Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,640 annually including full coverage. Comprehensive insurance costs an estimated $368, collision costs $698, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $3,560 or more. 16-year-old drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities.

The price range example below illustrates how geographic area affects insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $925
• Using higher $1,000 deductibles will save approximately $242 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,640
• Buying more expensive low deductibles for physical damage coverage costs an additional $472 a year
• Drivers with multiple tickets or accidents could pay up to $3,560 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $6,000 or more

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,900 to $2,600 additional annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $720 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi TT insurance rates. A driver around age 40 might see prices as low as $1,260 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,340 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Audi TT Insurance

Finding better rates on Audi TT insurance requires having a decent driving record, having good credit, refrain from filing small claims, and maximizing policy discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a review of the material that was presented in the illustrations above.

• Drivers who want additional liability coverage will pay around $460 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $500 per month if they have full coverage
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,920 more annually than a driver with a clean driving record
• Increasing policy deductibles could save up to $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.