GMC Hummer EV Pickup Insurance Rates

Average auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually for full coverage insurance. Comprehensive insurance costs around $466 a year, collision insurance costs $1,046, and liability coverage is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs $4,576 or more. 16-year-old drivers receive the highest rates at up to $7,502 a year.

Average premium for full coverage: $2,086

Rate estimates for individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Hummer EV Pickup trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.

These examples illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,138
• Raising to $1,000 deductibles will save about $1,744 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $2,086
• Buying low $100 deductibles costs an additional $674 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $4,576
• The cost with full coverage for a teenage driver can be $7,502

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Car insurance rates for a GMC Hummer EV Pickup can also vary considerably based on the trim level of your Hummer EV Pickup, your risk profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $7,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $2,500 to $3,400 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $1,020 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find rates as low as $1,360 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,810 on average in Michigan, New York, and Florida.

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How to Buy More Affordable GMC Hummer EV Pickup Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a summary of the data touched on above.

• Consumers who may need higher levels of liability will pay around $460 annually to raise from a minimum limit to higher 250/500 limits
• It is possible to save up to $270 per year just by quoting early and online
• Increasing deductibles could save up to $1,025 each year
• Teenage drivers are the costliest to insure, costing up to $625 per month if comprehensive and collision insurance is included