Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,640 a year including full coverage. Comprehensive costs approximately $368, collision insurance costs $698, and liability coverage is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs around $3,560. Teenage drivers pay the highest rates at up to $6,000 a year.

Average premium for full coverage: $1,640

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all TT models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why everyone should compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $925
• Raising to $1,000 deductibles will save $242 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,640
• Using pricier low deductibles bumps up the cost to $2,112
• Unlucky drivers who are prone to accidents and violations could pay around $3,560
• The price that insures a teenage driver for full coverage can cost $6,000

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on the model of your TT, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,900 to $2,600 extra each year, depending on your age. Audi TT insurance for high-risk drivers is expensive and can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $6,000 a year. View Rates by Age

The state you live in also has a big influence on Audi TT insurance rates. A middle-age driver might find prices as low as $1,260 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,340 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $720 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Audi TT Insurance

Getting lower rates on auto insurance consists of being a good driver, having a positive credit history, being claim-free, and attention to physical damage deductibles. Compare prices every other policy renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a summary of the ideas that were presented in the illustrations above.

• Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $500 a month if full coverage is purchased
• Drivers who have multiple accidents or major violations will likely pay on average $1,920 more per year than a safer driver
• Increasing physical damage deductibles can save approximately $725 each year
• You may be able to save around $200 per year just by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.