Audi RS 5 Insurance Rates
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UPDATED: Jun 1, 2024
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U.S. average insurance rates for an Audi RS 5 are $1,458 a year with full coverage. Comprehensive costs around $330 each year, collision costs $598, and liability is estimated at $394. Liability-only insurance costs approximately $440 a year, with high-risk driver insurance costing around $3,166. Teen drivers pay the highest rates at $5,340 a year or more.
Average premium for full coverage: $1,458
Price estimates for individual coverage:
Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and RS 5 models.
Price Range from Low to High
For a driver in their 40's, Audi RS 5 insurance prices go from the low end price of $440 for just the minimum liability insurance to a high rate of $3,166 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas.
The graphic below illustrates how location helps determine auto insurance rates.
The ranges above demonstrate why all drivers should get quotes for a specific zip code, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $824
- Choosing higher $1,000 deductibles can save about $208 annually
- The estimated price for the average middle-age driver using $500 deductibles is $1,458
- Choosing low deductibles for comp and collision coverage bumps up the cost to $1,868
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,166 or more
- The price that insures a 16-year-old driver can be $5,340 each year
Car insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you may be forking out at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges from 45% to 130% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $5,300 a year. View Rates by Age
The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,970 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$140 | -9.6% |
| Alaska | $1,120 | -$338 | -23.2% |
| Arizona | $1,212 | -$246 | -16.9% |
| Arkansas | $1,458 | -$0 | 0.0% |
| California | $1,662 | $204 | 14.0% |
| Colorado | $1,392 | -$66 | -4.5% |
| Connecticut | $1,500 | $42 | 2.9% |
| Delaware | $1,650 | $192 | 13.2% |
| Florida | $1,822 | $364 | 25.0% |
| Georgia | $1,350 | -$108 | -7.4% |
| Hawaii | $1,050 | -$408 | -28.0% |
| Idaho | $990 | -$468 | -32.1% |
| Illinois | $1,086 | -$372 | -25.5% |
| Indiana | $1,100 | -$358 | -24.6% |
| Iowa | $984 | -$474 | -32.5% |
| Kansas | $1,384 | -$74 | -5.1% |
| Kentucky | $1,990 | $532 | 36.5% |
| Louisiana | $2,158 | $700 | 48.0% |
| Maine | $902 | -$556 | -38.1% |
| Maryland | $1,204 | -$254 | -17.4% |
| Massachusetts | $1,164 | -$294 | -20.2% |
| Michigan | $2,534 | $1,076 | 73.8% |
| Minnesota | $1,222 | -$236 | -16.2% |
| Mississippi | $1,748 | $290 | 19.9% |
| Missouri | $1,296 | -$162 | -11.1% |
| Montana | $1,566 | $108 | 7.4% |
| Nebraska | $1,148 | -$310 | -21.3% |
| Nevada | $1,750 | $292 | 20.0% |
| New Hampshire | $1,052 | -$406 | -27.8% |
| New Jersey | $1,630 | $172 | 11.8% |
| New Mexico | $1,290 | -$168 | -11.5% |
| New York | $1,536 | $78 | 5.3% |
| North Carolina | $840 | -$618 | -42.4% |
| North Dakota | $1,196 | -$262 | -18.0% |
| Ohio | $1,006 | -$452 | -31.0% |
| Oklahoma | $1,494 | $36 | 2.5% |
| Oregon | $1,336 | -$122 | -8.4% |
| Pennsylvania | $1,390 | -$68 | -4.7% |
| Rhode Island | $1,944 | $486 | 33.3% |
| South Carolina | $1,324 | -$134 | -9.2% |
| South Dakota | $1,232 | -$226 | -15.5% |
| Tennessee | $1,276 | -$182 | -12.5% |
| Texas | $1,760 | $302 | 20.7% |
| Utah | $1,080 | -$378 | -25.9% |
| Vermont | $998 | -$460 | -31.6% |
| Virginia | $874 | -$584 | -40.1% |
| Washington | $1,124 | -$334 | -22.9% |
| West Virginia | $1,338 | -$120 | -8.2% |
| Wisconsin | $1,008 | -$450 | -30.9% |
| Wyoming | $1,300 | -$158 | -10.8% |
Choosing high deductibles can save as much as $620 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $354 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out your exact price is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $514 | $1,030 | $316 | $1,996 |
| 2023 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2022 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2021 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2020 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2019 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2018 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2017 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2016 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2015 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2014 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2013 Audi RS 5 | $322 | $560 | $402 | $1,420 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Audi RS 5 Insurance
Getting lower rates on insurance for an Audi RS 5 takes being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around every other policy renewal by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
Below is a recap of the ideas that were covered in the charts and tables above.
- Teenage drivers are the costliest to insure, costing up to $445 a month if full coverage is purchased
- Drivers considered higher risk that have major violations or accidents may pay on average $1,710 more every year for auto insurance
- Increasing physical damage deductibles can save approximately $625 each year
- You may be able to save up to $180 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,340 |
| 20 | $3,364 |
| 30 | $1,530 |
| 40 | $1,458 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,868 |
| $250 | $1,678 |
| $500 | $1,458 |
| $1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,458 |
| 50/100 | $1,537 |
| 100/300 | $1,635 |
| 250/500 | $1,891 |
| 100 CSL | $1,576 |
| 300 CSL | $1,793 |
| 500 CSL | $1,951 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,654 |
| 20 | $5,358 |
| 30 | $3,244 |
| 40 | $3,166 |
| 50 | $3,018 |
| 60 | $2,990 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $77 |
| Homeowner | $21 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $70 |
| Advance Quote | $74 |
| Online Quote | $106 |
| Total Discounts | $634 |
Discounts are estimated and may not be available from every company or in every state.
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