Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs an estimated $368, collision costs $698, and liability insurance costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $3,560 or more. 16-year-old drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

Price estimates include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The example below illustrates how where you live affects insurance prices.

These rate differences show why everyone should compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $925
• Drivers who choose higher $1,000 deductibles will pay approximately $242 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,640
• Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $472 a year
• High risk drivers with multiple tickets or accidents could pay up to $3,560 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $6,000 a year

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level of your TT, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $6,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $720 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,900 to $2,600 in extra premium annually, depending on your age. Audi TT insurance for high-risk drivers can cost anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices from as many companies as possible. Every company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi TT Insurance

Finding better rates on Audi TT insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a condensed summary of the material that was touched on in the above illustrations.

• Drivers who want higher liability limits will pay around $460 each year to go from 30/60 bodily injury limits to 250/500 limits
• Teens are the costliest to insure, as much as $500 per month if they have full coverage
• High-risk drivers with multiple at-fault accidents pay an average of $1,920 more annually for TT insurance
• Increasing policy deductibles can save around $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.