Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive insurance costs approximately $368 each year, collision insurance costs $698, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $3,560 or more. 16-year-old drivers pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why all drivers should compare rates using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi TT insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $925
• Drivers who choose higher $1,000 deductibles will pay $242 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,640
• Buying low deductibles for comprehensive and collision insurance will cost an extra $472 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $3,560
• An auto insurance policy for full coverage for a teen driver can cost $6,000 a year

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,220 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $720 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi TT Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to compare rates at every other renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the concepts that were covered in the above illustrations.

• Higher risk drivers who tend to receive serious violations may pay on average $1,920 more per year than a low-risk driver
• Youthful drivers have the highest car insurance prices, with premiums being up to $500 per month if they have full coverage
• It is possible to save around $200 per year just by quoting online in advance
• Increasing policy deductibles can save around $725 each year
• It is possible to save around $200 per year just by quoting online in advance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.