Ford Maverick Insurance Rates

The average auto insurance rates for a Ford Maverick are $1,382 annually with full coverage. Comprehensive costs on average $284 each year, collision insurance costs $524, and liability coverage is $416. A liability-only policy costs around $474 a year, and high-risk insurance costs around $2,996. Teenage drivers cost the most to insure at up to $5,192 a year.

Average premium for full coverage: $1,382

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Maverick models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

The examples above demonstrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Ford Maverick insurance rates for different risk profiles and scenarios.

• The best discount rate is $795
• Raising to $1,000 deductibles will save around $184 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,382
• Using low deductibles will cost $1,738
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,996
• Policy cost with full coverage for a teenage driver may cost $5,192

View Chart as Image

Car insurance rates for a Ford Maverick also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $540 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Ford Maverick insurance rates. A middle-age driver might find rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Ford Maverick Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a brief recap of the ideas that were covered in the charts and tables above.

• Teenage drivers are expensive to insure, as much as $433 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay an average of $1,610 more each year for auto insurance
• Increasing comprehensive and collision deductibles could save up to $550 each year
• You may be able to save as much as $170 per year just by quoting online in advance