Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,640 every 12 months for full coverage. Comprehensive costs an estimated $368 each year, collision insurance costs $698, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs around $3,560. Teens pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

These rate differences show why all drivers should compare rates for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $925
• Drivers who choose higher $1,000 deductibles will pay approximately $242 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,640
• Selecting low deductibles for comprehensive and collision insurance increases the price to $2,112
• Higher-risk drivers with serious driving violations could pay up to $3,560
• An auto insurance policy to insure a teen driver can cost as much as $6,000 a year

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $720 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Audi TT Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following items are a quick rundown of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers are the costliest to insure, as much as $500 per month if comprehensive and collision insurance is included
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,920 more annually than a driver with a clean driving record
• Increasing policy deductibles could save as much as $725 each year
• Drivers can save approximately $200 per year just by quoting online in advance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.