Ford Maverick Insurance Rates

U.S. average auto insurance rates for a Ford Maverick are $1,382 annually for full coverage. Comprehensive insurance costs on average $284 a year, collision insurance costs $524, and liability coverage is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs $2,996 or more. Teen drivers pay the highest rates at up to $5,192 a year.

Average premium for full coverage: $1,382

Price estimates by individual coverage:

These estimates include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Maverick trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have fewer accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Ford Maverick insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $795
• Raising to $1,000 deductibles will save around $1,198 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,382
• Choosing low $100 deductibles costs an additional $356 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,996
• The price with full coverage for a teenage driver may cost $5,192

View Chart as Image

Car insurance prices for a Ford Maverick are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $540 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Ford Maverick insurance rates. A middle-age driver might find prices as low as $910 a year in states like Idaho, Maine, and Iowa, or as much as $1,970 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheap Ford Maverick Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a brief summary of the material that was raised in the charts and tables above.

• Consumers who require higher liability limits will pay about $460 each year to raise from a low limit to higher 250/500 limits
• Teens are expensive to insure, with premiums as much as $433 a month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,610 more each year for Maverick insurance
• Increasing physical damage deductibles could save up to $550 each year