Fiat 500X Insurance Rates
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UPDATED: Apr 7, 2024
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U.S. average insurance rates for a Fiat 500X are $1,332 a year including full coverage. Comprehensive insurance costs approximately $218 a year, collision insurance costs $424, and liability insurance is $510. Liability-only coverage costs around $568 a year, and high-risk coverage costs $2,898 or more. Teens pay the highest rates at up to $5,242 a year.
Average premium for full coverage: $1,332
Price estimates by individual coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and 500X trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Fiat 500X insurance prices range from as low as $568 for just liability insurance to a high of $2,898 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.
The ranges above highlight why it is important to compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Fiat 500X insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $778
- Raising to $1,000 deductibles will save $1,188 every year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,332
- Selecting low $100 deductibles will cost an extra $284 a year
- Higher-risk drivers with serious driving violations could pay around $2,898
- The price for full coverage for a teen driver can cost $5,242
Auto insurance prices for a Fiat 500X are also quite variable based on your driving record, the model of your 500X, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age
The state you live in also has a big influence on Fiat 500X insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,900 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$130 | -9.8% |
| Alaska | $1,020 | -$312 | -23.4% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,270 | -$62 | -4.7% |
| Connecticut | $1,368 | $36 | 2.7% |
| Delaware | $1,506 | $174 | 13.1% |
| Florida | $1,666 | $334 | 25.1% |
| Georgia | $1,228 | -$104 | -7.8% |
| Hawaii | $954 | -$378 | -28.4% |
| Idaho | $904 | -$428 | -32.1% |
| Illinois | $990 | -$342 | -25.7% |
| Indiana | $1,004 | -$328 | -24.6% |
| Iowa | $896 | -$436 | -32.7% |
| Kansas | $1,264 | -$68 | -5.1% |
| Kentucky | $1,816 | $484 | 36.3% |
| Louisiana | $1,970 | $638 | 47.9% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$268 | -20.1% |
| Michigan | $2,312 | $980 | 73.6% |
| Minnesota | $1,114 | -$218 | -16.4% |
| Mississippi | $1,594 | $262 | 19.7% |
| Missouri | $1,180 | -$152 | -11.4% |
| Montana | $1,430 | $98 | 7.4% |
| Nebraska | $1,050 | -$282 | -21.2% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $960 | -$372 | -27.9% |
| New Jersey | $1,488 | $156 | 11.7% |
| New Mexico | $1,178 | -$154 | -11.6% |
| New York | $1,400 | $68 | 5.1% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,092 | -$240 | -18.0% |
| Ohio | $918 | -$414 | -31.1% |
| Oklahoma | $1,368 | $36 | 2.7% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,268 | -$64 | -4.8% |
| Rhode Island | $1,776 | $444 | 33.3% |
| South Carolina | $1,206 | -$126 | -9.5% |
| South Dakota | $1,124 | -$208 | -15.6% |
| Tennessee | $1,164 | -$168 | -12.6% |
| Texas | $1,604 | $272 | 20.4% |
| Utah | $984 | -$348 | -26.1% |
| Vermont | $910 | -$422 | -31.7% |
| Virginia | $796 | -$536 | -40.2% |
| Washington | $1,028 | -$304 | -22.8% |
| West Virginia | $1,222 | -$110 | -8.3% |
| Wisconsin | $920 | -$412 | -30.9% |
| Wyoming | $1,186 | -$146 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $430 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $459 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Fiat 500X | $268 | $512 | $440 | $1,400 |
| 2022 Fiat 500X | $256 | $506 | $450 | $1,392 |
| 2021 Fiat 500X | $248 | $494 | $470 | $1,392 |
| 2020 Fiat 500X | $240 | $474 | $486 | $1,380 |
| 2019 Fiat 500X | $226 | $458 | $500 | $1,364 |
| 2018 Fiat 500X | $218 | $424 | $510 | $1,332 |
| 2017 Fiat 500X | $208 | $400 | $514 | $1,302 |
| 2016 Fiat 500X | $200 | $358 | $520 | $1,258 |
Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Fiat 500X Insurance
Getting lower rates on Fiat 500X insurance consists of avoiding accidents and claims, having good credit, being claim-free, and possibly higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The points below are a brief summary of the data that was touched on in the above illustrations.
- You may be able to save around $160 per year just by quoting early and online
- Drivers who purchase increased liability limits will pay approximately $560 per year to raise from a low limit to 250/500 limits
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $437 a month if they have full coverage
- High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,570 more per year to insure a Fiat 500X
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,242 |
| 20 | $3,098 |
| 30 | $1,370 |
| 40 | $1,332 |
| 50 | $1,222 |
| 60 | $1,198 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,616 |
| $250 | $1,484 |
| $500 | $1,332 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,434 |
| 100/300 | $1,562 |
| 250/500 | $1,893 |
| 100 CSL | $1,485 |
| 300 CSL | $1,766 |
| 500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,440 |
| 20 | $4,942 |
| 30 | $2,938 |
| 40 | $2,898 |
| 50 | $2,772 |
| 60 | $2,746 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $73 |
| Homeowner | $22 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $56 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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