Dodge Viper Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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U.S. average insurance rates for a Dodge Viper are $1,674 a year with full coverage. Comprehensive costs approximately $360 each year, collision costs $696, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $3,650. Teen drivers pay the highest rates at $6,190 a year or more.

Average premium for full coverage: $1,674

Price estimates by individual coverage:

Comprehensive $360
Collision $696
Liability $460

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Viper models.

Price Range from Low to High

For the average 40-year-old driver, Dodge Viper insurance prices go from the low end price of $510 for your basic liability-only policy to a high rate of $3,650 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,674
High Risk $3,650

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,256
Small Cities $1,758
Large Cities $2,260

The ranges above demonstrate why all drivers should compare rates using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Dodge Viper insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $944
  • Drivers who choose higher $1,000 deductibles will pay $238 annually
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,674
  • Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $2,144
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,650 or more
  • The price that insures a teen driver can cost $6,190 a year

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance rates range from $944 to $6,190

Insurance prices for a Dodge Viper are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $2,000 to $2,700 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 133% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,600 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,100 a year. View Rates by Age

The state you live in makes a big difference in Dodge Viper insurance prices. A 40-year-old driver could pay as low as $1,210 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,260 on average in New York, Michigan, and Florida.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,516 -$158 -9.4%
Alaska $1,284 -$390 -23.3%
Arizona $1,392 -$282 -16.8%
Arkansas $1,674 -$0 0.0%
California $1,908 $234 14.0%
Colorado $1,602 -$72 -4.3%
Connecticut $1,722 $48 2.9%
Delaware $1,896 $222 13.3%
Florida $2,094 $420 25.1%
Georgia $1,546 -$128 -7.6%
Hawaii $1,202 -$472 -28.2%
Idaho $1,134 -$540 -32.3%
Illinois $1,248 -$426 -25.4%
Indiana $1,262 -$412 -24.6%
Iowa $1,130 -$544 -32.5%
Kansas $1,592 -$82 -4.9%
Kentucky $2,286 $612 36.6%
Louisiana $2,480 $806 48.1%
Maine $1,034 -$640 -38.2%
Maryland $1,384 -$290 -17.3%
Massachusetts $1,340 -$334 -20.0%
Michigan $2,910 $1,236 73.8%
Minnesota $1,404 -$270 -16.1%
Mississippi $2,006 $332 19.8%
Missouri $1,486 -$188 -11.2%
Montana $1,800 $126 7.5%
Nebraska $1,322 -$352 -21.0%
Nevada $2,010 $336 20.1%
New Hampshire $1,208 -$466 -27.8%
New Jersey $1,872 $198 11.8%
New Mexico $1,486 -$188 -11.2%
New York $1,766 $92 5.5%
North Carolina $966 -$708 -42.3%
North Dakota $1,372 -$302 -18.0%
Ohio $1,156 -$518 -30.9%
Oklahoma $1,722 $48 2.9%
Oregon $1,534 -$140 -8.4%
Pennsylvania $1,598 -$76 -4.5%
Rhode Island $2,236 $562 33.6%
South Carolina $1,518 -$156 -9.3%
South Dakota $1,414 -$260 -15.5%
Tennessee $1,468 -$206 -12.3%
Texas $2,020 $346 20.7%
Utah $1,240 -$434 -25.9%
Vermont $1,146 -$528 -31.5%
Virginia $1,004 -$670 -40.0%
Washington $1,296 -$378 -22.6%
West Virginia $1,536 -$138 -8.2%
Wisconsin $1,160 -$514 -30.7%
Wyoming $1,492 -$182 -10.9%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Choosing high deductibles could save up to $710 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,674 $140
Dodge Viper SRT/10 2-Dr Roadster $1,674 $140

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $402 $844 $456 $1,860
2016 Dodge Viper $386 $758 $460 $1,762
2015 Dodge Viper $360 $696 $460 $1,674
2010 Dodge Viper $286 $470 $474 $1,388
2004 Dodge Viper $222 $322 $442 $1,144

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Dodge Viper Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at least once a year by obtaining price quotes from direct companies, and also from local insurance agencies.

The following list is a brief recap of the primary concepts that were touched on in this article.

  • You may be able to save around $210 per year simply by quoting online in advance
  • Higher risk drivers who tend to receive serious violations may have to pay on average $1,980 more per year than a safer driver
  • Increasing physical damage deductibles can save approximately $700 each year
  • Drivers age 16 to 20 are the costliest to insure, costing up to $516 a month if comprehensive and collision insurance is included

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,190
20 $3,884
30 $1,754
40 $1,674
50 $1,528
60 $1,502

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,144
$250 $1,926
$500 $1,674
$1,000 $1,436

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,674
50/100 $1,766
100/300 $1,881
250/500 $2,180
100 CSL $1,812
300 CSL $2,065
500 CSL $2,249

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,872
20 $6,196
30 $3,736
40 $3,650
50 $3,482
60 $3,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $240

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $91
Multi-vehicle $89
Homeowner $24
5-yr Accident Free $129
5-yr Claim Free $110
Paid in Full/EFT $80
Advance Quote $86
Online Quote $121
Total Discounts $730
Rate after discounts $944

Discounts are estimated and may not be available from every company or in every state.

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