Dodge Viper Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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The average insurance prices for a Dodge Viper are $1,144 every 12 months with full coverage. Comprehensive insurance costs approximately $222, collision costs $322, and liability coverage is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing $2,462 or more. Teens cost the most to insure at $4,438 a year or more.

Average premium for full coverage: $1,144

Policy rates by type of insurance:

Comprehensive $222
Collision $322
Liability $442

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Viper models.

Price Range Variability

For a 40-year-old driver, Dodge Viper insurance rates go from the cheapest price of $496 for the bare minimum liability coverage to the much higher price of $2,462 for a high-risk driver policy.

Liability Only $496
Full Coverage $1,144
High Risk $2,462

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance prices.

Rural Areas $858
Small Cities $1,201
Large Cities $1,544

The examples above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Dodge Viper insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $682
  • Raising to $1,000 deductibles will save $124 annually
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,144
  • Selecting pricier low deductibles costs an extra $238 each year
  • Unlucky drivers with serious driving violations could pay around $2,462 or more
  • Policy cost to insure a teenage driver for full coverage can cost $4,438

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance prices range from $682 to $4,438

Car insurance rates for a Dodge Viper also range considerably based on liability limits and deductibles, your driving record, and the model of your Viper.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 extra every year, depending on your age. Dodge Viper insurance for high-risk drivers is expensive and can cost around 43% to 136% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Dodge Viper insurance rates. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,550 on average in New York, Michigan, and Florida.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$108 -9.4%
Alaska $880 -$264 -23.1%
Arizona $952 -$192 -16.8%
Arkansas $1,144 -$0 0.0%
California $1,306 $162 14.2%
Colorado $1,094 -$50 -4.4%
Connecticut $1,178 $34 3.0%
Delaware $1,296 $152 13.3%
Florida $1,432 $288 25.2%
Georgia $1,058 -$86 -7.5%
Hawaii $824 -$320 -28.0%
Idaho $774 -$370 -32.3%
Illinois $854 -$290 -25.3%
Indiana $862 -$282 -24.7%
Iowa $772 -$372 -32.5%
Kansas $1,088 -$56 -4.9%
Kentucky $1,564 $420 36.7%
Louisiana $1,696 $552 48.3%
Maine $706 -$438 -38.3%
Maryland $946 -$198 -17.3%
Massachusetts $918 -$226 -19.8%
Michigan $1,990 $846 74.0%
Minnesota $958 -$186 -16.3%
Mississippi $1,372 $228 19.9%
Missouri $1,016 -$128 -11.2%
Montana $1,230 $86 7.5%
Nebraska $904 -$240 -21.0%
Nevada $1,372 $228 19.9%
New Hampshire $824 -$320 -28.0%
New Jersey $1,280 $136 11.9%
New Mexico $1,014 -$130 -11.4%
New York $1,208 $64 5.6%
North Carolina $660 -$484 -42.3%
North Dakota $938 -$206 -18.0%
Ohio $792 -$352 -30.8%
Oklahoma $1,176 $32 2.8%
Oregon $1,050 -$94 -8.2%
Pennsylvania $1,094 -$50 -4.4%
Rhode Island $1,528 $384 33.6%
South Carolina $1,038 -$106 -9.3%
South Dakota $968 -$176 -15.4%
Tennessee $1,004 -$140 -12.2%
Texas $1,380 $236 20.6%
Utah $848 -$296 -25.9%
Vermont $784 -$360 -31.5%
Virginia $688 -$456 -39.9%
Washington $886 -$258 -22.6%
West Virginia $1,050 -$94 -8.2%
Wisconsin $794 -$350 -30.6%
Wyoming $1,020 -$124 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,144 $95
Dodge Viper SRT/10 2-Dr Roadster $1,144 $95

Rates assume 1996 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2004 Dodge Viper $222 $322 $442 $1,144

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Dodge Viper Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to shop around every time your policy renews by getting rate quotes from direct companies, and also from insurance agencies where you live.

The points below are a summary of the information illustrated above.

  • You may be able to save around $130 per year simply by quoting online well ahead of the renewal date
  • Drivers under the age of 20 pay the highest auto insurance rates, as much as $370 each month if the policy includes full coverage
  • Increasing comprehensive and collision deductibles could save as much as $350 each year
  • Drivers who have multiple accidents or major violations could be forced to pay on average $1,320 more per year to insure a Dodge Viper
  • Consumers who purchase increased liability limits will pay approximately $490 every year to raise from a 30/60 limit to a 250/500 level

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $4,438
20 $2,616
30 $1,178
40 $1,144
50 $1,048
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,382
$250 $1,274
$500 $1,144
$1,000 $1,020

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,144
50/100 $1,232
100/300 $1,343
250/500 $1,630
100 CSL $1,277
300 CSL $1,520
500 CSL $1,697

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $6,280
20 $4,162
30 $2,496
40 $2,462
50 $2,350
60 $2,328

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $75
5-yr Claim Free $72
Paid in Full/EFT $46
Advance Quote $52
Online Quote $79
Total Discounts $462
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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