Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,332 every 12 months for full coverage. Comprehensive costs around $270 a year, collision insurance costs $506, and liability is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs around $2,888. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save about $1,156 a year
• The average price for a good driver age 40 using $500 deductibles is $1,332
• Using low $100 deductibles for comp and collision coverage increases the price to $1,674
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,888
• Policy cost to insure a 16-year-old driver can be $5,022 each year

View Chart as Image

Auto insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $520 annually, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for More Affordable Chevrolet Express Insurance

Finding cheaper rates on insurance for a Chevrolet Express takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a summary of the data covered in the charts and tables above.

• Insureds who may need increased levels of liability coverage will pay an extra $440 each year to raise limits from a 30/60 limit to a 250/500 level
• Drivers can save up to $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• Drivers age 20 and younger are expensive to insure, costing up to $419 each month if comprehensive and collision insurance is included