Cadillac ATS Coupe Insurance Rates

U.S. average insurance rates for a Cadillac ATS Coupe are $1,314 a year for full coverage insurance. Comprehensive costs on average $250 a year, collision insurance costs $446, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,852. Teen drivers pay the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and ATS Coupe trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Rural areas have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Cadillac ATS Coupe insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $762
• Using higher $1,000 deductibles will save around $1,156 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,314
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,622
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,852
• The price for full coverage for a 16-year-old driver may cost $5,046 or more

View Chart as Image

Car insurance prices for a Cadillac ATS Coupe are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Cadillac ATS Coupe insurance prices. A driver around age 40 might see prices as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $470 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be from 44% to 136% more than average. View High Risk Driver Rates

How to Find Low Cost Cadillac ATS Coupe Insurance

Getting lower rates on insurance for a Cadillac ATS Coupe requires being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Make time to compare rates at least once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a review of the primary concepts that were touched on in this article.

• It is possible to save as much as $160 per year just by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,540 more each year for auto insurance
• Increasing physical damage deductibles can save around $475 each year
• Teenage drivers are expensive to insure, as much as $421 a month if full coverage is included