Fiat 500X Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance rates for a Fiat 500X are $1,302 a year for full coverage. Comprehensive insurance costs an estimated $208 each year, collision costs $400, and liability is estimated at $514. Liability-only coverage costs approximately $572 a year, with high-risk coverage costing $2,834 or more. Teens receive the highest rates at $5,158 a year or more.
Average premium for full coverage: $1,302
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and 500X models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $572 for minimum levels of liability insurance to a high rate of $2,834 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects insurance prices.
These examples show why all drivers should get quotes for a targeted area and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Fiat 500X insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $763
- Choosing higher $1,000 deductibles can save approximately $138 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,302
- Selecting low deductibles for comp and collision coverage will cost an extra $270 every year
- Unlucky drivers with serious driving violations could pay up to $2,834 or more
- The cost for full coverage for a teen driver can cost as much as $5,158 each year
Car insurance rates for a Fiat 500X can also vary considerably based on your driver profile, the trim level of your 500X, and liability limits and deductibles.
More mature drivers with no driving violations and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,100 a year. View Rates by Age
Where you live plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,860 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing higher comprehensive and collision insurance deductibles can save as much as $410 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $462 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, so rate quotes can be significantly different from one company to the next.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2016 Fiat 500X||$208||$400||$514||$1,302|
Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Fiat 500X Insurance
Saving money on car insurance takes being a good driver, having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Invest the time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The following list is a brief recap of the data presented in the illustrations above.
- Policyholders who want an increased level of liability coverage will pay approximately $570 each year to raise limits from a minimum limit to 250/500 limits
- Drivers can save approximately $150 per year simply by quoting online in advance
- Increasing deductibles can save around $400 each year
- Drivers age 16 to 20 have the highest car insurance rates, costing as high as $430 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$89|
|5-yr Claim Free||$84|
|Paid in Full/EFT||$54|
Discounts are estimated and may not be available from every company or in every state.