GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually for full coverage. Comprehensive insurance costs on average $466 each year, collision insurance costs $1,046, and liability coverage is $416. A policy with only liability insurance costs around $474 a year, and a high-risk policy costs $4,576 or more. Teen drivers pay the most at up to $7,502 a year.

Average premium for full coverage: $2,086

Premium estimates by type of coverage:

Comprehensive $466
Collision $1046
Liability $416

Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Hummer EV Pickup models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a GMC Hummer EV Pickup range from as cheap as $474 for a discount liability-only rate to a high rate of $4,576 for a driver who has had serious violations or accidents.

Liability Only $474
Full Coverage $2,086
High Risk $4,576

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,565
Small Cities $2,190
Large Cities $2,816

These rate differences show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,138
  • Raising to $1,000 deductibles will save around $342 a year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $2,086
  • Choosing low deductibles costs an additional $674 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $4,576
  • An auto insurance policy with full coverage for a teenage driver may cost $7,502

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance prices range from $1,138 to $7,502 for full coverage

Car insurance prices for a GMC Hummer EV Pickup also have a wide range based on the model of your Hummer EV Pickup, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged upwards of $7,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $2,500 to $3,400 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $1,020 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find prices as low as $1,370 a year in states like Idaho, Maine, and Iowa, or as much as $2,970 on average in Michigan, Louisiana, and New York.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,884 -$202 -9.7%
Alaska $1,602 -$484 -23.2%
Arizona $1,732 -$354 -17.0%
Arkansas $2,086 -$0 0.0%
California $2,376 $290 13.9%
Colorado $1,992 -$94 -4.5%
Connecticut $2,144 $58 2.8%
Delaware $2,358 $272 13.0%
Florida $2,608 $522 25.0%
Georgia $1,926 -$160 -7.7%
Hawaii $1,496 -$590 -28.3%
Idaho $1,412 -$674 -32.3%
Illinois $1,556 -$530 -25.4%
Indiana $1,572 -$514 -24.6%
Iowa $1,408 -$678 -32.5%
Kansas $1,982 -$104 -5.0%
Kentucky $2,846 $760 36.4%
Louisiana $3,088 $1,002 48.0%
Maine $1,286 -$800 -38.4%
Maryland $1,720 -$366 -17.5%
Massachusetts $1,668 -$418 -20.0%
Michigan $3,622 $1,536 73.6%
Minnesota $1,746 -$340 -16.3%
Mississippi $2,498 $412 19.8%
Missouri $1,852 -$234 -11.2%
Montana $2,242 $156 7.5%
Nebraska $1,644 -$442 -21.2%
Nevada $2,500 $414 19.8%
New Hampshire $1,504 -$582 -27.9%
New Jersey $2,330 $244 11.7%
New Mexico $1,846 -$240 -11.5%
New York $2,196 $110 5.3%
North Carolina $1,202 -$884 -42.4%
North Dakota $1,708 -$378 -18.1%
Ohio $1,442 -$644 -30.9%
Oklahoma $2,140 $54 2.6%
Oregon $1,910 -$176 -8.4%
Pennsylvania $1,988 -$98 -4.7%
Rhode Island $2,782 $696 33.4%
South Carolina $1,888 -$198 -9.5%
South Dakota $1,760 -$326 -15.6%
Tennessee $1,826 -$260 -12.5%
Texas $2,512 $426 20.4%
Utah $1,544 -$542 -26.0%
Vermont $1,426 -$660 -31.6%
Virginia $1,250 -$836 -40.1%
Washington $1,612 -$474 -22.7%
West Virginia $1,912 -$174 -8.3%
Wisconsin $1,444 -$642 -30.8%
Wyoming $1,856 -$230 -11.0%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city
GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2023 GMC Hummer EV Pickup $466 $1,046 $416 $2,086
2022 GMC Hummer EV Pickup $450 $1,002 $430 $2,040

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right GMC Hummer EV Pickup Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having a good credit score, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by getting quotes from direct carriers, and also from local insurance agents.

The items below are a quick rundown of the ideas that were covered above.

  • Teen drivers are expensive to insure, as much as $625 per month if comprehensive and collision insurance is included
  • Drivers with reckless driving or DUI convictions may be required to pay an average of $2,490 more each year to insure their Hummer EV Pickup
  • Increasing policy deductibles could save up to $1,025 each year
  • Drivers can save as much as $270 per year just by quoting online in advance

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,502
20 $4,892
30 $2,206
40 $2,086
50 $1,902
60 $1,868

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,760
$250 $2,442
$500 $2,086
$1,000 $1,744

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,086
50/100 $2,169
100/300 $2,273
250/500 $2,544
100 CSL $2,211
300 CSL $2,440
500 CSL $2,606

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,822
20 $7,804
30 $4,710
40 $4,576
50 $4,364
60 $4,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $111
Homeowner $28
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $110
Advance Quote $114
Online Quote $154
Total Discounts $948
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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