Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average auto insurance rates for an Audi TT are $1,652 annually for full coverage insurance. Comprehensive costs around $382, collision insurance costs $714, and liability is $398. Buying just liability costs around $460 a year, and insurance for high-risk drivers costs around $3,584. Teens receive the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Rate estimates for individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Audi TT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $931
• Raising to $1,000 deductibles will save about $248 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,652
• Selecting more expensive low deductibles will cost $2,138
• At-risk drivers with serious driving violations could pay at least $3,584
• The cost with full coverage for a teen driver with full coverage can be $6,002

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Auto insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your risk profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $6,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $2,000 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $740 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT insurance prices. A middle-age driver might find rates as low as $1,080 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,230 on average in Michigan, New York, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Audi TT Insurance

Saving money on car insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a summary of the car insurance concepts covered above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,930 more every year than a driver with a clean driving record
• It is possible to save up to $210 per year just by shopping early and online
• Increasing deductibles could save up to $725 each year
• Policyholders who may need additional liability coverage will pay approximately $440 annually to raise from a minimum limit to higher 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.