Cadillac ATS-V Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 30, 2024

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Average insurance rates for a Cadillac ATS-V are $1,652 a year with full coverage. Comprehensive insurance costs on average $344, collision costs $698, and liability costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing $3,606 or more. Teen drivers receive the highest rates at $6,130 a year or more.

Average premium for full coverage: $1,652

Rate estimates by individual coverage type:

Comprehensive $344
Collision $698
Liability $452

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different ATS-V trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the low end price of $504 for the bare minimum liability coverage to a much higher rate of $3,606 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $1,652
High Risk $3,606

Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas tend to have lower incidents of collision claims than larger metro areas.

The price range example below illustrates how your location can change car insurance rates.

Rural Areas $1,239
Small Cities $1,735
Large Cities $2,230

These examples demonstrate why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Cadillac ATS-V insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $928
  • Using higher $1,000 deductibles will save around $236 annually
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,652
  • Choosing more expensive low deductibles for physical damage coverage will cost an additional $464 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,606 or more
  • The cost that insures a 16-year-old driver with full coverage may cost $6,130 or more

View Chart as Image

Cadillac ATS-V insurance cost comparison chart
Column chart showing full coverage Cadillac ATS-V insurance prices range from $928 to $6,130

Insurance rates for a Cadillac ATS-V can also vary considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $2,000 to $2,700 additional per year, depending on your age. High-risk driver insurance can be from 44% to 135% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $6,100 a year. View Rates by Age

Where you live has a huge impact on Cadillac ATS-V insurance prices. A driver around age 40 might see rates as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,230 on average in Florida, Michigan, and New York.

Cadillac ATS-V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,494 -$158 -9.6%
Alaska $1,268 -$384 -23.2%
Arizona $1,372 -$280 -16.9%
Arkansas $1,652 -$0 0.0%
California $1,884 $232 14.0%
Colorado $1,578 -$74 -4.5%
Connecticut $1,700 $48 2.9%
Delaware $1,870 $218 13.2%
Florida $2,066 $414 25.1%
Georgia $1,524 -$128 -7.7%
Hawaii $1,188 -$464 -28.1%
Idaho $1,118 -$534 -32.3%
Illinois $1,230 -$422 -25.5%
Indiana $1,244 -$408 -24.7%
Iowa $1,114 -$538 -32.6%
Kansas $1,570 -$82 -5.0%
Kentucky $2,254 $602 36.4%
Louisiana $2,446 $794 48.1%
Maine $1,018 -$634 -38.4%
Maryland $1,362 -$290 -17.6%
Massachusetts $1,322 -$330 -20.0%
Michigan $2,870 $1,218 73.7%
Minnesota $1,382 -$270 -16.3%
Mississippi $1,980 $328 19.9%
Missouri $1,466 -$186 -11.3%
Montana $1,774 $122 7.4%
Nebraska $1,304 -$348 -21.1%
Nevada $1,984 $332 20.1%
New Hampshire $1,192 -$460 -27.8%
New Jersey $1,848 $196 11.9%
New Mexico $1,464 -$188 -11.4%
New York $1,740 $88 5.3%
North Carolina $952 -$700 -42.4%
North Dakota $1,354 -$298 -18.0%
Ohio $1,142 -$510 -30.9%
Oklahoma $1,696 $44 2.7%
Oregon $1,514 -$138 -8.4%
Pennsylvania $1,576 -$76 -4.6%
Rhode Island $2,206 $554 33.5%
South Carolina $1,496 -$156 -9.4%
South Dakota $1,394 -$258 -15.6%
Tennessee $1,446 -$206 -12.5%
Texas $1,992 $340 20.6%
Utah $1,224 -$428 -25.9%
Vermont $1,132 -$520 -31.5%
Virginia $988 -$664 -40.2%
Washington $1,276 -$376 -22.8%
West Virginia $1,514 -$138 -8.4%
Wisconsin $1,144 -$508 -30.8%
Wyoming $1,474 -$178 -10.8%

View Chart as Image

Cadillac ATS-V insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $700 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.

Cadillac ATS-V Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac ATS-V $444 $874 $372 $1,848
2023 Cadillac ATS-V $424 $840 $390 $1,812
2022 Cadillac ATS-V $406 $834 $398 $1,796
2021 Cadillac ATS-V $394 $814 $416 $1,782
2020 Cadillac ATS-V $380 $780 $430 $1,748
2019 Cadillac ATS-V $358 $752 $442 $1,710
2018 Cadillac ATS-V $344 $698 $452 $1,652
2017 Cadillac ATS-V $332 $658 $456 $1,604

Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cadillac ATS-V Insurance

Saving money on insurance for a Cadillac ATS-V requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and insuring your home and auto with the same company. Shop around at every other renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the concepts that were illustrated above.

  • Drivers considered higher risk who tend to receive serious violations pay on average $1,950 more each year to insure a Cadillac ATS-V
  • Drivers under the age of 20 pay higher rates, with premiums as much as $511 per month if comprehensive and collision insurance is included
  • You may be able to save as much as $210 per year simply by shopping early and online
  • Increasing deductibles can save approximately $700 each year
  • You may be able to save as much as $210 per year simply by shopping early and online

Rates by Driver Age

Cadillac ATS-V Insurance Rates by Driver Age
Driver Age Premium
16 $6,130
20 $3,848
30 $1,728
40 $1,652
50 $1,510
60 $1,482

Full coverage, $500 deductibles

Rates by Deductible

Cadillac ATS-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,116
$250 $1,900
$500 $1,652
$1,000 $1,416

Full coverage, driver age 40

Rates by Liability Limit

Cadillac ATS-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,652
50/100 $1,742
100/300 $1,855
250/500 $2,149
100 CSL $1,788
300 CSL $2,036
500 CSL $2,217

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac ATS-V Insurance Rates for High Risk Drivers
Age Premium
16 $8,784
20 $6,136
30 $3,690
40 $3,606
50 $3,444
60 $3,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $238

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $90
Multi-vehicle $88
Homeowner $24
5-yr Accident Free $128
5-yr Claim Free $109
Paid in Full/EFT $80
Advance Quote $85
Online Quote $120
Total Discounts $724
Rate after discounts $928

Discounts are estimated and may not be available from every company or in every state.

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