Audi RS 5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Average insurance prices for an Audi RS 5 are $1,420 every 12 months including full coverage. Comprehensive costs on average $322, collision insurance costs $560, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs around $3,072. Teen drivers receive the highest rates at up to $5,206 a year.
Average premium for full coverage: $1,420
Rate estimates by individual coverage type:
Estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different RS 5 trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from the cheapest price of $446 for liability-only coverage to a much higher rate of $3,072 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates how geographic area affects car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $806
- Raising to $1,000 deductibles will save around $202 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,420
- Choosing more expensive low deductibles increases the price to $1,808
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,072
- The cost to insure a teenage driver with full coverage may cost $5,206
Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your RS 5.
Choosing high deductibles can reduce rates by up to $590 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than average. View High Risk Driver Rates
Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,020 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,284 | -$136 | -9.6% |
Alaska | $1,088 | -$332 | -23.4% |
Arizona | $1,178 | -$242 | -17.0% |
Arkansas | $1,420 | -$0 | 0.0% |
California | $1,618 | $198 | 13.9% |
Colorado | $1,354 | -$66 | -4.6% |
Connecticut | $1,458 | $38 | 2.7% |
Delaware | $1,602 | $182 | 12.8% |
Florida | $1,770 | $350 | 24.6% |
Georgia | $1,312 | -$108 | -7.6% |
Hawaii | $1,020 | -$400 | -28.2% |
Idaho | $960 | -$460 | -32.4% |
Illinois | $1,056 | -$364 | -25.6% |
Indiana | $1,070 | -$350 | -24.6% |
Iowa | $958 | -$462 | -32.5% |
Kansas | $1,346 | -$74 | -5.2% |
Kentucky | $1,934 | $514 | 36.2% |
Louisiana | $2,102 | $682 | 48.0% |
Maine | $874 | -$546 | -38.5% |
Maryland | $1,172 | -$248 | -17.5% |
Massachusetts | $1,132 | -$288 | -20.3% |
Michigan | $2,462 | $1,042 | 73.4% |
Minnesota | $1,188 | -$232 | -16.3% |
Mississippi | $1,700 | $280 | 19.7% |
Missouri | $1,258 | -$162 | -11.4% |
Montana | $1,522 | $102 | 7.2% |
Nebraska | $1,116 | -$304 | -21.4% |
Nevada | $1,700 | $280 | 19.7% |
New Hampshire | $1,022 | -$398 | -28.0% |
New Jersey | $1,586 | $166 | 11.7% |
New Mexico | $1,256 | -$164 | -11.5% |
New York | $1,494 | $74 | 5.2% |
North Carolina | $818 | -$602 | -42.4% |
North Dakota | $1,164 | -$256 | -18.0% |
Ohio | $978 | -$442 | -31.1% |
Oklahoma | $1,454 | $34 | 2.4% |
Oregon | $1,300 | -$120 | -8.5% |
Pennsylvania | $1,354 | -$66 | -4.6% |
Rhode Island | $1,892 | $472 | 33.2% |
South Carolina | $1,286 | -$134 | -9.4% |
South Dakota | $1,198 | -$222 | -15.6% |
Tennessee | $1,242 | -$178 | -12.5% |
Texas | $1,710 | $290 | 20.4% |
Utah | $1,050 | -$370 | -26.1% |
Vermont | $968 | -$452 | -31.8% |
Virginia | $852 | -$568 | -40.0% |
Washington | $1,094 | -$326 | -23.0% |
West Virginia | $1,300 | -$120 | -8.5% |
Wisconsin | $980 | -$440 | -31.0% |
Wyoming | $1,262 | -$158 | -11.1% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi RS 5 | $490 | $990 | $332 | $1,948 |
2023 Audi RS 5 | $470 | $982 | $338 | $1,926 |
2022 Audi RS 5 | $454 | $958 | $354 | $1,902 |
2021 Audi RS 5 | $438 | $918 | $364 | $1,856 |
2020 Audi RS 5 | $414 | $886 | $376 | $1,812 |
2019 Audi RS 5 | $398 | $822 | $384 | $1,740 |
2018 Audi RS 5 | $382 | $774 | $388 | $1,680 |
2017 Audi RS 5 | $366 | $694 | $390 | $1,586 |
2016 Audi RS 5 | $342 | $638 | $390 | $1,506 |
2015 Audi RS 5 | $330 | $598 | $394 | $1,458 |
2014 Audi RS 5 | $322 | $560 | $402 | $1,420 |
2013 Audi RS 5 | $298 | $520 | $402 | $1,356 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Audi RS 5 Insurance
Saving money on auto insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following is a review of the concepts that were presented in the illustrations above.
- Drivers who have several accidents or serious violations may pay on average $1,650 more each year for RS 5 insurance
- Teens pay higher rates, as much as $434 per month if full coverage is included
- You may be able to save as much as $170 per year just by shopping early and online
- Increasing deductibles could save as much as $600 each year
- You may be able to save as much as $170 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,206 |
20 | $3,260 |
30 | $1,484 |
40 | $1,420 |
50 | $1,294 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,808 |
$250 | $1,628 |
$500 | $1,420 |
$1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,420 |
50/100 | $1,500 |
100/300 | $1,601 |
250/500 | $1,862 |
100 CSL | $1,541 |
300 CSL | $1,762 |
500 CSL | $1,923 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,458 |
20 | $5,192 |
30 | $3,146 |
40 | $3,072 |
50 | $2,928 |
60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $75 |
Homeowner | $21 |
5-yr Accident Free | $107 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $67 |
Advance Quote | $71 |
Online Quote | $103 |
Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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