Chevrolet Trax Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Chevrolet Trax are $1,258 a year for full coverage insurance. Comprehensive insurance costs around $248, collision insurance costs $436, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs $2,724 or more. Teens pay the most at up to $4,798 a year.

Average premium for full coverage: $1,258

Premium estimates for type of coverage:

Comprehensive $248
Collision $436
Liability $416

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Trax trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chevrolet Trax range from as low as $474 for your basic liability-only policy to a much higher rate of $2,724 for a driver who has had serious violations or accidents.

Liability Only $474
Full Coverage $1,258
High Risk $2,724

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $944
Small Cities $1,321
Large Cities $1,698

These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $733
  • Choosing higher $1,000 deductibles can save about $156 each year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,258
  • Selecting more expensive low deductibles for comp and collision coverage will cost an extra $302 annually
  • Higher-risk drivers with serious driving violations could pay at least $2,724
  • An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $4,798 each year

View Chart as Image

Chevrolet Trax insurance cost comparison chart
Column chart showing Chevrolet Trax insurance prices range from $733 to $4,798 for full coverage

Insurance prices for a Chevrolet Trax also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,700 on average in Michigan, New York, and Florida.

Chevrolet Trax Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,138 -$120 -9.5%
Alaska $966 -$292 -23.2%
Arizona $1,046 -$212 -16.9%
Arkansas $1,258 -$0 0.0%
California $1,434 $176 14.0%
Colorado $1,202 -$56 -4.5%
Connecticut $1,294 $36 2.9%
Delaware $1,424 $166 13.2%
Florida $1,576 $318 25.3%
Georgia $1,162 -$96 -7.6%
Hawaii $904 -$354 -28.1%
Idaho $852 -$406 -32.3%
Illinois $938 -$320 -25.4%
Indiana $948 -$310 -24.6%
Iowa $850 -$408 -32.4%
Kansas $1,198 -$60 -4.8%
Kentucky $1,718 $460 36.6%
Louisiana $1,864 $606 48.2%
Maine $776 -$482 -38.3%
Maryland $1,038 -$220 -17.5%
Massachusetts $1,006 -$252 -20.0%
Michigan $2,186 $928 73.8%
Minnesota $1,054 -$204 -16.2%
Mississippi $1,506 $248 19.7%
Missouri $1,118 -$140 -11.1%
Montana $1,354 $96 7.6%
Nebraska $994 -$264 -21.0%
Nevada $1,510 $252 20.0%
New Hampshire $906 -$352 -28.0%
New Jersey $1,406 $148 11.8%
New Mexico $1,114 -$144 -11.4%
New York $1,326 $68 5.4%
North Carolina $726 -$532 -42.3%
North Dakota $1,030 -$228 -18.1%
Ohio $872 -$386 -30.7%
Oklahoma $1,292 $34 2.7%
Oregon $1,154 -$104 -8.3%
Pennsylvania $1,200 -$58 -4.6%
Rhode Island $1,678 $420 33.4%
South Carolina $1,140 -$118 -9.4%
South Dakota $1,064 -$194 -15.4%
Tennessee $1,102 -$156 -12.4%
Texas $1,518 $260 20.7%
Utah $934 -$324 -25.8%
Vermont $862 -$396 -31.5%
Virginia $754 -$504 -40.1%
Washington $976 -$282 -22.4%
West Virginia $1,154 -$104 -8.3%
Wisconsin $872 -$386 -30.7%
Wyoming $1,120 -$138 -11.0%

View Chart as Image

Chevrolet Trax insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance ranges from 44% to 133% more than the average policy. View High Risk Driver Rates

Chevrolet Trax Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Chevrolet Trax $248 $436 $416 $1,258
2018 Chevrolet Trax $226 $404 $442 $1,230
2017 Chevrolet Trax $218 $374 $452 $1,202
2016 Chevrolet Trax $208 $352 $456 $1,174
2015 Chevrolet Trax $200 $316 $460 $1,134

Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Trax Insurance

Finding better rates on insurance for a Chevrolet Trax takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the ideas that were covered in the charts and tables above.

  • Drivers age 16 to 20 are charged the highest prices, with premiums being up to $400 per month including comprehensive and collision insurance
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,470 more every year than a safer driver
  • Increasing policy deductibles can save around $450 each year
  • It is possible to save up to $150 per year just by shopping early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good 
  • Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.

Rates by Driver Age

Chevrolet Trax Insurance Rates by Driver Age
Driver Age Premium
16 $4,798
20 $2,906
30 $1,304
40 $1,258
50 $1,152
60 $1,130

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trax Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,560
$250 $1,420
$500 $1,258
$1,000 $1,102

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trax Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,258
50/100 $1,341
100/300 $1,445
250/500 $1,716
100 CSL $1,383
300 CSL $1,612
500 CSL $1,778

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trax Insurance Rates for High Risk Drivers
Age Premium
16 $6,820
20 $4,626
30 $2,774
40 $2,724
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $81
Paid in Full/EFT $55
Advance Quote $61
Online Quote $88
Total Discounts $525
Rate after discounts $733

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles