Ford C-Max Hybrid Insurance Rates

U.S. average insurance rates for a Ford C-Max Hybrid are $1,192 a year for full coverage insurance. Comprehensive costs around $206 a year, collision insurance costs $368, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,588. Teen drivers pay the highest rates at up to $4,674 a year.

Average premium for full coverage: $1,192

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and C-Max Hybrid trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

The ranges above illustrate why it is important to get quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $697
• Choosing higher $1,000 deductibles can save about $1,062 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,192
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,446
• Drivers with multiple violations and an at-fault accident could pay at least $2,588
• The price for full coverage for a teenage driver can be $4,674 each year

View Chart as Image

Auto insurance prices for a Ford C-Max Hybrid are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Ford C-Max Hybrid insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,610 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $390 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than average. View High Risk Driver Rates

How to Find Affordable Ford C-Max Hybrid Insurance

Getting lower rates on auto insurance takes having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every other policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a brief review of the ideas that were touched on above.

• 16 to 18-year-old drivers are expensive to insure, as much as $390 a month if they have full coverage
• Drivers with DUI or reckless driving convictions may pay on average $1,400 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $375 each year
• It is possible to save up to $140 per year just by quoting early and online