Cadillac ATS-V Insurance Rates

Average auto insurance rates for a Cadillac ATS-V are $1,604 annually including full coverage. Comprehensive costs on average $332 a year, collision insurance costs $658, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs around $3,492. Teen drivers receive the highest rates at up to $5,972 a year.

Average premium for full coverage: $1,604

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and ATS-V trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples highlight why it is important to compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $904
• Using higher $1,000 deductibles will save around $1,378 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,604
• Choosing low $100 deductibles for physical damage coverage will cost $2,042
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,492
• The cost with full coverage for a 16-year-old driver may cost $5,972 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V can also vary considerably based on the trim level of your ATS-V, your driving characteristics, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $670 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac ATS-V insurance prices. A driver around age 40 might see rates as low as $1,230 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,290 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy the Cheapest Cadillac ATS-V Insurance

Saving money on insurance for a Cadillac ATS-V requires being a low-risk driver, having a good credit history, not filing small claims, and determing if full coverage is necessary. Take the time to compare rates every year by getting price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a recap of the coverage data covered in the above illustrations.

• You may be able to save as much as $200 per year just by quoting early and online
• Increasing deductibles could save up to $675 each year
• Teen drivers pay the highest rates, as much as $498 per month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents pay on average $1,890 more each year to insure their ATS-V