Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,640 a year including full coverage. Comprehensive costs an estimated $368 each year, collision insurance costs $698, and liability insurance costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs around $3,560. Teens cost the most to insure at up to $6,000 a year.

Average premium for full coverage: $1,640

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and TT models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $925
• Drivers who choose higher $1,000 deductibles will pay approximately $242 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,640
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $2,112
• High risk drivers with serious driving violations could pay up to $3,560
• Policy cost for full coverage for a teen driver can cost as much as $6,000 a year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on your risk profile, the model of your TT, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,260 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,340 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $720 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding cheaper rates on Audi TT insurance not only requires not taking risks behind the wheel, but also maintaining good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief review of the information raised in the charts and tables above.

• You may be able to save approximately $200 per year just by quoting online in advance
• Teens are charged the highest rates, with premiums being up to $500 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $725 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,920 more annually for TT insurance
• Drivers who want higher liability limits will pay approximately $460 per year to go from a 30/60 limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.