Ford C-Max Hybrid Insurance Rates
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UPDATED: May 10, 2024
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U.S. average auto insurance rates for a Ford C-Max Hybrid are $1,238 annually with full coverage. Comprehensive insurance costs approximately $220 each year, collision insurance costs $400, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,688 or more. Teens pay the highest rates at up to $4,822 a year.
Average premium for full coverage: $1,238
Price estimates by individual coverage:
Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and C-Max Hybrid models.
Price Range from Low to High
Using a 40-year-old driver as an example, Ford C-Max Hybrid insurance prices range from as cheap as $510 for just liability insurance to a high rate of $2,688 for a high-risk driver policy.
Geographic Price Range
Where you live has a large influence on the price of insurance. Rural locations have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance prices.
The ranges above demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Ford C-Max Hybrid insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $723
- Using higher $1,000 deductibles will save $142 annually
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,238
- Selecting low deductibles for physical damage coverage costs an additional $272 each year
- Higher-risk drivers with serious driving violations could pay around $2,688
- The price with full coverage for a teenage driver can cost $4,822 or more
Auto insurance prices for a Ford C-Max Hybrid are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,800 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 44% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,670 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $950 | -$288 | -23.3% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,184 | -$54 | -4.4% |
| Connecticut | $1,274 | $36 | 2.9% |
| Delaware | $1,402 | $164 | 13.2% |
| Florida | $1,548 | $310 | 25.0% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $890 | -$348 | -28.1% |
| Idaho | $838 | -$400 | -32.3% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,834 | $596 | 48.1% |
| Maine | $766 | -$472 | -38.1% |
| Maryland | $1,022 | -$216 | -17.4% |
| Massachusetts | $992 | -$246 | -19.9% |
| Michigan | $2,152 | $914 | 73.8% |
| Minnesota | $1,038 | -$200 | -16.2% |
| Mississippi | $1,484 | $246 | 19.9% |
| Missouri | $1,098 | -$140 | -11.3% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $978 | -$260 | -21.0% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,386 | $148 | 12.0% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,306 | $68 | 5.5% |
| North Carolina | $712 | -$526 | -42.5% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,274 | $36 | 2.9% |
| Oregon | $1,136 | -$102 | -8.2% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,652 | $414 | 33.4% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,046 | -$192 | -15.5% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $742 | -$496 | -40.1% |
| Washington | $960 | -$278 | -22.5% |
| West Virginia | $1,136 | -$102 | -8.2% |
| Wisconsin | $858 | -$380 | -30.7% |
| Wyoming | $1,104 | -$134 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2017 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2016 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Ford C-Max Hybrid Insurance
Getting lower rates on auto insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to shop around every time your policy renews by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The items below are a review of the information raised in the charts and tables above.
- You may be able to save around $150 per year just by quoting online in advance
- Teen drivers have the highest car insurance prices, costing up to $402 a month if full coverage is included
- Increasing physical damage deductibles could save up to $425 each year
- Drivers who have several accidents or serious violations may pay on average $1,450 more per year to insure their C-Max Hybrid
- Consumers who purchase more liability coverage will pay approximately $510 every year to increase from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,822 |
| 20 | $2,870 |
| 30 | $1,278 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,384 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,330 |
| 100/300 | $1,445 |
| 250/500 | $1,744 |
| 100 CSL | $1,376 |
| 300 CSL | $1,629 |
| 500 CSL | $1,813 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,846 |
| 20 | $4,578 |
| 30 | $2,732 |
| 40 | $2,688 |
| 50 | $2,572 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $515 |
Discounts are estimated and may not be available from every company or in every state.
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