Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average auto insurance rates for an Audi TT are $1,640 annually for full coverage insurance. Comprehensive costs approximately $368 each year, collision costs $698, and liability is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing around $3,560. Teenage drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and TT models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $925
• Choosing higher $1,000 deductibles can save $242 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,640
• Using low deductibles for comp and collision coverage will cost $2,112
• Unlucky drivers who are prone to accidents and violations could pay around $3,560 or more
• The cost with full coverage for a teen driver can cost $6,000 each year

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $6,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,900 to $2,600 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $720 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,220 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Audi TT Insurance

Saving money on car insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a brief recap of the primary concepts that were illustrated above.

• It is possible to save around $200 per year simply by quoting online in advance
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,920 more per year than a driver with a clean driving record
• Increasing deductibles could save up to $725 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $500 per month including comprehensive and collision insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.