Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage insurance. Comprehensive insurance costs an estimated $318 a year, collision insurance costs $590, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $3,314 or more. Teens pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates broken down by individual coverage:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and ATS-V trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Cadillac ATS-V insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $869
• Choosing higher $1,000 deductibles can save approximately $1,320 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,526
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $398 a year
• High-risk insureds with serious driving violations could pay up to $3,314
• The price for full coverage for a teen driver can cost as much as $5,706 each year

View Chart as Image

Auto insurance prices for a Cadillac ATS-V are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $5,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Cadillac ATS-V insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,060 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $610 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Cadillac ATS-V Insurance

Getting lower rates on Cadillac ATS-V insurance takes being a low-risk driver, having good credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around every couple of years by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a condensed summary of the material that was touched on above.

• Drivers who want more liability coverage will pay approximately $510 annually to raise limits from a low limit to 250/500 limits
• Teen drivers are the costliest to insure, as much as $476 a month if they have full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,790 more annually to insure their ATS-V
• Increasing physical damage deductibles can save around $600 each year