Chevrolet Trax Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Chevrolet Trax are $1,258 a year including full coverage. Comprehensive costs approximately $248 a year, collision insurance costs $436, and liability coverage is $416. A liability-only policy costs around $474 a year, and high-risk insurance costs around $2,724. Teens receive the highest rates at up to $4,798 a year.

Average premium for full coverage: $1,258

Rate estimates by individual coverage type:

Comprehensive $248
Collision $436
Liability $416

Rates are based on $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Trax trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $474 for just liability coverage to a high of $2,724 for a high-risk insurance policy.

Liability Only $474
Full Coverage $1,258
High Risk $2,724

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $944
Small Cities $1,321
Large Cities $1,698

These examples highlight why it is important to compare rates quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Chevrolet Trax insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $733
  • Raising to $1,000 deductibles will save $1,102 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,258
  • Selecting low $100 deductibles will increase the cost to $1,560
  • Unlucky drivers with serious driving violations could pay around $2,724
  • The cost for full coverage for a teenage driver can cost $4,798

View Chart as Image

Chevrolet Trax insurance cost comparison chart
Column chart showing Chevrolet Trax insurance rates range from $733 to $4,798 for full coverage

Insurance rates for a Chevrolet Trax can also vary considerably based on your driver profile, the model of your Trax, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find rates as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,800 on average in Louisiana, New York, and Michigan.

Chevrolet Trax Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,138 -$120 -9.5%
Alaska $966 -$292 -23.2%
Arizona $1,046 -$212 -16.9%
Arkansas $1,258 -$0 0.0%
California $1,434 $176 14.0%
Colorado $1,202 -$56 -4.5%
Connecticut $1,294 $36 2.9%
Delaware $1,424 $166 13.2%
Florida $1,576 $318 25.3%
Georgia $1,162 -$96 -7.6%
Hawaii $904 -$354 -28.1%
Idaho $852 -$406 -32.3%
Illinois $938 -$320 -25.4%
Indiana $948 -$310 -24.6%
Iowa $850 -$408 -32.4%
Kansas $1,198 -$60 -4.8%
Kentucky $1,718 $460 36.6%
Louisiana $1,864 $606 48.2%
Maine $776 -$482 -38.3%
Maryland $1,038 -$220 -17.5%
Massachusetts $1,006 -$252 -20.0%
Michigan $2,186 $928 73.8%
Minnesota $1,054 -$204 -16.2%
Mississippi $1,506 $248 19.7%
Missouri $1,118 -$140 -11.1%
Montana $1,354 $96 7.6%
Nebraska $994 -$264 -21.0%
Nevada $1,510 $252 20.0%
New Hampshire $906 -$352 -28.0%
New Jersey $1,406 $148 11.8%
New Mexico $1,114 -$144 -11.4%
New York $1,326 $68 5.4%
North Carolina $726 -$532 -42.3%
North Dakota $1,030 -$228 -18.1%
Ohio $872 -$386 -30.7%
Oklahoma $1,292 $34 2.7%
Oregon $1,154 -$104 -8.3%
Pennsylvania $1,200 -$58 -4.6%
Rhode Island $1,678 $420 33.4%
South Carolina $1,140 -$118 -9.4%
South Dakota $1,064 -$194 -15.4%
Tennessee $1,102 -$156 -12.4%
Texas $1,518 $260 20.7%
Utah $934 -$324 -25.8%
Vermont $862 -$396 -31.5%
Virginia $754 -$504 -40.1%
Washington $976 -$282 -22.4%
West Virginia $1,154 -$104 -8.3%
Wisconsin $872 -$386 -30.7%
Wyoming $1,120 -$138 -11.0%

View Chart as Image

Chevrolet Trax insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 133% more than the average policy. View High Risk Driver Rates

Chevrolet Trax Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trax $280 $470 $372 $1,280
2023 Chevrolet Trax $268 $452 $390 $1,268
2022 Chevrolet Trax $256 $448 $398 $1,260
2021 Chevrolet Trax $248 $436 $416 $1,258
2020 Chevrolet Trax $240 $418 $430 $1,246
2019 Chevrolet Trax $226 $404 $442 $1,230
2018 Chevrolet Trax $218 $374 $452 $1,202
2017 Chevrolet Trax $208 $352 $456 $1,174
2016 Chevrolet Trax $200 $316 $460 $1,134
2015 Chevrolet Trax $188 $292 $460 $1,098

Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Trax Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, maintaining good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following is a quick review of the car insurance concepts covered in the charts and tables above.

  • Drivers with a DUI or reckless driving violation could be forced to pay on average $1,470 more per year for Trax insurance
  • You may be able to save around $150 per year just by quoting early and online
  • Increasing deductibles can save around $450 each year
  • Consumers who purchase higher liability limits will pay approximately $460 per year to raise from a minimum limit to 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good 
  • Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.

Rates by Driver Age

Chevrolet Trax Insurance Rates by Driver Age
Driver Age Premium
16 $4,798
20 $2,906
30 $1,304
40 $1,258
50 $1,152
60 $1,130

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trax Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,560
$250 $1,420
$500 $1,258
$1,000 $1,102

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trax Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,258
50/100 $1,341
100/300 $1,445
250/500 $1,716
100 CSL $1,383
300 CSL $1,612
500 CSL $1,778

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trax Insurance Rates for High Risk Drivers
Age Premium
16 $6,820
20 $4,626
30 $2,774
40 $2,724
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $81
Paid in Full/EFT $55
Advance Quote $61
Online Quote $88
Total Discounts $525
Rate after discounts $733

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles