Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,420 annually including full coverage. Comprehensive insurance costs on average $322 a year, collision costs $560, and liability insurance costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $3,072 or more. Teenage drivers cost the most to insure at $5,206 a year or more.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $806
• Using higher $1,000 deductibles will save around $1,218 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,420
• Using low $100 deductibles for physical damage coverage costs an additional $388 a year
• Drivers who are prone to accidents and violations could pay upwards of $3,072 or more
• Policy cost with full coverage for a teen driver may cost $5,206 or more

Car insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $590 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,020 on average in Michigan, New York, and Louisiana.

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

How to Buy the Right Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates at every other renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the concepts that were touched on in this article.

• High-risk drivers with reckless driving or DUI convictions pay on average $1,650 more each year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $434 each month if comprehensive and collision insurance is included
• You may be able to save as much as $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• You may be able to save as much as $170 per year simply by quoting early and online