Cadillac ATS Coupe Insurance Rates

U.S. average insurance rates for a Cadillac ATS Coupe are $1,314 a year with full coverage. Comprehensive insurance costs on average $250 a year, collision insurance costs $446, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,852 or more. Teenage drivers pay the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and ATS Coupe trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Cadillac ATS Coupe insurance rates for different risk profiles and scenarios.

• The best discount rate is $762
• Using higher $1,000 deductibles will save around $1,156 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,314
• Using low $100 deductibles for physical damage coverage will cost an extra $308 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,852
• The price for full coverage for a teen driver may cost $5,046 or more

View Chart as Image

Insurance prices for a Cadillac ATS Coupe are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Cadillac ATS Coupe insurance rates. A driver around age 40 might see prices as low as $950 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $470 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Cadillac ATS Coupe Insurance

Getting lower rates on Cadillac ATS Coupe insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following list is a review of the material that was presented in the illustrations above.

• Drivers who require an increased level of liability coverage will pay an extra $510 every year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 pay higher prices, costing up to $421 a month including comprehensive and collision insurance
• High-risk drivers who have several accidents or serious violations may be required to pay an average of $1,540 more each year than a safer driver
• Increasing physical damage deductibles can save around $475 each year