Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage. Comprehensive costs around $318 a year, collision insurance costs $590, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $3,314. 16-year-old drivers pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and ATS-V trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $869
• Drivers who choose higher $1,000 deductibles will pay about $1,320 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,526
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,924
• High-risk insureds with multiple tickets or accidents could pay at least $3,314
• The price for full coverage for a teenage driver can be $5,706 a year

View Chart as Image

Auto insurance prices for a Cadillac ATS-V are also quite variable based on your driving record, the trim level of your ATS-V, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $5,700 a year. View Rates by Age

The state you live in makes a big difference in Cadillac ATS-V insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like Idaho, Maine, and Iowa, or at least $2,180 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $610 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find the Best Cadillac ATS-V Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a brief recap of the primary concepts that were presented in the illustrations above.

• Drivers can save up to $190 per year just by quoting early and online
• Drivers who tend to receive serious violations may be required to pay an average of $1,790 more every year than a safer driver
• Increasing physical damage deductibles can save around $600 each year
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $476 a month if they have full coverage