GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually for full coverage insurance. Comprehensive costs approximately $466, collision insurance costs $1,046, and liability insurance costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs around $4,576. Teens pay the most at up to $7,502 a year.

Average premium for full coverage: $2,086

Premium estimates by type of coverage:

Comprehensive $466
Collision $1046
Liability $416

Includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all Hummer EV Pickup models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a GMC Hummer EV Pickup range from as cheap as $474 for just liability coverage to the much higher price of $4,576 for a driver required to buy high-risk insurance.

Liability Only $474
Full Coverage $2,086
High Risk $4,576

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,565
Small Cities $2,190
Large Cities $2,816

These rate differences illustrate why everyone should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $1,138
  • Using higher $1,000 deductibles will save $342 each year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $2,086
  • Selecting pricier low deductibles for physical damage coverage will cost $2,760
  • Drivers with serious driving violations could pay around $4,576
  • An auto insurance policy with full coverage for a teen driver for full coverage can cost $7,502 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance rates range from $1,138 to $7,502 for full coverage

Auto insurance prices for a GMC Hummer EV Pickup also have a wide range based on the model of your Hummer EV Pickup, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $7,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $2,500 to $3,400 in extra premium annually, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers can be anywhere from 45% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $1,020 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see prices as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,810 on average in Florida, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,884 -$202 -9.7%
Alaska $1,602 -$484 -23.2%
Arizona $1,732 -$354 -17.0%
Arkansas $2,086 -$0 0.0%
California $2,376 $290 13.9%
Colorado $1,992 -$94 -4.5%
Connecticut $2,144 $58 2.8%
Delaware $2,358 $272 13.0%
Florida $2,608 $522 25.0%
Georgia $1,926 -$160 -7.7%
Hawaii $1,496 -$590 -28.3%
Idaho $1,412 -$674 -32.3%
Illinois $1,556 -$530 -25.4%
Indiana $1,572 -$514 -24.6%
Iowa $1,408 -$678 -32.5%
Kansas $1,982 -$104 -5.0%
Kentucky $2,846 $760 36.4%
Louisiana $3,088 $1,002 48.0%
Maine $1,286 -$800 -38.4%
Maryland $1,720 -$366 -17.5%
Massachusetts $1,668 -$418 -20.0%
Michigan $3,622 $1,536 73.6%
Minnesota $1,746 -$340 -16.3%
Mississippi $2,498 $412 19.8%
Missouri $1,852 -$234 -11.2%
Montana $2,242 $156 7.5%
Nebraska $1,644 -$442 -21.2%
Nevada $2,500 $414 19.8%
New Hampshire $1,504 -$582 -27.9%
New Jersey $2,330 $244 11.7%
New Mexico $1,846 -$240 -11.5%
New York $2,196 $110 5.3%
North Carolina $1,202 -$884 -42.4%
North Dakota $1,708 -$378 -18.1%
Ohio $1,442 -$644 -30.9%
Oklahoma $2,140 $54 2.6%
Oregon $1,910 -$176 -8.4%
Pennsylvania $1,988 -$98 -4.7%
Rhode Island $2,782 $696 33.4%
South Carolina $1,888 -$198 -9.5%
South Dakota $1,760 -$326 -15.6%
Tennessee $1,826 -$260 -12.5%
Texas $2,512 $426 20.4%
Utah $1,544 -$542 -26.0%
Vermont $1,426 -$660 -31.6%
Virginia $1,250 -$836 -40.1%
Washington $1,612 -$474 -22.7%
West Virginia $1,912 -$174 -8.3%
Wisconsin $1,444 -$642 -30.8%
Wyoming $1,856 -$230 -11.0%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city
GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2023 GMC Hummer EV Pickup $466 $1,046 $416 $2,086
2022 GMC Hummer EV Pickup $450 $1,002 $430 $2,040

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest GMC Hummer EV Pickup Insurance

Finding better rates on GMC Hummer EV Pickup insurance requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a recap of the data covered in the above illustrations.

  • Drivers who purchase an increased level of liability coverage will pay approximately $460 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
  • It is possible to save around $270 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $1,025 each year
  • Drivers age 16 to 20 have the highest car insurance prices, with premiums being up to $625 per month if full coverage is included

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,502
20 $4,892
30 $2,206
40 $2,086
50 $1,902
60 $1,868

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,760
$250 $2,442
$500 $2,086
$1,000 $1,744

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,086
50/100 $2,169
100/300 $2,273
250/500 $2,544
100 CSL $2,211
300 CSL $2,440
500 CSL $2,606

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,822
20 $7,804
30 $4,710
40 $4,576
50 $4,364
60 $4,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $111
Homeowner $28
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $110
Advance Quote $114
Online Quote $154
Total Discounts $948
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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