Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,640 a year with full coverage. Comprehensive costs around $368 each year, collision costs $698, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $3,560. Teenage drivers pay the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and TT models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The best discount rate is $925
• Using higher $1,000 deductibles will save about $242 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,640
• Using low deductibles for physical damage coverage bumps up the cost to $2,112
• High-risk insureds who are prone to accidents and violations could pay at least $3,560 or more
• The price that insures a 16-year-old driver can be $6,000 or more

View Chart as Image

Auto insurance prices for an Audi TT are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,900 to $2,600 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $6,000 a year. View Rates by Age

The state you live in has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,220 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $720 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Getting lower rates on insurance for an Audi TT requires being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief review of the data presented in the illustrations above.

• Insureds who may need more liability protection will pay an extra $460 every year to increase from a low limit to the 250/500 level
• You may be able to save up to $200 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $725 each year
• Youthful drivers are expensive to insure, costing up to $500 a month if the policy includes full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.