Chevrolet Traverse Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Apr 9, 2020

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Chevrolet Traverse insurance

Average insurance rates for a Chevrolet Traverse are $1,222 a year for full coverage. Comprehensive costs on average $296 a year, collision costs $436, and liability insurance costs $354. A liability-only policy costs as little as $406 a year, with high-risk insurance costing around $2,616. Teen drivers receive the highest rates at $4,462 a year or more.

Average premium for full coverage: $1,222

Rate estimates by individual coverage type:

Comprehensive $296
Collision $436
Liability $354

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Traverse trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $406 for only liability insurance to a high of $2,616 for a high risk driver.

Liability Only $406
Full Coverage $1,222
High Risk $2,616

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $712
  • Drivers who choose higher $1,000 deductibles will pay around $1,056 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,222
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,542
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,616 or more
  • The cost for full coverage for a teen driver may cost $4,462 a year

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing full coverage Chevrolet Traverse insurance rates range from $712 to $4,462

for a Chevrolet Traverse can also vary considerably based on your driver profile, the trim level of your Traverse, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $4,400 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Traverse insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or as much as $1,740 on average in Michigan, Louisiana, and New York.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,394 $172 14.1%
Colorado $1,164 -$58 -4.7%
Connecticut $1,254 $32 2.6%
Delaware $1,382 $160 13.1%
Florida $1,526 $304 24.9%
Georgia $1,130 -$92 -7.5%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $910 -$312 -25.5%
Indiana $922 -$300 -24.5%
Iowa $822 -$400 -32.7%
Kansas $1,160 -$62 -5.1%
Kentucky $1,666 $444 36.3%
Louisiana $1,808 $586 48.0%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $972 -$250 -20.5%
Michigan $2,120 $898 73.5%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,462 $240 19.6%
Missouri $1,086 -$136 -11.1%
Montana $1,312 $90 7.4%
Nebraska $962 -$260 -21.3%
Nevada $1,466 $244 20.0%
New Hampshire $880 -$342 -28.0%
New Jersey $1,368 $146 11.9%
New Mexico $1,080 -$142 -11.6%
New York $1,286 $64 5.2%
North Carolina $704 -$518 -42.4%
North Dakota $1,002 -$220 -18.0%
Ohio $842 -$380 -31.1%
Oklahoma $1,252 $30 2.5%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,164 -$58 -4.7%
Rhode Island $1,630 $408 33.4%
South Carolina $1,108 -$114 -9.3%
South Dakota $1,030 -$192 -15.7%
Tennessee $1,070 -$152 -12.4%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $834 -$388 -31.8%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $844 -$378 -30.9%
Wyoming $1,086 -$136 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Choosing high deductibles could save up to $490 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $318 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 128% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,140 $95
Chevrolet Traverse LS AWD $1,182 $99
Chevrolet Traverse LT 2WD $1,182 $99
Chevrolet Traverse LT AWD $1,252 $104
Chevrolet Traverse LTZ 2WD $1,292 $108
Chevrolet Traverse LTZ AWD $1,292 $108

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Traverse $296 $436 $354 $1,222
2018 Chevrolet Traverse $286 $418 $364 $1,204
2017 Chevrolet Traverse $270 $404 $376 $1,186
2016 Chevrolet Traverse $260 $374 $384 $1,154
2015 Chevrolet Traverse $250 $352 $388 $1,126
2014 Chevrolet Traverse $240 $316 $390 $1,082
2013 Chevrolet Traverse $224 $292 $390 $1,042
2012 Chevrolet Traverse $216 $272 $394 $1,018
2011 Chevrolet Traverse $210 $254 $402 $1,002
2010 Chevrolet Traverse $194 $236 $402 $968
2009 Chevrolet Traverse $190 $214 $406 $946

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Traverse Insurance

Saving money on Chevrolet Traverse insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $475 each year
  • Drivers can save as much as $150 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $390 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $372 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,390 more each year for insurance

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,462
20 $2,770
30 $1,276
40 $1,222
50 $1,116
60 $1,092

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,396
$500 $1,222
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,363
100/300 $1,451
250/500 $1,681
100 CSL $1,398
300 CSL $1,593
500 CSL $1,735

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,366
20 $4,400
30 $2,676
40 $2,616
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $62
Homeowner $18
5-yr Accident Free $87
5-yr Claim Free $78
Paid in Full/EFT $54
Advance Quote $59
Online Quote $87
Total Discounts $510
Rate after discounts $712

Discounts are estimated and may not be available from every company or in every state.

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