Cadillac Escalade EXT Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance prices for a Cadillac Escalade EXT are $1,168 every 12 months including full coverage. Comprehensive insurance costs around $228 a year, collision insurance costs $308, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,508 or more. Teenage drivers pay the highest rates at up to $4,536 a year.

Average premium for full coverage: $1,168

Price estimates for individual coverage:

Comprehensive $228
Collision $308
Liability $474

Estimates include $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Escalade EXT trim levels.

Price Range from Low to High

For an average driver, Cadillac Escalade EXT insurance prices range from the cheapest price of $522 for a discount liability-only rate to a high of $2,508 for high-risk insurance.

Liability Only $522
Full Coverage $1,168
High Risk $2,508

Geographic Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $876
Small Cities $1,226
Large Cities $1,577

The ranges above highlight why it is important to compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Cadillac Escalade EXT insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $696
  • Drivers who choose higher $1,000 deductibles will pay about $1,044 every year
  • The average price for the average middle-age driver using $500 deductibles is $1,168
  • Using low $100 deductibles for comprehensive and collision insurance costs an extra $232 annually
  • Drivers who are prone to accidents and violations could pay at least $2,508
  • The price to insure a 16-year-old driver can be $4,536 a year

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing Cadillac Escalade EXT insurance prices range from $696 to $4,536 for full coverage

Car insurance prices for a Cadillac Escalade EXT are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could save up to $360 annually, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Cadillac Escalade EXT insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,056 -$112 -9.6%
Alaska $894 -$274 -23.5%
Arizona $968 -$200 -17.1%
Arkansas $1,168 -$0 0.0%
California $1,332 $164 14.0%
Colorado $1,116 -$52 -4.5%
Connecticut $1,200 $32 2.7%
Delaware $1,322 $154 13.2%
Florida $1,462 $294 25.2%
Georgia $1,076 -$92 -7.9%
Hawaii $840 -$328 -28.1%
Idaho $788 -$380 -32.5%
Illinois $870 -$298 -25.5%
Indiana $878 -$290 -24.8%
Iowa $788 -$380 -32.5%
Kansas $1,110 -$58 -5.0%
Kentucky $1,592 $424 36.3%
Louisiana $1,726 $558 47.8%
Maine $720 -$448 -38.4%
Maryland $962 -$206 -17.6%
Massachusetts $934 -$234 -20.0%
Michigan $2,030 $862 73.8%
Minnesota $976 -$192 -16.4%
Mississippi $1,398 $230 19.7%
Missouri $1,036 -$132 -11.3%
Montana $1,254 $86 7.4%
Nebraska $922 -$246 -21.1%
Nevada $1,400 $232 19.9%
New Hampshire $840 -$328 -28.1%
New Jersey $1,304 $136 11.6%
New Mexico $1,036 -$132 -11.3%
New York $1,230 $62 5.3%
North Carolina $672 -$496 -42.5%
North Dakota $956 -$212 -18.2%
Ohio $804 -$364 -31.2%
Oklahoma $1,200 $32 2.7%
Oregon $1,068 -$100 -8.6%
Pennsylvania $1,114 -$54 -4.6%
Rhode Island $1,558 $390 33.4%
South Carolina $1,058 -$110 -9.4%
South Dakota $986 -$182 -15.6%
Tennessee $1,024 -$144 -12.3%
Texas $1,408 $240 20.5%
Utah $864 -$304 -26.0%
Vermont $800 -$368 -31.5%
Virginia $698 -$470 -40.2%
Washington $904 -$264 -22.6%
West Virginia $1,068 -$100 -8.6%
Wisconsin $810 -$358 -30.7%
Wyoming $1,040 -$128 -11.0%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,148 $96
Cadillac Escalade EXT Luxury Edition 4WD $1,168 $97

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $260 $372 $478 $1,268
2011 Cadillac Escalade EXT $228 $308 $474 $1,168
2010 Cadillac Escalade EXT $220 $278 $468 $1,124

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Cadillac Escalade EXT Insurance

Getting lower rates on insurance for a Cadillac Escalade EXT not only requires being a safe and courteous driver, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a review of the material that was covered in the above illustrations.

  • Insureds who may need higher levels of liability will pay an extra $520 per year to go from a low limit to a 250/500 level
  • Teenage drivers are the costliest to insure, possibly costing $378 a month if the policy includes full coverage
  • Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,340 more every year for auto insurance
  • Increasing physical damage deductibles could save as much as $350 each year

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,536
20 $2,656
30 $1,200
40 $1,168
50 $1,068
60 $1,046

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,400
$250 $1,294
$500 $1,168
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,168
50/100 $1,263
100/300 $1,381
250/500 $1,689
100 CSL $1,310
300 CSL $1,571
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,234
30 $2,542
40 $2,508
50 $2,396
60 $2,372

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $75
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $472
Rate after discounts $696

Discounts are estimated and may not be available from every company or in every state.

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