Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Average insurance prices for a Dodge Grand Caravan are $1,174 every 12 months for full coverage. Comprehensive insurance costs an estimated $230, collision costs $330, and liability insurance costs $456. A liability-only policy costs as little as $508 a year, with high-risk insurance costing $2,520 or more. Teenage drivers receive the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,174
Rate estimates broken down by individual coverage type:
Prices include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Grand Caravan models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the cheapest price of $508 for the bare minimum liability coverage to the much higher price of $2,520 for coverage for higher-risk drivers.
Price Range by Location
Your location has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.
The example below illustrates how rural and urban location affects insurance prices.
These examples show why everyone should compare rates for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Dodge Grand Caravan insurance rates for other coverage scenarios.
- The best discount rate is $699
- Drivers who choose higher $1,000 deductibles will pay approximately $128 a year
- The average price for a 40-year-old driver who has $500 deductibles is $1,174
- Using pricier low deductibles for comprehensive and collision insurance costs an extra $242 a year
- High risk drivers who are prone to accidents and violations could pay up to $2,520 or more
- The cost to insure a teen driver for full coverage can cost as much as $4,538 a year
Insurance rates for a Dodge Grand Caravan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.
Using high physical damage deductibles could save up to $370 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying $1,400 to $1,900 extra per year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $900 | -$274 | -23.3% |
| Arizona | $974 | -$200 | -17.0% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,120 | -$54 | -4.6% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,328 | $154 | 13.1% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,114 | -$60 | -5.1% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,736 | $562 | 47.9% |
| Maine | $726 | -$448 | -38.2% |
| Maryland | $968 | -$206 | -17.5% |
| Massachusetts | $940 | -$234 | -19.9% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $924 | -$250 | -21.3% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $846 | -$328 | -27.9% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,038 | -$136 | -11.6% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $810 | -$364 | -31.0% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,118 | -$56 | -4.8% |
| Rhode Island | $1,566 | $392 | 33.4% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $870 | -$304 | -25.9% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $704 | -$470 | -40.0% |
| Washington | $906 | -$268 | -22.8% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $812 | -$362 | -30.8% |
| Wyoming | $1,046 | -$128 | -10.9% |
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,128 | $94 |
| Dodge Grand Caravan SE | $1,162 | $97 |
| Dodge Grand Caravan Hero | $1,196 | $100 |
| Dodge Grand Caravan Crew | $1,206 | $101 |
| Dodge Grand Caravan SXT | $1,206 | $101 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Dodge Grand Caravan Insurance
Saving money on Dodge Grand Caravan insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unneeded coverage, and taking advantage of discounts. Set aside time to shop around at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a quick rundown of the primary concepts that were raised in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
- High-risk drivers with reckless driving or DUI convictions pay on average $1,350 more annually for Grand Caravan insurance
- Increasing deductibles could save as much as $375 each year
- Teens are charged the highest rates, costing as high as $378 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,678 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,416 |
| $250 | $1,304 |
| $500 | $1,174 |
| $1,000 | $1,046 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,428 |
| 20 | $4,262 |
| 30 | $2,558 |
| 40 | $2,520 |
| 50 | $2,408 |
| 60 | $2,386 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $81 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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