Chevrolet Traverse Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Chevrolet Traverse insurance

U.S. average insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive costs an estimated $286, collision costs $418, and liability is $364. Liability-only coverage costs around $416 a year, with high-risk coverage costing around $2,580. Teens pay the highest rates at $4,426 a year or more.

Average premium for full coverage: $1,204

Price estimates broken down by individual coverage:

Comprehensive $286
Collision $418
Liability $364

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Traverse trim levels.

Price Range from Low to High

For the normal driver, Chevrolet Traverse insurance prices go from the low end price of $416 for just liability coverage to a much higher rate of $2,580 for a policy for a high-risk driver.

Liability Only $416
Full Coverage $1,204
High Risk $2,580

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $903
Small Cities $1,264
Large Cities $1,625

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Chevrolet Traverse insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $704
  • Raising to $1,000 deductibles will save approximately $160 annually
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,204
  • Selecting more expensive low deductibles bumps up the cost to $1,512
  • Drivers with serious driving violations could pay up to $2,580 or more
  • The price that insures a 16-year-old driver with full coverage can cost as much as $4,426

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing full coverage Chevrolet Traverse insurance rates range from $704 to $4,426

Auto insurance prices for a Chevrolet Traverse are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Traverse insurance prices. A middle-age driver might find prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,088 -$116 -9.6%
Alaska $924 -$280 -23.3%
Arizona $1,000 -$204 -16.9%
Arkansas $1,204 -$0 0.0%
California $1,372 $168 14.0%
Colorado $1,150 -$54 -4.5%
Connecticut $1,236 $32 2.7%
Delaware $1,362 $158 13.1%
Florida $1,504 $300 24.9%
Georgia $1,114 -$90 -7.5%
Hawaii $866 -$338 -28.1%
Idaho $818 -$386 -32.1%
Illinois $898 -$306 -25.4%
Indiana $910 -$294 -24.4%
Iowa $812 -$392 -32.6%
Kansas $1,144 -$60 -5.0%
Kentucky $1,642 $438 36.4%
Louisiana $1,784 $580 48.2%
Maine $744 -$460 -38.2%
Maryland $996 -$208 -17.3%
Massachusetts $960 -$244 -20.3%
Michigan $2,090 $886 73.6%
Minnesota $1,010 -$194 -16.1%
Mississippi $1,444 $240 19.9%
Missouri $1,070 -$134 -11.1%
Montana $1,294 $90 7.5%
Nebraska $950 -$254 -21.1%
Nevada $1,444 $240 19.9%
New Hampshire $868 -$336 -27.9%
New Jersey $1,348 $144 12.0%
New Mexico $1,066 -$138 -11.5%
New York $1,266 $62 5.1%
North Carolina $692 -$512 -42.5%
North Dakota $986 -$218 -18.1%
Ohio $830 -$374 -31.1%
Oklahoma $1,236 $32 2.7%
Oregon $1,104 -$100 -8.3%
Pennsylvania $1,146 -$58 -4.8%
Rhode Island $1,606 $402 33.4%
South Carolina $1,090 -$114 -9.5%
South Dakota $1,018 -$186 -15.4%
Tennessee $1,054 -$150 -12.5%
Texas $1,452 $248 20.6%
Utah $892 -$312 -25.9%
Vermont $824 -$380 -31.6%
Virginia $720 -$484 -40.2%
Washington $928 -$276 -22.9%
West Virginia $1,104 -$100 -8.3%
Wisconsin $832 -$372 -30.9%
Wyoming $1,070 -$134 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $470 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,124 $94
Chevrolet Traverse LS AWD $1,164 $97
Chevrolet Traverse LT 2WD $1,164 $97
Chevrolet Traverse LT AWD $1,232 $103
Chevrolet Traverse LTZ 2WD $1,272 $106
Chevrolet Traverse LTZ AWD $1,272 $106

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Traverse $286 $418 $364 $1,204
2018 Chevrolet Traverse $270 $404 $376 $1,186
2017 Chevrolet Traverse $260 $374 $384 $1,154
2016 Chevrolet Traverse $250 $352 $388 $1,126
2015 Chevrolet Traverse $240 $316 $390 $1,082
2014 Chevrolet Traverse $224 $292 $390 $1,042
2013 Chevrolet Traverse $216 $272 $394 $1,018
2012 Chevrolet Traverse $210 $254 $402 $1,002
2011 Chevrolet Traverse $194 $236 $402 $968
2010 Chevrolet Traverse $190 $214 $406 $946
2009 Chevrolet Traverse $176 $196 $402 $910

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Traverse Insurance

Getting lower rates on insurance for a Chevrolet Traverse consists of avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates every year by requesting quotes from direct companies, and also from insurance agencies where you live.

The points below are a quick rundown of the coverage data presented in the illustrations above.

  • You may be able to save approximately $140 per year simply by shopping early and online
  • Increasing physical damage deductibles can save approximately $475 each year
  • Drivers under the age of 20 are the costliest to insure, costing up to $369 a month if the policy includes full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,380 more annually to insure a Chevrolet Traverse

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,426
20 $2,732
30 $1,254
40 $1,204
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,512
$250 $1,370
$500 $1,204
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,204
50/100 $1,345
100/300 $1,436
250/500 $1,672
100 CSL $1,381
300 CSL $1,581
500 CSL $1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,312
20 $4,340
30 $2,634
40 $2,580
50 $2,456
60 $2,432

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $85
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $57
Online Quote $85
Total Discounts $500
Rate after discounts $704

Discounts are estimated and may not be available from every company or in every state.

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