Cadillac Escalade EXT Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for a Cadillac Escalade EXT are $1,168 a year for full coverage insurance. Comprehensive insurance costs an estimated $228, collision insurance costs $308, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,508 or more. Teenage drivers receive the highest rates at up to $4,536 a year.

Average premium for full coverage: $1,168

Rate estimates broken down by individual coverage type:

Comprehensive $228
Collision $308
Liability $474

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Escalade EXT models.

Price Range by Coverage and Risk

For an average driver, prices range range from the low end price of $522 for the bare minimum liability coverage to the much higher price of $2,508 for high-risk insurance.

Liability Only $522
Full Coverage $1,168
High Risk $2,508

Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $876
Small Cities $1,226
Large Cities $1,577

These examples illustrate why everyone should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Cadillac Escalade EXT insurance rates for other coverage scenarios.

  • The best discount rate is $696
  • Using higher $1,000 deductibles will save approximately $124 each year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,168
  • Using pricier low deductibles for physical damage coverage will cost an additional $232 every year
  • Drivers who are prone to accidents and violations could pay up to $2,508
  • The cost that insures a teen driver for full coverage can cost as much as $4,536 or more

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing Cadillac Escalade EXT insurance prices range from $696 to $4,536 for full coverage

Insurance rates for a Cadillac Escalade EXT can also vary considerably based on the model of your Escalade EXT, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 additional per year, depending on your age. Cadillac Escalade EXT insurance for high-risk drivers can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Cadillac Escalade EXT insurance prices. A driver around age 40 might see rates as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,580 on average in Florida, New York, and Michigan.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,056 -$112 -9.6%
Alaska $894 -$274 -23.5%
Arizona $968 -$200 -17.1%
Arkansas $1,168 -$0 0.0%
California $1,332 $164 14.0%
Colorado $1,116 -$52 -4.5%
Connecticut $1,200 $32 2.7%
Delaware $1,322 $154 13.2%
Florida $1,462 $294 25.2%
Georgia $1,076 -$92 -7.9%
Hawaii $840 -$328 -28.1%
Idaho $788 -$380 -32.5%
Illinois $870 -$298 -25.5%
Indiana $878 -$290 -24.8%
Iowa $788 -$380 -32.5%
Kansas $1,110 -$58 -5.0%
Kentucky $1,592 $424 36.3%
Louisiana $1,726 $558 47.8%
Maine $720 -$448 -38.4%
Maryland $962 -$206 -17.6%
Massachusetts $934 -$234 -20.0%
Michigan $2,030 $862 73.8%
Minnesota $976 -$192 -16.4%
Mississippi $1,398 $230 19.7%
Missouri $1,036 -$132 -11.3%
Montana $1,254 $86 7.4%
Nebraska $922 -$246 -21.1%
Nevada $1,400 $232 19.9%
New Hampshire $840 -$328 -28.1%
New Jersey $1,304 $136 11.6%
New Mexico $1,036 -$132 -11.3%
New York $1,230 $62 5.3%
North Carolina $672 -$496 -42.5%
North Dakota $956 -$212 -18.2%
Ohio $804 -$364 -31.2%
Oklahoma $1,200 $32 2.7%
Oregon $1,068 -$100 -8.6%
Pennsylvania $1,114 -$54 -4.6%
Rhode Island $1,558 $390 33.4%
South Carolina $1,058 -$110 -9.4%
South Dakota $986 -$182 -15.6%
Tennessee $1,024 -$144 -12.3%
Texas $1,408 $240 20.5%
Utah $864 -$304 -26.0%
Vermont $800 -$368 -31.5%
Virginia $698 -$470 -40.2%
Washington $904 -$264 -22.6%
West Virginia $1,068 -$100 -8.6%
Wisconsin $810 -$358 -30.7%
Wyoming $1,040 -$128 -11.0%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $360 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,148 $96
Cadillac Escalade EXT Luxury Edition 4WD $1,168 $97

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $260 $372 $478 $1,268
2011 Cadillac Escalade EXT $228 $308 $474 $1,168
2010 Cadillac Escalade EXT $220 $278 $468 $1,124

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Cadillac Escalade EXT Insurance

Saving money on car insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every couple of years by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a summary of the material that was covered in the above illustrations.

  • Policyholders who want higher levels of liability will pay an extra $520 annually to increase from a minimum limit to the 250/500 level
  • Teenage drivers are expensive to insure, costing up to $378 per month if comprehensive and collision insurance is included
  • Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,340 more annually for auto insurance
  • Increasing deductibles can save approximately $350 each year

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,536
20 $2,656
30 $1,200
40 $1,168
50 $1,068
60 $1,046

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,400
$250 $1,294
$500 $1,168
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,168
50/100 $1,263
100/300 $1,381
250/500 $1,689
100 CSL $1,310
300 CSL $1,571
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,234
30 $2,542
40 $2,508
50 $2,396
60 $2,372

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $75
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $472
Rate after discounts $696

Discounts are estimated and may not be available from every company or in every state.

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