Dodge Grand Caravan Insurance Rates

Average insurance rates for a Dodge Grand Caravan are $1,174 a year with full coverage. Comprehensive costs on average $230 a year, collision costs $330, and liability is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing around $2,520. Teenage drivers receive the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Grand Caravan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These examples demonstrate why it is important to get quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.

• The best discount rate is $699
• Choosing higher $1,000 deductibles can save around $1,046 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,174
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,416
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,520 or more
• The cost that insures a 16-year-old driver may cost $4,538 each year

View Chart as Image

Auto insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level of your Grand Caravan, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Dodge Grand Caravan insurance prices. A good driver about age 40 could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $370 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Dodge Grand Caravan Insurance

Saving money on insurance for a Dodge Grand Caravan takes being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices at least every other year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief review of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,350 more each year to insure their Grand Caravan
• You may be able to save as much as $140 per year simply by quoting early and online
• Increasing deductibles can save approximately $375 each year
• Insureds who require more liability coverage will pay an extra $500 every year to raise limits from a minimum limit to the 250/500 level