BMW 3 Series Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Shopping for auto insurance through online providers saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is getting rates from all providers so you can get all your choices.
Comparing auto insurance rates direct online can be a challenge if you are a beginner to quoting online. But relax because it's actually quite easy. Getting lower BMW 3 Series insurance quotes is surprisingly easy. The only requirement is to invest a little time getting comparison quotes online from several insurance companies. This is very easy and can be done by completing this short form.
Car insurance premiums paid to insure a BMW 3 Series can be significantly different and are calculated by many factors. Some of these factors include:
- Tickets increase premiums
- Better credit means lower rates
- Where you reside can make a big difference
- Annual mileage can affect rates
- Men typically pay more than women
- Low deductibles cost more
- Safety rating of your 3 Series
- Your claim history
- Having continuous coverage saves you money
- Whether you own your home
An additional factor that will help determine BMW 3 Series insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the costs to repair may end up costing you less. Although more recent 3 Series vehicles may have safety features included like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control that may help give discounted rates.
Liability auto insurance
damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .
Collision coverages
another car or object. . , . .
Comprehensive (Other than Collision)
OTHER than collision with another vehicle or object. . you'll receive from a claim , .
Protection from uninsured/underinsured drivers
Your UM/UIM coverage . , . .
Medical expense insurance
short-term medical expenses nursing services, prosthetic devices, and dental work. . .
Frequently Asked Questions
- What is a named operator policy?
- Will Geico insure a car not in my name?
- What Is Covered in a Jeep Powertrain Warranty? 2025
- Cheapest Jeep Insurance Rates in 2025
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Dodge Ram Insurance
- Toyota Camry Insurance
- Subaru Outback Insurance
- Honda CR-V Insurance
- Chevrolet Silverado Insurance
- Toyota Highlander Insurance
- Nissan Altima Insurance
- Toyota Rav4 Insurance
- Chevrolet Malibu Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
