | $540 | $456 | $1,424 |
2016 Audi Q5 | $242 | $446 | $460 | $1,306 |
2015 Audi Q5 | $234 | $418 | $464 | $1,274 |
2014 Audi Q5 | $228 | $390 | $474 | $1,250 |
2013 Audi Q5 | $210 | $362 | $474 | $1,204 |
2012 Audi Q5 | $206 | $328 | $478 | $1,170 |
2011 Audi Q5 | $192 | $300 | $474 | $1,124 |
2010 Audi Q5 | $180 | $272 | $474 | $1,084 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi Q5 Insurance
Saving money on car insurance takes being a good driver, having a positive credit history, not filing small claims, and avoiding coverage lapses. Shop around at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.
The following list is a review of the concepts that were presented in the illustrations above.
- Higher risk drivers who have several accidents or serious violations will likely pay on average $1,410 more per year than a safer driver
- Drivers age 16 to 20 pay the highest auto insurance rates, as much as $393 per month if full coverage is purchased
- You may be able to save around $140 per year simply by quoting early and online
- Increasing deductibles can save approximately $375 each year
- You may be able to save around $140 per year simply by quoting early and online
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
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What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,720 |
20 | $2,782 |
30 | $1,240 |
40 | $1,204 |
50 | $1,102 |
60 | $1,082 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,456 |
$250 | $1,342 |
$500 | $1,204 |
$1,000 | $1,074 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,204 |
50/100 | $1,347 |
100/300 | $1,465 |
250/500 | $1,773 |
100 CSL | $1,394 |
300 CSL | $1,655 |
500 CSL | $1,845 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,694 |
20 | $4,440 |
30 | $2,650 |
40 | $2,612 |
50 | $2,498 |
60 | $2,474 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $65 |
Homeowner | $20 |
5-yr Accident Free | $82 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $49 |
Advance Quote | $57 |
Online Quote | $84 |
Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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