Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average insurance rates for a Buick Regal are $1,354 a year for full coverage insurance. Comprehensive insurance costs on average $270, collision insurance costs $484, and liability coverage is estimated at $442. A policy with just liability insurance costs approximately $496 a year, and coverage for high-risk drivers costs $2,938 or more. Teenage drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Regal trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Buick Regal insurance rates for different risk profiles and scenarios.

• The best discount rate is $781
• Choosing higher $1,000 deductibles can save around $170 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,354
• Using more expensive low deductibles for comp and collision coverage will cost an extra $332 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,938
• The price for full coverage for a teenage driver with full coverage may cost $5,144 each year

View Chart as Image

Insurance prices for a Buick Regal are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Regal insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $510 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Buick Regal Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Make time to compare rates every other policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief review of the ideas that were touched on in this article.

• Teenagers pay the highest prices, as much as $429 a month for full coverage
• Drivers with DUI or reckless driving convictions pay an average of $1,580 more each year for car insurance
• Increasing physical damage deductibles can save around $500 each year
• It is possible to save as much as $160 per year just by shopping early and online

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.