Audi S8 Insurance Rates

Average insurance rates for an Audi S8 are $1,436 a year including full coverage. Comprehensive costs an estimated $340 each year, collision insurance costs $478, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $3,078. Teen drivers receive the highest rates at up to $5,306 a year.

Average premium for full coverage: $1,436

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and S8 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects insurance prices.

These examples highlight why all drivers should get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Audi S8 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $839
• Choosing higher $1,000 deductibles can save approximately $186 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,436
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,792
• Drivers with multiple violations and an at-fault accident could pay up to $3,078
• The cost for full coverage for a teenage driver can cost as much as $5,306 each year

View Chart as Image

Auto insurance rates for an Audi S8 can also vary considerably based on your driver profile, the model of your S8, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi S8 insurance rates. A good driver about age 40 could pay as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,050 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $550 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,700 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 133% more than average. View High Risk Driver Rates

How to Find More Affordable Audi S8 Insurance

Saving money on auto insurance takes being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates once a year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a summary of the data that was presented in the illustrations above.

• You may be able to save approximately $170 per year just by quoting online in advance
• Consumers who want more liability protection will pay about $510 per year to raise limits from a minimum limit to 250/500 limits
• Youthful drivers are the costliest to insure, as much as $442 per month if they have full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,640 more annually than a low-risk driver