Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive costs on average $322 a year, collision costs $560, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $3,072. 16-year-old drivers cost the most to insure at $5,206 a year or more.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates how your location can change car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $806
• Drivers who choose higher $1,000 deductibles will pay around $1,218 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,420
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,808
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,072 or more
• Policy cost that insures a teenage driver may cost $5,206 a year

Auto insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,200 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or at least $1,910 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could save up to $590 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company utilizes a different rate formula, and quoted rates will be varied.

How to Find the Best Audi RS 5 Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, not filing small claims, and taking advantage of discounts. Comparison shop at every policy renewal by quoting rates from direct companies, and also from several local insurance agents.

The next list is a brief recap of the data illustrated above.

• Consumers who require increased levels of liability coverage will pay around $440 every year to go from a 30/60 limit to the 250/500 level
• You may be able to save as much as $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Drivers age 20 and younger are charged the highest rates, as much as $434 each month if the policy includes full coverage