Audi TT Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 9, 2024
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If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay.
Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.
U.S. average insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs on average $368, collision insurance costs $698, and liability is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs $3,560 or more. 16-year-old drivers pay the highest rates at up to $6,000 a year.
Average premium for full coverage: $1,640
Price estimates by individual coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for different TT trim levels.
Price Range from Low to High
For a 40-year-old driver, Audi TT insurance prices range from as low as $474 for just liability insurance to a much higher rate of $3,560 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The price range example below illustrates how your location can change car insurance rates.
The ranges above show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Audi TT insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $925
- Raising to $1,000 deductibles will save around $242 a year
- The average rate for the average middle-age driver with $500 deductibles is $1,640
- Buying more expensive low deductibles will cost an extra $472 every year
- At-risk drivers with multiple tickets or accidents could pay upwards of $3,560
- The price for full coverage for a teen driver with full coverage may cost $6,000
Auto insurance prices for an Audi TT are also quite variable based on your driving record, the trim level of your TT, and policy deductibles and limits.
An older driver with a good driving record and high deductibles may pay as little as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $6,000 a year. View Rates by Age
The state you live in also has a big influence on Audi TT insurance prices. A middle-age driver might find prices as low as $1,080 a year in states like Idaho, Maine, and Iowa, or at least $2,340 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,484 | -$156 | -9.5% |
| Alaska | $1,258 | -$382 | -23.3% |
| Arizona | $1,362 | -$278 | -17.0% |
| Arkansas | $1,640 | -$0 | 0.0% |
| California | $1,870 | $230 | 14.0% |
| Colorado | $1,568 | -$72 | -4.4% |
| Connecticut | $1,688 | $48 | 2.9% |
| Delaware | $1,858 | $218 | 13.3% |
| Florida | $2,054 | $414 | 25.2% |
| Georgia | $1,514 | -$126 | -7.7% |
| Hawaii | $1,176 | -$464 | -28.3% |
| Idaho | $1,110 | -$530 | -32.3% |
| Illinois | $1,222 | -$418 | -25.5% |
| Indiana | $1,236 | -$404 | -24.6% |
| Iowa | $1,110 | -$530 | -32.3% |
| Kansas | $1,560 | -$80 | -4.9% |
| Kentucky | $2,240 | $600 | 36.6% |
| Louisiana | $2,428 | $788 | 48.0% |
| Maine | $1,012 | -$628 | -38.3% |
| Maryland | $1,354 | -$286 | -17.4% |
| Massachusetts | $1,312 | -$328 | -20.0% |
| Michigan | $2,850 | $1,210 | 73.8% |
| Minnesota | $1,372 | -$268 | -16.3% |
| Mississippi | $1,966 | $326 | 19.9% |
| Missouri | $1,458 | -$182 | -11.1% |
| Montana | $1,764 | $124 | 7.6% |
| Nebraska | $1,294 | -$346 | -21.1% |
| Nevada | $1,966 | $326 | 19.9% |
| New Hampshire | $1,182 | -$458 | -27.9% |
| New Jersey | $1,834 | $194 | 11.8% |
| New Mexico | $1,452 | -$188 | -11.5% |
| New York | $1,728 | $88 | 5.4% |
| North Carolina | $946 | -$694 | -42.3% |
| North Dakota | $1,342 | -$298 | -18.2% |
| Ohio | $1,134 | -$506 | -30.9% |
| Oklahoma | $1,684 | $44 | 2.7% |
| Oregon | $1,504 | -$136 | -8.3% |
| Pennsylvania | $1,566 | -$74 | -4.5% |
| Rhode Island | $2,188 | $548 | 33.4% |
| South Carolina | $1,486 | -$154 | -9.4% |
| South Dakota | $1,386 | -$254 | -15.5% |
| Tennessee | $1,436 | -$204 | -12.4% |
| Texas | $1,978 | $338 | 20.6% |
| Utah | $1,214 | -$426 | -26.0% |
| Vermont | $1,122 | -$518 | -31.6% |
| Virginia | $984 | -$656 | -40.0% |
| Washington | $1,268 | -$372 | -22.7% |
| West Virginia | $1,504 | -$136 | -8.3% |
| Wisconsin | $1,136 | -$504 | -30.7% |
| Wyoming | $1,462 | -$178 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $720 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,900 to $2,600 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 129% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,586 | $132 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,628 | $136 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,668 | $139 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,782 | $149 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT | $368 | $698 | $416 | $1,640 |
| 2022 Audi TT | $356 | $668 | $430 | $1,612 |
| 2021 Audi TT | $336 | $646 | $442 | $1,582 |
| 2020 Audi TT | $324 | $598 | $452 | $1,532 |
| 2019 Audi TT | $310 | $564 | $456 | $1,488 |
| 2018 Audi TT | $298 | $506 | $460 | $1,422 |
| 2017 Audi TT | $278 | $466 | $460 | $1,362 |
| 2016 Audi TT | $268 | $436 | $464 | $1,326 |
| 2015 Audi TT | $262 | $406 | $474 | $1,300 |
| 2014 Audi TT | $242 | $378 | $474 | $1,252 |
| 2013 Audi TT | $236 | $342 | $478 | $1,214 |
| 2012 Audi TT | $220 | $314 | $474 | $1,166 |
| 2011 Audi TT | $208 | $284 | $474 | $1,124 |
| 2010 Audi TT | $200 | $256 | $468 | $1,082 |
| 2009 Audi TT | $198 | $250 | $460 | $1,066 |
Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Audi TT Insurance
Getting lower rates on car insurance consists of being a low-risk driver, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around every year by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.
The items below are a brief review of the coverage data illustrated above.
- Drivers can save as much as $200 per year just by shopping early and online
- Increasing physical damage deductibles can save around $725 each year
- Teen drivers are charged the highest prices, with premiums as much as $500 a month if they have full coverage
- Higher risk drivers with DUI or reckless driving convictions will pay on average $1,920 more each year to insure their TT
As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.
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What are the safety ratings of the Audi TT?
Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.
Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Audi parking system plus Front And Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.
Audi TT Compared Against Other Vehicles in the Same Class
Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class.
The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.
Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,000 |
| 20 | $3,794 |
| 30 | $1,722 |
| 40 | $1,640 |
| 50 | $1,496 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,112 |
| $250 | $1,892 |
| $500 | $1,640 |
| $1,000 | $1,398 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,640 |
| 50/100 | $1,865 |
| 100/300 | $1,969 |
| 250/500 | $2,240 |
| 100 CSL | $1,907 |
| 300 CSL | $2,136 |
| 500 CSL | $2,302 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,596 |
| 20 | $6,044 |
| 30 | $3,650 |
| 40 | $3,560 |
| 50 | $3,398 |
| 60 | $3,368 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $86 |
| Homeowner | $23 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $119 |
| Total Discounts | $715 |
Discounts are estimated and may not be available from every company or in every state.
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