Cadillac ATS-V Insurance Rates

The average insurance rates for a Cadillac ATS-V are $1,604 a year for full coverage. Comprehensive costs around $332, collision insurance costs $658, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs around $3,492. 16-year-old drivers cost the most to insure at up to $5,972 a year.

Average premium for full coverage: $1,604

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than congested cities. The price range example below illustrates how rural and urban location affects auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $904
• Raising to $1,000 deductibles will save about $226 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,604
• Buying more expensive low deductibles bumps up the cost to $2,042
• Drivers with multiple tickets or accidents could pay at least $3,492
• Policy cost that insures a 16-year-old driver with full coverage can be $5,972

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,900 to $2,600 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 132% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $5,900 a year. View Rates by Age

Your home state also has a big influence on Cadillac ATS-V insurance prices. A middle-age driver might find rates as low as $1,060 a year in states like Idaho, Maine, and Iowa, or at least $2,290 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $670 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cadillac ATS-V Insurance

Finding cheaper rates on insurance for a Cadillac ATS-V consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop at least every other year by requesting rates from direct carriers, and also from several local insurance agents.

The list below is a brief recap of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk who tend to receive serious violations pay on average $1,890 more every year for car insurance
• Drivers can save up to $200 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Insureds who may need higher liability limits will pay around $500 each year to raise from a 30/60 limit to the 250/500 level