GMC Hummer EV Pickup Insurance Rates

The average insurance rates for a GMC Hummer EV Pickup are $2,086 a year for full coverage. Comprehensive insurance costs an estimated $466 each year, collision insurance costs $1,046, and liability coverage costs around $416. Liability-only coverage costs as low as $474 a year, and high-risk coverage costs $4,576 or more. 16-year-old drivers cost the most to insure at up to $7,502 a year.

Average premium for full coverage: $2,086

Policy rates broken down by type of insurance:

Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Hummer EV Pickup models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The graphic below illustrates how your location can change insurance prices.

The examples above show why all drivers should compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average GMC Hummer EV Pickup insurance rates for other coverage scenarios.

• The best full coverage rate is $1,138
• Using higher $1,000 deductibles will save approximately $342 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $2,086
• Buying low deductibles for physical damage coverage will cost an additional $674 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $4,576
• Policy cost that insures a teenage driver can cost as much as $7,502 or more

View Chart as Image

Insurance rates for a GMC Hummer EV Pickup also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $2,500 to $3,400 additional every year, depending on your age. Insurance for high-risk drivers can be around 45% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $7,500 a year. View Rates by Age

Your home state has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see rates as low as $1,370 a year in states like Iowa, Maine, and Idaho, or at least $2,970 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $1,020 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

How to Find the Right GMC Hummer EV Pickup Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every couple of years by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a quick rundown of the material that was illustrated above.

• Consumers who want more liability coverage will pay around $460 each year to increase from a 30/60 limit to the 250/500 level
• Teen drivers are expensive to insure, costing up to $625 each month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions may pay on average $2,490 more annually to insure their Hummer EV Pickup
• Increasing comprehensive and collision deductibles can save approximately $1,025 each year