Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,526 a year with full coverage. Comprehensive insurance costs an estimated $318 a year, collision insurance costs $590, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $3,314 or more. 16-year-old drivers pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and ATS-V trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Cadillac ATS-V insurance rates for other coverage scenarios.

• The best full coverage rate is $869
• Drivers who choose higher $1,000 deductibles will pay approximately $1,320 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,526
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $398 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,314
• The price that insures a teen driver can cost as much as $5,706 a year

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Insurance prices for a Cadillac ATS-V are also quite variable based on the trim level of your ATS-V, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,800 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,700 a year. View Rates by Age

The state you live in makes a big difference in Cadillac ATS-V insurance prices. A 40-year-old driver could pay as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or at least $2,060 on average in New York, Michigan, and Florida.

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Opting for high physical damage deductibles could save up to $610 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

How to Find More Affordable Cadillac ATS-V Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every couple of years by requesting rates from direct companies, and also from insurance agencies where you live.

Below you'll find a summary of the material that was covered above.

• Policyholders who want more liability protection will pay around $510 every year to go from a low limit to the 250/500 level
• Youthful drivers are expensive to insure, costing up to $476 a month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,790 more annually than a low-risk driver
• Increasing physical damage deductibles can save approximately $600 each year