Chevrolet Suburban Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated insurance prices for a Chevrolet Suburban are $1,364 every 12 months for full coverage insurance. Comprehensive costs around $296 a year, collision costs $494, and liability insurance is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing around $2,944. Teen drivers pay the most at $5,098 a year or more.
Average premium for full coverage: $1,364
Premium estimates for type of coverage:
Rates are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Suburban trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Chevrolet Suburban go from the cheapest price of $474 for basic liability insurance to a high of $2,944 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas.
The diagram below illustrates how geographic area affects auto insurance rates.
These rate differences illustrate why it is important to get quotes for a specific zip code and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $792
- Choosing higher $1,000 deductibles can save about $1,186 each year
- The average price for a 40-year-old good driver using $500 deductibles is $1,364
- Choosing low $100 deductibles for comp and collision coverage increases the price to $1,712
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,944 or more
- An auto insurance policy to insure a teen driver can be $5,098 each year
Auto insurance prices for a Chevrolet Suburban also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing high deductibles can save as much as $530 each year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 131% more than average. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Chevrolet Suburban insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,840 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,234 | -$130 | -9.5% |
| Alaska | $1,050 | -$314 | -23.0% |
| Arizona | $1,134 | -$230 | -16.9% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,556 | $192 | 14.1% |
| Colorado | $1,304 | -$60 | -4.4% |
| Connecticut | $1,404 | $40 | 2.9% |
| Delaware | $1,546 | $182 | 13.3% |
| Florida | $1,708 | $344 | 25.2% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $980 | -$384 | -28.2% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,016 | -$348 | -25.5% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,300 | -$64 | -4.7% |
| Kentucky | $1,862 | $498 | 36.5% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,126 | -$238 | -17.4% |
| Massachusetts | $1,092 | -$272 | -19.9% |
| Michigan | $2,370 | $1,006 | 73.8% |
| Minnesota | $1,142 | -$222 | -16.3% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,214 | -$150 | -11.0% |
| Montana | $1,468 | $104 | 7.6% |
| Nebraska | $1,078 | -$286 | -21.0% |
| Nevada | $1,638 | $274 | 20.1% |
| New Hampshire | $984 | -$380 | -27.9% |
| New Jersey | $1,526 | $162 | 11.9% |
| New Mexico | $1,208 | -$156 | -11.4% |
| New York | $1,438 | $74 | 5.4% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,116 | -$248 | -18.2% |
| Ohio | $944 | -$420 | -30.8% |
| Oklahoma | $1,402 | $38 | 2.8% |
| Oregon | $1,252 | -$112 | -8.2% |
| Pennsylvania | $1,302 | -$62 | -4.5% |
| Rhode Island | $1,822 | $458 | 33.6% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,154 | -$210 | -15.4% |
| Tennessee | $1,196 | -$168 | -12.3% |
| Texas | $1,646 | $282 | 20.7% |
| Utah | $1,012 | -$352 | -25.8% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,056 | -$308 | -22.6% |
| West Virginia | $1,252 | -$112 | -8.2% |
| Wisconsin | $946 | -$418 | -30.6% |
| Wyoming | $1,216 | -$148 | -10.9% |
With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,324 | $110 |
| Chevrolet Suburban LT 2WD | $1,324 | $110 |
| Chevrolet Suburban LS 4WD | $1,324 | $110 |
| Chevrolet Suburban LT 4WD | $1,364 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,406 | $117 |
| Chevrolet Suburban LTZ 4WD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2023 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2022 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2021 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2020 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2019 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2018 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2017 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2016 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2015 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2013 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2011 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2009 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2008 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2007 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2006 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Suburban Insurance
Finding better rates on Chevrolet Suburban insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates every couple of years by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
The next list is a quick review of the material that was presented in the illustrations above.
- Drivers who may need increased levels of liability coverage will pay about $460 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
- Drivers age 20 and younger are expensive to insure, with premiums being up to $425 per month if comprehensive and collision insurance is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,580 more every year to buy Chevrolet Suburban insurance
- Increasing policy deductibles could save as much as $525 each year
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,098 |
| 20 | $3,132 |
| 30 | $1,422 |
| 40 | $1,364 |
| 50 | $1,246 |
| 60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,712 |
| $250 | $1,552 |
| $500 | $1,364 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,264 |
| 20 | $4,986 |
| 30 | $3,006 |
| 40 | $2,944 |
| 50 | $2,808 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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