Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage insurance. Comprehensive costs approximately $230, collision insurance costs $330, and liability coverage costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs around $2,520. Teenage drivers pay the most at up to $4,538 a year.
Average premium for full coverage: $1,174
Premium estimates by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Grand Caravan models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Dodge Grand Caravan range from as low as $508 for a discount liability-only rate to the much higher price of $2,520 for high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences illustrate why everyone should compare rates using their specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.
- The best discount rate is $699
- Drivers who choose higher $1,000 deductibles will pay $128 each year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,174
- Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,416
- High-risk insureds who are prone to accidents and violations could pay around $2,520
- An auto insurance policy for full coverage for a teenage driver for full coverage can cost $4,538 a year
Auto insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age
Where you choose to live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,590 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $900 | -$274 | -23.3% |
| Arizona | $974 | -$200 | -17.0% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,120 | -$54 | -4.6% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,328 | $154 | 13.1% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,114 | -$60 | -5.1% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,736 | $562 | 47.9% |
| Maine | $726 | -$448 | -38.2% |
| Maryland | $968 | -$206 | -17.5% |
| Massachusetts | $940 | -$234 | -19.9% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $924 | -$250 | -21.3% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $846 | -$328 | -27.9% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,038 | -$136 | -11.6% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $810 | -$364 | -31.0% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,118 | -$56 | -4.8% |
| Rhode Island | $1,566 | $392 | 33.4% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $870 | -$304 | -25.9% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $704 | -$470 | -40.0% |
| Washington | $906 | -$268 | -22.8% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $812 | -$362 | -30.8% |
| Wyoming | $1,046 | -$128 | -10.9% |
Using high physical damage deductibles could save up to $370 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,128 | $94 |
| Dodge Grand Caravan SE | $1,162 | $97 |
| Dodge Grand Caravan Hero | $1,196 | $100 |
| Dodge Grand Caravan Crew | $1,206 | $101 |
| Dodge Grand Caravan SXT | $1,206 | $101 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Dodge Grand Caravan Insurance
Finding better rates on auto insurance not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to shop around every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a quick review of the material that was raised in the charts and tables above.
- Consumers who purchase additional liability coverage will pay an extra $500 annually to go from 30/60 bodily injury limits to 250/500 limits
- 16 to 18-year-old drivers have the highest car insurance prices, with premiums being up to $378 per month if they have full coverage
- Drivers with a DUI or reckless driving violation may pay on average $1,350 more per year than a driver with a clean driving record
- Increasing policy deductibles can save around $375 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,678 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,416 |
| $250 | $1,304 |
| $500 | $1,174 |
| $1,000 | $1,046 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,428 |
| 20 | $4,262 |
| 30 | $2,558 |
| 40 | $2,520 |
| 50 | $2,408 |
| 60 | $2,386 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $81 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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