Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive costs an estimated $368 a year, collision insurance costs $698, and liability insurance costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $3,560. 16-year-old drivers receive the highest rates at up to $6,000 a year.

Average premium for full coverage: $1,640

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $925
• Using higher $1,000 deductibles will save approximately $1,398 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,640
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $2,112
• Drivers with multiple tickets or accidents could pay up to $3,560
• The cost that insures a teen driver can cost as much as $6,000 or more

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,900 to $2,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $6,000 a year. View Rates by Age

Where you live has a huge impact on Audi TT insurance rates. A driver around age 40 might see rates as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,220 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $720 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Audi TT Insurance

Saving money on Audi TT insurance requires avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a quick review of the data that was covered above.

• It is possible to save approximately $200 per year just by quoting early and online
• Drivers who want higher liability limits will pay around $460 annually to increase from a minimum limit to the 250/500 level
• Teenagers are the costliest to insure, costing up to $500 per month if the policy includes full coverage
• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,920 more annually for car insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.