Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,640 every 12 months for full coverage insurance. Comprehensive insurance costs around $368 a year, collision costs $698, and liability coverage costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $3,560 or more. Teens pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates for type of coverage:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why it is important to compare prices for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $925
• Using higher $1,000 deductibles will save about $1,398 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,640
• Selecting low $100 deductibles for physical damage coverage costs an extra $472 each year
• Higher-risk drivers with serious driving violations could pay at least $3,560 or more
• An auto insurance policy to insure a teenage driver can be $6,000 or more

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $720 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,900 to $2,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 129% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Audi TT insurance rates. A driver around age 40 might see prices as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Audi TT Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a quick review of the car insurance concepts presented in the illustrations above.

• Drivers with a DUI or reckless driving violation may pay on average $1,920 more every year than a low-risk driver
• It is possible to save up to $200 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $725 each year
• Consumers who may need more liability protection will pay approximately $460 annually to increase from 30/60 bodily injury limits to a 250/500 level

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.