Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance prices for an Audi TT are $1,652 every 12 months with full coverage. Comprehensive insurance costs an estimated $382, collision costs $714, and liability costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing $3,584 or more. 16-year-old drivers pay the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all TT models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have more infrequent collision claims than congested cities.

The example below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $931
• Drivers who choose higher $1,000 deductibles will pay approximately $248 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,652
• Buying pricier low deductibles for comprehensive and collision insurance costs an extra $486 annually
• Drivers with multiple tickets or accidents could pay up to $3,584 or more
• The price to insure a 16-year-old driver for full coverage can cost as much as $6,002 a year

View Chart as Image

Insurance prices for an Audi TT are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could save up to $740 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,500 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $6,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $2,000 to $2,700 additional each year, depending on your age. Audi TT insurance for high-risk drivers can cost from 45% to 135% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or at least $2,230 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Audi TT Insurance

Getting lower rates on insurance for an Audi TT not only requires avoiding accidents and claims, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every other renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief recap of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,930 more annually to insure an Audi TT
• Drivers under the age of 20 are expensive to insure, costing up to $500 a month if full coverage is included
• You may be able to save approximately $210 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $725 each year
• You may be able to save approximately $210 per year simply by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.