Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,302 a year including full coverage. Comprehensive insurance costs around $208 each year, collision insurance costs $400, and liability insurance costs around $514. Buying just liability costs as low as $572 a year, and insurance for high-risk drivers costs $2,834 or more. Teen drivers cost the most to insure at up to $5,158 a year.

Average premium for full coverage: $1,302

Policy rates for type of insurance:

Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and 500X models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $763
• Using higher $1,000 deductibles will save about $138 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,302
• Choosing low deductibles for physical damage coverage will cost an extra $270 a year
• Drivers with multiple violations and an at-fault accident could pay at least $2,834
• Policy cost for full coverage for a teen driver can be $5,158 or more

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on your risk profile, the model of your 500X, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age

Your home state has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $410 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $462 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 136% more than average. View High Risk Driver Rates

How to Find the Cheapest Fiat 500X Insurance

Finding cheaper rates on Fiat 500X insurance requires being a safe and courteous driver, maintaining good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to compare rates at every other renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a recap of the concepts that were presented in the illustrations above.

• High-risk drivers that have major violations or accidents pay on average $1,530 more every year for auto insurance
• Teenage drivers pay higher rates, with premiums being up to $430 each month for full coverage
• You may be able to save up to $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $400 each year
• You may be able to save up to $150 per year just by quoting online in advance