Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,332 a year with full coverage. Comprehensive costs an estimated $218, collision insurance costs $424, and liability costs $510. Buying just liability costs as little as $568 a year, and insurance for high-risk drivers costs around $2,898. Teen drivers cost the most to insure at up to $5,242 a year.

Average premium for full coverage: $1,332

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all 500X models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why everyone should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Fiat 500X insurance rates for other coverage scenarios.

• The lowest rate with discounts is $778
• Drivers who choose higher $1,000 deductibles will pay approximately $144 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,332
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,616
• Drivers with multiple violations and an at-fault accident could pay up to $2,898
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $5,242 a year

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on the model of your 500X, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 extra every year, depending on your age. Fiat 500X insurance for high-risk drivers can cost from 42% to 134% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $5,200 a year. View Rates by Age

Your home state makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $430 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $459 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Fiat 500X Insurance

Finding cheaper rates on insurance for a Fiat 500X not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Shop around at least every other year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below is a quick review of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,570 more annually for auto insurance
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Insureds who want higher levels of liability will pay about $560 every year to go from a 30/60 limit to the 250/500 level