GMC Hummer EV Pickup Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance prices for a GMC Hummer EV Pickup are $2,110 every 12 months including full coverage. Comprehensive insurance costs an estimated $482 each year, collision costs $1,072, and liability is estimated at $398. A policy with just liability insurance costs approximately $460 a year, with coverage for high-risk drivers costing $4,624 or more. Teens receive the highest rates at $7,546 a year or more.
Average premium for full coverage: $2,110
Rate estimates broken down by individual coverage type:
Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Hummer EV Pickup models.
Price Range by Coverage and Risk
For the normal driver, prices range go from the cheapest price of $460 for basic liability insurance to a high rate of $4,624 for a high-risk driver policy.
Price Range by Location
Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects insurance prices.
These examples highlight why all drivers should get quotes for a targeted area and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated GMC Hummer EV Pickup insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $1,151
- Choosing higher $1,000 deductibles can save approximately $352 every year
- The average price for a 40-year-old driver who has $500 deductibles is $2,110
- Selecting low deductibles for comp and collision coverage costs an extra $692 every year
- Unlucky drivers with serious driving violations could pay up to $4,624 or more
- The cost to insure a teen driver can cost as much as $7,546 each year
Insurance rates for a GMC Hummer EV Pickup can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can save as much as $1,050 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $7,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying $2,500 to $3,400 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 132% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for GMC Hummer EV Pickup insurance prices. A good driver about age 40 could pay as low as $1,620 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $3,010 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,908 | -$202 | -9.6% |
| Alaska | $1,620 | -$490 | -23.2% |
| Arizona | $1,752 | -$358 | -17.0% |
| Arkansas | $2,110 | -$0 | 0.0% |
| California | $2,406 | $296 | 14.0% |
| Colorado | $2,016 | -$94 | -4.5% |
| Connecticut | $2,170 | $60 | 2.8% |
| Delaware | $2,388 | $278 | 13.2% |
| Florida | $2,638 | $528 | 25.0% |
| Georgia | $1,950 | -$160 | -7.6% |
| Hawaii | $1,516 | -$594 | -28.2% |
| Idaho | $1,428 | -$682 | -32.3% |
| Illinois | $1,574 | -$536 | -25.4% |
| Indiana | $1,590 | -$520 | -24.6% |
| Iowa | $1,426 | -$684 | -32.4% |
| Kansas | $2,006 | -$104 | -4.9% |
| Kentucky | $2,880 | $770 | 36.5% |
| Louisiana | $3,124 | $1,014 | 48.1% |
| Maine | $1,302 | -$808 | -38.3% |
| Maryland | $1,740 | -$370 | -17.5% |
| Massachusetts | $1,688 | -$422 | -20.0% |
| Michigan | $3,666 | $1,556 | 73.7% |
| Minnesota | $1,766 | -$344 | -16.3% |
| Mississippi | $2,530 | $420 | 19.9% |
| Missouri | $1,874 | -$236 | -11.2% |
| Montana | $2,268 | $158 | 7.5% |
| Nebraska | $1,664 | -$446 | -21.1% |
| Nevada | $2,530 | $420 | 19.9% |
| New Hampshire | $1,522 | -$588 | -27.9% |
| New Jersey | $2,360 | $250 | 11.8% |
| New Mexico | $1,868 | -$242 | -11.5% |
| New York | $2,224 | $114 | 5.4% |
| North Carolina | $1,216 | -$894 | -42.4% |
| North Dakota | $1,726 | -$384 | -18.2% |
| Ohio | $1,458 | -$652 | -30.9% |
| Oklahoma | $2,168 | $58 | 2.7% |
| Oregon | $1,934 | -$176 | -8.3% |
| Pennsylvania | $2,014 | -$96 | -4.5% |
| Rhode Island | $2,814 | $704 | 33.4% |
| South Carolina | $1,912 | -$198 | -9.4% |
| South Dakota | $1,780 | -$330 | -15.6% |
| Tennessee | $1,848 | -$262 | -12.4% |
| Texas | $2,542 | $432 | 20.5% |
| Utah | $1,560 | -$550 | -26.1% |
| Vermont | $1,444 | -$666 | -31.6% |
| Virginia | $1,264 | -$846 | -40.1% |
| Washington | $1,632 | -$478 | -22.7% |
| West Virginia | $1,934 | -$176 | -8.3% |
| Wisconsin | $1,462 | -$648 | -30.7% |
| Wyoming | $1,880 | -$230 | -10.9% |
With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2023 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2022 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable GMC Hummer EV Pickup Insurance
Saving money on car insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
Below is a summary of the information presented in the illustrations above.
- You may be able to save approximately $270 per year simply by quoting online in advance
- Teenage drivers are expensive to insure, as much as $629 per month if full coverage is included
- Increasing deductibles could save as much as $1,050 each year
- Higher risk drivers who have multiple accidents or major violations may have to pay on average $2,510 more annually for auto insurance
- Policyholders who want higher levels of liability will pay approximately $440 per year to raise limits from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,546 |
| 20 | $4,948 |
| 30 | $2,236 |
| 40 | $2,110 |
| 50 | $1,924 |
| 60 | $1,890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,802 |
| $250 | $2,476 |
| $500 | $2,110 |
| $1,000 | $1,758 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,110 |
| 50/100 | $2,190 |
| 100/300 | $2,289 |
| 250/500 | $2,548 |
| 100 CSL | $2,229 |
| 300 CSL | $2,448 |
| 500 CSL | $2,608 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,892 |
| 20 | $7,884 |
| 30 | $4,766 |
| 40 | $4,624 |
| 50 | $4,410 |
| 60 | $4,376 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $112 |
| Homeowner | $27 |
| 5-yr Accident Free | $178 |
| 5-yr Claim Free | $142 |
| Paid in Full/EFT | $112 |
| Advance Quote | $115 |
| Online Quote | $156 |
| Total Discounts | $959 |
Discounts are estimated and may not be available from every company or in every state.
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