Fiat 500X Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Average insurance rates for a Fiat 500X are $1,302 a year for full coverage. Comprehensive insurance costs an estimated $208 each year, collision costs $400, and liability is estimated at $514. Liability-only coverage costs approximately $572 a year, with high-risk coverage costing $2,834 or more. Teens receive the highest rates at $5,158 a year or more.

Average premium for full coverage: $1,302

Rate estimates broken down by individual coverage type:

Comprehensive $208
Collision $400
Liability $514

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and 500X models.

Price Range by Coverage and Risk

For the normal driver, prices range go from as low as $572 for minimum levels of liability insurance to a high rate of $2,834 for a driver required to buy high-risk insurance.

Liability Only $572
Full Coverage $1,302
High Risk $2,834

Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $977
Small Cities $1,367
Large Cities $1,758

These examples show why all drivers should get quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Fiat 500X insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $763
  • Choosing higher $1,000 deductibles can save approximately $138 a year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,302
  • Selecting low deductibles for comp and collision coverage will cost an extra $270 every year
  • Unlucky drivers with serious driving violations could pay up to $2,834 or more
  • The cost for full coverage for a teen driver can cost as much as $5,158 each year

View Chart as Image

Fiat 500X insurance cost comparison chart
Column chart showing full coverage Fiat 500X insurance prices range from $763 to $5,158

Car insurance rates for a Fiat 500X can also vary considerably based on your driver profile, the trim level of your 500X, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,860 on average in New York, Louisiana, and Michigan.

Fiat 500X Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,178 -$124 -9.5%
Alaska $998 -$304 -23.3%
Arizona $1,084 -$218 -16.7%
Arkansas $1,302 -$0 0.0%
California $1,484 $182 14.0%
Colorado $1,244 -$58 -4.5%
Connecticut $1,336 $34 2.6%
Delaware $1,474 $172 13.2%
Florida $1,630 $328 25.2%
Georgia $1,204 -$98 -7.5%
Hawaii $936 -$366 -28.1%
Idaho $882 -$420 -32.3%
Illinois $970 -$332 -25.5%
Indiana $984 -$318 -24.4%
Iowa $878 -$424 -32.6%
Kansas $1,236 -$66 -5.1%
Kentucky $1,776 $474 36.4%
Louisiana $1,930 $628 48.2%
Maine $804 -$498 -38.2%
Maryland $1,074 -$228 -17.5%
Massachusetts $1,040 -$262 -20.1%
Michigan $2,260 $958 73.6%
Minnesota $1,088 -$214 -16.4%
Mississippi $1,560 $258 19.8%
Missouri $1,154 -$148 -11.4%
Montana $1,400 $98 7.5%
Nebraska $1,026 -$276 -21.2%
Nevada $1,564 $262 20.1%
New Hampshire $938 -$364 -28.0%
New Jersey $1,458 $156 12.0%
New Mexico $1,152 -$150 -11.5%
New York $1,372 $70 5.4%
North Carolina $750 -$552 -42.4%
North Dakota $1,068 -$234 -18.0%
Ohio $900 -$402 -30.9%
Oklahoma $1,336 $34 2.6%
Oregon $1,194 -$108 -8.3%
Pennsylvania $1,242 -$60 -4.6%
Rhode Island $1,738 $436 33.5%
South Carolina $1,182 -$120 -9.2%
South Dakota $1,100 -$202 -15.5%
Tennessee $1,138 -$164 -12.6%
Texas $1,570 $268 20.6%
Utah $962 -$340 -26.1%
Vermont $892 -$410 -31.5%
Virginia $780 -$522 -40.1%
Washington $1,006 -$296 -22.7%
West Virginia $1,194 -$108 -8.3%
Wisconsin $900 -$402 -30.9%
Wyoming $1,160 -$142 -10.9%

View Chart as Image

Fiat 500X insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $410 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $462 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, so rate quotes can be significantly different from one company to the next.

Fiat 500X Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Fiat 500X $208 $400 $514 $1,302

Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Fiat 500X Insurance

Saving money on car insurance takes being a good driver, having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Invest the time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The following list is a brief recap of the data presented in the illustrations above.

  • Policyholders who want an increased level of liability coverage will pay approximately $570 each year to raise limits from a minimum limit to 250/500 limits
  • Drivers can save approximately $150 per year simply by quoting online in advance
  • Increasing deductibles can save around $400 each year
  • Drivers age 16 to 20 have the highest car insurance rates, costing as high as $430 per month if full coverage is included

Rates by Driver Age

Fiat 500X Insurance Rates by Driver Age
Driver Age Premium
16 $5,158
20 $3,028
30 $1,338
40 $1,302
50 $1,196
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Fiat 500X Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,572
$250 $1,446
$500 $1,302
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Fiat 500X Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,302
50/100 $1,405
100/300 $1,533
250/500 $1,867
100 CSL $1,456
300 CSL $1,739
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Fiat 500X Insurance Rates for High Risk Drivers
Age Premium
16 $7,310
20 $4,834
30 $2,872
40 $2,834
50 $2,710
60 $2,686

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $71
Homeowner $22
5-yr Accident Free $89
5-yr Claim Free $84
Paid in Full/EFT $54
Advance Quote $62
Online Quote $90
Total Discounts $539
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

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