Cadillac ATS-V Insurance Rates

The average insurance rates for a Cadillac ATS-V are $1,604 a year for full coverage insurance. Comprehensive costs on average $332, collision insurance costs $658, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs around $3,492. Teenage drivers cost the most to insure at up to $5,972 a year.

Average premium for full coverage: $1,604

Policy rates by type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all ATS-V models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

The examples above illustrate why everyone should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The best discount rate is $904
• Using higher $1,000 deductibles will save around $226 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,604
• Using pricier low deductibles for physical damage coverage bumps up the cost to $2,042
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,492
• Policy cost that insures a 16-year-old driver for full coverage may cost $5,972 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on the model of your ATS-V, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,900 to $2,600 additional every year, depending on your age. Cadillac ATS-V insurance for high-risk drivers can be from 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,900 a year. View Rates by Age

Your home state has a huge impact on Cadillac ATS-V insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,160 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $670 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Cadillac ATS-V Insurance

Finding cheaper rates on insurance for a Cadillac ATS-V requires being a good driver, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare prices at least once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a quick rundown of the primary concepts that were touched on above.

• It is possible to save as much as $200 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,890 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Drivers age 16 to 20 pay higher rates, possibly costing $498 each month if comprehensive and collision insurance is included