Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,640 annually for full coverage. Comprehensive costs an estimated $368 each year, collision costs $698, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing around $3,560. Teenage drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

These rate differences show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Audi TT insurance rates for other coverage scenarios.

• The best discount rate is $925
• Drivers who choose higher $1,000 deductibles will pay approximately $242 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,640
• Using low deductibles for comprehensive and collision insurance will cost $2,112
• Drivers who are prone to accidents and violations could pay up to $3,560 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $6,000 a year

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $720 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Audi TT Insurance

Finding better rates on insurance for an Audi TT not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to shop around at least every other year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a brief summary of the car insurance concepts illustrated above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,920 more annually to insure an Audi TT
• Drivers can save approximately $200 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $725 each year
• Insureds who want increased liability limits will pay an extra $460 each year to go from 30/60 bodily injury limits to higher 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.