Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year with full coverage. Comprehensive insurance costs an estimated $368, collision insurance costs $698, and liability coverage costs $416. A policy with only liability insurance costs as little as $474 a year, and a high-risk policy costs $3,560 or more. Teen drivers pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The example below illustrates how location helps determine insurance prices.

These rate differences demonstrate why everyone should compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Audi TT insurance rates for other coverage scenarios.

• The lowest rate with discounts is $925
• Drivers who choose higher $1,000 deductibles will pay approximately $242 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,640
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $472 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,560
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $6,000 a year

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $6,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,220 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $720 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,900 to $2,600 extra annually, depending on your age. Audi TT insurance for high-risk drivers can cost around 43% to 129% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi TT Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and possibly higher deductibles. Invest time comparing rates every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief summary of the material that was covered in the charts and tables above.

• Consumers who want additional liability coverage will pay about $460 every year to go from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $500 per month if full coverage is included
• Drivers that tend to have accidents or serious violations may pay on average $1,920 more annually than a driver with a clean driving record
• Increasing policy deductibles can save around $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.