Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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The average insurance prices for a Chevrolet Traverse are $1,222 every 12 months for full coverage insurance. Comprehensive costs approximately $296, collision costs $436, and liability insurance is estimated at $354. A liability-only policy costs approximately $406 a year, with high-risk insurance costing around $2,616. Teens cost the most to insure at $4,462 a year or more.
Average premium for full coverage: $1,222
Policy rates by type of insurance:
Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Traverse models.
Price Range Variability
For a driver around age 40, Chevrolet Traverse insurance rates go from the cheapest price of $406 for just liability insurance to the much higher price of $2,616 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
The examples above illustrate why everyone should get quotes using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Chevrolet Traverse insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $712
- Choosing higher $1,000 deductibles can save $166 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,222
- Selecting pricier low deductibles for comp and collision coverage increases the price to $1,542
- High-risk insureds with serious driving violations could pay around $2,616 or more
- Policy cost to insure a teen driver for full coverage can cost $4,462 each year
Car insurance rates for a Chevrolet Traverse also range considerably based on liability limits and deductibles, your risk profile, and the model of your Traverse.
Choosing higher comprehensive and collision insurance deductibles can save as much as $490 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Chevrolet Traverse insurance for high-risk drivers ranges anywhere from 45% to 128% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,650 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,164 | -$58 | -4.7% |
| Connecticut | $1,254 | $32 | 2.6% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,130 | -$92 | -7.5% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $822 | -$400 | -32.7% |
| Kansas | $1,160 | -$62 | -5.1% |
| Kentucky | $1,666 | $444 | 36.3% |
| Louisiana | $1,808 | $586 | 48.0% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $972 | -$250 | -20.5% |
| Michigan | $2,120 | $898 | 73.5% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,462 | $240 | 19.6% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $962 | -$260 | -21.3% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $880 | -$342 | -28.0% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,286 | $64 | 5.2% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $842 | -$380 | -31.1% |
| Oklahoma | $1,252 | $30 | 2.5% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,108 | -$114 | -9.3% |
| South Dakota | $1,030 | -$192 | -15.7% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $834 | -$388 | -31.8% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,086 | -$136 | -11.1% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,140 | $95 |
| Chevrolet Traverse LS AWD | $1,182 | $99 |
| Chevrolet Traverse LT 2WD | $1,182 | $99 |
| Chevrolet Traverse LT AWD | $1,252 | $104 |
| Chevrolet Traverse LTZ 2WD | $1,292 | $108 |
| Chevrolet Traverse LTZ AWD | $1,292 | $108 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| 2023 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2022 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2021 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2020 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Chevrolet Traverse Insurance
Finding cheaper rates on Chevrolet Traverse insurance takes being a low-risk driver, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Set aside time to compare rates every year by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The items below are a summary of the coverage data covered above.
- It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $475 each year
- Teen drivers pay the highest auto insurance rates, possibly costing $372 each month if the policy includes full coverage
- High-risk drivers who have multiple accidents or major violations may have to pay on average $1,390 more per year to insure their Traverse
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,462 |
| 20 | $2,770 |
| 30 | $1,276 |
| 40 | $1,222 |
| 50 | $1,116 |
| 60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,396 |
| $500 | $1,222 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,363 |
| 100/300 | $1,451 |
| 250/500 | $1,681 |
| 100 CSL | $1,398 |
| 300 CSL | $1,593 |
| 500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,366 |
| 20 | $4,400 |
| 30 | $2,676 |
| 40 | $2,616 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
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