Cadillac ATS-V Insurance Rates

Average insurance prices for a Cadillac ATS-V are $1,526 every 12 months for full coverage insurance. Comprehensive costs on average $318, collision insurance costs $590, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $3,314. Teen drivers receive the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Rate estimates by individual coverage type:

Includes $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different ATS-V trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how location helps determine car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $869
• Drivers who choose higher $1,000 deductibles will pay around $206 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,526
• Choosing more expensive low deductibles for comprehensive and collision insurance increases the price to $1,924
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,314
• The cost to insure a teenage driver with full coverage may cost $5,706 a year

View Chart as Image

Car insurance rates for a Cadillac ATS-V can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your ATS-V.

Choosing high deductibles could save up to $610 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,800 to $2,500 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 132% more than average. View High Risk Driver Rates

Where you live makes a big difference in Cadillac ATS-V insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,060 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Cheapest Cadillac ATS-V Insurance

Saving money on auto insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a recap of the coverage data covered in the charts and tables above.

• It is possible to save as much as $190 per year just by shopping early and online
• Increasing deductibles could save as much as $600 each year
• Drivers age 20 and younger are expensive to insure, costing up to $476 per month if the policy includes full coverage
• Drivers that have major violations or accidents pay on average $1,790 more each year to buy Cadillac ATS-V insurance