Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive costs around $368 a year, collision insurance costs $698, and liability insurance is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs around $3,560. Teenage drivers receive the highest rates at up to $6,000 a year.

Average premium for full coverage: $1,640

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi TT insurance rates for additional coverage choices and driver risks.

• The best discount rate is $925
• Choosing higher $1,000 deductibles can save about $1,398 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,640
• Using low $100 deductibles for comp and collision coverage will increase the cost to $2,112
• High-risk insureds who are prone to accidents and violations could pay at least $3,560
• The cost for full coverage for a teen driver can be $6,000 each year

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $6,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $720 each year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Audi TT Insurance

Saving money on Audi TT insurance takes avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a quick review of the primary concepts that were covered in the charts and tables above.

• It is possible to save up to $200 per year just by quoting early and online
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,920 more every year to insure an Audi TT
• Increasing deductibles can save around $725 each year
• Drivers under the age of 20 pay higher rates, costing up to $500 per month for full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.