GMC Canyon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Average insurance rates for a GMC Canyon are $998 a year for full coverage insurance. Comprehensive costs an estimated $156 a year, collision insurance costs $210, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,148. Teen drivers receive the highest rates at up to $4,040 a year.
Average premium for full coverage: $998
Rate estimates broken down by individual coverage type:
Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Canyon trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as low as $522 for your basic liability-only policy to a high of $2,148 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on insurance prices.
These examples illustrate why it is important to get quotes for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average GMC Canyon insurance rates for other coverage scenarios.
- The lowest rate with discounts is $606
- Choosing higher $1,000 deductibles can save approximately $914 each year
- The average rate for a 40-year-old driver who has $500 deductibles is $998
- Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,154
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,148
- The cost for full coverage for a teen driver can cost as much as $4,040 each year
Car insurance rates for a GMC Canyon can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.
Older drivers with no driving violations and high deductibles may pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $4,000 a year. View Rates by Age
Where you live plays a big part in determining prices for GMC Canyon insurance prices. A good driver about age 40 could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,350 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $902 | -$96 | -9.6% |
| Alaska | $762 | -$236 | -23.6% |
| Arizona | $826 | -$172 | -17.2% |
| Arkansas | $998 | -$0 | 0.0% |
| California | $1,134 | $136 | 13.6% |
| Colorado | $952 | -$46 | -4.6% |
| Connecticut | $1,026 | $28 | 2.8% |
| Delaware | $1,130 | $132 | 13.2% |
| Florida | $1,248 | $250 | 25.1% |
| Georgia | $920 | -$78 | -7.8% |
| Hawaii | $716 | -$282 | -28.3% |
| Idaho | $674 | -$324 | -32.5% |
| Illinois | $742 | -$256 | -25.7% |
| Indiana | $748 | -$250 | -25.1% |
| Iowa | $672 | -$326 | -32.7% |
| Kansas | $948 | -$50 | -5.0% |
| Kentucky | $1,360 | $362 | 36.3% |
| Louisiana | $1,474 | $476 | 47.7% |
| Maine | $616 | -$382 | -38.3% |
| Maryland | $820 | -$178 | -17.8% |
| Massachusetts | $798 | -$200 | -20.0% |
| Michigan | $1,732 | $734 | 73.5% |
| Minnesota | $834 | -$164 | -16.4% |
| Mississippi | $1,192 | $194 | 19.4% |
| Missouri | $884 | -$114 | -11.4% |
| Montana | $1,070 | $72 | 7.2% |
| Nebraska | $786 | -$212 | -21.2% |
| Nevada | $1,196 | $198 | 19.8% |
| New Hampshire | $716 | -$282 | -28.3% |
| New Jersey | $1,114 | $116 | 11.6% |
| New Mexico | $884 | -$114 | -11.4% |
| New York | $1,050 | $52 | 5.2% |
| North Carolina | $574 | -$424 | -42.5% |
| North Dakota | $816 | -$182 | -18.2% |
| Ohio | $688 | -$310 | -31.1% |
| Oklahoma | $1,024 | $26 | 2.6% |
| Oregon | $912 | -$86 | -8.6% |
| Pennsylvania | $952 | -$46 | -4.6% |
| Rhode Island | $1,328 | $330 | 33.1% |
| South Carolina | $902 | -$96 | -9.6% |
| South Dakota | $840 | -$158 | -15.8% |
| Tennessee | $874 | -$124 | -12.4% |
| Texas | $1,200 | $202 | 20.2% |
| Utah | $738 | -$260 | -26.1% |
| Vermont | $684 | -$314 | -31.5% |
| Virginia | $596 | -$402 | -40.3% |
| Washington | $772 | -$226 | -22.6% |
| West Virginia | $912 | -$86 | -8.6% |
| Wisconsin | $690 | -$308 | -30.9% |
| Wyoming | $888 | -$110 | -11.0% |
Choosing high deductibles can save as much as $240 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 134% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $942 | $79 |
| GMC Canyon SLE Ext Cab 2WD | $962 | $80 |
| GMC Canyon SLE Ext Cab Z71 2WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 2WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 2WD | $1,002 | $84 |
| GMC Canyon SLE Regular Cab 4WD | $950 | $79 |
| GMC Canyon SLT Ext Cab 2WD | $1,002 | $84 |
| GMC Canyon SLE Ext Cab 4WD | $972 | $81 |
| GMC Canyon SLT Crew Cab 2WD | $1,024 | $85 |
| GMC Canyon SLE Ext Cab Z71 4WD | $990 | $83 |
| GMC Canyon SLE Crew Cab 4WD | $1,012 | $84 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,030 | $86 |
| GMC Canyon SLT Crew Cab 4WD | $1,030 | $86 |
| GMC Canyon SLT Ext Cab 4WD | $1,030 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $280 | $482 | $390 | $1,310 |
| 2023 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2022 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2021 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2020 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2019 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2018 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2017 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2016 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2015 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2012 GMC Canyon | $166 | $228 | $478 | $1,030 |
| 2011 GMC Canyon | $156 | $210 | $474 | $998 |
| 2010 GMC Canyon | $146 | $190 | $474 | $968 |
| 2006 GMC Canyon | $126 | $152 | $446 | $882 |
| 2005 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost GMC Canyon Insurance
Saving money on car insurance takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.
The items below are a review of the ideas that were covered above.
- Teen drivers have the highest car insurance rates, costing up to $337 per month if full coverage is included
- Higher risk drivers who have several accidents or serious violations pay on average $1,150 more annually to insure their Canyon
- Increasing deductibles can save around $250 each year
- It is possible to save approximately $110 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,040 |
| 20 | $2,282 |
| 30 | $1,012 |
| 40 | $998 |
| 50 | $914 |
| 60 | $896 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,082 |
| $500 | $998 |
| $1,000 | $914 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $998 |
| 50/100 | $1,125 |
| 100/300 | $1,243 |
| 250/500 | $1,551 |
| 100 CSL | $1,172 |
| 300 CSL | $1,433 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,640 |
| 30 | $2,162 |
| 40 | $2,148 |
| 50 | $2,054 |
| 60 | $2,032 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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