GMC Hummer EV Pickup Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a GMC Hummer EV Pickup are $2,086 a year for full coverage. Comprehensive insurance costs approximately $466 each year, collision costs $1,046, and liability insurance costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $4,576 or more. 16-year-old drivers pay the most at $7,502 a year or more.
Average premium for full coverage: $2,086
Premium estimates by type of coverage:
Prices are based on $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Hummer EV Pickup models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a GMC Hummer EV Pickup go from as low as $474 for basic liability insurance to a high rate of $4,576 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than congested cities.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences show why all drivers should compare prices using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $1,138
- Using higher $1,000 deductibles will save $342 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $2,086
- Buying low deductibles for physical damage coverage will cost an extra $674 a year
- Drivers with multiple tickets or accidents could pay around $4,576 or more
- An auto insurance policy for full coverage for a teen driver can cost $7,502 or more
Auto insurance prices for a GMC Hummer EV Pickup also have a wide range based on your driving characteristics, the trim level of your Hummer EV Pickup, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $7,500 a year. View Rates by Age
Where you choose to live has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see prices as low as $1,370 a year in states like Iowa, Maine, and Idaho, or at least $2,970 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,884 | -$202 | -9.7% |
| Alaska | $1,602 | -$484 | -23.2% |
| Arizona | $1,732 | -$354 | -17.0% |
| Arkansas | $2,086 | -$0 | 0.0% |
| California | $2,376 | $290 | 13.9% |
| Colorado | $1,992 | -$94 | -4.5% |
| Connecticut | $2,144 | $58 | 2.8% |
| Delaware | $2,358 | $272 | 13.0% |
| Florida | $2,608 | $522 | 25.0% |
| Georgia | $1,926 | -$160 | -7.7% |
| Hawaii | $1,496 | -$590 | -28.3% |
| Idaho | $1,412 | -$674 | -32.3% |
| Illinois | $1,556 | -$530 | -25.4% |
| Indiana | $1,572 | -$514 | -24.6% |
| Iowa | $1,408 | -$678 | -32.5% |
| Kansas | $1,982 | -$104 | -5.0% |
| Kentucky | $2,846 | $760 | 36.4% |
| Louisiana | $3,088 | $1,002 | 48.0% |
| Maine | $1,286 | -$800 | -38.4% |
| Maryland | $1,720 | -$366 | -17.5% |
| Massachusetts | $1,668 | -$418 | -20.0% |
| Michigan | $3,622 | $1,536 | 73.6% |
| Minnesota | $1,746 | -$340 | -16.3% |
| Mississippi | $2,498 | $412 | 19.8% |
| Missouri | $1,852 | -$234 | -11.2% |
| Montana | $2,242 | $156 | 7.5% |
| Nebraska | $1,644 | -$442 | -21.2% |
| Nevada | $2,500 | $414 | 19.8% |
| New Hampshire | $1,504 | -$582 | -27.9% |
| New Jersey | $2,330 | $244 | 11.7% |
| New Mexico | $1,846 | -$240 | -11.5% |
| New York | $2,196 | $110 | 5.3% |
| North Carolina | $1,202 | -$884 | -42.4% |
| North Dakota | $1,708 | -$378 | -18.1% |
| Ohio | $1,442 | -$644 | -30.9% |
| Oklahoma | $2,140 | $54 | 2.6% |
| Oregon | $1,910 | -$176 | -8.4% |
| Pennsylvania | $1,988 | -$98 | -4.7% |
| Rhode Island | $2,782 | $696 | 33.4% |
| South Carolina | $1,888 | -$198 | -9.5% |
| South Dakota | $1,760 | -$326 | -15.6% |
| Tennessee | $1,826 | -$260 | -12.5% |
| Texas | $2,512 | $426 | 20.4% |
| Utah | $1,544 | -$542 | -26.0% |
| Vermont | $1,426 | -$660 | -31.6% |
| Virginia | $1,250 | -$836 | -40.1% |
| Washington | $1,612 | -$474 | -22.7% |
| West Virginia | $1,912 | -$174 | -8.3% |
| Wisconsin | $1,444 | -$642 | -30.8% |
| Wyoming | $1,856 | -$230 | -11.0% |
Opting for high physical damage deductibles could cut prices by as much as $1,020 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $2,500 to $3,400 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2023 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
| 2022 GMC Hummer EV Pickup | $450 | $1,002 | $430 | $2,040 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable GMC Hummer EV Pickup Insurance
Finding better rates on GMC Hummer EV Pickup insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and not having any coverage lapses. Set aside time to compare rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a brief review of the primary concepts that were covered above.
- Drivers can save around $270 per year simply by quoting online in advance
- High-risk drivers with DUI or reckless driving convictions may pay on average $2,490 more per year for Hummer EV Pickup insurance
- Increasing policy deductibles can save around $1,025 each year
- Teens have the highest car insurance prices, as much as $625 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,502 |
| 20 | $4,892 |
| 30 | $2,206 |
| 40 | $2,086 |
| 50 | $1,902 |
| 60 | $1,868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,760 |
| $250 | $2,442 |
| $500 | $2,086 |
| $1,000 | $1,744 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,086 |
| 50/100 | $2,169 |
| 100/300 | $2,273 |
| 250/500 | $2,544 |
| 100 CSL | $2,211 |
| 300 CSL | $2,440 |
| 500 CSL | $2,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,822 |
| 20 | $7,804 |
| 30 | $4,710 |
| 40 | $4,576 |
| 50 | $4,364 |
| 60 | $4,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $111 |
| Homeowner | $28 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $110 |
| Advance Quote | $114 |
| Online Quote | $154 |
| Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
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