GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a GMC Hummer EV Pickup are $2,110 a year for full coverage insurance. Comprehensive insurance costs an estimated $482 a year, collision insurance costs $1,072, and liability coverage costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $4,624 or more. 16-year-old drivers pay the highest rates at up to $7,546 a year.

Average premium for full coverage: $2,110

Price estimates broken down by individual coverage:

Comprehensive $482
Collision $1072
Liability $398

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Hummer EV Pickup trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, GMC Hummer EV Pickup insurance prices range from as low as $460 for liability-only coverage to a high of $4,624 for a driver who requires high-risk insurance.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

The ranges above illustrate why it is important to compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average GMC Hummer EV Pickup insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,151
  • Using higher $1,000 deductibles will save approximately $1,758 each year
  • The average rate for the average middle-age driver who has $500 deductibles is $2,110
  • Buying low $100 deductibles for physical damage coverage will cost an extra $692 each year
  • Higher-risk drivers with multiple tickets or accidents could pay up to $4,624
  • The price for full coverage for a teenage driver can cost as much as $7,546 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance prices range from $1,151 to $7,546 for full coverage

Auto insurance prices for a GMC Hummer EV Pickup are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,900 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $7,500 a year. View Rates by Age

The state you live in has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see prices as low as $1,380 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,850 on average in Florida, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $1,050 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $2,500 to $3,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 45% to 132% more than the average rate. View High Risk Driver Rates

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Hummer EV Pickup Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a condensed summary of the concepts that were touched on in the above illustrations.

  • Drivers with multiple at-fault accidents pay on average $2,510 more annually than a low-risk driver
  • Youthful drivers are the costliest to insure, as much as $629 a month if they have full coverage
  • It is possible to save approximately $270 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $1,050 each year
  • It is possible to save approximately $270 per year just by quoting early and online

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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