Ford Maverick Insurance Rates

U.S. average insurance rates for a Ford Maverick are $1,382 a year with full coverage. Comprehensive insurance costs around $284, collision insurance costs $524, and liability costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $2,996 or more. Teen drivers pay the highest rates at up to $5,192 a year.

Average premium for full coverage: $1,382

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different Maverick trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Ford Maverick insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $795
• Using higher $1,000 deductibles will save about $184 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,382
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $356 every year
• Drivers with multiple violations and an at-fault accident could pay at least $2,996
• The price for full coverage for a teen driver with full coverage can be $5,192 or more

View Chart as Image

Car insurance prices for a Ford Maverick are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $5,100 a year. View Rates by Age

The state you live in has a huge impact on Ford Maverick insurance prices. A driver around age 40 might see prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $540 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can be as much as 44% to 129% more than average. View High Risk Driver Rates

How to Find Cheaper Ford Maverick Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at least once a year by requesting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a condensed summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $170 per year just by shopping early and online
• Higher risk drivers with multiple at-fault accidents pay an average of $1,610 more every year for car insurance
• Increasing physical damage deductibles can save around $550 each year
• Teenagers are the costliest to insure, costing up to $433 a month if full coverage is included