Dodge Grand Caravan Insurance Rates

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UPDATED: May 13, 2024

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U.S. average insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage. Comprehensive insurance costs approximately $230, collision insurance costs $330, and liability coverage costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs $2,520 or more. Teens pay the highest rates at up to $4,538 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Comprehensive $230
Collision $330
Liability $456

Prices include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all Grand Caravan models.

Price Range from Low to High

Using a middle-aged driver as an example, Dodge Grand Caravan insurance prices range from as low as $508 for just the minimum liability insurance to the much higher price of $2,520 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,174
High Risk $2,520

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above show why everyone should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $699
  • Using higher $1,000 deductibles will save $128 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,174
  • Selecting pricier low deductibles for physical damage coverage will cost an extra $242 each year
  • Higher-risk drivers with serious driving violations could pay around $2,520
  • The price for full coverage for a teenage driver for full coverage can cost $4,538 or more

View Chart as Image

Dodge Grand Caravan insurance cost comparison chart
Column chart showing Dodge Grand Caravan insurance prices range from $699 to $4,538 for full coverage

Insurance prices for a Dodge Grand Caravan are also quite variable based on your driving record, the trim level of your Grand Caravan, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,670 on average in New York, Louisiana, and Michigan.

Dodge Grand Caravan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $900 -$274 -23.3%
Arizona $974 -$200 -17.0%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,120 -$54 -4.6%
Connecticut $1,206 $32 2.7%
Delaware $1,328 $154 13.1%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $790 -$384 -32.7%
Kansas $1,114 -$60 -5.1%
Kentucky $1,600 $426 36.3%
Louisiana $1,736 $562 47.9%
Maine $726 -$448 -38.2%
Maryland $968 -$206 -17.5%
Massachusetts $940 -$234 -19.9%
Michigan $2,038 $864 73.6%
Minnesota $982 -$192 -16.4%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $924 -$250 -21.3%
Nevada $1,406 $232 19.8%
New Hampshire $846 -$328 -27.9%
New Jersey $1,310 $136 11.6%
New Mexico $1,038 -$136 -11.6%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $810 -$364 -31.0%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,118 -$56 -4.8%
Rhode Island $1,566 $392 33.4%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,412 $238 20.3%
Utah $870 -$304 -25.9%
Vermont $804 -$370 -31.5%
Virginia $704 -$470 -40.0%
Washington $906 -$268 -22.8%
West Virginia $1,074 -$100 -8.5%
Wisconsin $812 -$362 -30.8%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Dodge Grand Caravan insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $370 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 additional each year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can be around 42% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Dodge Grand Caravan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Grand Caravan CV $1,128 $94
Dodge Grand Caravan SE $1,162 $97
Dodge Grand Caravan Hero $1,196 $100
Dodge Grand Caravan Crew $1,206 $101
Dodge Grand Caravan SXT $1,206 $101

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Grand Caravan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Dodge Grand Caravan $238 $350 $452 $1,198
2019 Dodge Grand Caravan $230 $330 $456 $1,174
2010 Dodge Grand Caravan $148 $150 $468 $924

Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Dodge Grand Caravan Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the coverage data touched on in the above illustrations.

  • Drivers can save around $140 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $375 each year
  • Youthful drivers are the costliest to insure, with premiums as much as $378 a month including comprehensive and collision insurance
  • Drivers with reckless driving or DUI convictions may pay on average $1,350 more per year than a low-risk driver

Rates by Driver Age

Dodge Grand Caravan Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,678
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Dodge Grand Caravan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,416
$250 $1,304
$500 $1,174
$1,000 $1,046

Full coverage, driver age 40

Rates by Liability Limit

Dodge Grand Caravan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Grand Caravan Insurance Rates for High Risk Drivers
Age Premium
16 $6,428
20 $4,262
30 $2,558
40 $2,520
50 $2,408
60 $2,386

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $47
Advance Quote $54
Online Quote $81
Total Discounts $475
Rate after discounts $699

Discounts are estimated and may not be available from every company or in every state.

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