Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,652 every 12 months including full coverage. Comprehensive insurance costs approximately $382, collision costs $714, and liability is $398. Buying just liability costs around $460 a year, with insurance for high-risk drivers costing $3,584 or more. Teenage drivers receive the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Rate estimates by individual coverage type:

Prices include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all TT models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance prices.

These examples highlight why everyone should compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $931
• Raising to $1,000 deductibles will save $248 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,652
• Using pricier low deductibles costs an extra $486 every year
• At-risk drivers who are prone to accidents and violations could pay around $3,584 or more
• The cost to insure a teen driver for full coverage can cost $6,002

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your TT.

Using high physical damage deductibles can reduce rates by up to $740 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $2,000 to $2,700 in extra premium per year, depending on your age. Audi TT insurance for high-risk drivers is expensive and can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Audi TT insurance prices. A middle-age driver might find rates as low as $1,270 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,360 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Audi TT Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and not having any coverage lapses. Make time to compare rates at every policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following is a quick rundown of the data touched on in this article.

• Policyholders who purchase higher liability limits will pay an extra $440 per year to raise from a minimum limit to a 250/500 level
• You may be able to save around $210 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $725 each year
• Teens have the highest car insurance rates, as much as $500 per month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.