GMC Hummer EV Pickup Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually with full coverage. Comprehensive costs an estimated $466 a year, collision costs $1,046, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing around $4,576. Teenage drivers pay the most at $7,502 a year or more.
Average premium for full coverage: $2,086
Premium estimates broken down by type of coverage:
Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Hummer EV Pickup trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a GMC Hummer EV Pickup go from as cheap as $474 for the bare minimum liability coverage to a high of $4,576 for a high-risk insurance policy.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities.
The diagram below illustrates how your location can change insurance prices.
These rate differences demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated GMC Hummer EV Pickup insurance rates for other coverage scenarios.
- The best discount rate is $1,138
- Drivers who choose higher $1,000 deductibles will pay approximately $1,744 annually
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $2,086
- Using low $100 deductibles for comprehensive and collision insurance will cost $2,760
- Drivers who are prone to accidents and violations could pay up to $4,576 or more
- An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $7,502 a year
Insurance prices for a GMC Hummer EV Pickup also have a wide range based on the model of your Hummer EV Pickup, your driving record, and liability limits and deductibles.
Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $7,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out $2,500 to $3,400 extra annually, depending on your age. A high-risk auto insurance policy can cost from 45% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $1,020 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in GMC Hummer EV Pickup insurance prices. A 40-year-old driver could pay as low as $1,500 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,810 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,884 | -$202 | -9.7% |
| Alaska | $1,602 | -$484 | -23.2% |
| Arizona | $1,732 | -$354 | -17.0% |
| Arkansas | $2,086 | -$0 | 0.0% |
| California | $2,376 | $290 | 13.9% |
| Colorado | $1,992 | -$94 | -4.5% |
| Connecticut | $2,144 | $58 | 2.8% |
| Delaware | $2,358 | $272 | 13.0% |
| Florida | $2,608 | $522 | 25.0% |
| Georgia | $1,926 | -$160 | -7.7% |
| Hawaii | $1,496 | -$590 | -28.3% |
| Idaho | $1,412 | -$674 | -32.3% |
| Illinois | $1,556 | -$530 | -25.4% |
| Indiana | $1,572 | -$514 | -24.6% |
| Iowa | $1,408 | -$678 | -32.5% |
| Kansas | $1,982 | -$104 | -5.0% |
| Kentucky | $2,846 | $760 | 36.4% |
| Louisiana | $3,088 | $1,002 | 48.0% |
| Maine | $1,286 | -$800 | -38.4% |
| Maryland | $1,720 | -$366 | -17.5% |
| Massachusetts | $1,668 | -$418 | -20.0% |
| Michigan | $3,622 | $1,536 | 73.6% |
| Minnesota | $1,746 | -$340 | -16.3% |
| Mississippi | $2,498 | $412 | 19.8% |
| Missouri | $1,852 | -$234 | -11.2% |
| Montana | $2,242 | $156 | 7.5% |
| Nebraska | $1,644 | -$442 | -21.2% |
| Nevada | $2,500 | $414 | 19.8% |
| New Hampshire | $1,504 | -$582 | -27.9% |
| New Jersey | $2,330 | $244 | 11.7% |
| New Mexico | $1,846 | -$240 | -11.5% |
| New York | $2,196 | $110 | 5.3% |
| North Carolina | $1,202 | -$884 | -42.4% |
| North Dakota | $1,708 | -$378 | -18.1% |
| Ohio | $1,442 | -$644 | -30.9% |
| Oklahoma | $2,140 | $54 | 2.6% |
| Oregon | $1,910 | -$176 | -8.4% |
| Pennsylvania | $1,988 | -$98 | -4.7% |
| Rhode Island | $2,782 | $696 | 33.4% |
| South Carolina | $1,888 | -$198 | -9.5% |
| South Dakota | $1,760 | -$326 | -15.6% |
| Tennessee | $1,826 | -$260 | -12.5% |
| Texas | $2,512 | $426 | 20.4% |
| Utah | $1,544 | -$542 | -26.0% |
| Vermont | $1,426 | -$660 | -31.6% |
| Virginia | $1,250 | -$836 | -40.1% |
| Washington | $1,612 | -$474 | -22.7% |
| West Virginia | $1,912 | -$174 | -8.3% |
| Wisconsin | $1,444 | -$642 | -30.8% |
| Wyoming | $1,856 | -$230 | -11.0% |
With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes from multiple companies. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2023 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
| 2022 GMC Hummer EV Pickup | $450 | $1,002 | $430 | $2,040 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right GMC Hummer EV Pickup Insurance
Finding better rates on insurance for a GMC Hummer EV Pickup not only requires being a safe and courteous driver, but also having a good credit history, being claim-free, and taking advantage of discounts. Invest the time to shop around at least every other year by quoting rates from direct companies, and also from several local insurance agents.
Below is a quick rundown of the car insurance concepts illustrated above.
- Drivers considered higher risk with reckless driving or DUI convictions pay on average $2,490 more annually for auto insurance
- You may be able to save approximately $270 per year simply by quoting early and online
- Increasing policy deductibles could save up to $1,025 each year
- Insureds who want higher levels of liability will pay an extra $460 every year to go from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,502 |
| 20 | $4,892 |
| 30 | $2,206 |
| 40 | $2,086 |
| 50 | $1,902 |
| 60 | $1,868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,760 |
| $250 | $2,442 |
| $500 | $2,086 |
| $1,000 | $1,744 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,086 |
| 50/100 | $2,169 |
| 100/300 | $2,273 |
| 250/500 | $2,544 |
| 100 CSL | $2,211 |
| 300 CSL | $2,440 |
| 500 CSL | $2,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,822 |
| 20 | $7,804 |
| 30 | $4,710 |
| 40 | $4,576 |
| 50 | $4,364 |
| 60 | $4,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $111 |
| Homeowner | $28 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $110 |
| Advance Quote | $114 |
| Online Quote | $154 |
| Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
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