Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated insurance rates for a Chevrolet Traverse are $1,222 a year including full coverage. Comprehensive insurance costs on average $296, collision costs $436, and liability insurance is estimated at $354. A liability-only policy costs approximately $406 a year, with high-risk insurance costing $2,616 or more. Teen drivers pay the most at $4,462 a year or more.
Average premium for full coverage: $1,222
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Traverse trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Chevrolet Traverse go from as low as $406 for basic liability insurance to a much higher rate of $2,616 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.
The price range example below illustrates how your location can change car insurance rates.
These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $712
- Choosing higher $1,000 deductibles can save around $166 every year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,222
- Choosing more expensive low deductibles for comp and collision coverage will cost an extra $320 a year
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,616 or more
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,462 each year
Auto insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the model of your Traverse, and policy deductibles and limits.
An older driver with a good driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,104 | -$118 | -9.7% |
Alaska | $938 | -$284 | -23.2% |
Arizona | $1,014 | -$208 | -17.0% |
Arkansas | $1,222 | -$0 | 0.0% |
California | $1,394 | $172 | 14.1% |
Colorado | $1,164 | -$58 | -4.7% |
Connecticut | $1,254 | $32 | 2.6% |
Delaware | $1,382 | $160 | 13.1% |
Florida | $1,526 | $304 | 24.9% |
Georgia | $1,130 | -$92 | -7.5% |
Hawaii | $878 | -$344 | -28.2% |
Idaho | $828 | -$394 | -32.2% |
Illinois | $910 | -$312 | -25.5% |
Indiana | $922 | -$300 | -24.5% |
Iowa | $822 | -$400 | -32.7% |
Kansas | $1,160 | -$62 | -5.1% |
Kentucky | $1,666 | $444 | 36.3% |
Louisiana | $1,808 | $586 | 48.0% |
Maine | $754 | -$468 | -38.3% |
Maryland | $1,008 | -$214 | -17.5% |
Massachusetts | $972 | -$250 | -20.5% |
Michigan | $2,120 | $898 | 73.5% |
Minnesota | $1,024 | -$198 | -16.2% |
Mississippi | $1,462 | $240 | 19.6% |
Missouri | $1,086 | -$136 | -11.1% |
Montana | $1,312 | $90 | 7.4% |
Nebraska | $962 | -$260 | -21.3% |
Nevada | $1,466 | $244 | 20.0% |
New Hampshire | $880 | -$342 | -28.0% |
New Jersey | $1,368 | $146 | 11.9% |
New Mexico | $1,080 | -$142 | -11.6% |
New York | $1,286 | $64 | 5.2% |
North Carolina | $704 | -$518 | -42.4% |
North Dakota | $1,002 | -$220 | -18.0% |
Ohio | $842 | -$380 | -31.1% |
Oklahoma | $1,252 | $30 | 2.5% |
Oregon | $1,120 | -$102 | -8.3% |
Pennsylvania | $1,164 | -$58 | -4.7% |
Rhode Island | $1,630 | $408 | 33.4% |
South Carolina | $1,108 | -$114 | -9.3% |
South Dakota | $1,030 | -$192 | -15.7% |
Tennessee | $1,070 | -$152 | -12.4% |
Texas | $1,472 | $250 | 20.5% |
Utah | $906 | -$316 | -25.9% |
Vermont | $834 | -$388 | -31.8% |
Virginia | $732 | -$490 | -40.1% |
Washington | $944 | -$278 | -22.7% |
West Virginia | $1,120 | -$102 | -8.3% |
Wisconsin | $844 | -$378 | -30.9% |
Wyoming | $1,086 | -$136 | -11.1% |
Choosing high deductibles can save as much as $490 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $318 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 45% to 128% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Traverse LS 2WD | $1,140 | $95 |
Chevrolet Traverse LS AWD | $1,182 | $99 |
Chevrolet Traverse LT 2WD | $1,182 | $99 |
Chevrolet Traverse LT AWD | $1,252 | $104 |
Chevrolet Traverse LTZ 2WD | $1,292 | $108 |
Chevrolet Traverse LTZ AWD | $1,292 | $108 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
2023 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
2022 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
2021 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
2020 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chevrolet Traverse Insurance
Finding better rates on Chevrolet Traverse insurance takes avoiding accidents and violations, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a condensed summary of the information illustrated above.
- You may be able to save as much as $150 per year simply by shopping early and online
- Teenagers are charged the highest prices, with the cost nearing $372 per month if they have full coverage
- Increasing policy deductibles can save around $475 each year
- High-risk drivers with multiple at-fault accidents may pay on average $1,390 more each year for car insurance
- Drivers who require higher liability limits will pay about $390 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,462 |
20 | $2,770 |
30 | $1,276 |
40 | $1,222 |
50 | $1,116 |
60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,542 |
$250 | $1,396 |
$500 | $1,222 |
$1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,222 |
50/100 | $1,363 |
100/300 | $1,451 |
250/500 | $1,681 |
100 CSL | $1,398 |
300 CSL | $1,593 |
500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,366 |
20 | $4,400 |
30 | $2,676 |
40 | $2,616 |
50 | $2,490 |
60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $62 |
Homeowner | $18 |
5-yr Accident Free | $87 |
5-yr Claim Free | $78 |
Paid in Full/EFT | $54 |
Advance Quote | $59 |
Online Quote | $87 |
Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
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