Ford Maverick Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Ford Maverick are $1,382 annually for full coverage insurance. Comprehensive costs on average $284 each year, collision costs $524, and liability coverage is $416. Buying just liability costs around $474 a year, with insurance for high-risk drivers costing around $2,996. Teens pay the highest rates at $5,192 a year or more.

Average premium for full coverage: $1,382

Price estimates by individual coverage:

Comprehensive $284
Collision $524
Liability $416

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Maverick models.

Price Range from Low to High

For a driver in their 40's, Ford Maverick insurance prices go from as cheap as $474 for the bare minimum liability coverage to a high rate of $2,996 for a driver that may need high-risk insurance.

Liability Only $474
Full Coverage $1,382
High Risk $2,996

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $1,037
Small Cities $1,451
Large Cities $1,866

The ranges above illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Information

The chart below illustrates estimated Ford Maverick insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $795
  • Raising to $1,000 deductibles will save around $184 each year
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,382
  • Selecting low deductibles will cost $1,738
  • Unlucky drivers with serious driving violations could pay upwards of $2,996 or more
  • The price with full coverage for a teenage driver may cost $5,192

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing full coverage Ford Maverick insurance rates range from $795 to $5,192

Insurance prices for a Ford Maverick are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $540 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Ford Maverick insurance rates. A middle-age driver might find prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,870 on average in Michigan, New York, and Florida.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$132 -9.6%
Alaska $1,062 -$320 -23.2%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,574 $192 13.9%
Colorado $1,322 -$60 -4.3%
Connecticut $1,422 $40 2.9%
Delaware $1,564 $182 13.2%
Florida $1,730 $348 25.2%
Georgia $1,276 -$106 -7.7%
Hawaii $992 -$390 -28.2%
Idaho $934 -$448 -32.4%
Illinois $1,030 -$352 -25.5%
Indiana $1,040 -$342 -24.7%
Iowa $934 -$448 -32.4%
Kansas $1,316 -$66 -4.8%
Kentucky $1,886 $504 36.5%
Louisiana $2,046 $664 48.0%
Maine $852 -$530 -38.4%
Maryland $1,140 -$242 -17.5%
Massachusetts $1,106 -$276 -20.0%
Michigan $2,402 $1,020 73.8%
Minnesota $1,156 -$226 -16.4%
Mississippi $1,656 $274 19.8%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,656 $274 19.8%
New Hampshire $996 -$386 -27.9%
New Jersey $1,544 $162 11.7%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $798 -$584 -42.3%
North Dakota $1,130 -$252 -18.2%
Ohio $956 -$426 -30.8%
Oklahoma $1,420 $38 2.7%
Oregon $1,266 -$116 -8.4%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,842 $460 33.3%
South Carolina $1,252 -$130 -9.4%
South Dakota $1,168 -$214 -15.5%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,024 -$358 -25.9%
Vermont $946 -$436 -31.5%
Virginia $828 -$554 -40.1%
Washington $1,070 -$312 -22.6%
West Virginia $1,266 -$116 -8.4%
Wisconsin $956 -$426 -30.8%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Ford Maverick insurance rates by U.S. city

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every auto insurance company calculates prices differently, and prices may be quite different between companies.

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $294 $536 $398 $1,386
2023 Ford Maverick $284 $524 $416 $1,382
2022 Ford Maverick $274 $502 $430 $1,364

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Ford Maverick Insurance

Getting lower rates on auto insurance consists of being a low-risk driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the data that was covered in the charts and tables above.

  • It is possible to save as much as $170 per year simply by quoting online in advance
  • Consumers who require more liability coverage will pay approximately $460 annually to raise from a low limit to higher 250/500 limits
  • Teen drivers pay higher prices, as much as $433 a month if they have full coverage
  • Drivers with multiple at-fault accidents may pay on average $1,610 more each year to insure their Maverick

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,192
20 $3,198
30 $1,440
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,574
$500 $1,382
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,465
100/300 $1,569
250/500 $1,840
100 CSL $1,507
300 CSL $1,736
500 CSL $1,902

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,090
30 $3,060
40 $2,996
50 $2,860
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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