Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,640 a year including full coverage. Comprehensive insurance costs on average $368, collision costs $698, and liability coverage is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing $3,560 or more. Teenage drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best discount rate is $925
• Choosing higher $1,000 deductibles can save around $242 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,640
• Using more expensive low deductibles for comp and collision coverage will cost an additional $472 each year
• Drivers who are prone to accidents and violations could pay upwards of $3,560 or more
• The cost that insures a teenage driver with full coverage may cost $6,000 each year

View Chart as Image

Car insurance rates for an Audi TT can also vary considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $6,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,260 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,340 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $720 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi TT Insurance

Saving money on auto insurance takes having a good driving record, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a brief recap of the concepts that were covered in the charts and tables above.

• Drivers who tend to receive serious violations could be forced to pay on average $1,920 more each year to buy Audi TT insurance
• Drivers age 20 and younger are expensive to insure, as much as $500 per month if full coverage is purchased
• You may be able to save as much as $200 per year simply by shopping early and online
• Increasing deductibles can save approximately $725 each year
• You may be able to save as much as $200 per year simply by shopping early and online

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.