Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance prices for an Audi TT are $1,640 every 12 months for full coverage. Comprehensive insurance costs an estimated $368, collision insurance costs $698, and liability coverage is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs $3,560 or more. Teens cost the most to insure at up to $6,000 a year.

Average premium for full coverage: $1,640

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how geographic area affects insurance prices.

The examples above show why everyone should compare rates quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $925
• Raising to $1,000 deductibles will save approximately $242 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,640
• Selecting pricier low deductibles costs an extra $472 each year
• Unlucky drivers with serious driving violations could pay up to $3,560
• Policy cost to insure a teenage driver for full coverage can cost as much as $6,000

View Chart as Image

Insurance rates for an Audi TT also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $720 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,900 to $2,600 additional every year, depending on your age. Audi TT insurance for high-risk drivers is expensive and can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi TT insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Audi TT Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.

The list below is a review of the material that was presented in the illustrations above.

• Consumers who want higher liability limits will pay approximately $460 each year to raise from a 30/60 limit to a 250/500 level
• Teenagers are expensive to insure, costing up to $500 each month if full coverage is included
• Drivers who have several accidents or serious violations pay on average $1,920 more annually for car insurance
• Increasing comprehensive and collision deductibles could save as much as $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.