Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Chevrolet Trax are $1,258 a year including full coverage. Comprehensive costs an estimated $248 each year, collision costs $436, and liability costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing around $2,724. 16-year-old drivers pay the most at $4,798 a year or more.

Average premium for full coverage: $1,258

Premium estimates broken down by type of coverage:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Trax models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how where you live affects insurance prices.

These rate differences highlight why all drivers should compare rates for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The best full coverage rate is $733
• Drivers who choose higher $1,000 deductibles will pay approximately $156 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,258
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,560
• Drivers with multiple tickets or accidents could pay up to $2,724 or more
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,798 a year

View Chart as Image

Auto insurance prices for a Chevrolet Trax also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,800 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $460 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different.

How to Find the Best Chevrolet Trax Insurance

Finding better rates on insurance for a Chevrolet Trax not only requires having a good driving record, but also maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief recap of the information touched on in the above illustrations.

• You may be able to save approximately $150 per year simply by quoting online in advance
• Drivers age 20 and younger are the costliest to insure, with the cost nearing $400 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $450 each year
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,470 more annually to buy Chevrolet Trax insurance
• Insureds who want increased levels of liability coverage will pay around $460 per year to go from 30/60 bodily injury limits to the 250/500 level

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.