Cadillac Escalade EXT Insurance Rates

The average insurance rates for a Cadillac Escalade EXT are $1,168 a year including full coverage. Comprehensive insurance costs approximately $228, collision costs $308, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,508 or more. Teenage drivers cost the most to insure at $4,536 a year or more.

Average premium for full coverage: $1,168

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all Escalade EXT models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why everyone should compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $696
• Raising to $1,000 deductibles will save $124 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,168
• Using pricier low deductibles will cost an additional $232 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,508 or more
• Policy cost that insures a teenage driver for full coverage can cost $4,536

View Chart as Image

Insurance rates for a Cadillac Escalade EXT also range considerably based on the model of your Escalade EXT, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 additional every year, depending on your age. Cadillac Escalade EXT insurance for high-risk drivers is expensive and can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on Cadillac Escalade EXT insurance rates. A middle-age driver might find rates as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,670 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade EXT Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices at every other renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief recap of the concepts that were covered in the above illustrations.

• Drivers who tend to receive serious violations will likely pay on average $1,340 more per year than a safer driver
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $378 each month if comprehensive and collision insurance is included
• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date