Ford Maverick Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Ford Maverick are $1,382 a year for full coverage insurance. Comprehensive insurance costs approximately $284, collision insurance costs $524, and liability insurance costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs $2,996 or more. 16-year-old drivers receive the highest rates at up to $5,192 a year.

Average premium for full coverage: $1,382

Rate estimates by individual coverage type:

Comprehensive $284
Collision $524
Liability $416

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all Maverick models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as low as $474 for liability-only coverage to the much higher price of $2,996 for a driver who has had serious violations or accidents.

Liability Only $474
Full Coverage $1,382
High Risk $2,996

Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,037
Small Cities $1,451
Large Cities $1,866

These examples illustrate why everyone should compare prices using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

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Additional Charts and Tables

The chart below illustrates average Ford Maverick insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $795
  • Using higher $1,000 deductibles will save $184 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,382
  • Buying pricier low deductibles for physical damage coverage will cost an extra $356 a year
  • Drivers with multiple tickets or accidents could pay around $2,996
  • The cost for full coverage for a teen driver for full coverage can cost $5,192 or more

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing Ford Maverick insurance prices range from $795 to $5,192 for full coverage

Auto insurance rates for a Ford Maverick can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

Where you live has a huge impact on Ford Maverick insurance rates. A driver around age 40 might see rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,870 on average in Florida, New York, and Michigan.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$132 -9.6%
Alaska $1,062 -$320 -23.2%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,574 $192 13.9%
Colorado $1,322 -$60 -4.3%
Connecticut $1,422 $40 2.9%
Delaware $1,564 $182 13.2%
Florida $1,730 $348 25.2%
Georgia $1,276 -$106 -7.7%
Hawaii $992 -$390 -28.2%
Idaho $934 -$448 -32.4%
Illinois $1,030 -$352 -25.5%
Indiana $1,040 -$342 -24.7%
Iowa $934 -$448 -32.4%
Kansas $1,316 -$66 -4.8%
Kentucky $1,886 $504 36.5%
Louisiana $2,046 $664 48.0%
Maine $852 -$530 -38.4%
Maryland $1,140 -$242 -17.5%
Massachusetts $1,106 -$276 -20.0%
Michigan $2,402 $1,020 73.8%
Minnesota $1,156 -$226 -16.4%
Mississippi $1,656 $274 19.8%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,656 $274 19.8%
New Hampshire $996 -$386 -27.9%
New Jersey $1,544 $162 11.7%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $798 -$584 -42.3%
North Dakota $1,130 -$252 -18.2%
Ohio $956 -$426 -30.8%
Oklahoma $1,420 $38 2.7%
Oregon $1,266 -$116 -8.4%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,842 $460 33.3%
South Carolina $1,252 -$130 -9.4%
South Dakota $1,168 -$214 -15.5%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,024 -$358 -25.9%
Vermont $946 -$436 -31.5%
Virginia $828 -$554 -40.1%
Washington $1,070 -$312 -22.6%
West Virginia $1,266 -$116 -8.4%
Wisconsin $956 -$426 -30.8%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Ford Maverick insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $540 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,300 in extra premium per year, depending on your age. Ford Maverick insurance for high-risk drivers can be anywhere from 44% to 129% more than the average rate. View High Risk Driver Rates

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $294 $536 $398 $1,386
2023 Ford Maverick $284 $524 $416 $1,382
2022 Ford Maverick $274 $502 $430 $1,364

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Ford Maverick Insurance

Saving money on Ford Maverick insurance requires avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to shop around every other policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The points below are a quick rundown of the ideas that were raised in the charts and tables above.

  • Drivers under the age of 20 have the highest car insurance rates, costing up to $433 per month if they have full coverage
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,610 more per year to insure a Ford Maverick
  • Increasing deductibles can save around $550 each year
  • It is possible to save around $170 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,192
20 $3,198
30 $1,440
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,574
$500 $1,382
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,465
100/300 $1,569
250/500 $1,840
100 CSL $1,507
300 CSL $1,736
500 CSL $1,902

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,090
30 $3,060
40 $2,996
50 $2,860
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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