Dodge Viper Insurance Rates

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UPDATED: Jun 1, 2024

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Estimated insurance rates for a Dodge Viper are $1,624 a year with full coverage. Comprehensive costs approximately $348 each year, collision insurance costs $654, and liability is estimated at $464. Liability-only insurance costs approximately $514 a year, and high-risk driver insurance costs around $3,532. Teens pay the most at up to $6,022 a year.

Average premium for full coverage: $1,624

Premium estimates by type of coverage:

Comprehensive $348
Collision $654
Liability $464

Includes $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Viper models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Dodge Viper range from the low end price of $514 for a discount liability-only rate to a high rate of $3,532 for a high-risk driver policy.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

These rate differences demonstrate why all drivers should get quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Dodge Viper insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $920
  • Choosing higher $1,000 deductibles can save $228 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,624
  • Selecting low deductibles for comp and collision coverage bumps up the cost to $2,064
  • Unlucky drivers with serious driving violations could pay around $3,532
  • An auto insurance policy that insures a teen driver can cost $6,022 each year

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing Dodge Viper insurance rates range from $920 to $6,022 for full coverage

Insurance prices for a Dodge Viper also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,900 to $2,600 additional annually, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Dodge Viper insurance prices. A good driver about age 40 could pay as low as $1,170 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,190 on average in New York, Michigan, and Florida.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $670 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Dodge Viper Insurance

Finding better rates on car insurance takes having a good driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from local insurance agencies.

The next list is a recap of the information presented in the illustrations above.

  • You may be able to save around $200 per year just by quoting online in advance
  • Drivers age 20 and younger are the costliest to insure, possibly costing $502 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $675 each year
  • Higher risk drivers that have major violations or accidents may have to pay on average $1,910 more per year to buy Dodge Viper insurance
  • Policyholders who purchase increased levels of liability coverage will pay approximately $510 every year to raise limits from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

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