Chevrolet Traverse Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 7, 2024

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Chevrolet Traverse insurance

Estimated insurance rates for a Chevrolet Traverse are $1,222 a year including full coverage. Comprehensive insurance costs on average $296, collision costs $436, and liability insurance is estimated at $354. A liability-only policy costs approximately $406 a year, with high-risk insurance costing $2,616 or more. Teen drivers pay the most at $4,462 a year or more.

Average premium for full coverage: $1,222

Premium estimates by type of coverage:

Comprehensive $296
Collision $436
Liability $354

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Traverse trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Chevrolet Traverse go from as low as $406 for basic liability insurance to a much higher rate of $2,616 for a high-risk driver policy.

Liability Only $406
Full Coverage $1,222
High Risk $2,616

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change car insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $712
  • Choosing higher $1,000 deductibles can save around $166 every year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,222
  • Choosing more expensive low deductibles for comp and collision coverage will cost an extra $320 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,616 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,462 each year

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing full coverage Chevrolet Traverse insurance prices range from $712 to $4,462

Auto insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the model of your Traverse, and policy deductibles and limits.

An older driver with a good driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,394 $172 14.1%
Colorado $1,164 -$58 -4.7%
Connecticut $1,254 $32 2.6%
Delaware $1,382 $160 13.1%
Florida $1,526 $304 24.9%
Georgia $1,130 -$92 -7.5%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $910 -$312 -25.5%
Indiana $922 -$300 -24.5%
Iowa $822 -$400 -32.7%
Kansas $1,160 -$62 -5.1%
Kentucky $1,666 $444 36.3%
Louisiana $1,808 $586 48.0%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $972 -$250 -20.5%
Michigan $2,120 $898 73.5%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,462 $240 19.6%
Missouri $1,086 -$136 -11.1%
Montana $1,312 $90 7.4%
Nebraska $962 -$260 -21.3%
Nevada $1,466 $244 20.0%
New Hampshire $880 -$342 -28.0%
New Jersey $1,368 $146 11.9%
New Mexico $1,080 -$142 -11.6%
New York $1,286 $64 5.2%
North Carolina $704 -$518 -42.4%
North Dakota $1,002 -$220 -18.0%
Ohio $842 -$380 -31.1%
Oklahoma $1,252 $30 2.5%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,164 -$58 -4.7%
Rhode Island $1,630 $408 33.4%
South Carolina $1,108 -$114 -9.3%
South Dakota $1,030 -$192 -15.7%
Tennessee $1,070 -$152 -12.4%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $834 -$388 -31.8%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $844 -$378 -30.9%
Wyoming $1,086 -$136 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Choosing high deductibles can save as much as $490 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $318 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 45% to 128% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,140 $95
Chevrolet Traverse LS AWD $1,182 $99
Chevrolet Traverse LT 2WD $1,182 $99
Chevrolet Traverse LT AWD $1,252 $104
Chevrolet Traverse LTZ 2WD $1,292 $108
Chevrolet Traverse LTZ AWD $1,292 $108

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Traverse $336 $470 $316 $1,258
2023 Chevrolet Traverse $320 $452 $332 $1,240
2022 Chevrolet Traverse $306 $448 $338 $1,228
2021 Chevrolet Traverse $296 $436 $354 $1,222
2020 Chevrolet Traverse $286 $418 $364 $1,204
2019 Chevrolet Traverse $270 $404 $376 $1,186
2018 Chevrolet Traverse $260 $374 $384 $1,154
2017 Chevrolet Traverse $250 $352 $388 $1,126
2016 Chevrolet Traverse $240 $316 $390 $1,082
2015 Chevrolet Traverse $224 $292 $390 $1,042
2014 Chevrolet Traverse $216 $272 $394 $1,018
2013 Chevrolet Traverse $210 $254 $402 $1,002
2012 Chevrolet Traverse $194 $236 $402 $968
2011 Chevrolet Traverse $190 $214 $406 $946
2010 Chevrolet Traverse $176 $196 $402 $910
2009 Chevrolet Traverse $166 $178 $402 $882

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Traverse Insurance

Finding better rates on Chevrolet Traverse insurance takes avoiding accidents and violations, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a condensed summary of the information illustrated above.

  • You may be able to save as much as $150 per year simply by shopping early and online
  • Teenagers are charged the highest prices, with the cost nearing $372 per month if they have full coverage
  • Increasing policy deductibles can save around $475 each year
  • High-risk drivers with multiple at-fault accidents may pay on average $1,390 more each year for car insurance
  • Drivers who require higher liability limits will pay about $390 per year to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,462
20 $2,770
30 $1,276
40 $1,222
50 $1,116
60 $1,092

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,396
$500 $1,222
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,363
100/300 $1,451
250/500 $1,681
100 CSL $1,398
300 CSL $1,593
500 CSL $1,735

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,366
20 $4,400
30 $2,676
40 $2,616
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $62
Homeowner $18
5-yr Accident Free $87
5-yr Claim Free $78
Paid in Full/EFT $54
Advance Quote $59
Online Quote $87
Total Discounts $510
Rate after discounts $712

Discounts are estimated and may not be available from every company or in every state.

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