Audi TT Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay.
Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.
U.S. average insurance rates for an Audi TT are $1,640 a year with full coverage. Comprehensive insurance costs an estimated $368, collision costs $698, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing $3,560 or more. Teens pay the highest rates at $6,000 a year or more.
Average premium for full coverage: $1,640
Price estimates broken down by individual coverage:
Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all TT models.
Price Range from Low to High
For the average driver, Audi TT insurance prices go from the low end price of $474 for basic liability insurance to the much higher price of $3,560 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.
The example below illustrates how location impacts insurance prices.
The ranges above demonstrate why everyone should get quotes for a targeted area, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Audi TT insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $925
- Choosing higher $1,000 deductibles can save approximately $242 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,640
- Selecting pricier low deductibles for comp and collision coverage will cost an additional $472 every year
- Unlucky drivers with serious driving violations could pay up to $3,560 or more
- The price that insures a teen driver for full coverage can cost as much as $6,000 each year
Car insurance prices for an Audi TT are also quite variable based on the model of your TT, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $1,900 to $2,600 extra each year, depending on your age. Audi TT insurance for high-risk drivers ranges as much as 43% to 129% more than the average policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $6,000 a year. View Rates by Age
The state you live in plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,220 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,484 | -$156 | -9.5% |
| Alaska | $1,258 | -$382 | -23.3% |
| Arizona | $1,362 | -$278 | -17.0% |
| Arkansas | $1,640 | -$0 | 0.0% |
| California | $1,870 | $230 | 14.0% |
| Colorado | $1,568 | -$72 | -4.4% |
| Connecticut | $1,688 | $48 | 2.9% |
| Delaware | $1,858 | $218 | 13.3% |
| Florida | $2,054 | $414 | 25.2% |
| Georgia | $1,514 | -$126 | -7.7% |
| Hawaii | $1,176 | -$464 | -28.3% |
| Idaho | $1,110 | -$530 | -32.3% |
| Illinois | $1,222 | -$418 | -25.5% |
| Indiana | $1,236 | -$404 | -24.6% |
| Iowa | $1,110 | -$530 | -32.3% |
| Kansas | $1,560 | -$80 | -4.9% |
| Kentucky | $2,240 | $600 | 36.6% |
| Louisiana | $2,428 | $788 | 48.0% |
| Maine | $1,012 | -$628 | -38.3% |
| Maryland | $1,354 | -$286 | -17.4% |
| Massachusetts | $1,312 | -$328 | -20.0% |
| Michigan | $2,850 | $1,210 | 73.8% |
| Minnesota | $1,372 | -$268 | -16.3% |
| Mississippi | $1,966 | $326 | 19.9% |
| Missouri | $1,458 | -$182 | -11.1% |
| Montana | $1,764 | $124 | 7.6% |
| Nebraska | $1,294 | -$346 | -21.1% |
| Nevada | $1,966 | $326 | 19.9% |
| New Hampshire | $1,182 | -$458 | -27.9% |
| New Jersey | $1,834 | $194 | 11.8% |
| New Mexico | $1,452 | -$188 | -11.5% |
| New York | $1,728 | $88 | 5.4% |
| North Carolina | $946 | -$694 | -42.3% |
| North Dakota | $1,342 | -$298 | -18.2% |
| Ohio | $1,134 | -$506 | -30.9% |
| Oklahoma | $1,684 | $44 | 2.7% |
| Oregon | $1,504 | -$136 | -8.3% |
| Pennsylvania | $1,566 | -$74 | -4.5% |
| Rhode Island | $2,188 | $548 | 33.4% |
| South Carolina | $1,486 | -$154 | -9.4% |
| South Dakota | $1,386 | -$254 | -15.5% |
| Tennessee | $1,436 | -$204 | -12.4% |
| Texas | $1,978 | $338 | 20.6% |
| Utah | $1,214 | -$426 | -26.0% |
| Vermont | $1,122 | -$518 | -31.6% |
| Virginia | $984 | -$656 | -40.0% |
| Washington | $1,268 | -$372 | -22.7% |
| West Virginia | $1,504 | -$136 | -8.3% |
| Wisconsin | $1,136 | -$504 | -30.7% |
| Wyoming | $1,462 | -$178 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $720 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer calculates prices differently, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,586 | $132 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,628 | $136 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,668 | $139 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,782 | $149 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT | $368 | $698 | $416 | $1,640 |
| 2022 Audi TT | $356 | $668 | $430 | $1,612 |
| 2021 Audi TT | $336 | $646 | $442 | $1,582 |
| 2020 Audi TT | $324 | $598 | $452 | $1,532 |
| 2019 Audi TT | $310 | $564 | $456 | $1,488 |
| 2018 Audi TT | $298 | $506 | $460 | $1,422 |
| 2017 Audi TT | $278 | $466 | $460 | $1,362 |
| 2016 Audi TT | $268 | $436 | $464 | $1,326 |
| 2015 Audi TT | $262 | $406 | $474 | $1,300 |
| 2014 Audi TT | $242 | $378 | $474 | $1,252 |
| 2013 Audi TT | $236 | $342 | $478 | $1,214 |
| 2012 Audi TT | $220 | $314 | $474 | $1,166 |
| 2011 Audi TT | $208 | $284 | $474 | $1,124 |
| 2010 Audi TT | $200 | $256 | $468 | $1,082 |
| 2009 Audi TT | $198 | $250 | $460 | $1,066 |
Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Audi TT Insurance
Getting lower rates on car insurance takes being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.
Below is a summary of the data that was touched on above.
- You may be able to save approximately $200 per year simply by quoting online well ahead of the renewal date
- Policyholders who want higher levels of liability will pay approximately $460 every year to raise limits from a low limit to the 250/500 level
- Teenage drivers have the highest car insurance prices, costing up to $500 a month if full coverage is purchased
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,920 more annually for auto insurance
As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings of the Audi TT?
Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.
Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Audi parking system plus Front And Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.
Audi TT Compared Against Other Vehicles in the Same Class
Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class.
The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.
Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,000 |
| 20 | $3,794 |
| 30 | $1,722 |
| 40 | $1,640 |
| 50 | $1,496 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,112 |
| $250 | $1,892 |
| $500 | $1,640 |
| $1,000 | $1,398 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,640 |
| 50/100 | $1,865 |
| 100/300 | $1,969 |
| 250/500 | $2,240 |
| 100 CSL | $1,907 |
| 300 CSL | $2,136 |
| 500 CSL | $2,302 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,596 |
| 20 | $6,044 |
| 30 | $3,650 |
| 40 | $3,560 |
| 50 | $3,398 |
| 60 | $3,368 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $86 |
| Homeowner | $23 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $119 |
| Total Discounts | $715 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
