Chevrolet Trax Insurance Rates
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UPDATED: Jun 6, 2023
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance rates for a Chevrolet Trax are $1,258 a year for full coverage insurance. Comprehensive insurance costs around $248, collision insurance costs $436, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs $2,724 or more. Teens pay the most at up to $4,798 a year.
Average premium for full coverage: $1,258
Premium estimates for type of coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Trax trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chevrolet Trax range from as low as $474 for your basic liability-only policy to a much higher rate of $2,724 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Chevrolet Trax insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $733
- Choosing higher $1,000 deductibles can save about $156 each year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,258
- Selecting more expensive low deductibles for comp and collision coverage will cost an extra $302 annually
- Higher-risk drivers with serious driving violations could pay at least $2,724
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $4,798 each year
Insurance prices for a Chevrolet Trax also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,700 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,138 | -$120 | -9.5% |
| Alaska | $966 | -$292 | -23.2% |
| Arizona | $1,046 | -$212 | -16.9% |
| Arkansas | $1,258 | -$0 | 0.0% |
| California | $1,434 | $176 | 14.0% |
| Colorado | $1,202 | -$56 | -4.5% |
| Connecticut | $1,294 | $36 | 2.9% |
| Delaware | $1,424 | $166 | 13.2% |
| Florida | $1,576 | $318 | 25.3% |
| Georgia | $1,162 | -$96 | -7.6% |
| Hawaii | $904 | -$354 | -28.1% |
| Idaho | $852 | -$406 | -32.3% |
| Illinois | $938 | -$320 | -25.4% |
| Indiana | $948 | -$310 | -24.6% |
| Iowa | $850 | -$408 | -32.4% |
| Kansas | $1,198 | -$60 | -4.8% |
| Kentucky | $1,718 | $460 | 36.6% |
| Louisiana | $1,864 | $606 | 48.2% |
| Maine | $776 | -$482 | -38.3% |
| Maryland | $1,038 | -$220 | -17.5% |
| Massachusetts | $1,006 | -$252 | -20.0% |
| Michigan | $2,186 | $928 | 73.8% |
| Minnesota | $1,054 | -$204 | -16.2% |
| Mississippi | $1,506 | $248 | 19.7% |
| Missouri | $1,118 | -$140 | -11.1% |
| Montana | $1,354 | $96 | 7.6% |
| Nebraska | $994 | -$264 | -21.0% |
| Nevada | $1,510 | $252 | 20.0% |
| New Hampshire | $906 | -$352 | -28.0% |
| New Jersey | $1,406 | $148 | 11.8% |
| New Mexico | $1,114 | -$144 | -11.4% |
| New York | $1,326 | $68 | 5.4% |
| North Carolina | $726 | -$532 | -42.3% |
| North Dakota | $1,030 | -$228 | -18.1% |
| Ohio | $872 | -$386 | -30.7% |
| Oklahoma | $1,292 | $34 | 2.7% |
| Oregon | $1,154 | -$104 | -8.3% |
| Pennsylvania | $1,200 | -$58 | -4.6% |
| Rhode Island | $1,678 | $420 | 33.4% |
| South Carolina | $1,140 | -$118 | -9.4% |
| South Dakota | $1,064 | -$194 | -15.4% |
| Tennessee | $1,102 | -$156 | -12.4% |
| Texas | $1,518 | $260 | 20.7% |
| Utah | $934 | -$324 | -25.8% |
| Vermont | $862 | -$396 | -31.5% |
| Virginia | $754 | -$504 | -40.1% |
| Washington | $976 | -$282 | -22.4% |
| West Virginia | $1,154 | -$104 | -8.3% |
| Wisconsin | $872 | -$386 | -30.7% |
| Wyoming | $1,120 | -$138 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance ranges from 44% to 133% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2018 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2017 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2016 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2015 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Chevrolet Trax Insurance
Finding better rates on insurance for a Chevrolet Trax takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a review of the ideas that were covered in the charts and tables above.
- Drivers age 16 to 20 are charged the highest prices, with premiums being up to $400 per month including comprehensive and collision insurance
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,470 more every year than a safer driver
- Increasing policy deductibles can save around $450 each year
- It is possible to save up to $150 per year just by shopping early and online
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,798 |
| 20 | $2,906 |
| 30 | $1,304 |
| 40 | $1,258 |
| 50 | $1,152 |
| 60 | $1,130 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,560 |
| $250 | $1,420 |
| $500 | $1,258 |
| $1,000 | $1,102 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,258 |
| 50/100 | $1,341 |
| 100/300 | $1,445 |
| 250/500 | $1,716 |
| 100 CSL | $1,383 |
| 300 CSL | $1,612 |
| 500 CSL | $1,778 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,820 |
| 20 | $4,626 |
| 30 | $2,774 |
| 40 | $2,724 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $525 |
Discounts are estimated and may not be available from every company or in every state.
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