Fiat 500X Insurance Rates
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UPDATED: Apr 7, 2024
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U.S. average insurance prices for a Fiat 500X are $1,332 every 12 months including full coverage. Comprehensive costs approximately $218, collision insurance costs $424, and liability is estimated at $510. Buying just liability costs approximately $568 a year, and insurance for high-risk drivers costs around $2,898. Teenage drivers pay the highest rates at up to $5,242 a year.
Average premium for full coverage: $1,332
Price estimates by individual coverage:
Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all 500X models.
Price Range from Low to High
For a 40-year-old driver, Fiat 500X insurance prices range from the cheapest price of $568 for just liability coverage to the much higher price of $2,898 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.
The ranges above highlight why everyone should get quotes using their specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Fiat 500X insurance rates for additional coverage and risk scenarios.
- The best discount rate is $778
- Choosing higher $1,000 deductibles can save $144 every year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,332
- Using pricier low deductibles for comp and collision coverage increases the price to $1,616
- Higher-risk drivers who are prone to accidents and violations could pay around $2,898
- The price to insure a 16-year-old driver for full coverage can cost $5,242 each year
Insurance prices for a Fiat 500X are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your 500X.
Using high physical damage deductibles can save as much as $430 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $459 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 additional each year, depending on your age. Fiat 500X insurance for high-risk drivers ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$130 | -9.8% |
| Alaska | $1,020 | -$312 | -23.4% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,270 | -$62 | -4.7% |
| Connecticut | $1,368 | $36 | 2.7% |
| Delaware | $1,506 | $174 | 13.1% |
| Florida | $1,666 | $334 | 25.1% |
| Georgia | $1,228 | -$104 | -7.8% |
| Hawaii | $954 | -$378 | -28.4% |
| Idaho | $904 | -$428 | -32.1% |
| Illinois | $990 | -$342 | -25.7% |
| Indiana | $1,004 | -$328 | -24.6% |
| Iowa | $896 | -$436 | -32.7% |
| Kansas | $1,264 | -$68 | -5.1% |
| Kentucky | $1,816 | $484 | 36.3% |
| Louisiana | $1,970 | $638 | 47.9% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$268 | -20.1% |
| Michigan | $2,312 | $980 | 73.6% |
| Minnesota | $1,114 | -$218 | -16.4% |
| Mississippi | $1,594 | $262 | 19.7% |
| Missouri | $1,180 | -$152 | -11.4% |
| Montana | $1,430 | $98 | 7.4% |
| Nebraska | $1,050 | -$282 | -21.2% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $960 | -$372 | -27.9% |
| New Jersey | $1,488 | $156 | 11.7% |
| New Mexico | $1,178 | -$154 | -11.6% |
| New York | $1,400 | $68 | 5.1% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,092 | -$240 | -18.0% |
| Ohio | $918 | -$414 | -31.1% |
| Oklahoma | $1,368 | $36 | 2.7% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,268 | -$64 | -4.8% |
| Rhode Island | $1,776 | $444 | 33.3% |
| South Carolina | $1,206 | -$126 | -9.5% |
| South Dakota | $1,124 | -$208 | -15.6% |
| Tennessee | $1,164 | -$168 | -12.6% |
| Texas | $1,604 | $272 | 20.4% |
| Utah | $984 | -$348 | -26.1% |
| Vermont | $910 | -$422 | -31.7% |
| Virginia | $796 | -$536 | -40.2% |
| Washington | $1,028 | -$304 | -22.8% |
| West Virginia | $1,222 | -$110 | -8.3% |
| Wisconsin | $920 | -$412 | -30.9% |
| Wyoming | $1,186 | -$146 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Fiat 500X | $268 | $512 | $440 | $1,400 |
| 2022 Fiat 500X | $256 | $506 | $450 | $1,392 |
| 2021 Fiat 500X | $248 | $494 | $470 | $1,392 |
| 2020 Fiat 500X | $240 | $474 | $486 | $1,380 |
| 2019 Fiat 500X | $226 | $458 | $500 | $1,364 |
| 2018 Fiat 500X | $218 | $424 | $510 | $1,332 |
| 2017 Fiat 500X | $208 | $400 | $514 | $1,302 |
| 2016 Fiat 500X | $200 | $358 | $520 | $1,258 |
Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Fiat 500X Insurance
Getting lower rates on insurance for a Fiat 500X takes being a low-risk driver, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The items below are a condensed summary of the primary concepts that were illustrated above.
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
- Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,570 more per year to insure their 500X
- Increasing physical damage deductibles could save as much as $425 each year
- Teen drivers are the costliest to insure, possibly costing $437 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,242 |
| 20 | $3,098 |
| 30 | $1,370 |
| 40 | $1,332 |
| 50 | $1,222 |
| 60 | $1,198 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,616 |
| $250 | $1,484 |
| $500 | $1,332 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,434 |
| 100/300 | $1,562 |
| 250/500 | $1,893 |
| 100 CSL | $1,485 |
| 300 CSL | $1,766 |
| 500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,440 |
| 20 | $4,942 |
| 30 | $2,938 |
| 40 | $2,898 |
| 50 | $2,772 |
| 60 | $2,746 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $73 |
| Homeowner | $22 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $56 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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