Ford Maverick Insurance Rates

The average insurance rates for a Ford Maverick are $1,382 a year with full coverage. Comprehensive costs on average $284 each year, collision insurance costs $524, and liability costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $2,996. Teens cost the most to insure at up to $5,192 a year.

Average premium for full coverage: $1,382

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Maverick models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine car insurance rates.

The examples above demonstrate why all drivers should compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Ford Maverick insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $795
• Using higher $1,000 deductibles will save around $184 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,382
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,738
• High-risk insureds with serious driving violations could pay upwards of $2,996
• Policy cost that insures a 16-year-old driver may cost $5,192 or more

View Chart as Image

Insurance rates for a Ford Maverick also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be from 44% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,100 a year. View Rates by Age

Your home state has a huge impact on Ford Maverick insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $540 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Ford Maverick Insurance

Finding cheaper rates on insurance for a Ford Maverick requires being a good driver, having above-average credit, not filing small claims, and determing if full coverage is necessary. Compare rates once a year by getting rate quotes from direct companies, and also from several local insurance agents.

The following list is a review of the data that was covered in the charts and tables above.

• You may be able to save as much as $170 per year just by quoting online in advance
• Insureds who require an increased level of liability coverage will pay approximately $460 every year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 pay the highest rates, as much as $433 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,610 more each year than a safer driver