Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,640 a year including full coverage. Comprehensive costs on average $368, collision costs $698, and liability coverage costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing around $3,560. Teenage drivers cost the most to insure at $6,000 a year or more.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best discount rate is $925
• Drivers who choose higher $1,000 deductibles will pay around $242 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,640
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $2,112
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,560 or more
• Policy cost for full coverage for a teenage driver for full coverage may cost $6,000 a year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on your risk profile, the model of your TT, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,260 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,340 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $720 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,900 to $2,600 extra every year, depending on your age. Audi TT insurance for high-risk drivers can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi TT Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the information covered in the above illustrations.

• You may be able to save as much as $200 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay the highest rates, with premiums being up to $500 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $725 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,920 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay an extra $460 per year to go from a 30/60 limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.