Chevrolet Suburban Insurance Rates
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UPDATED: Jun 4, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated insurance rates for a Chevrolet Suburban are $1,294 a year including full coverage. Comprehensive costs around $260, collision insurance costs $424, and liability insurance costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $2,794. Teens pay the most at up to $4,934 a year.
Average premium for full coverage: $1,294
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Suburban trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Chevrolet Suburban range from the low end price of $504 for basic liability insurance to a much higher rate of $2,794 for high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $757
- Drivers who choose higher $1,000 deductibles will pay about $154 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,294
- Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,594
- High risk drivers with serious driving violations could pay at least $2,794
- An auto insurance policy that insures a teen driver with full coverage can be $4,934 a year
Insurance prices for a Chevrolet Suburban also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,900 a year. View Rates by Age
Where you choose to live makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,850 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$124 | -9.6% |
| Alaska | $994 | -$300 | -23.2% |
| Arizona | $1,074 | -$220 | -17.0% |
| Arkansas | $1,294 | -$0 | 0.0% |
| California | $1,474 | $180 | 13.9% |
| Colorado | $1,236 | -$58 | -4.5% |
| Connecticut | $1,332 | $38 | 2.9% |
| Delaware | $1,464 | $170 | 13.1% |
| Florida | $1,618 | $324 | 25.0% |
| Georgia | $1,194 | -$100 | -7.7% |
| Hawaii | $928 | -$366 | -28.3% |
| Idaho | $876 | -$418 | -32.3% |
| Illinois | $964 | -$330 | -25.5% |
| Indiana | $974 | -$320 | -24.7% |
| Iowa | $872 | -$422 | -32.6% |
| Kansas | $1,230 | -$64 | -4.9% |
| Kentucky | $1,766 | $472 | 36.5% |
| Louisiana | $1,914 | $620 | 47.9% |
| Maine | $798 | -$496 | -38.3% |
| Maryland | $1,066 | -$228 | -17.6% |
| Massachusetts | $1,036 | -$258 | -19.9% |
| Michigan | $2,250 | $956 | 73.9% |
| Minnesota | $1,084 | -$210 | -16.2% |
| Mississippi | $1,550 | $256 | 19.8% |
| Missouri | $1,146 | -$148 | -11.4% |
| Montana | $1,390 | $96 | 7.4% |
| Nebraska | $1,020 | -$274 | -21.2% |
| Nevada | $1,554 | $260 | 20.1% |
| New Hampshire | $934 | -$360 | -27.8% |
| New Jersey | $1,446 | $152 | 11.7% |
| New Mexico | $1,146 | -$148 | -11.4% |
| New York | $1,362 | $68 | 5.3% |
| North Carolina | $746 | -$548 | -42.3% |
| North Dakota | $1,060 | -$234 | -18.1% |
| Ohio | $894 | -$400 | -30.9% |
| Oklahoma | $1,328 | $34 | 2.6% |
| Oregon | $1,184 | -$110 | -8.5% |
| Pennsylvania | $1,234 | -$60 | -4.6% |
| Rhode Island | $1,726 | $432 | 33.4% |
| South Carolina | $1,172 | -$122 | -9.4% |
| South Dakota | $1,092 | -$202 | -15.6% |
| Tennessee | $1,134 | -$160 | -12.4% |
| Texas | $1,562 | $268 | 20.7% |
| Utah | $958 | -$336 | -26.0% |
| Vermont | $886 | -$408 | -31.5% |
| Virginia | $774 | -$520 | -40.2% |
| Washington | $1,000 | -$294 | -22.7% |
| West Virginia | $1,186 | -$108 | -8.3% |
| Wisconsin | $896 | -$398 | -30.8% |
| Wyoming | $1,154 | -$140 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could save up to $460 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,260 | $105 |
| Chevrolet Suburban LT 2WD | $1,260 | $105 |
| Chevrolet Suburban LS 4WD | $1,260 | $105 |
| Chevrolet Suburban LT 4WD | $1,294 | $108 |
| Chevrolet Suburban LTZ 2WD | $1,330 | $111 |
| Chevrolet Suburban LTZ 4WD | $1,366 | $114 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Suburban Insurance
Finding better rates on Chevrolet Suburban insurance not only requires not taking risks behind the wheel, but also having above-average credit, refrain from filing small claims, and dropping full coverage on older vehicles. Compare rates every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.
The following is a summary of the material that was touched on above.
- Drivers who may need higher liability limits will pay approximately $500 per year to go from 30/60 bodily injury limits to the 250/500 level
- Teens pay higher prices, with the cost nearing $411 per month if full coverage is included
- High-risk drivers who have multiple accidents or major violations may have to pay on average $1,500 more every year for Suburban insurance
- Increasing policy deductibles can save approximately $450 each year
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,934 |
| 20 | $2,972 |
| 30 | $1,340 |
| 40 | $1,294 |
| 50 | $1,182 |
| 60 | $1,160 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,594 |
| $250 | $1,456 |
| $500 | $1,294 |
| $1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,294 |
| 50/100 | $1,456 |
| 100/300 | $1,569 |
| 250/500 | $1,863 |
| 100 CSL | $1,502 |
| 300 CSL | $1,750 |
| 500 CSL | $1,931 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,016 |
| 20 | $4,734 |
| 30 | $2,842 |
| 40 | $2,794 |
| 50 | $2,668 |
| 60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $55 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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