Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage insurance. Comprehensive costs approximately $318, collision insurance costs $590, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $3,314. Teenage drivers pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all ATS-V models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why everyone should compare rates quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The best discount rate is $869
• Raising to $1,000 deductibles will save $206 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,526
• Using pricier low deductibles will increase the cost to $1,924
• At-risk drivers who are prone to accidents and violations could pay around $3,314
• The price for full coverage for a teen driver for full coverage can cost $5,706

View Chart as Image

Car insurance prices for a Cadillac ATS-V are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $5,700 a year. View Rates by Age

The state you live in also has a big influence on Cadillac ATS-V insurance prices. A middle-age driver might find prices as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,060 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $610 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,500 extra each year, depending on your age. Cadillac ATS-V insurance for high-risk drivers is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Cadillac ATS-V Insurance

Getting lower rates on car insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest time comparing rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a summary of the data covered in the charts and tables above.

• Policyholders who purchase more liability protection will pay an extra $510 annually to raise from a low limit to 250/500 limits
• It is possible to save around $190 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $600 each year
• Youthful drivers pay the highest auto insurance prices, as much as $476 a month if full coverage is included