Cadillac CT5 Insurance Rates

U.S. average insurance rates for a Cadillac CT5 are $1,368 a year for full coverage insurance. Comprehensive insurance costs an estimated $348 each year, collision insurance costs $618, and liability is estimated at $292. Buying just liability costs approximately $336 a year, and insurance for high-risk drivers costs $2,950 or more. Teenage drivers pay the highest rates at up to $4,814 a year.

Average premium for full coverage: $1,368

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and CT5 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why all drivers should get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Cadillac CT5 insurance rates for other coverage scenarios.

• The best discount rate is $766
• Choosing higher $1,000 deductibles can save approximately $220 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,368
• Using low deductibles for comp and collision coverage will cost an additional $426 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,950
• The price that insures a 16-year-old driver can cost as much as $4,814 each year

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Insurance prices for a Cadillac CT5 are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers ranges from 46% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in plays a big part in determining prices for Cadillac CT5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can save as much as $650 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $263 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Cadillac CT5 Insurance

Getting lower rates on insurance for a Cadillac CT5 takes having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Compare prices at every policy renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

The following items are a brief review of the data covered above.

• Insureds who want additional liability coverage will pay an extra $320 annually to raise limits from a low limit to the 250/500 level
• It is possible to save approximately $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $650 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $401 a month if comprehensive and collision insurance is included