Ford Maverick Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Ford Maverick are $1,382 annually for full coverage insurance. Comprehensive insurance costs around $284, collision costs $524, and liability costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing $2,996 or more. Teens receive the highest rates at $5,192 a year or more.

Average premium for full coverage: $1,382

Rate estimates for individual coverage type:

Comprehensive $284
Collision $524
Liability $416

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different Maverick trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as cheap as $474 for a discount liability-only rate to a much higher rate of $2,996 for coverage for higher-risk drivers.

Liability Only $474
Full Coverage $1,382
High Risk $2,996

Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,037
Small Cities $1,451
Large Cities $1,866

These examples illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Ford Maverick insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $795
  • Using higher $1,000 deductibles will save about $184 each year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,382
  • Selecting more expensive low deductibles for physical damage coverage costs an additional $356 annually
  • High-risk insureds with serious driving violations could pay at least $2,996 or more
  • The cost with full coverage for a 16-year-old driver with full coverage can be $5,192 or more

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing full coverage Ford Maverick insurance prices range from $795 to $5,192

Auto insurance rates for a Ford Maverick can also vary considerably based on the trim level of your Maverick, your risk profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,600 to $2,300 in extra premium per year, depending on your age. High-risk driver insurance can be from 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $540 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford Maverick insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,870 on average in Michigan, New York, and Florida.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$132 -9.6%
Alaska $1,062 -$320 -23.2%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,574 $192 13.9%
Colorado $1,322 -$60 -4.3%
Connecticut $1,422 $40 2.9%
Delaware $1,564 $182 13.2%
Florida $1,730 $348 25.2%
Georgia $1,276 -$106 -7.7%
Hawaii $992 -$390 -28.2%
Idaho $934 -$448 -32.4%
Illinois $1,030 -$352 -25.5%
Indiana $1,040 -$342 -24.7%
Iowa $934 -$448 -32.4%
Kansas $1,316 -$66 -4.8%
Kentucky $1,886 $504 36.5%
Louisiana $2,046 $664 48.0%
Maine $852 -$530 -38.4%
Maryland $1,140 -$242 -17.5%
Massachusetts $1,106 -$276 -20.0%
Michigan $2,402 $1,020 73.8%
Minnesota $1,156 -$226 -16.4%
Mississippi $1,656 $274 19.8%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,656 $274 19.8%
New Hampshire $996 -$386 -27.9%
New Jersey $1,544 $162 11.7%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $798 -$584 -42.3%
North Dakota $1,130 -$252 -18.2%
Ohio $956 -$426 -30.8%
Oklahoma $1,420 $38 2.7%
Oregon $1,266 -$116 -8.4%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,842 $460 33.3%
South Carolina $1,252 -$130 -9.4%
South Dakota $1,168 -$214 -15.5%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,024 -$358 -25.9%
Vermont $946 -$436 -31.5%
Virginia $828 -$554 -40.1%
Washington $1,070 -$312 -22.6%
West Virginia $1,266 -$116 -8.4%
Wisconsin $956 -$426 -30.8%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Ford Maverick insurance rates by U.S. city

With so much variability in rates, the only way to figure out your exact price is to compare rates from multiple companies. Each insurance company calculates rates differently, and quoted rates can be significantly different between companies.

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $294 $536 $398 $1,386
2023 Ford Maverick $284 $524 $416 $1,382
2022 Ford Maverick $274 $502 $430 $1,364

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Ford Maverick Insurance

Saving money on insurance for a Ford Maverick requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a brief recap of the primary concepts that were raised in the charts and tables above.

  • It is possible to save up to $170 per year simply by shopping early and online
  • Drivers considered higher risk who tend to receive serious violations pay on average $1,610 more every year than a low-risk driver
  • Increasing deductibles could save up to $550 each year
  • Youthful drivers are expensive to insure, costing up to $433 per month if full coverage is included

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,192
20 $3,198
30 $1,440
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,574
$500 $1,382
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,465
100/300 $1,569
250/500 $1,840
100 CSL $1,507
300 CSL $1,736
500 CSL $1,902

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,090
30 $3,060
40 $2,996
50 $2,860
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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