Chevrolet Trax Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Average insurance rates for a Chevrolet Trax are $1,246 a year with full coverage. Comprehensive costs an estimated $240, collision insurance costs $418, and liability is estimated at $430. Liability-only coverage costs approximately $486 a year, and high-risk coverage costs around $2,692. 16-year-old drivers receive the highest rates at up to $4,776 a year.
Average premium for full coverage: $1,246
Rate estimates broken down by individual coverage type:
Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Trax trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from as low as $486 for liability-only coverage to a much higher rate of $2,692 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than congested cities. The price range example below illustrates the effect of geographic area on insurance prices.
These examples demonstrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Chevrolet Trax insurance rates for other coverage scenarios.
- The best full coverage rate is $728
- Choosing higher $1,000 deductibles can save approximately $150 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,246
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,536
- Unlucky drivers with multiple tickets or accidents could pay up to $2,692
- The cost for full coverage for a teen driver with full coverage can cost as much as $4,776 each year
Car insurance rates for a Chevrolet Trax can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
An older driver with no driving violations and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $4,700 a year. View Rates by Age
Where you live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or at least $1,680 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,126 | -$120 | -9.6% |
Alaska | $956 | -$290 | -23.3% |
Arizona | $1,034 | -$212 | -17.0% |
Arkansas | $1,246 | -$0 | 0.0% |
California | $1,418 | $172 | 13.8% |
Colorado | $1,190 | -$56 | -4.5% |
Connecticut | $1,282 | $36 | 2.9% |
Delaware | $1,410 | $164 | 13.2% |
Florida | $1,556 | $310 | 24.9% |
Georgia | $1,148 | -$98 | -7.9% |
Hawaii | $894 | -$352 | -28.3% |
Idaho | $842 | -$404 | -32.4% |
Illinois | $928 | -$318 | -25.5% |
Indiana | $938 | -$308 | -24.7% |
Iowa | $840 | -$406 | -32.6% |
Kansas | $1,186 | -$60 | -4.8% |
Kentucky | $1,698 | $452 | 36.3% |
Louisiana | $1,844 | $598 | 48.0% |
Maine | $768 | -$478 | -38.4% |
Maryland | $1,028 | -$218 | -17.5% |
Massachusetts | $998 | -$248 | -19.9% |
Michigan | $2,164 | $918 | 73.7% |
Minnesota | $1,042 | -$204 | -16.4% |
Mississippi | $1,492 | $246 | 19.7% |
Missouri | $1,106 | -$140 | -11.2% |
Montana | $1,340 | $94 | 7.5% |
Nebraska | $982 | -$264 | -21.2% |
Nevada | $1,492 | $246 | 19.7% |
New Hampshire | $898 | -$348 | -27.9% |
New Jersey | $1,394 | $148 | 11.9% |
New Mexico | $1,102 | -$144 | -11.6% |
New York | $1,312 | $66 | 5.3% |
North Carolina | $718 | -$528 | -42.4% |
North Dakota | $1,020 | -$226 | -18.1% |
Ohio | $860 | -$386 | -31.0% |
Oklahoma | $1,280 | $34 | 2.7% |
Oregon | $1,142 | -$104 | -8.3% |
Pennsylvania | $1,188 | -$58 | -4.7% |
Rhode Island | $1,660 | $414 | 33.2% |
South Carolina | $1,126 | -$120 | -9.6% |
South Dakota | $1,052 | -$194 | -15.6% |
Tennessee | $1,092 | -$154 | -12.4% |
Texas | $1,502 | $256 | 20.5% |
Utah | $922 | -$324 | -26.0% |
Vermont | $854 | -$392 | -31.5% |
Virginia | $746 | -$500 | -40.1% |
Washington | $962 | -$284 | -22.8% |
West Virginia | $1,142 | -$104 | -8.3% |
Wisconsin | $864 | -$382 | -30.7% |
Wyoming | $1,108 | -$138 | -11.1% |
Opting for high physical damage deductibles can save as much as $440 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Trax | $268 | $452 | $390 | $1,268 |
2023 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
2022 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
2021 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
2020 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
2019 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
2018 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
2017 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
2016 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
2015 Chevrolet Trax | $180 | $272 | $464 | $1,074 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Trax Insurance
Saving money on car insurance takes being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every year by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The items below are a recap of the coverage data covered in the above illustrations.
- You may be able to save approximately $150 per year just by shopping early and online
- Increasing deductibles can save around $450 each year
- Teen drivers have the highest car insurance rates, with premiums as much as $398 per month if full coverage is included
- Higher risk drivers that have major violations or accidents may pay on average $1,450 more annually to insure their Trax
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,776 |
20 | $2,876 |
30 | $1,286 |
40 | $1,246 |
50 | $1,140 |
60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,536 |
$250 | $1,400 |
$500 | $1,246 |
$1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,246 |
50/100 | $1,332 |
100/300 | $1,440 |
250/500 | $1,719 |
100 CSL | $1,375 |
300 CSL | $1,612 |
500 CSL | $1,784 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,786 |
20 | $4,578 |
30 | $2,740 |
40 | $2,692 |
50 | $2,574 |
60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $66 |
Homeowner | $19 |
5-yr Accident Free | $87 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $54 |
Advance Quote | $60 |
Online Quote | $87 |
Total Discounts | $518 |
Discounts are estimated and may not be available from every company or in every state.
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