Ford Mustang Mach-E Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for a Ford Mustang Mach-E are $1,622 a year with full coverage. Comprehensive costs around $406 a year, collision costs $726, and liability insurance costs $354. Liability-only coverage costs as little as $406 a year, with high-risk coverage costing around $3,506. Teenage drivers receive the highest rates at $5,758 a year or more.
Average premium for full coverage: $1,622
Rate estimates for individual coverage type:
These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Mustang Mach-E trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as low as $406 for just liability insurance to a high of $3,506 for a driver who requires high-risk insurance.
Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on auto insurance rates.
These examples demonstrate why it is important to compare rates for a specific zip code and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Ford Mustang Mach-E insurance rates for additional coverage choices and driver risks.
- The best discount rate is $909
- Drivers who choose higher $1,000 deductibles will pay about $1,364 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,622
- Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,122
- High risk drivers who are prone to accidents and violations could pay at least $3,506 or more
- The cost for full coverage for a teen driver can be $5,758 a year
Car insurance rates for a Ford Mustang Mach-E can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
Older drivers with no driving violations and high deductibles could pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $5,700 a year. View Rates by Age
Where you live makes a big difference in Ford Mustang Mach-E insurance rates. A 40-year-old driver could pay as low as $1,170 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,190 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,464 | -$158 | -9.7% |
| Alaska | $1,242 | -$380 | -23.4% |
| Arizona | $1,344 | -$278 | -17.1% |
| Arkansas | $1,622 | -$0 | 0.0% |
| California | $1,848 | $226 | 13.9% |
| Colorado | $1,546 | -$76 | -4.7% |
| Connecticut | $1,664 | $42 | 2.6% |
| Delaware | $1,832 | $210 | 12.9% |
| Florida | $2,024 | $402 | 24.8% |
| Georgia | $1,496 | -$126 | -7.8% |
| Hawaii | $1,164 | -$458 | -28.2% |
| Idaho | $1,098 | -$524 | -32.3% |
| Illinois | $1,208 | -$414 | -25.5% |
| Indiana | $1,222 | -$400 | -24.7% |
| Iowa | $1,092 | -$530 | -32.7% |
| Kansas | $1,538 | -$84 | -5.2% |
| Kentucky | $2,208 | $586 | 36.1% |
| Louisiana | $2,400 | $778 | 48.0% |
| Maine | $1,000 | -$622 | -38.3% |
| Maryland | $1,338 | -$284 | -17.5% |
| Massachusetts | $1,292 | -$330 | -20.3% |
| Michigan | $2,814 | $1,192 | 73.5% |
| Minnesota | $1,358 | -$264 | -16.3% |
| Mississippi | $1,942 | $320 | 19.7% |
| Missouri | $1,438 | -$184 | -11.3% |
| Montana | $1,740 | $118 | 7.3% |
| Nebraska | $1,276 | -$346 | -21.3% |
| Nevada | $1,944 | $322 | 19.9% |
| New Hampshire | $1,168 | -$454 | -28.0% |
| New Jersey | $1,812 | $190 | 11.7% |
| New Mexico | $1,434 | -$188 | -11.6% |
| New York | $1,704 | $82 | 5.1% |
| North Carolina | $934 | -$688 | -42.4% |
| North Dakota | $1,328 | -$294 | -18.1% |
| Ohio | $1,118 | -$504 | -31.1% |
| Oklahoma | $1,662 | $40 | 2.5% |
| Oregon | $1,486 | -$136 | -8.4% |
| Pennsylvania | $1,544 | -$78 | -4.8% |
| Rhode Island | $2,160 | $538 | 33.2% |
| South Carolina | $1,468 | -$154 | -9.5% |
| South Dakota | $1,366 | -$256 | -15.8% |
| Tennessee | $1,418 | -$204 | -12.6% |
| Texas | $1,952 | $330 | 20.3% |
| Utah | $1,200 | -$422 | -26.0% |
| Vermont | $1,106 | -$516 | -31.8% |
| Virginia | $970 | -$652 | -40.2% |
| Washington | $1,250 | -$372 | -22.9% |
| West Virginia | $1,486 | -$136 | -8.4% |
| Wisconsin | $1,118 | -$504 | -31.1% |
| Wyoming | $1,440 | -$182 | -11.2% |
Using high physical damage deductibles could save up to $760 each year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Mustang Mach-E | $438 | $750 | $332 | $1,656 |
| 2023 Ford Mustang Mach-E | $420 | $744 | $338 | $1,638 |
| 2022 Ford Mustang Mach-E | $406 | $726 | $354 | $1,622 |
| 2021 Ford Mustang Mach-E | $392 | $696 | $364 | $1,588 |
Rates are averaged for all Ford Mustang Mach-E models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Ford Mustang Mach-E Insurance
Saving money on Ford Mustang Mach-E insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates at every other renewal by getting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The list below is a brief summary of the concepts that were covered in the above illustrations.
- High-risk drivers that tend to have accidents or serious violations pay an average of $1,880 more every year for car insurance
- Teenagers are the costliest to insure, with premiums as much as $480 per month if full coverage is included
- You may be able to save up to $200 per year simply by quoting early and online
- Increasing deductibles can save around $750 each year
- You may be able to save up to $200 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,758 |
| 20 | $3,722 |
| 30 | $1,712 |
| 40 | $1,622 |
| 50 | $1,478 |
| 60 | $1,450 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,122 |
| $250 | $1,888 |
| $500 | $1,622 |
| $1,000 | $1,364 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,622 |
| 50/100 | $1,693 |
| 100/300 | $1,781 |
| 250/500 | $2,011 |
| 100 CSL | $1,728 |
| 300 CSL | $1,923 |
| 500 CSL | $2,065 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,282 |
| 20 | $5,922 |
| 30 | $3,606 |
| 40 | $3,506 |
| 50 | $3,336 |
| 60 | $3,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $83 |
| Homeowner | $22 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $81 |
| Advance Quote | $84 |
| Online Quote | $119 |
| Total Discounts | $713 |
Discounts are estimated and may not be available from every company or in every state.
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