Chevrolet Silverado 3500HD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado 3500HD are $1,164 a year for full coverage. Comprehensive costs approximately $200, collision costs $250, and liability costs $534. Liability-only insurance costs as little as $588 a year, with high-risk driver insurance costing around $2,496. Teenage drivers pay the most at $4,650 a year or more.

Average premium for full coverage: $1,164

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all Silverado 3500HD models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

These rate differences show why everyone should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Silverado 3500HD insurance rates for additional coverage and risk scenarios.

• The best discount rate is $706
• Drivers who choose higher $1,000 deductibles will pay $104 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,164
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,356
• Higher-risk drivers who are prone to accidents and violations could pay around $2,496 or more
• An auto insurance policy that insures a teen driver for full coverage can cost $4,650 a year

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Insurance prices for a Chevrolet Silverado 3500HD also have a wide range based on the model of your Silverado 3500HD, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 additional annually, depending on your age. Chevrolet Silverado 3500HD insurance for high-risk drivers can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Silverado 3500HD insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,660 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $300 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Silverado 3500HD Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices at least every other year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a brief recap of the car insurance concepts illustrated above.

• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,330 more per year than a low-risk driver
• Drivers can save around $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $300 each year
• Policyholders who purchase more liability protection will pay an extra $590 each year to go from 30/60 bodily injury limits to the 250/500 level