Ford Maverick Insurance Rates

The average insurance rates for a Ford Maverick are $1,382 a year including full coverage. Comprehensive costs on average $284 a year, collision insurance costs $524, and liability is $416. Buying just liability costs around $474 a year, and insurance for high-risk drivers costs around $2,996. Teen drivers cost the most to insure at up to $5,192 a year.

Average premium for full coverage: $1,382

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Maverick trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Ford Maverick insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $795
• Raising to $1,000 deductibles will save around $1,198 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,382
• Choosing low $100 deductibles bumps up the cost to $1,738
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,996
• Policy cost that insures a 16-year-old driver may cost $5,192

View Chart as Image

Insurance rates for a Ford Maverick also range considerably based on the trim level of your Maverick, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 129% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,100 a year. View Rates by Age

Your home state also has a big influence on Ford Maverick insurance prices. A middle-age driver might find rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,970 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce rates by up to $540 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Ford Maverick Insurance

Finding cheaper rates on insurance for a Ford Maverick consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Shop around at every policy renewal by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief review of the data touched on in this article.

• Insureds who require more liability coverage will pay about $460 per year to raise from a 30/60 limit to the 250/500 level
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Teen drivers pay the highest rates, with premiums being up to $433 each month if full coverage is included