Insurance for Fiat Vehicles

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 14, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The table below shows estimated insurance prices for some of the more popular Fiat vehicles. Some additional models are listed at the bottom of the page

Insurance Rates for Fiat Vehicles
Vehicle Model Annual Premium Monthly Premium
Fiat 500L $1,380 $115
Fiat 500X $1,412 $118
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Fiat vehicles
Column chart showing average insurance prices for Fiat vehicles range from $818 to $5,334 for full coverage

The chart example averages rate data from all Fiat vehicles in the above table to show how different scenarios can impact auto insurance prices.

Insurance rates for a Fiat have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay upwards of $5,300 a year.

Where you choose to live plays a big part in determining prices for Fiat insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,860 on average in Michigan, Montana, and California.

Fiat Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$136 -9.6%
Alaska $1,084 -$328 -23.2%
Arizona $1,174 -$238 -16.9%
Arkansas $1,412 -$0 0.0%
California $1,610 $198 14.0%
Colorado $1,348 -$64 -4.5%
Connecticut $1,450 $38 2.7%
Delaware $1,600 $188 13.3%
Florida $1,766 $354 25.1%
Georgia $1,306 -$106 -7.5%
Hawaii $1,014 -$398 -28.2%
Idaho $958 -$454 -32.2%
Illinois $1,052 -$360 -25.5%
Indiana $1,066 -$346 -24.5%
Iowa $954 -$458 -32.4%
Kansas $1,340 -$72 -5.1%
Kentucky $1,926 $514 36.4%
Louisiana $2,092 $680 48.2%
Maine $874 -$538 -38.1%
Maryland $1,166 -$246 -17.4%
Massachusetts $1,126 -$286 -20.3%
Michigan $2,452 $1,040 73.7%
Minnesota $1,182 -$230 -16.3%
Mississippi $1,692 $280 19.8%
Missouri $1,254 -$158 -11.2%
Montana $1,518 $106 7.5%
Nebraska $1,114 -$298 -21.1%
Nevada $1,694 $282 20.0%
New Hampshire $1,020 -$392 -27.8%
New Jersey $1,580 $168 11.9%
New Mexico $1,248 -$164 -11.6%
New York $1,488 $76 5.4%
North Carolina $814 -$598 -42.4%
North Dakota $1,158 -$254 -18.0%
Ohio $974 -$438 -31.0%
Oklahoma $1,450 $38 2.7%
Oregon $1,296 -$116 -8.2%
Pennsylvania $1,346 -$66 -4.7%
Rhode Island $1,886 $474 33.6%
South Carolina $1,282 -$130 -9.2%
South Dakota $1,192 -$220 -15.6%
Tennessee $1,236 -$176 -12.5%
Texas $1,700 $288 20.4%
Utah $1,046 -$366 -25.9%
Vermont $968 -$444 -31.4%
Virginia $844 -$568 -40.2%
Washington $1,088 -$324 -22.9%
West Virginia $1,296 -$116 -8.2%
Wisconsin $978 -$434 -30.7%
Wyoming $1,258 -$154 -10.9%

Choosing high deductibles can save as much as $550 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $378 more per year

View Chart as Image

Fiat insurance by deductible and liability limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 134% more than average.

View Chart as Image

Fiat insurance by risk and age

With so much difference in rates, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates will be substantially different from one company to the next.

Additional Fiat Vehicles


U.S. averages for full coverage Fiat vehicle insurance

Average Policy Cost $1,412
Comprehensive Premium $280
Collision Premium $532
Liability Premium $420

National average data is compiled from all 50 U.S. states for the Fiat models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Fiat Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,334
20 $3,274
30 $1,468
40 $1,412
50 $1,292
60 $1,268

Full coverage, $500 deductibles

Rates by Deductible

Fiat Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,606
$500 $1,412
$1,000 $1,228

Full coverage, driver age 40

Rates for High Risk Drivers

Fiat Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,596
20 $5,200
30 $3,116
40 $3,054
50 $2,914
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $90
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $594
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles