Chevrolet Silverado 3500HD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado 3500HD are $1,164 a year for full coverage. Comprehensive costs around $200, collision costs $250, and liability costs $534. Liability-only insurance costs as little as $588 a year, with high-risk driver insurance costing around $2,496. Teen drivers pay the most at $4,650 a year or more.

Average premium for full coverage: $1,164

Premium estimates for type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different Silverado 3500HD trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Silverado 3500HD insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $706
• Drivers who choose higher $1,000 deductibles will pay about $104 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,164
• Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,356
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,496 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can be $4,650 a year

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Insurance prices for a Chevrolet Silverado 3500HD also have a wide range based on your driving characteristics, the trim level of your Silverado 3500HD, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Silverado 3500HD insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,660 on average in Michigan, Louisiana, and New York.

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Choosing high deductibles could save up to $300 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance can cost as much as 43% to 134% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to compare prices and see which company has the best price. Every company uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Chevrolet Silverado 3500HD Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a condensed summary of the data covered in the charts and tables above.

• Policyholders who may need higher liability limits will pay about $590 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers can save up to $130 per year simply by shopping early and online
• Increasing policy deductibles can save around $300 each year
• Teenagers are charged the highest prices, as much as $388 per month including comprehensive and collision insurance