Dodge Grand Caravan Insurance Rates

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UPDATED: May 13, 2024

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The average insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage. Comprehensive insurance costs on average $230, collision costs $330, and liability insurance is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing $2,520 or more. Teens cost the most to insure at $4,538 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Comprehensive $230
Collision $330
Liability $456

Includes $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all Grand Caravan models.

Price Range Variability

For a driver in their 40's, Dodge Grand Caravan insurance rates go from the low end price of $508 for basic liability insurance to the much higher price of $2,520 for a driver required to buy high-risk insurance.

Liability Only $508
Full Coverage $1,174
High Risk $2,520

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how location helps determine car insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The examples above show why everyone should compare rates quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $699
  • Raising to $1,000 deductibles will save around $128 a year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,174
  • Selecting pricier low deductibles will cost an additional $242 a year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,520 or more
  • Policy cost that insures a teen driver for full coverage may cost $4,538

View Chart as Image

Dodge Grand Caravan insurance cost comparison chart
Column chart showing full coverage Dodge Grand Caravan insurance prices range from $699 to $4,538

Auto insurance rates for a Dodge Grand Caravan also range considerably based on the model of your Grand Caravan, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

Your home state also has a big influence on Dodge Grand Caravan insurance rates. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

Dodge Grand Caravan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $900 -$274 -23.3%
Arizona $974 -$200 -17.0%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,120 -$54 -4.6%
Connecticut $1,206 $32 2.7%
Delaware $1,328 $154 13.1%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $790 -$384 -32.7%
Kansas $1,114 -$60 -5.1%
Kentucky $1,600 $426 36.3%
Louisiana $1,736 $562 47.9%
Maine $726 -$448 -38.2%
Maryland $968 -$206 -17.5%
Massachusetts $940 -$234 -19.9%
Michigan $2,038 $864 73.6%
Minnesota $982 -$192 -16.4%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $924 -$250 -21.3%
Nevada $1,406 $232 19.8%
New Hampshire $846 -$328 -27.9%
New Jersey $1,310 $136 11.6%
New Mexico $1,038 -$136 -11.6%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $810 -$364 -31.0%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,118 -$56 -4.8%
Rhode Island $1,566 $392 33.4%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,412 $238 20.3%
Utah $870 -$304 -25.9%
Vermont $804 -$370 -31.5%
Virginia $704 -$470 -40.0%
Washington $906 -$268 -22.8%
West Virginia $1,074 -$100 -8.5%
Wisconsin $812 -$362 -30.8%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Dodge Grand Caravan insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Dodge Grand Caravan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Grand Caravan CV $1,128 $94
Dodge Grand Caravan SE $1,162 $97
Dodge Grand Caravan Hero $1,196 $100
Dodge Grand Caravan Crew $1,206 $101
Dodge Grand Caravan SXT $1,206 $101

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Grand Caravan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Dodge Grand Caravan $238 $350 $452 $1,198
2019 Dodge Grand Caravan $230 $330 $456 $1,174
2010 Dodge Grand Caravan $148 $150 $468 $924

Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Dodge Grand Caravan Insurance

Finding cheaper rates on Dodge Grand Caravan insurance consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at every policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a recap of the data covered in the charts and tables above.

  • Drivers who require increased levels of liability coverage will pay approximately $500 each year to raise from a 30/60 limit to the 250/500 level
  • Drivers can save as much as $140 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save approximately $375 each year
  • Drivers age 20 and younger are charged the highest rates, costing up to $378 each month if the policy includes full coverage

Rates by Driver Age

Dodge Grand Caravan Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,678
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Dodge Grand Caravan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,416
$250 $1,304
$500 $1,174
$1,000 $1,046

Full coverage, driver age 40

Rates by Liability Limit

Dodge Grand Caravan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Grand Caravan Insurance Rates for High Risk Drivers
Age Premium
16 $6,428
20 $4,262
30 $2,558
40 $2,520
50 $2,408
60 $2,386

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $47
Advance Quote $54
Online Quote $81
Total Discounts $475
Rate after discounts $699

Discounts are estimated and may not be available from every company or in every state.

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