Audi RS 5 Insurance Rates

Average insurance prices for an Audi RS 5 are $1,420 every 12 months including full coverage. Comprehensive costs on average $322, collision insurance costs $560, and liability is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs around $3,072. Teenage drivers receive the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

These examples highlight why everyone should compare rates quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $806
• Raising to $1,000 deductibles will save around $202 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,420
• Using pricier low deductibles increases the price to $1,808
• At-risk drivers who are prone to accidents and violations could pay upwards of $3,072
• The cost to insure a teen driver for full coverage may cost $5,206

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your RS 5.

Using high physical damage deductibles can reduce rates by up to $590 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,020 on average in Michigan, New York, and Louisiana.

How to Shop for Cheap Audi RS 5 Insurance

Saving money on car insurance consists of being a good driver, having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to shop around every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief summary of the information illustrated above.

• You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay the highest rates, as much as $434 per month if they have full coverage
• Increasing deductibles could save as much as $600 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,650 more each year than a safer driver
• Policyholders who require an increased level of liability coverage will pay an extra $440 per year to raise from a minimum limit to a 250/500 level