Cadillac ATS-V Insurance Rates

Average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage insurance. Comprehensive costs an estimated $318 each year, collision insurance costs $590, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $3,314. Teens receive the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and ATS-V models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

These examples illustrate why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Cadillac ATS-V insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $869
• Drivers who choose higher $1,000 deductibles will pay approximately $206 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,526
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,924
• Drivers with serious driving violations could pay up to $3,314
• The cost for full coverage for a 16-year-old driver can cost as much as $5,706 a year

View Chart as Image

Insurance rates for a Cadillac ATS-V can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $5,700 a year. View Rates by Age

Where you live makes a big difference in Cadillac ATS-V insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,060 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $610 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,800 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Cheap Cadillac ATS-V Insurance

Saving money on insurance for a Cadillac ATS-V not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every year by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a brief summary of the coverage data covered in the charts and tables above.

• It is possible to save approximately $190 per year just by quoting online in advance
• Increasing deductibles can save around $600 each year
• Teen drivers are expensive to insure, costing up to $476 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,790 more annually to insure their ATS-V