Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,640 every 12 months for full coverage insurance. Comprehensive insurance costs on average $368 each year, collision costs $698, and liability coverage costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $3,560 or more. Teenage drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates by individual coverage type:

Includes $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and TT models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

These examples illustrate why all drivers should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best discount rate is $925
• Drivers who choose higher $1,000 deductibles will pay around $242 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,640
• Using low deductibles for comprehensive and collision insurance costs an extra $472 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,560 or more
• The cost to insure a teenage driver may cost $6,000 a year

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your TT.

Using high physical damage deductibles could save up to $720 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,600 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Audi TT Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a recap of the material that was touched on in the above illustrations.

• Consumers who require higher liability limits will pay an extra $460 annually to go from a minimum limit to a 250/500 level
• Teens are charged the highest rates, costing up to $500 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents pay on average $1,920 more each year for TT insurance
• Increasing deductibles could save as much as $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.