Ford C-Max Hybrid Insurance Rates

The average insurance rates for a Ford C-Max Hybrid are $1,192 a year with full coverage. Comprehensive insurance costs on average $206, collision insurance costs $368, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,588 or more. 16-year-old drivers cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,192

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different C-Max Hybrid trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The price range example below illustrates how where you live affects car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $697
• Using higher $1,000 deductibles will save around $130 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,192
• Buying more expensive low deductibles for physical damage coverage will cost an extra $254 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,588
• Policy cost for full coverage for a teenage driver with full coverage may cost $4,674 or more

View Chart as Image

Insurance rates for a Ford C-Max Hybrid also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,610 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $390 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can be around 43% to 131% more than the average rate. View High Risk Driver Rates

How to Find the Best Ford C-Max Hybrid Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a brief recap of the data touched on in the above illustrations.

• Consumers who require higher levels of liability will pay around $510 every year to increase from a 30/60 limit to 250/500 limits
• You may be able to save as much as $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Teenage drivers pay higher rates, as much as $390 each month including comprehensive and collision insurance