Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs on average $368, collision costs $698, and liability costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $3,560 or more. Teenage drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

These rate differences show why everyone should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best discount rate is $925
• Drivers who choose higher $1,000 deductibles will pay around $242 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,640
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $472 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,560 or more
• An auto insurance policy for full coverage for a teen driver for full coverage may cost $6,000 a year

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level of your TT, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $6,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,340 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $720 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,900 to $2,600 in extra premium annually, depending on your age. Audi TT insurance for high-risk drivers can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi TT Insurance

Finding better rates on car insurance not only requires being a good driver, but also having good credit, not filing small claims, and taking advantage of discounts. Take the time to compare rates every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following list is a brief recap of the coverage data covered in the above illustrations.

• Drivers can save as much as $200 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $725 each year
• Drivers age 16 to 20 are charged the highest prices, as much as $500 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations will pay on average $1,920 more each year than a safer driver

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.