Ford C-Max Hybrid Insurance Rates

The average auto insurance rates for a Ford C-Max Hybrid are $1,192 annually including full coverage. Comprehensive costs on average $206, collision insurance costs $368, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,588. Teenage drivers cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,192

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all C-Max Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $697
• Drivers who choose higher $1,000 deductibles will pay around $130 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,192
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,446
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,588
• Policy cost with full coverage for a teen driver for full coverage may cost $4,674 a year

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Insurance rates for a Ford C-Max Hybrid also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 additional every year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $390 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Ford C-Max Hybrid insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,700 on average in Michigan, New York, and Louisiana.

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How to Buy Low Cost Ford C-Max Hybrid Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Take the time to comparison shop at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a review of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers who have several accidents or serious violations pay on average $1,400 more each year for auto insurance
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Policyholders who require higher levels of liability will pay an extra $510 per year to go from a 30/60 limit to higher 250/500 limits