Fiat 500X Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 11, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Fiat 500X are $1,302 a year including full coverage. Comprehensive insurance costs around $208 each year, collision insurance costs $400, and liability insurance costs around $514. Buying just liability costs as low as $572 a year, and insurance for high-risk drivers costs $2,834 or more. Teen drivers cost the most to insure at up to $5,158 a year.
Average premium for full coverage: $1,302
Policy rates for type of insurance:
Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and 500X models.
Price Range Variability
For the normal driver, Fiat 500X insurance rates range from as low as $572 for liability-only coverage to a high rate of $2,834 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.
The examples above highlight why all drivers should compare prices for a specific zip code and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Fiat 500X insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $763
- Using higher $1,000 deductibles will save about $138 every year
- The average rate for a good driver age 40 using $500 deductibles is $1,302
- Choosing low deductibles for physical damage coverage will cost an extra $270 a year
- Drivers with multiple violations and an at-fault accident could pay at least $2,834
- Policy cost for full coverage for a teen driver can be $5,158 or more
Insurance rates for a Fiat 500X also range considerably based on your risk profile, the model of your 500X, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age
Your home state has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,860 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,178 | -$124 | -9.5% |
Alaska | $998 | -$304 | -23.3% |
Arizona | $1,084 | -$218 | -16.7% |
Arkansas | $1,302 | -$0 | 0.0% |
California | $1,484 | $182 | 14.0% |
Colorado | $1,244 | -$58 | -4.5% |
Connecticut | $1,336 | $34 | 2.6% |
Delaware | $1,474 | $172 | 13.2% |
Florida | $1,630 | $328 | 25.2% |
Georgia | $1,204 | -$98 | -7.5% |
Hawaii | $936 | -$366 | -28.1% |
Idaho | $882 | -$420 | -32.3% |
Illinois | $970 | -$332 | -25.5% |
Indiana | $984 | -$318 | -24.4% |
Iowa | $878 | -$424 | -32.6% |
Kansas | $1,236 | -$66 | -5.1% |
Kentucky | $1,776 | $474 | 36.4% |
Louisiana | $1,930 | $628 | 48.2% |
Maine | $804 | -$498 | -38.2% |
Maryland | $1,074 | -$228 | -17.5% |
Massachusetts | $1,040 | -$262 | -20.1% |
Michigan | $2,260 | $958 | 73.6% |
Minnesota | $1,088 | -$214 | -16.4% |
Mississippi | $1,560 | $258 | 19.8% |
Missouri | $1,154 | -$148 | -11.4% |
Montana | $1,400 | $98 | 7.5% |
Nebraska | $1,026 | -$276 | -21.2% |
Nevada | $1,564 | $262 | 20.1% |
New Hampshire | $938 | -$364 | -28.0% |
New Jersey | $1,458 | $156 | 12.0% |
New Mexico | $1,152 | -$150 | -11.5% |
New York | $1,372 | $70 | 5.4% |
North Carolina | $750 | -$552 | -42.4% |
North Dakota | $1,068 | -$234 | -18.0% |
Ohio | $900 | -$402 | -30.9% |
Oklahoma | $1,336 | $34 | 2.6% |
Oregon | $1,194 | -$108 | -8.3% |
Pennsylvania | $1,242 | -$60 | -4.6% |
Rhode Island | $1,738 | $436 | 33.5% |
South Carolina | $1,182 | -$120 | -9.2% |
South Dakota | $1,100 | -$202 | -15.5% |
Tennessee | $1,138 | -$164 | -12.6% |
Texas | $1,570 | $268 | 20.6% |
Utah | $962 | -$340 | -26.1% |
Vermont | $892 | -$410 | -31.5% |
Virginia | $780 | -$522 | -40.1% |
Washington | $1,006 | -$296 | -22.7% |
West Virginia | $1,194 | -$108 | -8.3% |
Wisconsin | $900 | -$402 | -30.9% |
Wyoming | $1,160 | -$142 | -10.9% |
Choosing high deductibles could cut rates by as much as $410 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $462 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 136% more than average. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2016 Fiat 500X | $208 | $400 | $514 | $1,302 |
Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Fiat 500X Insurance
Finding cheaper rates on Fiat 500X insurance requires being a safe and courteous driver, maintaining good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to compare rates at every other renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a recap of the concepts that were presented in the illustrations above.
- High-risk drivers that have major violations or accidents pay on average $1,530 more every year for auto insurance
- Teenage drivers pay higher rates, with premiums being up to $430 each month for full coverage
- You may be able to save up to $150 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $400 each year
- You may be able to save up to $150 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,158 |
20 | $3,028 |
30 | $1,338 |
40 | $1,302 |
50 | $1,196 |
60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,572 |
$250 | $1,446 |
$500 | $1,302 |
$1,000 | $1,164 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,302 |
50/100 | $1,405 |
100/300 | $1,533 |
250/500 | $1,867 |
100 CSL | $1,456 |
300 CSL | $1,739 |
500 CSL | $1,945 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,310 |
20 | $4,834 |
30 | $2,872 |
40 | $2,834 |
50 | $2,710 |
60 | $2,686 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $67 |
Multi-vehicle | $71 |
Homeowner | $22 |
5-yr Accident Free | $89 |
5-yr Claim Free | $84 |
Paid in Full/EFT | $54 |
Advance Quote | $62 |
Online Quote | $90 |
Total Discounts | $539 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area