GMC Hummer EV Pickup Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually for full coverage insurance. Comprehensive costs around $466, collision costs $1,046, and liability costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing around $4,576. Teenage drivers pay the highest rates at $7,502 a year or more.
Average premium for full coverage: $2,086
Price estimates for individual coverage:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Hummer EV Pickup models.
Price Range from Low to High
Using a middle-aged driver as an example, GMC Hummer EV Pickup insurance prices go from as cheap as $474 for minimum levels of liability insurance to the much higher price of $4,576 for a high-risk driver policy.
Geographic Price Range
Your location can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities.
The example below illustrates how where you live affects auto insurance rates.
The ranges above illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,138
- Drivers who choose higher $1,000 deductibles will pay about $342 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $2,086
- Using pricier low deductibles for comprehensive and collision insurance will cost $2,760
- Higher-risk drivers who are prone to accidents and violations could pay at least $4,576 or more
- The price with full coverage for a teen driver for full coverage can be $7,502 a year
Insurance prices for a GMC Hummer EV Pickup are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $7,500 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $2,500 to $3,400 additional each year, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers can cost as much as 45% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $1,020 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in GMC Hummer EV Pickup insurance prices. A 40-year-old driver could pay as low as $1,360 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,810 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,884 | -$202 | -9.7% |
| Alaska | $1,602 | -$484 | -23.2% |
| Arizona | $1,732 | -$354 | -17.0% |
| Arkansas | $2,086 | -$0 | 0.0% |
| California | $2,376 | $290 | 13.9% |
| Colorado | $1,992 | -$94 | -4.5% |
| Connecticut | $2,144 | $58 | 2.8% |
| Delaware | $2,358 | $272 | 13.0% |
| Florida | $2,608 | $522 | 25.0% |
| Georgia | $1,926 | -$160 | -7.7% |
| Hawaii | $1,496 | -$590 | -28.3% |
| Idaho | $1,412 | -$674 | -32.3% |
| Illinois | $1,556 | -$530 | -25.4% |
| Indiana | $1,572 | -$514 | -24.6% |
| Iowa | $1,408 | -$678 | -32.5% |
| Kansas | $1,982 | -$104 | -5.0% |
| Kentucky | $2,846 | $760 | 36.4% |
| Louisiana | $3,088 | $1,002 | 48.0% |
| Maine | $1,286 | -$800 | -38.4% |
| Maryland | $1,720 | -$366 | -17.5% |
| Massachusetts | $1,668 | -$418 | -20.0% |
| Michigan | $3,622 | $1,536 | 73.6% |
| Minnesota | $1,746 | -$340 | -16.3% |
| Mississippi | $2,498 | $412 | 19.8% |
| Missouri | $1,852 | -$234 | -11.2% |
| Montana | $2,242 | $156 | 7.5% |
| Nebraska | $1,644 | -$442 | -21.2% |
| Nevada | $2,500 | $414 | 19.8% |
| New Hampshire | $1,504 | -$582 | -27.9% |
| New Jersey | $2,330 | $244 | 11.7% |
| New Mexico | $1,846 | -$240 | -11.5% |
| New York | $2,196 | $110 | 5.3% |
| North Carolina | $1,202 | -$884 | -42.4% |
| North Dakota | $1,708 | -$378 | -18.1% |
| Ohio | $1,442 | -$644 | -30.9% |
| Oklahoma | $2,140 | $54 | 2.6% |
| Oregon | $1,910 | -$176 | -8.4% |
| Pennsylvania | $1,988 | -$98 | -4.7% |
| Rhode Island | $2,782 | $696 | 33.4% |
| South Carolina | $1,888 | -$198 | -9.5% |
| South Dakota | $1,760 | -$326 | -15.6% |
| Tennessee | $1,826 | -$260 | -12.5% |
| Texas | $2,512 | $426 | 20.4% |
| Utah | $1,544 | -$542 | -26.0% |
| Vermont | $1,426 | -$660 | -31.6% |
| Virginia | $1,250 | -$836 | -40.1% |
| Washington | $1,612 | -$474 | -22.7% |
| West Virginia | $1,912 | -$174 | -8.3% |
| Wisconsin | $1,444 | -$642 | -30.8% |
| Wyoming | $1,856 | -$230 | -11.0% |
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2023 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
| 2022 GMC Hummer EV Pickup | $450 | $1,002 | $430 | $2,040 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Hummer EV Pickup Insurance
Getting lower rates on car insurance not only requires being a good driver, but also having good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following list is a brief review of the information touched on in the above illustrations.
- It is possible to save up to $270 per year simply by quoting online well ahead of the renewal date
- Drivers age 16 to 20 are charged the highest prices, as much as $625 a month if they have full coverage
- Increasing physical damage deductibles could save up to $1,025 each year
- Higher risk drivers with DUI or reckless driving convictions pay on average $2,490 more every year than a safer driver
- Policyholders who may need an increased level of liability coverage will pay an extra $460 annually to go from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,502 |
| 20 | $4,892 |
| 30 | $2,206 |
| 40 | $2,086 |
| 50 | $1,902 |
| 60 | $1,868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,760 |
| $250 | $2,442 |
| $500 | $2,086 |
| $1,000 | $1,744 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,086 |
| 50/100 | $2,169 |
| 100/300 | $2,273 |
| 250/500 | $2,544 |
| 100 CSL | $2,211 |
| 300 CSL | $2,440 |
| 500 CSL | $2,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,822 |
| 20 | $7,804 |
| 30 | $4,710 |
| 40 | $4,576 |
| 50 | $4,364 |
| 60 | $4,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $111 |
| Homeowner | $28 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $110 |
| Advance Quote | $114 |
| Online Quote | $154 |
| Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
