Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,640 annually for full coverage insurance. Comprehensive insurance costs an estimated $368, collision costs $698, and liability costs around $416. A policy with only liability insurance costs as low as $474 a year, with a high-risk policy costing $3,560 or more. 16-year-old drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $925
• Using higher $1,000 deductibles will save approximately $242 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,640
• Buying pricier low deductibles for physical damage coverage costs an additional $472 every year
• Drivers with multiple tickets or accidents could pay up to $3,560 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $6,000 or more

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on the model of your TT, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,900 to $2,600 extra annually, depending on your age. Audi TT insurance for high-risk drivers can be as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $720 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,220 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Audi TT Insurance

Finding better rates on car insurance requires having a good driving record, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to compare rates at least once a year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a brief summary of the primary concepts that were covered in the above illustrations.

• It is possible to save approximately $200 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,920 more annually to buy Audi TT insurance
• Increasing policy deductibles could save up to $725 each year
• Drivers age 20 and younger have the highest car insurance prices, with premiums being up to $500 per month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.