Ford C-Max Hybrid Insurance Rates

U.S. average insurance rates for a Ford C-Max Hybrid are $1,192 a year for full coverage. Comprehensive insurance costs around $206, collision insurance costs $368, and liability coverage costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,588 or more. Teenage drivers pay the highest rates at up to $4,674 a year.

Average premium for full coverage: $1,192

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different C-Max Hybrid trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $697
• Using higher $1,000 deductibles will save about $130 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,192
• Using more expensive low deductibles for physical damage coverage will cost an additional $254 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,588
• The price that insures a teenage driver with full coverage can be $4,674 or more

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Car insurance prices for a Ford C-Max Hybrid are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

The state you live in has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,700 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles could cut prices by as much as $390 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Ford C-Max Hybrid Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a condensed summary of the material that was touched on in this article.

• Consumers who may need more liability protection will pay an extra $510 each year to increase from a low limit to the 250/500 level
• Youthful drivers are the costliest to insure, with premiums as much as $390 a month if full coverage is purchased
• Drivers with multiple at-fault accidents pay on average $1,400 more every year than a low-risk driver
• Increasing physical damage deductibles can save approximately $375 each year