Cadillac CT5 Insurance Rates

The average insurance prices for a Cadillac CT5 are $1,368 every 12 months for full coverage. Comprehensive insurance costs on average $348 a year, collision insurance costs $618, and liability insurance is estimated at $292. Liability-only coverage costs approximately $336 a year, and high-risk coverage costs $2,950 or more. 16-year-old drivers cost the most to insure at up to $4,814 a year.

Average premium for full coverage: $1,368

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and CT5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The examples above show why it is important to get quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Cadillac CT5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $766
• Choosing higher $1,000 deductibles can save around $1,148 a year
• The average price for a good driver age 40 with $500 deductibles is $1,368
• Buying low $100 deductibles for comp and collision coverage costs an extra $426 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,950
• Policy cost to insure a teen driver may cost $4,814 each year

View Chart as Image

Insurance rates for a Cadillac CT5 also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your CT5.

Opting for high physical damage deductibles can save as much as $650 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $263 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 46% to 131% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Cadillac CT5 insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or at least $1,950 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheaper Cadillac CT5 Insurance

Finding cheaper rates on Cadillac CT5 insurance takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every other policy renewal by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The items below are a condensed summary of the ideas that were touched on above.

• Teen drivers pay higher rates, costing up to $401 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents pay an average of $1,580 more each year to insure their CT5
• Increasing comprehensive and collision deductibles could save as much as $650 each year
• Drivers can save as much as $170 per year just by quoting early and online