Ford Maverick Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Ford Maverick are $1,382 a year for full coverage insurance. Comprehensive costs around $284, collision insurance costs $524, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs around $2,996. Teens pay the most at up to $5,192 a year.

Average premium for full coverage: $1,382

Premium estimates for type of coverage:

Comprehensive $284
Collision $524
Liability $416

Includes $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Maverick trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Ford Maverick range from the low end price of $474 for a discount liability-only rate to a much higher rate of $2,996 for high-risk insurance.

Liability Only $474
Full Coverage $1,382
High Risk $2,996

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,037
Small Cities $1,451
Large Cities $1,866

These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

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Rates by State, City, and Model

The chart below illustrates average Ford Maverick insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $795
  • Choosing higher $1,000 deductibles can save about $184 each year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,382
  • Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,738
  • Unlucky drivers with serious driving violations could pay at least $2,996
  • An auto insurance policy that insures a teen driver with full coverage can be $5,192 each year

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing Ford Maverick insurance rates range from $795 to $5,192 for full coverage

Insurance prices for a Ford Maverick also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,600 to $2,300 additional annually, depending on your age. High-risk driver insurance ranges as much as 44% to 129% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Ford Maverick insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,870 on average in Michigan, New York, and Florida.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$132 -9.6%
Alaska $1,062 -$320 -23.2%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,574 $192 13.9%
Colorado $1,322 -$60 -4.3%
Connecticut $1,422 $40 2.9%
Delaware $1,564 $182 13.2%
Florida $1,730 $348 25.2%
Georgia $1,276 -$106 -7.7%
Hawaii $992 -$390 -28.2%
Idaho $934 -$448 -32.4%
Illinois $1,030 -$352 -25.5%
Indiana $1,040 -$342 -24.7%
Iowa $934 -$448 -32.4%
Kansas $1,316 -$66 -4.8%
Kentucky $1,886 $504 36.5%
Louisiana $2,046 $664 48.0%
Maine $852 -$530 -38.4%
Maryland $1,140 -$242 -17.5%
Massachusetts $1,106 -$276 -20.0%
Michigan $2,402 $1,020 73.8%
Minnesota $1,156 -$226 -16.4%
Mississippi $1,656 $274 19.8%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,656 $274 19.8%
New Hampshire $996 -$386 -27.9%
New Jersey $1,544 $162 11.7%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $798 -$584 -42.3%
North Dakota $1,130 -$252 -18.2%
Ohio $956 -$426 -30.8%
Oklahoma $1,420 $38 2.7%
Oregon $1,266 -$116 -8.4%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,842 $460 33.3%
South Carolina $1,252 -$130 -9.4%
South Dakota $1,168 -$214 -15.5%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,024 -$358 -25.9%
Vermont $946 -$436 -31.5%
Virginia $828 -$554 -40.1%
Washington $1,070 -$312 -22.6%
West Virginia $1,266 -$116 -8.4%
Wisconsin $956 -$426 -30.8%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Ford Maverick insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $540 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $294 $536 $398 $1,386
2023 Ford Maverick $284 $524 $416 $1,382
2022 Ford Maverick $274 $502 $430 $1,364

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Ford Maverick Insurance

Finding better rates on car insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare rates every couple of years by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a recap of the material that was illustrated above.

  • Policyholders who may need increased levels of liability coverage will pay approximately $460 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
  • Drivers age 20 and younger are charged the highest prices, with premiums being up to $433 per month if comprehensive and collision insurance is included
  • Higher risk drivers that have major violations or accidents could be forced to pay on average $1,610 more every year to buy Ford Maverick insurance
  • Increasing policy deductibles can save approximately $550 each year

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,192
20 $3,198
30 $1,440
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,574
$500 $1,382
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,465
100/300 $1,569
250/500 $1,840
100 CSL $1,507
300 CSL $1,736
500 CSL $1,902

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,090
30 $3,060
40 $2,996
50 $2,860
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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