Chevrolet Suburban Insurance Rates
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UPDATED: Jun 6, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
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U.S. average auto insurance rates for a Chevrolet Suburban are $1,328 annually including full coverage. Comprehensive costs approximately $270, collision costs $458, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing around $2,872. Teenage drivers pay the highest rates at $5,040 a year or more.
Average premium for full coverage: $1,328
Price estimates by individual coverage:
Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Suburban trim levels.
Price Range from Low to High
For the normal driver, Chevrolet Suburban insurance prices go from as cheap as $496 for just liability insurance to a much higher rate of $2,872 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.
The price range example below illustrates how geographic area affects auto insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Chevrolet Suburban insurance rates for additional coverage and risk scenarios.
- The best discount rate is $771
- Raising to $1,000 deductibles will save $166 every year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,328
- Using more expensive low deductibles will cost $1,648
- At-risk drivers who are prone to accidents and violations could pay around $2,872 or more
- The price with full coverage for a teen driver with full coverage can cost $5,040
Car insurance prices for a Chevrolet Suburban are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $490 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Chevrolet Suburban LS 2WD||$1,290||$108|
|Chevrolet Suburban LT 2WD||$1,290||$108|
|Chevrolet Suburban LS 4WD||$1,290||$108|
|Chevrolet Suburban LT 4WD||$1,328||$111|
|Chevrolet Suburban LTZ 2WD||$1,366||$114|
|Chevrolet Suburban LTZ 4WD||$1,404||$117|
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2018 Chevrolet Suburban||$270||$458||$442||$1,328|
|2016 Chevrolet Suburban||$250||$400||$456||$1,264|
|2015 Chevrolet Suburban||$240||$358||$460||$1,216|
|2013 Chevrolet Suburban||$216||$310||$464||$1,148|
|2011 Chevrolet Suburban||$194||$268||$474||$1,094|
|2009 Chevrolet Suburban||$176||$222||$474||$1,030|
|2008 Chevrolet Suburban||$166||$202||$474||$1,000|
|2007 Chevrolet Suburban||$162||$182||$468||$970|
|2006 Chevrolet Suburban||$158||$178||$460||$954|
|2005 Chevrolet Suburban||$156||$168||$452||$934|
|2004 Chevrolet Suburban||$142||$160||$446||$906|
|2003 Chevrolet Suburban||$138||$152||$442||$890|
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Suburban Insurance
Getting lower rates on car insurance consists of not taking risks behind the wheel, having a good credit score, being claim-free, and avoiding coverage lapses. Invest the time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The following is a brief review of the information presented in the illustrations above.
- You may be able to save around $160 per year simply by shopping early and online
- Teens pay the highest auto insurance prices, possibly costing $420 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save up to $475 each year
- Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,540 more per year for Suburban insurance
- Policyholders who purchase higher liability limits will pay an extra $490 per year to raise from a low limit to higher 250/500 limits
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$94|
|5-yr Claim Free||$86|
|Paid in Full/EFT||$58|
Discounts are estimated and may not be available from every company or in every state.