GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a GMC Hummer EV Pickup are $2,110 every 12 months with full coverage. Comprehensive insurance costs on average $482, collision insurance costs $1,072, and liability insurance costs $398. A liability-only policy costs as little as $460 a year, and high-risk insurance costs $4,624 or more. Teenage drivers pay the most at up to $7,546 a year.

Average premium for full coverage: $2,110

Premium estimates by type of coverage:

Comprehensive $482
Collision $1072
Liability $398

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Hummer EV Pickup trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a GMC Hummer EV Pickup range from the cheapest price of $460 for a discount liability-only rate to a much higher rate of $4,624 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.

  • The best discount rate is $1,151
  • Drivers who choose higher $1,000 deductibles will pay around $352 annually
  • The average price for a 40-year-old good driver with $500 deductibles is $2,110
  • Using more expensive low deductibles for comprehensive and collision insurance costs an extra $692 a year
  • High risk drivers who are prone to accidents and violations could pay upwards of $4,624
  • An auto insurance policy to insure a teen driver with full coverage may cost $7,546 a year

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance prices range from $1,151 to $7,546 for full coverage

Auto insurance prices for a GMC Hummer EV Pickup also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Hummer EV Pickup.

Using high physical damage deductibles could save up to $1,050 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $7,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $2,500 to $3,400 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Hummer EV Pickup insurance rates. A 40-year-old driver could pay as low as $1,520 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,850 on average in Florida, Michigan, and New York.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city
GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap GMC Hummer EV Pickup Insurance

Finding better rates on GMC Hummer EV Pickup insurance not only requires avoiding accidents and claims, but also having a good credit score, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every year by getting quotes from direct companies, and also from local exclusive and independent agents.

The points below are a brief summary of the coverage data covered in the above illustrations.

  • You may be able to save as much as $270 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $1,050 each year
  • Drivers under the age of 20 are charged the highest prices, possibly costing $629 per month if comprehensive and collision insurance is included
  • High-risk drivers that tend to have accidents or serious violations may pay on average $2,510 more each year to insure a GMC Hummer EV Pickup

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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