GMC Hummer EV Pickup Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance prices for a GMC Hummer EV Pickup are $2,110 every 12 months for full coverage insurance. Comprehensive costs on average $482, collision costs $1,072, and liability insurance is estimated at $398. A liability-only policy costs approximately $460 a year, with high-risk insurance costing around $4,624. Teenage drivers cost the most to insure at $7,546 a year or more.
Average premium for full coverage: $2,110
Policy rates by type of insurance:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Hummer EV Pickup trim levels.
Price Range Variability
For an average driver, GMC Hummer EV Pickup insurance rates go from the cheapest price of $460 for liability-only coverage to a much higher rate of $4,624 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities.
The price range example below illustrates the effect of geographic area on car insurance rates.
The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.
- The best discount rate is $1,151
- Choosing higher $1,000 deductibles can save around $352 each year
- The average price for a good driver age 40 with $500 deductibles is $2,110
- Using more expensive low deductibles for comp and collision coverage increases the price to $2,802
- High-risk insureds who are prone to accidents and violations could pay upwards of $4,624 or more
- Policy cost to insure a teen driver with full coverage may cost $7,546 each year
Car insurance rates for a GMC Hummer EV Pickup also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Hummer EV Pickup.
Using high physical damage deductibles can save as much as $1,050 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles could pay as little as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $7,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $2,500 to $3,400 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for GMC Hummer EV Pickup insurance rates. A good driver about age 40 could pay as low as $1,380 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,850 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,908 | -$202 | -9.6% |
| Alaska | $1,620 | -$490 | -23.2% |
| Arizona | $1,752 | -$358 | -17.0% |
| Arkansas | $2,110 | -$0 | 0.0% |
| California | $2,406 | $296 | 14.0% |
| Colorado | $2,016 | -$94 | -4.5% |
| Connecticut | $2,170 | $60 | 2.8% |
| Delaware | $2,388 | $278 | 13.2% |
| Florida | $2,638 | $528 | 25.0% |
| Georgia | $1,950 | -$160 | -7.6% |
| Hawaii | $1,516 | -$594 | -28.2% |
| Idaho | $1,428 | -$682 | -32.3% |
| Illinois | $1,574 | -$536 | -25.4% |
| Indiana | $1,590 | -$520 | -24.6% |
| Iowa | $1,426 | -$684 | -32.4% |
| Kansas | $2,006 | -$104 | -4.9% |
| Kentucky | $2,880 | $770 | 36.5% |
| Louisiana | $3,124 | $1,014 | 48.1% |
| Maine | $1,302 | -$808 | -38.3% |
| Maryland | $1,740 | -$370 | -17.5% |
| Massachusetts | $1,688 | -$422 | -20.0% |
| Michigan | $3,666 | $1,556 | 73.7% |
| Minnesota | $1,766 | -$344 | -16.3% |
| Mississippi | $2,530 | $420 | 19.9% |
| Missouri | $1,874 | -$236 | -11.2% |
| Montana | $2,268 | $158 | 7.5% |
| Nebraska | $1,664 | -$446 | -21.1% |
| Nevada | $2,530 | $420 | 19.9% |
| New Hampshire | $1,522 | -$588 | -27.9% |
| New Jersey | $2,360 | $250 | 11.8% |
| New Mexico | $1,868 | -$242 | -11.5% |
| New York | $2,224 | $114 | 5.4% |
| North Carolina | $1,216 | -$894 | -42.4% |
| North Dakota | $1,726 | -$384 | -18.2% |
| Ohio | $1,458 | -$652 | -30.9% |
| Oklahoma | $2,168 | $58 | 2.7% |
| Oregon | $1,934 | -$176 | -8.3% |
| Pennsylvania | $2,014 | -$96 | -4.5% |
| Rhode Island | $2,814 | $704 | 33.4% |
| South Carolina | $1,912 | -$198 | -9.4% |
| South Dakota | $1,780 | -$330 | -15.6% |
| Tennessee | $1,848 | -$262 | -12.4% |
| Texas | $2,542 | $432 | 20.5% |
| Utah | $1,560 | -$550 | -26.1% |
| Vermont | $1,444 | -$666 | -31.6% |
| Virginia | $1,264 | -$846 | -40.1% |
| Washington | $1,632 | -$478 | -22.7% |
| West Virginia | $1,934 | -$176 | -8.3% |
| Wisconsin | $1,462 | -$648 | -30.7% |
| Wyoming | $1,880 | -$230 | -10.9% |
Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2023 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2022 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap GMC Hummer EV Pickup Insurance
Finding cheaper rates on GMC Hummer EV Pickup insurance takes avoiding accidents and violations, maintaining a good credit score, being claim-free, and maximizing policy discounts. Take the time to compare rates every year by obtaining price quotes from direct insurance companies, and also from several local insurance agents.
The list below is a brief summary of the coverage data covered in the above illustrations.
- It is possible to save as much as $270 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $1,050 each year
- Teenagers are expensive to insure, possibly costing $629 each month if the policy includes full coverage
- High-risk drivers that tend to have accidents or serious violations pay on average $2,510 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,546 |
| 20 | $4,948 |
| 30 | $2,236 |
| 40 | $2,110 |
| 50 | $1,924 |
| 60 | $1,890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,802 |
| $250 | $2,476 |
| $500 | $2,110 |
| $1,000 | $1,758 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,110 |
| 50/100 | $2,190 |
| 100/300 | $2,289 |
| 250/500 | $2,548 |
| 100 CSL | $2,229 |
| 300 CSL | $2,448 |
| 500 CSL | $2,608 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,892 |
| 20 | $7,884 |
| 30 | $4,766 |
| 40 | $4,624 |
| 50 | $4,410 |
| 60 | $4,376 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $112 |
| Homeowner | $27 |
| 5-yr Accident Free | $178 |
| 5-yr Claim Free | $142 |
| Paid in Full/EFT | $112 |
| Advance Quote | $115 |
| Online Quote | $156 |
| Total Discounts | $959 |
Discounts are estimated and may not be available from every company or in every state.
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