Ford Maverick Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance prices for a Ford Maverick are $1,382 every 12 months with full coverage. Comprehensive insurance costs approximately $284 each year, collision costs $524, and liability coverage costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $2,996 or more. 16-year-old drivers pay the highest rates at $5,192 a year or more.

Average premium for full coverage: $1,382

Price estimates by individual coverage:

Comprehensive $284
Collision $524
Liability $416

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Maverick models.

Price Range from Low to High

Using a middle-aged driver as an example, Ford Maverick insurance prices go from the cheapest price of $474 for your basic liability-only policy to a high rate of $2,996 for a policy for a high-risk driver.

Liability Only $474
Full Coverage $1,382
High Risk $2,996

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have more infrequent collision claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $1,037
Small Cities $1,451
Large Cities $1,866

The ranges above demonstrate why all drivers should compare rates using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

More Rate Information

The chart below details estimated Ford Maverick insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $795
  • Drivers who choose higher $1,000 deductibles will pay $184 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,382
  • Buying low deductibles for comprehensive and collision insurance costs an extra $356 each year
  • High-risk insureds with multiple tickets or accidents could pay around $2,996 or more
  • The price to insure a teenage driver can cost $5,192 a year

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing full coverage Ford Maverick insurance prices range from $795 to $5,192

Insurance prices for a Ford Maverick are also quite variable based on deductibles and policy limits, your driving record, and the model of your Maverick.

Opting for high physical damage deductibles could save up to $540 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Ford Maverick insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or at least $1,870 on average in New York, Michigan, and Florida.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$132 -9.6%
Alaska $1,062 -$320 -23.2%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,574 $192 13.9%
Colorado $1,322 -$60 -4.3%
Connecticut $1,422 $40 2.9%
Delaware $1,564 $182 13.2%
Florida $1,730 $348 25.2%
Georgia $1,276 -$106 -7.7%
Hawaii $992 -$390 -28.2%
Idaho $934 -$448 -32.4%
Illinois $1,030 -$352 -25.5%
Indiana $1,040 -$342 -24.7%
Iowa $934 -$448 -32.4%
Kansas $1,316 -$66 -4.8%
Kentucky $1,886 $504 36.5%
Louisiana $2,046 $664 48.0%
Maine $852 -$530 -38.4%
Maryland $1,140 -$242 -17.5%
Massachusetts $1,106 -$276 -20.0%
Michigan $2,402 $1,020 73.8%
Minnesota $1,156 -$226 -16.4%
Mississippi $1,656 $274 19.8%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,656 $274 19.8%
New Hampshire $996 -$386 -27.9%
New Jersey $1,544 $162 11.7%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $798 -$584 -42.3%
North Dakota $1,130 -$252 -18.2%
Ohio $956 -$426 -30.8%
Oklahoma $1,420 $38 2.7%
Oregon $1,266 -$116 -8.4%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,842 $460 33.3%
South Carolina $1,252 -$130 -9.4%
South Dakota $1,168 -$214 -15.5%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,024 -$358 -25.9%
Vermont $946 -$436 -31.5%
Virginia $828 -$554 -40.1%
Washington $1,070 -$312 -22.6%
West Virginia $1,266 -$116 -8.4%
Wisconsin $956 -$426 -30.8%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Ford Maverick insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and prices may be quite different.

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $294 $536 $398 $1,386
2023 Ford Maverick $284 $524 $416 $1,382
2022 Ford Maverick $274 $502 $430 $1,364

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Ford Maverick Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a review of the coverage data touched on in the above illustrations.

  • You may be able to save around $170 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save as much as $550 each year
  • Teen drivers are the costliest to insure, costing up to $433 a month if full coverage is included
  • Drivers who have several accidents or serious violations could be forced to pay on average $1,610 more per year to insure their Maverick

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,192
20 $3,198
30 $1,440
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,574
$500 $1,382
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,465
100/300 $1,569
250/500 $1,840
100 CSL $1,507
300 CSL $1,736
500 CSL $1,902

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,090
30 $3,060
40 $2,996
50 $2,860
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles