Cadillac ATS Coupe Insurance Rates

Estimated insurance rates for a Cadillac ATS Coupe are $1,370 a year including full coverage. Comprehensive costs on average $268 a year, collision insurance costs $484, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,976. Teen drivers pay the most at up to $5,224 a year.

Average premium for full coverage: $1,370

Premium estimates by type of coverage:

Prices include $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and ATS Coupe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Cadillac ATS Coupe insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $790
• Raising to $1,000 deductibles will save around $1,200 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,370
• Choosing low $100 deductibles will increase the cost to $1,704
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,976
• An auto insurance policy for full coverage for a teen driver may cost $5,224

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Insurance prices for a Cadillac ATS Coupe also have a wide range based on your driving characteristics, the model of your ATS Coupe, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Cadillac ATS Coupe insurance prices. A middle-age driver might find prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,960 on average in Michigan, New York, and Louisiana.

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Choosing high deductibles can reduce prices by up to $510 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 130% more than average. View High Risk Driver Rates

How to Find the Right Cadillac ATS Coupe Insurance

Finding better rates on car insurance consists of having a good driving record, having a good credit history, refrain from filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at every policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the data touched on above.

• Policyholders who require increased levels of liability coverage will pay about $510 per year to raise from 30/60 bodily injury limits to 250/500 limits
• You may be able to save as much as $160 per year just by quoting early and online
• Increasing policy deductibles can save around $500 each year
• Drivers age 20 and younger pay higher prices, with the cost nearing $435 per month including comprehensive and collision insurance