Chevrolet Suburban Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 19, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

Estimated insurance rates for a Chevrolet Suburban are $1,380 a year with full coverage. Comprehensive insurance costs around $320 each year, collision insurance costs $512, and liability costs $390. A liability-only policy costs as little as $452 a year, and high-risk insurance costs $2,960 or more. Teen drivers pay the most at up to $5,072 a year.

Average premium for full coverage: $1,380

Premium estimates for type of coverage:

Comprehensive $320
Collision $512
Liability $390

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Suburban models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Chevrolet Suburban range from the low end price of $452 for basic liability insurance to a high rate of $2,960 for a driver that may need high-risk insurance.

Liability Only $452
Full Coverage $1,380
High Risk $2,960

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

These rate differences demonstrate why all drivers should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Chevrolet Suburban insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $802
  • Drivers who choose higher $1,000 deductibles will pay about $192 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,380
  • Choosing low deductibles for comprehensive and collision insurance will cost an additional $362 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,960
  • An auto insurance policy that insures a teen driver can be $5,072 a year

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing Chevrolet Suburban insurance prices range from $802 to $5,072 for full coverage

Auto insurance prices for a Chevrolet Suburban also have a wide range based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Suburban insurance prices. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,860 on average in Florida, Michigan, and New York.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,246 -$134 -9.7%
Alaska $1,058 -$322 -23.3%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,570 $190 13.8%
Colorado $1,318 -$62 -4.5%
Connecticut $1,418 $38 2.8%
Delaware $1,562 $182 13.2%
Florida $1,726 $346 25.1%
Georgia $1,274 -$106 -7.7%
Hawaii $990 -$390 -28.3%
Idaho $932 -$448 -32.5%
Illinois $1,026 -$354 -25.7%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,882 $502 36.4%
Louisiana $2,042 $662 48.0%
Maine $852 -$528 -38.3%
Maryland $1,138 -$242 -17.5%
Massachusetts $1,104 -$276 -20.0%
Michigan $2,398 $1,018 73.8%
Minnesota $1,154 -$226 -16.4%
Mississippi $1,650 $270 19.6%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,088 -$292 -21.2%
Nevada $1,654 $274 19.9%
New Hampshire $992 -$388 -28.1%
New Jersey $1,544 $164 11.9%
New Mexico $1,222 -$158 -11.4%
New York $1,452 $72 5.2%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $952 -$428 -31.0%
Oklahoma $1,416 $36 2.6%
Oregon $1,262 -$118 -8.6%
Pennsylvania $1,316 -$64 -4.6%
Rhode Island $1,840 $460 33.3%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,664 $284 20.6%
Utah $1,020 -$360 -26.1%
Vermont $944 -$436 -31.6%
Virginia $826 -$554 -40.1%
Washington $1,064 -$316 -22.9%
West Virginia $1,264 -$116 -8.4%
Wisconsin $956 -$424 -30.7%
Wyoming $1,230 -$150 -10.9%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Choosing high deductibles could save up to $560 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,336 $111
Chevrolet Suburban LT 2WD $1,336 $111
Chevrolet Suburban LS 4WD $1,336 $111
Chevrolet Suburban LT 4WD $1,380 $115
Chevrolet Suburban LTZ 2WD $1,422 $119
Chevrolet Suburban LTZ 4WD $1,464 $122

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Suburban $336 $532 $372 $1,398
2023 Chevrolet Suburban $320 $512 $390 $1,380
2022 Chevrolet Suburban $306 $506 $398 $1,368
2021 Chevrolet Suburban $296 $494 $416 $1,364
2020 Chevrolet Suburban $286 $474 $430 $1,348
2019 Chevrolet Suburban $270 $458 $442 $1,328
2018 Chevrolet Suburban $260 $424 $452 $1,294
2017 Chevrolet Suburban $250 $400 $456 $1,264
2016 Chevrolet Suburban $240 $358 $460 $1,216
2015 Chevrolet Suburban $224 $330 $460 $1,172
2013 Chevrolet Suburban $210 $288 $474 $1,130
2011 Chevrolet Suburban $190 $244 $478 $1,070
2009 Chevrolet Suburban $166 $202 $474 $1,000
2008 Chevrolet Suburban $162 $182 $468 $970
2007 Chevrolet Suburban $158 $178 $460 $954
2006 Chevrolet Suburban $156 $168 $452 $934
2005 Chevrolet Suburban $142 $160 $446 $906
2004 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet Suburban Insurance

Finding better rates on car insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, being claim-free, and possibly raising deductibles. Shop around once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a brief review of the data that was covered above.

  • You may be able to save up to $170 per year just by quoting online in advance
  • Policyholders who may need increased liability limits will pay about $430 every year to go from 30/60 bodily injury limits to the 250/500 level
  • Drivers under the age of 20 are expensive to insure, possibly costing $423 per month if the policy includes full coverage
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,580 more every year to insure a Chevrolet Suburban

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,072
20 $3,148
30 $1,440
40 $1,380
50 $1,258
60 $1,232

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,576
$500 $1,380
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,542
100/300 $1,640
250/500 $1,893
100 CSL $1,581
300 CSL $1,796
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,232
20 $5,004
30 $3,028
40 $2,960
50 $2,822
60 $2,796

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $98
Total Discounts $578
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles