Chevrolet Aveo Insurance Rates

The average insurance rates for a Chevrolet Aveo are $942 a year with full coverage. Comprehensive insurance costs around $144, collision costs $188, and liability insurance is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,024 or more. Teenage drivers cost the most to insure at $3,838 a year or more.

Average premium for full coverage: $942

Policy rates for type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different Aveo trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Chevrolet Aveo insurance rates for additional coverage choices and driver risks.

• The best discount rate is $576
• Choosing higher $1,000 deductibles can save about $76 annually
• The estimated price for a good driver age 40 using $500 deductibles is $942
• Using more expensive low deductibles for comp and collision coverage will cost an additional $144 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,024 or more
• Policy cost that insures a teen driver with full coverage can be $3,838 each year

View Chart as Image

Auto insurance rates for a Chevrolet Aveo also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,100 to $1,600 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $3,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Aveo insurance rates. A good driver about age 40 could pay as low as $680 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,270 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $220 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Aveo Insurance

Finding cheaper rates on Chevrolet Aveo insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every couple of years by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the material that was covered in the charts and tables above.

• Drivers who may need more liability protection will pay an extra $500 every year to raise limits from a 30/60 limit to the 250/500 level
• Youthful drivers are expensive to insure, as much as $320 each month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,080 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $225 each year