Ford C-Max Hybrid Insurance Rates

Estimated auto insurance rates for a Ford C-Max Hybrid are $1,192 annually for full coverage. Comprehensive insurance costs on average $206 each year, collision insurance costs $368, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,588 or more. 16-year-old drivers pay the most at up to $4,674 a year.

Average premium for full coverage: $1,192

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and C-Max Hybrid models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $697
• Drivers who choose higher $1,000 deductibles will pay around $130 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,192
• Buying low deductibles for comprehensive and collision insurance costs an additional $254 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,588
• An auto insurance policy with full coverage for a teenage driver may cost $4,674 a year

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Auto insurance prices for a Ford C-Max Hybrid also have a wide range based on the model of your C-Max Hybrid, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $390 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Ford C-Max Hybrid insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,700 on average in Michigan, Louisiana, and New York.

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How to Buy the Best Cheap Ford C-Max Hybrid Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by requesting rates from direct carriers, and also from local insurance agents.

The items below are a quick review of the data covered above.

• Consumers who require more liability coverage will pay around $510 each year to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $140 per year just by quoting online in advance
• Increasing policy deductibles could save up to $375 each year
• Teen drivers are charged the highest prices, as much as $390 per month if full coverage is included