Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,604 a year with full coverage. Comprehensive insurance costs around $332 a year, collision insurance costs $658, and liability coverage is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $3,492 or more. Teens pay the highest rates at up to $5,972 a year.

Average premium for full coverage: $1,604

Price estimates for individual coverage:

Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and ATS-V trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $904
• Raising to $1,000 deductibles will save about $1,378 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,604
• Selecting low $100 deductibles will cost an extra $438 each year
• Unlucky drivers with serious driving violations could pay at least $3,492
• The price for full coverage for a teenage driver can be $5,972

View Chart as Image

Auto insurance prices for a Cadillac ATS-V are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,900 a year. View Rates by Age

The state you live in also has a big influence on Cadillac ATS-V insurance rates. A middle-age driver might find prices as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,160 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $670 a year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,900 to $2,600 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Cadillac ATS-V Insurance

Getting lower rates on auto insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a condensed summary of the concepts that were presented in the illustrations above.

• Drivers with multiple at-fault accidents pay an average of $1,890 more every year to buy Cadillac ATS-V insurance
• Drivers age 20 and younger are expensive to insure, costing up to $498 a month if they have full coverage
• You may be able to save up to $200 per year just by quoting early and online
• Increasing physical damage deductibles can save around $675 each year
• You may be able to save up to $200 per year just by quoting early and online