Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,652 annually for full coverage. Comprehensive costs an estimated $382 a year, collision insurance costs $714, and liability coverage is $398. Liability-only insurance costs around $460 a year, and high-risk driver insurance costs around $3,584. Teenage drivers pay the most at up to $6,002 a year.

Average premium for full coverage: $1,652

Premium estimates broken down by type of coverage:

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

These rate differences show why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The best discount rate is $931
• Raising to $1,000 deductibles will save approximately $1,404 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,652
• Using low $100 deductibles will cost $2,138
• Unlucky drivers who are prone to accidents and violations could pay up to $3,584
• An auto insurance policy with full coverage for a teenage driver can cost as much as $6,002

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $2,000 to $2,700 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $740 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi TT insurance rates. A middle-age driver might find prices as low as $1,090 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,360 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Audi TT Insurance

Finding better rates on auto insurance consists of having a good driving record, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a quick rundown of the information illustrated above.

• Drivers can save approximately $210 per year just by quoting early and online
• Drivers age 20 and younger are expensive to insure, as much as $500 per month if they have full coverage
• Increasing policy deductibles could save up to $725 each year
• Drivers with reckless driving or DUI convictions may pay on average $1,930 more annually to buy Audi TT insurance
• Consumers who want increased levels of liability coverage will pay an extra $440 each year to raise from 30/60 bodily injury limits to higher 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.