Dodge Grand Caravan Insurance Rates

U.S. average insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage insurance. Comprehensive costs on average $230 a year, collision costs $330, and liability insurance costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing around $2,520. Teenage drivers pay the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Grand Caravan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.

• The best discount rate is $699
• Using higher $1,000 deductibles will save around $1,046 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,174
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,416
• Drivers who are prone to accidents and violations could pay upwards of $2,520 or more
• The price that insures a teen driver may cost $4,538 or more

View Chart as Image

Car insurance prices for a Dodge Grand Caravan are also quite variable based on the trim level of your Grand Caravan, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

The state you live in has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $370 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Dodge Grand Caravan Insurance

Getting lower rates on Dodge Grand Caravan insurance requires being a good driver, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices every year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a brief recap of the coverage data covered in the above illustrations.

• It is possible to save as much as $140 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers age 16 to 20 are expensive to insure, as much as $378 a month if full coverage is purchased
• High-risk drivers who tend to receive serious violations may pay on average $1,350 more each year than a safer driver