Ford Maverick Insurance Rates

The average insurance rates for a Ford Maverick are $1,386 a year including full coverage. Comprehensive costs on average $294 a year, collision insurance costs $536, and liability coverage is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs around $3,002. Teen drivers cost the most to insure at up to $5,176 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Maverick trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Ford Maverick insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $798
• Choosing higher $1,000 deductibles can save around $1,198 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,386
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,754
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,002
• Policy cost for full coverage for a teenage driver may cost $5,176 each year

View Chart as Image

Car insurance rates for a Ford Maverick also range considerably based on your risk profile, the model of your Maverick, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Maverick insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,980 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $560 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 129% more than average. View High Risk Driver Rates

How to Find Cheaper Ford Maverick Insurance

Finding cheaper rates on auto insurance takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a condensed summary of the data that was presented in the illustrations above.

• You may be able to save as much as $170 per year just by quoting early and online
• Consumers who require an increased level of liability coverage will pay about $440 per year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $431 each month if full coverage is included
• Drivers with multiple at-fault accidents may pay on average $1,620 more each year than a safer driver