Dodge Viper Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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Average insurance rates for a Dodge Viper are $1,144 a year with full coverage. Comprehensive costs approximately $222, collision costs $322, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $2,462. Teens receive the highest rates at $4,438 a year or more.

Average premium for full coverage: $1,144

Rate estimates by individual coverage type:

Comprehensive $222
Collision $322
Liability $442

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Viper models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $496 for basic liability insurance to the much higher price of $2,462 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,144
High Risk $2,462

Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $858
Small Cities $1,201
Large Cities $1,544

These examples demonstrate why everyone should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Dodge Viper insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $682
  • Using higher $1,000 deductibles will save $124 annually
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,144
  • Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,382
  • Higher-risk drivers with serious driving violations could pay around $2,462 or more
  • The cost for full coverage for a teenage driver for full coverage can cost $4,438 or more

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance rates range from $682 to $4,438

Auto insurance rates for a Dodge Viper can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Dodge Viper insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,550 on average in New York, Michigan, and Florida.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$108 -9.4%
Alaska $880 -$264 -23.1%
Arizona $952 -$192 -16.8%
Arkansas $1,144 -$0 0.0%
California $1,306 $162 14.2%
Colorado $1,094 -$50 -4.4%
Connecticut $1,178 $34 3.0%
Delaware $1,296 $152 13.3%
Florida $1,432 $288 25.2%
Georgia $1,058 -$86 -7.5%
Hawaii $824 -$320 -28.0%
Idaho $774 -$370 -32.3%
Illinois $854 -$290 -25.3%
Indiana $862 -$282 -24.7%
Iowa $772 -$372 -32.5%
Kansas $1,088 -$56 -4.9%
Kentucky $1,564 $420 36.7%
Louisiana $1,696 $552 48.3%
Maine $706 -$438 -38.3%
Maryland $946 -$198 -17.3%
Massachusetts $918 -$226 -19.8%
Michigan $1,990 $846 74.0%
Minnesota $958 -$186 -16.3%
Mississippi $1,372 $228 19.9%
Missouri $1,016 -$128 -11.2%
Montana $1,230 $86 7.5%
Nebraska $904 -$240 -21.0%
Nevada $1,372 $228 19.9%
New Hampshire $824 -$320 -28.0%
New Jersey $1,280 $136 11.9%
New Mexico $1,014 -$130 -11.4%
New York $1,208 $64 5.6%
North Carolina $660 -$484 -42.3%
North Dakota $938 -$206 -18.0%
Ohio $792 -$352 -30.8%
Oklahoma $1,176 $32 2.8%
Oregon $1,050 -$94 -8.2%
Pennsylvania $1,094 -$50 -4.4%
Rhode Island $1,528 $384 33.6%
South Carolina $1,038 -$106 -9.3%
South Dakota $968 -$176 -15.4%
Tennessee $1,004 -$140 -12.2%
Texas $1,380 $236 20.6%
Utah $848 -$296 -25.9%
Vermont $784 -$360 -31.5%
Virginia $688 -$456 -39.9%
Washington $886 -$258 -22.6%
West Virginia $1,050 -$94 -8.2%
Wisconsin $794 -$350 -30.6%
Wyoming $1,020 -$124 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. Dodge Viper insurance for high-risk drivers can be around 43% to 136% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,144 $95
Dodge Viper SRT/10 2-Dr Roadster $1,144 $95

Rates assume 1996 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2004 Dodge Viper $230 $340 $446 $1,174
2003 Dodge Viper $222 $322 $442 $1,144

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Viper Insurance

Saving money on auto insurance requires being a good driver, having good credit, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every other policy renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a condensed summary of the ideas that were covered in the charts and tables above.

  • Drivers age 16 to 20 have the highest car insurance rates, with premiums as much as $370 per month if they have full coverage
  • Drivers with multiple at-fault accidents pay on average $1,320 more per year than a safer driver
  • Increasing deductibles can save around $350 each year
  • You may be able to save around $130 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $4,438
20 $2,616
30 $1,178
40 $1,144
50 $1,048
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,382
$250 $1,274
$500 $1,144
$1,000 $1,020

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,144
50/100 $1,232
100/300 $1,343
250/500 $1,630
100 CSL $1,277
300 CSL $1,520
500 CSL $1,697

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $6,280
20 $4,162
30 $2,496
40 $2,462
50 $2,350
60 $2,328

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $75
5-yr Claim Free $72
Paid in Full/EFT $46
Advance Quote $52
Online Quote $79
Total Discounts $462
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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