GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for a GMC Hummer EV Pickup are $2,086 a year with full coverage. Comprehensive costs around $466, collision costs $1,046, and liability insurance costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing around $4,576. Teen drivers receive the highest rates at $7,502 a year or more.
Average premium for full coverage: $2,086
Rate estimates for individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Hummer EV Pickup trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as low as $474 for your basic liability-only policy to a much higher rate of $4,576 for a policy for a high-risk driver.
Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas.
The price range example below illustrates the effect of geographic area on auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $1,138
- Drivers who choose higher $1,000 deductibles will pay about $342 annually
- The average rate for a 40-year-old driver using $500 deductibles is $2,086
- Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $2,760
- High risk drivers with multiple violations and an at-fault accident could pay at least $4,576 or more
- The cost for full coverage for a teen driver with full coverage can be $7,502 a year
Auto insurance rates for a GMC Hummer EV Pickup can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
An older driver with a good driving record and high deductibles could pay as little as $1,900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $7,500 a year. View Rates by Age
Where you live makes a big difference in GMC Hummer EV Pickup insurance rates. A 40-year-old driver could pay as low as $1,500 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,884 | -$202 | -9.7% |
| Alaska | $1,602 | -$484 | -23.2% |
| Arizona | $1,732 | -$354 | -17.0% |
| Arkansas | $2,086 | -$0 | 0.0% |
| California | $2,376 | $290 | 13.9% |
| Colorado | $1,992 | -$94 | -4.5% |
| Connecticut | $2,144 | $58 | 2.8% |
| Delaware | $2,358 | $272 | 13.0% |
| Florida | $2,608 | $522 | 25.0% |
| Georgia | $1,926 | -$160 | -7.7% |
| Hawaii | $1,496 | -$590 | -28.3% |
| Idaho | $1,412 | -$674 | -32.3% |
| Illinois | $1,556 | -$530 | -25.4% |
| Indiana | $1,572 | -$514 | -24.6% |
| Iowa | $1,408 | -$678 | -32.5% |
| Kansas | $1,982 | -$104 | -5.0% |
| Kentucky | $2,846 | $760 | 36.4% |
| Louisiana | $3,088 | $1,002 | 48.0% |
| Maine | $1,286 | -$800 | -38.4% |
| Maryland | $1,720 | -$366 | -17.5% |
| Massachusetts | $1,668 | -$418 | -20.0% |
| Michigan | $3,622 | $1,536 | 73.6% |
| Minnesota | $1,746 | -$340 | -16.3% |
| Mississippi | $2,498 | $412 | 19.8% |
| Missouri | $1,852 | -$234 | -11.2% |
| Montana | $2,242 | $156 | 7.5% |
| Nebraska | $1,644 | -$442 | -21.2% |
| Nevada | $2,500 | $414 | 19.8% |
| New Hampshire | $1,504 | -$582 | -27.9% |
| New Jersey | $2,330 | $244 | 11.7% |
| New Mexico | $1,846 | -$240 | -11.5% |
| New York | $2,196 | $110 | 5.3% |
| North Carolina | $1,202 | -$884 | -42.4% |
| North Dakota | $1,708 | -$378 | -18.1% |
| Ohio | $1,442 | -$644 | -30.9% |
| Oklahoma | $2,140 | $54 | 2.6% |
| Oregon | $1,910 | -$176 | -8.4% |
| Pennsylvania | $1,988 | -$98 | -4.7% |
| Rhode Island | $2,782 | $696 | 33.4% |
| South Carolina | $1,888 | -$198 | -9.5% |
| South Dakota | $1,760 | -$326 | -15.6% |
| Tennessee | $1,826 | -$260 | -12.5% |
| Texas | $2,512 | $426 | 20.4% |
| Utah | $1,544 | -$542 | -26.0% |
| Vermont | $1,426 | -$660 | -31.6% |
| Virginia | $1,250 | -$836 | -40.1% |
| Washington | $1,612 | -$474 | -22.7% |
| West Virginia | $1,912 | -$174 | -8.3% |
| Wisconsin | $1,444 | -$642 | -30.8% |
| Wyoming | $1,856 | -$230 | -11.0% |
Choosing high deductibles could save up to $1,020 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $2,500 to $3,400 in extra premium per year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 134% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out your exact price is to compare rates from as many companies as possible. Every company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2023 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
| 2022 GMC Hummer EV Pickup | $450 | $1,002 | $430 | $2,040 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap GMC Hummer EV Pickup Insurance
Saving money on GMC Hummer EV Pickup insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every year by obtaining price quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following list is a quick review of the coverage data covered in the above illustrations.
- You may be able to save up to $270 per year simply by shopping early and online
- Increasing deductibles can save around $1,025 each year
- Drivers age 16 to 20 are expensive to insure, with premiums as much as $625 per month if they have full coverage
- High-risk drivers with a DUI or reckless driving violation pay an average of $2,490 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,502 |
| 20 | $4,892 |
| 30 | $2,206 |
| 40 | $2,086 |
| 50 | $1,902 |
| 60 | $1,868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,760 |
| $250 | $2,442 |
| $500 | $2,086 |
| $1,000 | $1,744 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,086 |
| 50/100 | $2,169 |
| 100/300 | $2,273 |
| 250/500 | $2,544 |
| 100 CSL | $2,211 |
| 300 CSL | $2,440 |
| 500 CSL | $2,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,822 |
| 20 | $7,804 |
| 30 | $4,710 |
| 40 | $4,576 |
| 50 | $4,364 |
| 60 | $4,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $111 |
| Homeowner | $28 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $110 |
| Advance Quote | $114 |
| Online Quote | $154 |
| Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
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