Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive costs an estimated $382 each year, collision costs $714, and liability insurance costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $3,584. Teen drivers cost the most to insure at $6,002 a year or more.

Average premium for full coverage: $1,652

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and TT models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

The examples above demonstrate why all drivers should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Audi TT insurance rates for other coverage scenarios.

• The lowest rate with discounts is $931
• Drivers who choose higher $1,000 deductibles will pay approximately $248 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,652
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $2,138
• High risk drivers with multiple violations and an at-fault accident could pay up to $3,584 or more
• Policy cost that insures a teen driver can cost as much as $6,002 a year

View Chart as Image

Auto insurance rates for an Audi TT also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $2,000 to $2,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 135% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,230 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $740 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi TT Insurance

Finding cheaper rates on Audi TT insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Shop around once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a brief summary of the data that was covered in the charts and tables above.

• You may be able to save approximately $210 per year simply by quoting online in advance
• Drivers who want more liability protection will pay about $440 every year to go from a 30/60 limit to the 250/500 level
• Youthful drivers are the costliest to insure, as much as $500 each month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,930 more annually than a low-risk driver

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.