Ford C-Max Hybrid Insurance Rates

Average insurance prices for a Ford C-Max Hybrid are $1,192 every 12 months including full coverage. Comprehensive costs an estimated $206 each year, collision insurance costs $368, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,588. Teen drivers receive the highest rates at up to $4,674 a year.

Average premium for full coverage: $1,192

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and C-Max Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

These examples highlight why all drivers should compare rates for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Ford C-Max Hybrid insurance rates for other coverage scenarios.

• The lowest rate with discounts is $697
• Drivers who choose higher $1,000 deductibles will pay approximately $130 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,192
• Choosing low deductibles for comprehensive and collision insurance increases the price to $1,446
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,588
• The cost to insure a teen driver can cost as much as $4,674 a year

View Chart as Image

Insurance rates for a Ford C-Max Hybrid can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could save up to $390 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Where you live makes a big difference in Ford C-Max Hybrid insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,700 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Right Ford C-Max Hybrid Insurance

Saving money on Ford C-Max Hybrid insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below you'll find a quick rundown of the ideas that were touched on above.

• Youthful drivers are charged the highest rates, as much as $390 per month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,400 more annually than a low-risk driver
• Increasing deductibles could save as much as $375 each year
• You may be able to save approximately $140 per year just by quoting online in advance