Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Average insurance rates for a Dodge Grand Caravan are $1,174 a year with full coverage. Comprehensive costs around $230 a year, collision costs $330, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing around $2,520. Teen drivers receive the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,174
Rate estimates for individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Grand Caravan trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the low end price of $508 for just liability coverage to a high of $2,520 for a driver who requires high-risk insurance.
Price Range by Location
Your location has a large influence on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These examples demonstrate why it is important to compare rates for a specific zip code, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $699
- Drivers who choose higher $1,000 deductibles will pay about $1,046 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,174
- Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,416
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,520 or more
- The cost that insures a teenage driver can be $4,538 a year
Car insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level of your Grand Caravan, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 133% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age
Where you live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,590 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $900 | -$274 | -23.3% |
| Arizona | $974 | -$200 | -17.0% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,120 | -$54 | -4.6% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,328 | $154 | 13.1% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,114 | -$60 | -5.1% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,736 | $562 | 47.9% |
| Maine | $726 | -$448 | -38.2% |
| Maryland | $968 | -$206 | -17.5% |
| Massachusetts | $940 | -$234 | -19.9% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $924 | -$250 | -21.3% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $846 | -$328 | -27.9% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,038 | -$136 | -11.6% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $810 | -$364 | -31.0% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,118 | -$56 | -4.8% |
| Rhode Island | $1,566 | $392 | 33.4% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $870 | -$304 | -25.9% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $704 | -$470 | -40.0% |
| Washington | $906 | -$268 | -22.8% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $812 | -$362 | -30.8% |
| Wyoming | $1,046 | -$128 | -10.9% |
Choosing high deductibles could save up to $370 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,128 | $94 |
| Dodge Grand Caravan SE | $1,162 | $97 |
| Dodge Grand Caravan Hero | $1,196 | $100 |
| Dodge Grand Caravan Crew | $1,206 | $101 |
| Dodge Grand Caravan SXT | $1,206 | $101 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Dodge Grand Caravan Insurance
Saving money on auto insurance not only requires having a decent driving record, but also having a positive credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Shop around at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief review of the concepts that were raised in the charts and tables above.
- Drivers with DUI or reckless driving convictions may pay on average $1,350 more every year than a driver with a clean driving record
- 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $378 per month if full coverage is purchased
- You may be able to save up to $140 per year simply by quoting early and online
- Increasing deductibles can save approximately $375 each year
- You may be able to save up to $140 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,678 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,416 |
| $250 | $1,304 |
| $500 | $1,174 |
| $1,000 | $1,046 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,428 |
| 20 | $4,262 |
| 30 | $2,558 |
| 40 | $2,520 |
| 50 | $2,408 |
| 60 | $2,386 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $81 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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