Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,640 every 12 months for full coverage. Comprehensive costs approximately $368, collision costs $698, and liability costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing around $3,560. 16-year-old drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than congested cities.

The price range example below illustrates how your location can change auto insurance prices.

These examples show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $925
• Using higher $1,000 deductibles will save $242 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,640
• Buying more expensive low deductibles for physical damage coverage increases the price to $2,112
• Drivers with multiple tickets or accidents could pay around $3,560 or more
• The cost to insure a teen driver with full coverage can cost $6,000 or more

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your TT.

Opting for high physical damage deductibles could cut rates by as much as $720 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,900 to $2,600 in extra premium per year, depending on your age. High-risk driver insurance can be as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Audi TT insurance prices. A driver around age 40 might see rates as low as $1,080 a year in states like Iowa, Maine, and Idaho, or at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Audi TT Insurance

Saving money on car insurance requires avoiding accidents and claims, having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Invest the time to shop around at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the data illustrated above.

• Policyholders who purchase increased liability limits will pay around $460 each year to increase from a minimum limit to a 250/500 level
• Drivers can save around $200 per year simply by shopping early and online
• Increasing deductibles could save as much as $725 each year
• Drivers under the age of 20 have the highest car insurance rates, costing as high as $500 per month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.