Cadillac Escalade EXT Insurance Rates

The average auto insurance rates for a Cadillac Escalade EXT are $1,168 annually including full coverage. Comprehensive costs approximately $228 each year, collision insurance costs $308, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,508. Teenage drivers cost the most to insure at up to $4,536 a year.

Average premium for full coverage: $1,168

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Escalade EXT models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $696
• Choosing higher $1,000 deductibles can save $124 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,168
• Using low deductibles for comp and collision coverage will cost $1,400
• Drivers who are prone to accidents and violations could pay around $2,508
• Policy cost with full coverage for a teenage driver can cost $4,536 each year

View Chart as Image

Car insurance rates for a Cadillac Escalade EXT also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Cadillac Escalade EXT insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,670 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade EXT Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief summary of the information covered in the charts and tables above.

• You may be able to save around $130 per year just by quoting online in advance
• Teenage drivers pay the highest auto insurance rates, with premiums being up to $378 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers that tend to have accidents or serious violations may have to pay on average $1,340 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay an extra $520 per year to raise limits from a 30/60 limit to higher 250/500 limits