Cadillac ATS-V Insurance Rates

The average insurance rates for a Cadillac ATS-V are $1,604 a year with full coverage. Comprehensive insurance costs on average $332, collision insurance costs $658, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $3,492 or more. Teens cost the most to insure at up to $5,972 a year.

Average premium for full coverage: $1,604

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $904
• Using higher $1,000 deductibles will save around $226 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,604
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $438 each year
• Higher-risk drivers with serious driving violations could pay upwards of $3,492
• Policy cost for full coverage for a teenage driver with full coverage may cost $5,972 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,900 a year. View Rates by Age

Your home state has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see rates as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,160 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $670 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,900 to $2,600 additional every year, depending on your age. High-risk driver insurance can be around 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Cadillac ATS-V Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at every policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a review of the data touched on above.

• Consumers who require higher liability limits will pay approximately $500 every year to increase from a 30/60 limit to 250/500 limits
• You may be able to save as much as $200 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $675 each year
• Teens pay higher rates, as much as $498 each month including comprehensive and collision insurance