Ford Maverick Insurance Rates

The average insurance rates for a Ford Maverick are $1,382 a year for full coverage insurance. Comprehensive insurance costs approximately $284 a year, collision insurance costs $524, and liability coverage is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs $2,996 or more. Teenage drivers cost the most to insure at up to $5,192 a year.

Average premium for full coverage: $1,382

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Maverick trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Ford Maverick insurance rates for additional coverage and risk scenarios.

• The best discount rate is $795
• Raising to $1,000 deductibles will save $1,198 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,382
• Using low $100 deductibles will cost an extra $356 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,996
• Policy cost for full coverage for a teenage driver can cost $5,192

View Chart as Image

Insurance rates for a Ford Maverick also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state also has a big influence on Ford Maverick insurance rates. A middle-age driver might find rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $540 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Ford Maverick Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having a good credit history, being claim-free, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a summary of the data covered in the charts and tables above.

• Consumers who purchase higher liability limits will pay an extra $460 annually to raise from a 30/60 limit to 250/500 limits
• It is possible to save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $550 each year
• Teenagers are the costliest to insure, possibly costing $433 each month including comprehensive and collision insurance