Chevrolet Traverse Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Chevrolet Traverse insurance

U.S. average insurance rates for a Chevrolet Traverse are $1,186 a year including full coverage. Comprehensive costs on average $270 a year, collision costs $404, and liability costs $376. Liability-only insurance costs as little as $426 a year, with high-risk driver insurance costing around $2,544. Teen drivers pay the highest rates at $4,402 a year or more.

Average premium for full coverage: $1,186

Price estimates by individual coverage:

Comprehensive $270
Collision $404
Liability $376

Prices include $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Traverse trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Chevrolet Traverse insurance prices go from the low end price of $426 for a discount liability-only rate to a high of $2,544 for a driver that may need high-risk insurance.

Liability Only $426
Full Coverage $1,186
High Risk $2,544

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

The ranges above highlight why it is important to compare rates based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $692
  • Drivers who choose higher $1,000 deductibles will pay around $1,034 every year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,186
  • Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,480
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,544 or more
  • The price that insures a teen driver may cost $4,402 a year

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing full coverage Chevrolet Traverse insurance rates range from $692 to $4,402

Car insurance prices for a Chevrolet Traverse are also quite variable based on the trim level of your Traverse, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Traverse insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,690 on average in Michigan, New York, and Louisiana.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,350 $164 13.8%
Colorado $1,132 -$54 -4.6%
Connecticut $1,216 $30 2.5%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,098 -$88 -7.4%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $882 -$304 -25.6%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,126 -$60 -5.1%
Kentucky $1,614 $428 36.1%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $980 -$206 -17.4%
Massachusetts $944 -$242 -20.4%
Michigan $2,060 $874 73.7%
Minnesota $992 -$194 -16.4%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,272 $86 7.3%
Nebraska $932 -$254 -21.4%
Nevada $1,420 $234 19.7%
New Hampshire $856 -$330 -27.8%
New Jersey $1,326 $140 11.8%
New Mexico $1,050 -$136 -11.5%
New York $1,248 $62 5.2%
North Carolina $682 -$504 -42.5%
North Dakota $972 -$214 -18.0%
Ohio $816 -$370 -31.2%
Oklahoma $1,216 $30 2.5%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,074 -$112 -9.4%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,428 $242 20.4%
Utah $876 -$310 -26.1%
Vermont $808 -$378 -31.9%
Virginia $710 -$476 -40.1%
Washington $914 -$272 -22.9%
West Virginia $1,086 -$100 -8.4%
Wisconsin $820 -$366 -30.9%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Choosing high deductibles could save up to $450 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,110 $93
Chevrolet Traverse LS AWD $1,150 $96
Chevrolet Traverse LT 2WD $1,150 $96
Chevrolet Traverse LT AWD $1,212 $101
Chevrolet Traverse LTZ 2WD $1,252 $104
Chevrolet Traverse LTZ AWD $1,252 $104

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Traverse $270 $404 $376 $1,186
2018 Chevrolet Traverse $260 $374 $384 $1,154
2017 Chevrolet Traverse $250 $352 $388 $1,126
2016 Chevrolet Traverse $240 $316 $390 $1,082
2015 Chevrolet Traverse $224 $292 $390 $1,042
2014 Chevrolet Traverse $216 $272 $394 $1,018
2013 Chevrolet Traverse $210 $254 $402 $1,002
2012 Chevrolet Traverse $194 $236 $402 $968
2011 Chevrolet Traverse $190 $214 $406 $946
2010 Chevrolet Traverse $176 $196 $402 $910
2009 Chevrolet Traverse $166 $178 $402 $882

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Traverse Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a positive credit history, being claim-free, and maximizing policy discounts. Shop around once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a quick rundown of the data that was raised in the charts and tables above.

  • You may be able to save as much as $140 per year simply by quoting early and online
  • Policyholders who require higher levels of liability will pay about $410 per year to go from a low limit to the 250/500 level
  • Teenage drivers are expensive to insure, possibly costing $367 a month if full coverage is purchased
  • Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,360 more each year for auto insurance

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,402
20 $2,696
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,480
$250 $1,344
$500 $1,186
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,327
100/300 $1,421
250/500 $1,666
100 CSL $1,365
300 CSL $1,572
500 CSL $1,722

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,268
20 $4,286
30 $2,598
40 $2,544
50 $2,426
60 $2,400

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $83
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $494
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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