Cadillac ATS-V Insurance Rates

Estimated insurance rates for a Cadillac ATS-V are $1,526 a year with full coverage. Comprehensive costs around $318, collision insurance costs $590, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs around $3,314. 16-year-old drivers pay the most at up to $5,706 a year.

Average premium for full coverage: $1,526

Premium estimates for type of coverage:

Prices are based on $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all ATS-V models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than congested cities. The example below illustrates how your location can change auto insurance rates.

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $869
• Raising to $1,000 deductibles will save about $206 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,526
• Buying pricier low deductibles will increase the cost to $1,924
• Unlucky drivers with multiple tickets or accidents could pay at least $3,314
• An auto insurance policy for full coverage for a teenage driver for full coverage can be $5,706

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Car insurance prices for a Cadillac ATS-V also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $5,700 a year. View Rates by Age

Where you choose to live also has a big influence on Cadillac ATS-V insurance rates. A middle-age driver might find prices as low as $1,100 a year in states like New Hampshire, Ohio, and Utah, or at least $2,060 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles can reduce prices by up to $610 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,800 to $2,500 extra annually, depending on your age. Cadillac ATS-V insurance for high-risk drivers is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Affordable Cadillac ATS-V Insurance

Finding better rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a brief review of the material that was illustrated above.

• Consumers who may need higher liability limits will pay around $510 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Teens are the costliest to insure, possibly costing $476 per month if full coverage is included
• Drivers with DUI or reckless driving convictions pay an average of $1,790 more every year for ATS-V insurance
• Increasing policy deductibles can save around $600 each year