Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive insurance costs around $270 each year, collision insurance costs $506, and liability is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs $2,888 or more. Teen drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why all drivers should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save about $176 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,332
• Choosing low deductibles for comp and collision coverage will cost an extra $342 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,888
• Policy cost for full coverage for a teen driver can be $5,022 each year

View Chart as Image

Auto insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,800 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $520 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 134% more than average. View High Risk Driver Rates

How to Find the Right Chevrolet Express Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having good credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a quick rundown of the data covered in the above illustrations.

• Policyholders who may need higher levels of liability will pay about $440 annually to raise limits from a 30/60 limit to 250/500 limits
• It is possible to save up to $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $525 each year
• Teenage drivers are expensive to insure, possibly costing $419 each month if they have full coverage