Cadillac ATS-V Insurance Rates
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Michelle Robbins
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UPDATED: Mar 30, 2024
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The average auto insurance rates for a Cadillac ATS-V are $1,604 annually including full coverage. Comprehensive insurance costs approximately $332 a year, collision costs $658, and liability insurance is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing $3,492 or more. Teens cost the most to insure at $5,972 a year or more.
Average premium for full coverage: $1,604
Policy rates by type of insurance:
Includes $500 deductible amounts, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and ATS-V trim levels.
Price Range Variability
For the normal driver, Cadillac ATS-V insurance rates go from as cheap as $508 for basic liability insurance to a high of $3,492 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects auto insurance prices.
The examples above highlight why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Cadillac ATS-V insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $904
- Choosing higher $1,000 deductibles can save $1,378 every year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,604
- Selecting low $100 deductibles for comp and collision coverage costs an additional $438 a year
- High-risk insureds with serious driving violations could pay around $3,492 or more
- Policy cost with full coverage for a teen driver can cost $5,972 each year
Car insurance rates for a Cadillac ATS-V also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $5,900 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,900 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $670 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Cadillac ATS-V insurance rates. A good driver about age 40 could pay as low as $1,230 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,290 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,450 | -$154 | -9.6% |
| Alaska | $1,230 | -$374 | -23.3% |
| Arizona | $1,330 | -$274 | -17.1% |
| Arkansas | $1,604 | -$0 | 0.0% |
| California | $1,828 | $224 | 14.0% |
| Colorado | $1,532 | -$72 | -4.5% |
| Connecticut | $1,648 | $44 | 2.7% |
| Delaware | $1,814 | $210 | 13.1% |
| Florida | $2,006 | $402 | 25.1% |
| Georgia | $1,480 | -$124 | -7.7% |
| Hawaii | $1,152 | -$452 | -28.2% |
| Idaho | $1,084 | -$520 | -32.4% |
| Illinois | $1,194 | -$410 | -25.6% |
| Indiana | $1,208 | -$396 | -24.7% |
| Iowa | $1,082 | -$522 | -32.5% |
| Kansas | $1,522 | -$82 | -5.1% |
| Kentucky | $2,186 | $582 | 36.3% |
| Louisiana | $2,372 | $768 | 47.9% |
| Maine | $990 | -$614 | -38.3% |
| Maryland | $1,322 | -$282 | -17.6% |
| Massachusetts | $1,282 | -$322 | -20.1% |
| Michigan | $2,784 | $1,180 | 73.6% |
| Minnesota | $1,342 | -$262 | -16.3% |
| Mississippi | $1,920 | $316 | 19.7% |
| Missouri | $1,422 | -$182 | -11.3% |
| Montana | $1,722 | $118 | 7.4% |
| Nebraska | $1,262 | -$342 | -21.3% |
| Nevada | $1,920 | $316 | 19.7% |
| New Hampshire | $1,154 | -$450 | -28.1% |
| New Jersey | $1,790 | $186 | 11.6% |
| New Mexico | $1,420 | -$184 | -11.5% |
| New York | $1,688 | $84 | 5.2% |
| North Carolina | $922 | -$682 | -42.5% |
| North Dakota | $1,310 | -$294 | -18.3% |
| Ohio | $1,106 | -$498 | -31.0% |
| Oklahoma | $1,646 | $42 | 2.6% |
| Oregon | $1,468 | -$136 | -8.5% |
| Pennsylvania | $1,528 | -$76 | -4.7% |
| Rhode Island | $2,138 | $534 | 33.3% |
| South Carolina | $1,452 | -$152 | -9.5% |
| South Dakota | $1,352 | -$252 | -15.7% |
| Tennessee | $1,404 | -$200 | -12.5% |
| Texas | $1,930 | $326 | 20.3% |
| Utah | $1,186 | -$418 | -26.1% |
| Vermont | $1,098 | -$506 | -31.5% |
| Virginia | $960 | -$644 | -40.1% |
| Washington | $1,240 | -$364 | -22.7% |
| West Virginia | $1,468 | -$136 | -8.5% |
| Wisconsin | $1,112 | -$492 | -30.7% |
| Wyoming | $1,428 | -$176 | -11.0% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac ATS-V | $424 | $840 | $390 | $1,812 |
| 2023 Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| 2022 Cadillac ATS-V | $394 | $814 | $416 | $1,782 |
| 2021 Cadillac ATS-V | $380 | $780 | $430 | $1,748 |
| 2020 Cadillac ATS-V | $358 | $752 | $442 | $1,710 |
| 2019 Cadillac ATS-V | $344 | $698 | $452 | $1,652 |
| 2018 Cadillac ATS-V | $332 | $658 | $456 | $1,604 |
| 2017 Cadillac ATS-V | $318 | $590 | $460 | $1,526 |
Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Cadillac ATS-V Insurance
Finding cheaper rates on Cadillac ATS-V insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest the time to compare rates at least once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The next list is a recap of the primary concepts that were presented in the illustrations above.
- You may be able to save around $200 per year simply by quoting early and online
- High-risk drivers that have major violations or accidents may have to pay on average $1,890 more per year to buy Cadillac ATS-V insurance
- Increasing comprehensive and collision deductibles could save up to $675 each year
- Drivers age 20 and younger pay the highest auto insurance rates, with premiums being up to $498 each month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,972 |
| 20 | $3,726 |
| 30 | $1,674 |
| 40 | $1,604 |
| 50 | $1,464 |
| 60 | $1,438 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,042 |
| $250 | $1,838 |
| $500 | $1,604 |
| $1,000 | $1,378 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,604 |
| 50/100 | $1,695 |
| 100/300 | $1,809 |
| 250/500 | $2,106 |
| 100 CSL | $1,741 |
| 300 CSL | $1,992 |
| 500 CSL | $2,174 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,550 |
| 20 | $5,942 |
| 30 | $3,572 |
| 40 | $3,492 |
| 50 | $3,338 |
| 60 | $3,310 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $86 |
| Homeowner | $24 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $106 |
| Paid in Full/EFT | $76 |
| Advance Quote | $82 |
| Online Quote | $116 |
| Total Discounts | $700 |
Discounts are estimated and may not be available from every company or in every state.
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