Chevrolet Sonic Insurance Rates

Estimated insurance rates for a Chevrolet Sonic are $1,208 a year for full coverage. Comprehensive insurance costs approximately $210 a year, collision costs $380, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,622 or more. Teenage drivers pay the most at $4,726 a year or more.

Average premium for full coverage: $1,208

Premium estimates by type of coverage:

Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences show why it is important to compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay $1,074 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,208
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $260 annually
• Drivers who are prone to accidents and violations could pay around $2,622 or more
• An auto insurance policy that insures a 16-year-old driver can cost $4,726 a year

View Chart as Image

Insurance prices for a Chevrolet Sonic also have a wide range based on the trim level of your Sonic, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can cost from 42% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Sonic insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,720 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $400 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes from multiple companies. Every company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Sonic Insurance

Finding better rates on insurance for a Chevrolet Sonic not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Compare prices once a year by requesting rates from direct carriers, and also from insurance agencies where you live.

Below is a review of the data that was touched on in this article.

• Drivers can save around $140 per year simply by quoting early and online
• Insureds who purchase higher levels of liability will pay an extra $510 each year to go from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers are expensive to insure, as much as $394 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,410 more per year for auto insurance