Cadillac ATS-V Insurance Rates

Average auto insurance rates for a Cadillac ATS-V are $1,526 annually including full coverage. Comprehensive costs approximately $318 each year, collision insurance costs $590, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $3,314. Teen drivers receive the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and ATS-V models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $869
• Choosing higher $1,000 deductibles can save $206 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,526
• Choosing low deductibles for comp and collision coverage will cost $1,924
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,314
• The cost with full coverage for a teen driver can cost $5,706 each year

View Chart as Image

Insurance rates for a Cadillac ATS-V can also vary considerably based on the trim level of your ATS-V, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,800 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $610 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Cadillac ATS-V insurance rates. A good driver about age 40 could pay as low as $1,170 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,180 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Cadillac ATS-V Insurance

Saving money on Cadillac ATS-V insurance takes avoiding accidents and claims, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop every year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The points below are a condensed summary of the coverage data touched on in the above illustrations.

• You may be able to save around $190 per year just by quoting online in advance
• Increasing deductibles could save up to $600 each year
• Drivers under the age of 20 are the costliest to insure, as much as $476 per month if they have full coverage
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,790 more per year to insure a Cadillac ATS-V