Cadillac ATS-V Insurance Rates

The average auto insurance rates for a Cadillac ATS-V are $1,604 annually with full coverage. Comprehensive costs on average $332 a year, collision insurance costs $658, and liability is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs around $3,492. Teenage drivers cost the most to insure at up to $5,972 a year.

Average premium for full coverage: $1,604

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The best discount rate is $904
• Raising to $1,000 deductibles will save around $1,378 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,604
• Using low $100 deductibles will cost $2,042
• Drivers who are prone to accidents and violations could pay upwards of $3,492
• Policy cost with full coverage for a 16-year-old driver may cost $5,972

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,900 to $2,600 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $670 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Cadillac ATS-V insurance prices. A middle-age driver might find rates as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,160 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Right Cadillac ATS-V Insurance

Finding cheaper rates on insurance for a Cadillac ATS-V consists of being a safe and courteous driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save as much as $200 per year just by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,890 more each year for auto insurance
• Increasing comprehensive and collision deductibles could save up to $675 each year
• Teenage drivers pay higher rates, as much as $498 each month if they have full coverage