GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually for full coverage. Comprehensive costs around $466, collision costs $1,046, and liability is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $4,576. 16-year-old drivers pay the most at $7,502 a year or more.

Average premium for full coverage: $2,086

Premium estimates for type of coverage:

Comprehensive $466
Collision $1046
Liability $416

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Hummer EV Pickup models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a GMC Hummer EV Pickup go from as cheap as $474 for a discount liability-only rate to the much higher price of $4,576 for a policy for a high-risk driver.

Liability Only $474
Full Coverage $2,086
High Risk $4,576

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than congested cities.

The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,565
Small Cities $2,190
Large Cities $2,816

These rate differences show why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below shows estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,138
  • Raising to $1,000 deductibles will save about $342 a year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $2,086
  • Buying pricier low deductibles will cost $2,760
  • At-risk drivers with multiple tickets or accidents could pay at least $4,576 or more
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $7,502

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance rates range from $1,138 to $7,502

Insurance prices for a GMC Hummer EV Pickup also have a wide range based on the model of your Hummer EV Pickup, your driver profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $7,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $2,500 to $3,400 extra annually, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers is expensive and can cost as much as 45% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $1,020 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Hummer EV Pickup insurance prices. A middle-age driver might find prices as low as $1,370 a year in states like Idaho, Maine, and Iowa, or at least $2,970 on average in Michigan, Louisiana, and New York.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,884 -$202 -9.7%
Alaska $1,602 -$484 -23.2%
Arizona $1,732 -$354 -17.0%
Arkansas $2,086 -$0 0.0%
California $2,376 $290 13.9%
Colorado $1,992 -$94 -4.5%
Connecticut $2,144 $58 2.8%
Delaware $2,358 $272 13.0%
Florida $2,608 $522 25.0%
Georgia $1,926 -$160 -7.7%
Hawaii $1,496 -$590 -28.3%
Idaho $1,412 -$674 -32.3%
Illinois $1,556 -$530 -25.4%
Indiana $1,572 -$514 -24.6%
Iowa $1,408 -$678 -32.5%
Kansas $1,982 -$104 -5.0%
Kentucky $2,846 $760 36.4%
Louisiana $3,088 $1,002 48.0%
Maine $1,286 -$800 -38.4%
Maryland $1,720 -$366 -17.5%
Massachusetts $1,668 -$418 -20.0%
Michigan $3,622 $1,536 73.6%
Minnesota $1,746 -$340 -16.3%
Mississippi $2,498 $412 19.8%
Missouri $1,852 -$234 -11.2%
Montana $2,242 $156 7.5%
Nebraska $1,644 -$442 -21.2%
Nevada $2,500 $414 19.8%
New Hampshire $1,504 -$582 -27.9%
New Jersey $2,330 $244 11.7%
New Mexico $1,846 -$240 -11.5%
New York $2,196 $110 5.3%
North Carolina $1,202 -$884 -42.4%
North Dakota $1,708 -$378 -18.1%
Ohio $1,442 -$644 -30.9%
Oklahoma $2,140 $54 2.6%
Oregon $1,910 -$176 -8.4%
Pennsylvania $1,988 -$98 -4.7%
Rhode Island $2,782 $696 33.4%
South Carolina $1,888 -$198 -9.5%
South Dakota $1,760 -$326 -15.6%
Tennessee $1,826 -$260 -12.5%
Texas $2,512 $426 20.4%
Utah $1,544 -$542 -26.0%
Vermont $1,426 -$660 -31.6%
Virginia $1,250 -$836 -40.1%
Washington $1,612 -$474 -22.7%
West Virginia $1,912 -$174 -8.3%
Wisconsin $1,444 -$642 -30.8%
Wyoming $1,856 -$230 -11.0%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

With such a large range in prices, the only way to know your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different between companies.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2023 GMC Hummer EV Pickup $466 $1,046 $416 $2,086
2022 GMC Hummer EV Pickup $450 $1,002 $430 $2,040

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best GMC Hummer EV Pickup Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates every year by getting quotes from direct carriers, and also from local independent and exclusive agents.

The following is a brief recap of the coverage data covered in the above illustrations.

  • Drivers can save up to $270 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $1,025 each year
  • Teens pay higher prices, as much as $625 per month including comprehensive and collision insurance
  • Higher risk drivers who tend to receive serious violations pay an average of $2,490 more every year for Hummer EV Pickup insurance

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,502
20 $4,892
30 $2,206
40 $2,086
50 $1,902
60 $1,868

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,760
$250 $2,442
$500 $2,086
$1,000 $1,744

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,086
50/100 $2,169
100/300 $2,273
250/500 $2,544
100 CSL $2,211
300 CSL $2,440
500 CSL $2,606

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,822
20 $7,804
30 $4,710
40 $4,576
50 $4,364
60 $4,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $111
Homeowner $28
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $110
Advance Quote $114
Online Quote $154
Total Discounts $948
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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