Chevrolet Suburban Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 13, 2021

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Chevrolet Suburban are $1,328 a year for full coverage. Comprehensive costs on average $270 a year, collision costs $458, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,872. Teen drivers receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,328

Rate estimates by individual coverage type:

Comprehensive $270
Collision $458
Liability $442

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Suburban trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $2,872 for a high risk driver.

Liability Only $496
Full Coverage $1,328
High Risk $2,872

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $996
Small Cities $1,394
Large Cities $1,793

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $771
  • Drivers who choose higher $1,000 deductibles will pay around $1,162 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,328
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,648
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,872 or more
  • The cost for full coverage for a teen driver may cost $5,040 a year

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance rates range from $771 to $5,040

for a Chevrolet Suburban can also vary considerably based on your driver profile, the trim level of your Suburban, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,900 on average in Michigan, Louisiana, and New York.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$126 -9.5%
Alaska $1,020 -$308 -23.2%
Arizona $1,104 -$224 -16.9%
Arkansas $1,328 -$0 0.0%
California $1,514 $186 14.0%
Colorado $1,268 -$60 -4.5%
Connecticut $1,366 $38 2.9%
Delaware $1,504 $176 13.3%
Florida $1,662 $334 25.2%
Georgia $1,226 -$102 -7.7%
Hawaii $954 -$374 -28.2%
Idaho $900 -$428 -32.2%
Illinois $990 -$338 -25.5%
Indiana $1,000 -$328 -24.7%
Iowa $894 -$434 -32.7%
Kansas $1,262 -$66 -5.0%
Kentucky $1,812 $484 36.4%
Louisiana $1,968 $640 48.2%
Maine $818 -$510 -38.4%
Maryland $1,098 -$230 -17.3%
Massachusetts $1,064 -$264 -19.9%
Michigan $2,308 $980 73.8%
Minnesota $1,110 -$218 -16.4%
Mississippi $1,592 $264 19.9%
Missouri $1,178 -$150 -11.3%
Montana $1,428 $100 7.5%
Nebraska $1,046 -$282 -21.2%
Nevada $1,592 $264 19.9%
New Hampshire $956 -$372 -28.0%
New Jersey $1,486 $158 11.9%
New Mexico $1,178 -$150 -11.3%
New York $1,400 $72 5.4%
North Carolina $766 -$562 -42.3%
North Dakota $1,088 -$240 -18.1%
Ohio $918 -$410 -30.9%
Oklahoma $1,366 $38 2.9%
Oregon $1,218 -$110 -8.3%
Pennsylvania $1,268 -$60 -4.5%
Rhode Island $1,772 $444 33.4%
South Carolina $1,202 -$126 -9.5%
South Dakota $1,122 -$206 -15.5%
Tennessee $1,164 -$164 -12.3%
Texas $1,602 $274 20.6%
Utah $984 -$344 -25.9%
Vermont $908 -$420 -31.6%
Virginia $796 -$532 -40.1%
Washington $1,028 -$300 -22.6%
West Virginia $1,218 -$110 -8.3%
Wisconsin $920 -$408 -30.7%
Wyoming $1,184 -$144 -10.8%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Choosing high deductibles could save up to $490 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,290 $108
Chevrolet Suburban LT 2WD $1,290 $108
Chevrolet Suburban LS 4WD $1,290 $108
Chevrolet Suburban LT 4WD $1,328 $111
Chevrolet Suburban LTZ 2WD $1,366 $114
Chevrolet Suburban LTZ 4WD $1,404 $117

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet Suburban $270 $458 $442 $1,328
2016 Chevrolet Suburban $250 $400 $456 $1,264
2015 Chevrolet Suburban $240 $358 $460 $1,216
2013 Chevrolet Suburban $216 $310 $464 $1,148
2011 Chevrolet Suburban $194 $268 $474 $1,094
2009 Chevrolet Suburban $176 $222 $474 $1,030
2008 Chevrolet Suburban $166 $202 $474 $1,000
2007 Chevrolet Suburban $162 $182 $468 $970
2006 Chevrolet Suburban $158 $178 $460 $954
2005 Chevrolet Suburban $156 $168 $452 $934
2004 Chevrolet Suburban $142 $160 $446 $906
2003 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Suburban Insurance

Saving money on Chevrolet Suburban insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $475 each year
  • Drivers can save as much as $160 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $420 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,540 more each year for insurance

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $3,056
30 $1,380
40 $1,328
50 $1,214
60 $1,190

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,648
$250 $1,500
$500 $1,328
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,328
50/100 $1,492
100/300 $1,603
250/500 $1,890
100 CSL $1,537
300 CSL $1,780
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,168
20 $4,870
30 $2,926
40 $2,872
50 $2,742
60 $2,716

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $64
Online Quote $94
Total Discounts $557
Rate after discounts $771

Discounts are estimated and may not be available from every company or in every state.

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