Audi TT Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 9, 2024
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If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay.
Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.
U.S. average insurance rates for an Audi TT are $1,640 a year including full coverage. Comprehensive costs around $368 a year, collision costs $698, and liability coverage is $416. Liability-only insurance costs around $474 a year, with high-risk driver insurance costing around $3,560. 16-year-old drivers pay the highest rates at $6,000 a year or more.
Average premium for full coverage: $1,640
Price estimates for individual coverage:
Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and TT trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Audi TT insurance prices go from as low as $474 for just liability insurance to a high of $3,560 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than congested cities.
The diagram below illustrates how where you live affects auto insurance rates.
The ranges above highlight why it is important to compare rates quotes for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Audi TT insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $925
- Raising to $1,000 deductibles will save about $1,398 every year
- The average rate for the average middle-age driver using $500 deductibles is $1,640
- Buying low $100 deductibles will increase the cost to $2,112
- Unlucky drivers with multiple tickets or accidents could pay at least $3,560 or more
- The price for full coverage for a teenage driver can be $6,000
Car insurance prices for an Audi TT are also quite variable based on your driving record, the model of your TT, and deductibles and policy limits.
Older drivers with no driving violations and high deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $6,000 a year. View Rates by Age
The state you live in also has a big influence on Audi TT insurance rates. A middle-age driver might find prices as low as $1,260 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,340 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,484 | -$156 | -9.5% |
| Alaska | $1,258 | -$382 | -23.3% |
| Arizona | $1,362 | -$278 | -17.0% |
| Arkansas | $1,640 | -$0 | 0.0% |
| California | $1,870 | $230 | 14.0% |
| Colorado | $1,568 | -$72 | -4.4% |
| Connecticut | $1,688 | $48 | 2.9% |
| Delaware | $1,858 | $218 | 13.3% |
| Florida | $2,054 | $414 | 25.2% |
| Georgia | $1,514 | -$126 | -7.7% |
| Hawaii | $1,176 | -$464 | -28.3% |
| Idaho | $1,110 | -$530 | -32.3% |
| Illinois | $1,222 | -$418 | -25.5% |
| Indiana | $1,236 | -$404 | -24.6% |
| Iowa | $1,110 | -$530 | -32.3% |
| Kansas | $1,560 | -$80 | -4.9% |
| Kentucky | $2,240 | $600 | 36.6% |
| Louisiana | $2,428 | $788 | 48.0% |
| Maine | $1,012 | -$628 | -38.3% |
| Maryland | $1,354 | -$286 | -17.4% |
| Massachusetts | $1,312 | -$328 | -20.0% |
| Michigan | $2,850 | $1,210 | 73.8% |
| Minnesota | $1,372 | -$268 | -16.3% |
| Mississippi | $1,966 | $326 | 19.9% |
| Missouri | $1,458 | -$182 | -11.1% |
| Montana | $1,764 | $124 | 7.6% |
| Nebraska | $1,294 | -$346 | -21.1% |
| Nevada | $1,966 | $326 | 19.9% |
| New Hampshire | $1,182 | -$458 | -27.9% |
| New Jersey | $1,834 | $194 | 11.8% |
| New Mexico | $1,452 | -$188 | -11.5% |
| New York | $1,728 | $88 | 5.4% |
| North Carolina | $946 | -$694 | -42.3% |
| North Dakota | $1,342 | -$298 | -18.2% |
| Ohio | $1,134 | -$506 | -30.9% |
| Oklahoma | $1,684 | $44 | 2.7% |
| Oregon | $1,504 | -$136 | -8.3% |
| Pennsylvania | $1,566 | -$74 | -4.5% |
| Rhode Island | $2,188 | $548 | 33.4% |
| South Carolina | $1,486 | -$154 | -9.4% |
| South Dakota | $1,386 | -$254 | -15.5% |
| Tennessee | $1,436 | -$204 | -12.4% |
| Texas | $1,978 | $338 | 20.6% |
| Utah | $1,214 | -$426 | -26.0% |
| Vermont | $1,122 | -$518 | -31.6% |
| Virginia | $984 | -$656 | -40.0% |
| Washington | $1,268 | -$372 | -22.7% |
| West Virginia | $1,504 | -$136 | -8.3% |
| Wisconsin | $1,136 | -$504 | -30.7% |
| Wyoming | $1,462 | -$178 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $720 a year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at least $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 129% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,586 | $132 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,628 | $136 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,668 | $139 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,782 | $149 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT | $368 | $698 | $416 | $1,640 |
| 2022 Audi TT | $356 | $668 | $430 | $1,612 |
| 2021 Audi TT | $336 | $646 | $442 | $1,582 |
| 2020 Audi TT | $324 | $598 | $452 | $1,532 |
| 2019 Audi TT | $310 | $564 | $456 | $1,488 |
| 2018 Audi TT | $298 | $506 | $460 | $1,422 |
| 2017 Audi TT | $278 | $466 | $460 | $1,362 |
| 2016 Audi TT | $268 | $436 | $464 | $1,326 |
| 2015 Audi TT | $262 | $406 | $474 | $1,300 |
| 2014 Audi TT | $242 | $378 | $474 | $1,252 |
| 2013 Audi TT | $236 | $342 | $478 | $1,214 |
| 2012 Audi TT | $220 | $314 | $474 | $1,166 |
| 2011 Audi TT | $208 | $284 | $474 | $1,124 |
| 2010 Audi TT | $200 | $256 | $468 | $1,082 |
| 2009 Audi TT | $198 | $250 | $460 | $1,066 |
Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Audi TT Insurance
Getting lower rates on auto insurance consists of being safe and accident-free, having above-average credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
Below you'll find a brief review of the material that was touched on in the above illustrations.
- Consumers who may need more liability protection will pay around $460 per year to raise from a low limit to 250/500 limits
- Youthful drivers are the costliest to insure, possibly costing $500 a month if full coverage is included
- Drivers with DUI or reckless driving convictions pay on average $1,920 more every year than a low-risk driver
- Increasing physical damage deductibles can save around $725 each year
As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.
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What are the safety ratings of the Audi TT?
Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.
Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Audi parking system plus Front And Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.
Audi TT Compared Against Other Vehicles in the Same Class
Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class.
The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.
Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,000 |
| 20 | $3,794 |
| 30 | $1,722 |
| 40 | $1,640 |
| 50 | $1,496 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,112 |
| $250 | $1,892 |
| $500 | $1,640 |
| $1,000 | $1,398 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,640 |
| 50/100 | $1,865 |
| 100/300 | $1,969 |
| 250/500 | $2,240 |
| 100 CSL | $1,907 |
| 300 CSL | $2,136 |
| 500 CSL | $2,302 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,596 |
| 20 | $6,044 |
| 30 | $3,650 |
| 40 | $3,560 |
| 50 | $3,398 |
| 60 | $3,368 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $86 |
| Homeowner | $23 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $119 |
| Total Discounts | $715 |
Discounts are estimated and may not be available from every company or in every state.
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