Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Average insurance prices for a Dodge Grand Caravan are $1,198 every 12 months for full coverage insurance. Comprehensive costs an estimated $238 a year, collision costs $350, and liability costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing around $2,576. Teen drivers receive the highest rates at $4,610 a year or more.
Average premium for full coverage: $1,198
Rate estimates broken down by individual coverage type:
Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Grand Caravan trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the cheapest price of $504 for a discount liability-only rate to a high of $2,576 for a high-risk insurance policy.
Price Range by Location
Where you live can have significant affects on the price of insurance. More rural locations tend to have more infrequent physical damage claims than larger metro areas.
The diagram below illustrates the effect of geographic area on insurance prices.
These examples illustrate why it is important to compare prices for a targeted area and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Dodge Grand Caravan insurance rates for other coverage scenarios.
- The lowest rate with discounts is $711
- Using higher $1,000 deductibles will save approximately $1,064 each year
- The average price for a 40-year-old driver who has $500 deductibles is $1,198
- Choosing low $100 deductibles for physical damage coverage increases the price to $1,454
- Drivers with multiple violations and an at-fault accident could pay up to $2,576 or more
- The cost to insure a teen driver can cost as much as $4,610 or more
Insurance rates for a Dodge Grand Caravan can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.
Choosing high deductibles could cut rates by as much as $390 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates
Where you live has a huge impact on Dodge Grand Caravan insurance prices. A driver around age 40 might see rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,084 | -$114 | -9.5% |
| Alaska | $918 | -$280 | -23.4% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,364 | $166 | 13.9% |
| Colorado | $1,144 | -$54 | -4.5% |
| Connecticut | $1,234 | $36 | 3.0% |
| Delaware | $1,356 | $158 | 13.2% |
| Florida | $1,500 | $302 | 25.2% |
| Georgia | $1,106 | -$92 | -7.7% |
| Hawaii | $862 | -$336 | -28.0% |
| Idaho | $812 | -$386 | -32.2% |
| Illinois | $892 | -$306 | -25.5% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $808 | -$390 | -32.6% |
| Kansas | $1,138 | -$60 | -5.0% |
| Kentucky | $1,636 | $438 | 36.6% |
| Louisiana | $1,774 | $576 | 48.1% |
| Maine | $740 | -$458 | -38.2% |
| Maryland | $986 | -$212 | -17.7% |
| Massachusetts | $958 | -$240 | -20.0% |
| Michigan | $2,082 | $884 | 73.8% |
| Minnesota | $1,002 | -$196 | -16.4% |
| Mississippi | $1,436 | $238 | 19.9% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,286 | $88 | 7.3% |
| Nebraska | $946 | -$252 | -21.0% |
| Nevada | $1,438 | $240 | 20.0% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,338 | $140 | 11.7% |
| New Mexico | $1,062 | -$136 | -11.4% |
| New York | $1,262 | $64 | 5.3% |
| North Carolina | $692 | -$506 | -42.2% |
| North Dakota | $982 | -$216 | -18.0% |
| Ohio | $828 | -$370 | -30.9% |
| Oklahoma | $1,230 | $32 | 2.7% |
| Oregon | $1,096 | -$102 | -8.5% |
| Pennsylvania | $1,144 | -$54 | -4.5% |
| Rhode Island | $1,598 | $400 | 33.4% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,012 | -$186 | -15.5% |
| Tennessee | $1,048 | -$150 | -12.5% |
| Texas | $1,446 | $248 | 20.7% |
| Utah | $886 | -$312 | -26.0% |
| Vermont | $822 | -$376 | -31.4% |
| Virginia | $718 | -$480 | -40.1% |
| Washington | $926 | -$272 | -22.7% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $830 | -$368 | -30.7% |
| Wyoming | $1,068 | -$130 | -10.9% |
With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,154 | $96 |
| Dodge Grand Caravan SE | $1,188 | $99 |
| Dodge Grand Caravan Hero | $1,222 | $102 |
| Dodge Grand Caravan Crew | $1,234 | $103 |
| Dodge Grand Caravan SXT | $1,234 | $103 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Dodge Grand Caravan Insurance
Saving money on car insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at least every other year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The items below are a summary of the car insurance concepts covered in the above illustrations.
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,380 more annually to insure their Grand Caravan
- It is possible to save approximately $140 per year simply by quoting early and online
- Increasing deductibles could save as much as $400 each year
- Policyholders who want more liability coverage will pay about $500 annually to increase from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,610 |
| 20 | $2,736 |
| 30 | $1,234 |
| 40 | $1,198 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,338 |
| $500 | $1,198 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,536 |
| 20 | $4,354 |
| 30 | $2,616 |
| 40 | $2,576 |
| 50 | $2,460 |
| 60 | $2,438 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $487 |
Discounts are estimated and may not be available from every company or in every state.
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