Cadillac ATS-V Insurance Rates

U.S. average auto insurance rates for a Cadillac ATS-V are $1,604 annually including full coverage. Comprehensive costs approximately $332, collision insurance costs $658, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs around $3,492. Teen drivers pay the highest rates at up to $5,972 a year.

Average premium for full coverage: $1,604

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all ATS-V models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have fewer comprehensive and collision claims than larger metro areas. The example below illustrates how location impacts auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $904
• Using higher $1,000 deductibles will save $226 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,604
• Choosing pricier low deductibles for physical damage coverage will cost $2,042
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,492
• The price with full coverage for a teenage driver for full coverage can cost $5,972 or more

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Auto insurance prices for a Cadillac ATS-V are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,500 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,900 to $2,600 in extra premium each year, depending on your age. Cadillac ATS-V insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $670 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see prices as low as $1,230 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,290 on average in Louisiana, New York, and Michigan.

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How to Buy Affordable Cadillac ATS-V Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having above-average credit, being claim-free, and possibly higher deductibles. Spend time shopping around at every policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below you'll find a brief review of the data touched on above.

• Consumers who purchase more liability protection will pay about $500 per year to increase from a low limit to higher 250/500 limits
• You may be able to save around $200 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $675 each year
• Youthful drivers have the highest car insurance prices, possibly costing $498 a month if full coverage is included