Chevrolet Suburban Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

U.S. average auto insurance rates for a Chevrolet Suburban are $1,328 annually including full coverage. Comprehensive costs approximately $270, collision costs $458, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing around $2,872. Teenage drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,328

Price estimates by individual coverage:

Comprehensive $270
Collision $458
Liability $442

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Suburban trim levels.

Price Range from Low to High

For the normal driver, Chevrolet Suburban insurance prices go from as cheap as $496 for just liability insurance to a much higher rate of $2,872 for a high-risk driver policy.

Liability Only $496
Full Coverage $1,328
High Risk $2,872

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $996
Small Cities $1,394
Large Cities $1,793

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Chevrolet Suburban insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $771
  • Raising to $1,000 deductibles will save $166 every year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,328
  • Using more expensive low deductibles will cost $1,648
  • At-risk drivers who are prone to accidents and violations could pay around $2,872 or more
  • The price with full coverage for a teen driver with full coverage can cost $5,040

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance rates range from $771 to $5,040

Car insurance prices for a Chevrolet Suburban are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $490 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$126 -9.5%
Alaska $1,020 -$308 -23.2%
Arizona $1,104 -$224 -16.9%
Arkansas $1,328 -$0 0.0%
California $1,514 $186 14.0%
Colorado $1,268 -$60 -4.5%
Connecticut $1,366 $38 2.9%
Delaware $1,504 $176 13.3%
Florida $1,662 $334 25.2%
Georgia $1,226 -$102 -7.7%
Hawaii $954 -$374 -28.2%
Idaho $900 -$428 -32.2%
Illinois $990 -$338 -25.5%
Indiana $1,000 -$328 -24.7%
Iowa $894 -$434 -32.7%
Kansas $1,262 -$66 -5.0%
Kentucky $1,812 $484 36.4%
Louisiana $1,968 $640 48.2%
Maine $818 -$510 -38.4%
Maryland $1,098 -$230 -17.3%
Massachusetts $1,064 -$264 -19.9%
Michigan $2,308 $980 73.8%
Minnesota $1,110 -$218 -16.4%
Mississippi $1,592 $264 19.9%
Missouri $1,178 -$150 -11.3%
Montana $1,428 $100 7.5%
Nebraska $1,046 -$282 -21.2%
Nevada $1,592 $264 19.9%
New Hampshire $956 -$372 -28.0%
New Jersey $1,486 $158 11.9%
New Mexico $1,178 -$150 -11.3%
New York $1,400 $72 5.4%
North Carolina $766 -$562 -42.3%
North Dakota $1,088 -$240 -18.1%
Ohio $918 -$410 -30.9%
Oklahoma $1,366 $38 2.9%
Oregon $1,218 -$110 -8.3%
Pennsylvania $1,268 -$60 -4.5%
Rhode Island $1,772 $444 33.4%
South Carolina $1,202 -$126 -9.5%
South Dakota $1,122 -$206 -15.5%
Tennessee $1,164 -$164 -12.3%
Texas $1,602 $274 20.6%
Utah $984 -$344 -25.9%
Vermont $908 -$420 -31.6%
Virginia $796 -$532 -40.1%
Washington $1,028 -$300 -22.6%
West Virginia $1,218 -$110 -8.3%
Wisconsin $920 -$408 -30.7%
Wyoming $1,184 -$144 -10.8%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,290 $108
Chevrolet Suburban LT 2WD $1,290 $108
Chevrolet Suburban LS 4WD $1,290 $108
Chevrolet Suburban LT 4WD $1,328 $111
Chevrolet Suburban LTZ 2WD $1,366 $114
Chevrolet Suburban LTZ 4WD $1,404 $117

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet Suburban $270 $458 $442 $1,328
2016 Chevrolet Suburban $250 $400 $456 $1,264
2015 Chevrolet Suburban $240 $358 $460 $1,216
2013 Chevrolet Suburban $216 $310 $464 $1,148
2011 Chevrolet Suburban $194 $268 $474 $1,094
2009 Chevrolet Suburban $176 $222 $474 $1,030
2008 Chevrolet Suburban $166 $202 $474 $1,000
2007 Chevrolet Suburban $162 $182 $468 $970
2006 Chevrolet Suburban $158 $178 $460 $954
2005 Chevrolet Suburban $156 $168 $452 $934
2004 Chevrolet Suburban $142 $160 $446 $906
2003 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Chevrolet Suburban Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having a good credit score, being claim-free, and avoiding coverage lapses. Invest the time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following is a brief review of the information presented in the illustrations above.

  • You may be able to save around $160 per year simply by shopping early and online
  • Teens pay the highest auto insurance prices, possibly costing $420 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save up to $475 each year
  • Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,540 more per year for Suburban insurance
  • Policyholders who purchase higher liability limits will pay an extra $490 per year to raise from a low limit to higher 250/500 limits

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $3,056
30 $1,380
40 $1,328
50 $1,214
60 $1,190

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,648
$250 $1,500
$500 $1,328
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,328
50/100 $1,492
100/300 $1,603
250/500 $1,890
100 CSL $1,537
300 CSL $1,780
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,168
20 $4,870
30 $2,926
40 $2,872
50 $2,742
60 $2,716

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $64
Online Quote $94
Total Discounts $557
Rate after discounts $771

Discounts are estimated and may not be available from every company or in every state.

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