Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,604 a year including full coverage. Comprehensive costs an estimated $332 each year, collision insurance costs $658, and liability costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs around $3,492. Teenage drivers pay the highest rates at up to $5,972 a year.

Average premium for full coverage: $1,604

Price estimates broken down by individual coverage:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and ATS-V models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

The ranges above highlight why all drivers should compare rates for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Cadillac ATS-V insurance rates for other coverage scenarios.

• The best discount rate is $904
• Drivers who choose higher $1,000 deductibles will pay approximately $226 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,604
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $2,042
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,492
• The price that insures a teen driver can cost as much as $5,972 a year

View Chart as Image

Car insurance prices for a Cadillac ATS-V are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,900 to $2,600 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,900 a year. View Rates by Age

The state you live in makes a big difference in Cadillac ATS-V insurance prices. A 40-year-old driver could pay as low as $1,230 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,290 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $670 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Cadillac ATS-V Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a condensed summary of the data touched on above.

• Policyholders who want higher levels of liability will pay an extra $500 per year to go from a low limit to the 250/500 level
• You may be able to save approximately $200 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $675 each year
• Teenage drivers have the highest car insurance prices, possibly costing $498 a month if full coverage is purchased