Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,652 a year for full coverage insurance. Comprehensive insurance costs approximately $382 each year, collision costs $714, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing $3,584 or more. Teenage drivers pay the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and TT models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $931
• Raising to $1,000 deductibles will save $248 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,652
• Using low deductibles will cost an additional $486 annually
• Drivers who are prone to accidents and violations could pay around $3,584 or more
• The price that insures a 16-year-old driver can cost $6,002

View Chart as Image

Auto insurance prices for an Audi TT are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $2,000 to $2,700 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,000 a year. View Rates by Age

The state you live in also has a big influence on Audi TT insurance prices. A middle-age driver might find prices as low as $1,080 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,230 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $740 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Audi TT Insurance

Getting lower rates on insurance for an Audi TT consists of having a decent driving record, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare prices every couple of years by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a quick review of the material that was covered in the above illustrations.

• Insureds who purchase additional liability coverage will pay an extra $440 annually to raise from a low limit to the 250/500 level
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $500 a month if the policy includes full coverage
• Drivers considered higher risk with a DUI or reckless driving violation could be charged and average of $1,930 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.