GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a GMC Hummer EV Pickup are $2,086 a year for full coverage insurance. Comprehensive insurance costs approximately $466 a year, collision insurance costs $1,046, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs $4,576 or more. Teen drivers cost the most to insure at up to $7,502 a year.

Average premium for full coverage: $2,086

Policy rates by type of insurance:

Comprehensive $466
Collision $1046
Liability $416

Prices include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Hummer EV Pickup trim levels.

Price Range Variability

For the average 40-year-old driver, GMC Hummer EV Pickup insurance rates range from the low end price of $474 for liability-only coverage to a high of $4,576 for a driver who has had serious violations or accidents.

Liability Only $474
Full Coverage $2,086
High Risk $4,576

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,565
Small Cities $2,190
Large Cities $2,816

The examples above illustrate why it is important to get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $1,138
  • Choosing higher $1,000 deductibles can save $1,744 each year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $2,086
  • Choosing low $100 deductibles for comp and collision coverage will cost an additional $674 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $4,576
  • Policy cost that insures a teen driver can cost $7,502 each year

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance prices range from $1,138 to $7,502 for full coverage

Auto insurance rates for a GMC Hummer EV Pickup also range considerably based on the trim level of your Hummer EV Pickup, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $2,500 to $3,400 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 134% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,900 annually on average, or $158 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $7,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Hummer EV Pickup insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,810 on average in Florida, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,884 -$202 -9.7%
Alaska $1,602 -$484 -23.2%
Arizona $1,732 -$354 -17.0%
Arkansas $2,086 -$0 0.0%
California $2,376 $290 13.9%
Colorado $1,992 -$94 -4.5%
Connecticut $2,144 $58 2.8%
Delaware $2,358 $272 13.0%
Florida $2,608 $522 25.0%
Georgia $1,926 -$160 -7.7%
Hawaii $1,496 -$590 -28.3%
Idaho $1,412 -$674 -32.3%
Illinois $1,556 -$530 -25.4%
Indiana $1,572 -$514 -24.6%
Iowa $1,408 -$678 -32.5%
Kansas $1,982 -$104 -5.0%
Kentucky $2,846 $760 36.4%
Louisiana $3,088 $1,002 48.0%
Maine $1,286 -$800 -38.4%
Maryland $1,720 -$366 -17.5%
Massachusetts $1,668 -$418 -20.0%
Michigan $3,622 $1,536 73.6%
Minnesota $1,746 -$340 -16.3%
Mississippi $2,498 $412 19.8%
Missouri $1,852 -$234 -11.2%
Montana $2,242 $156 7.5%
Nebraska $1,644 -$442 -21.2%
Nevada $2,500 $414 19.8%
New Hampshire $1,504 -$582 -27.9%
New Jersey $2,330 $244 11.7%
New Mexico $1,846 -$240 -11.5%
New York $2,196 $110 5.3%
North Carolina $1,202 -$884 -42.4%
North Dakota $1,708 -$378 -18.1%
Ohio $1,442 -$644 -30.9%
Oklahoma $2,140 $54 2.6%
Oregon $1,910 -$176 -8.4%
Pennsylvania $1,988 -$98 -4.7%
Rhode Island $2,782 $696 33.4%
South Carolina $1,888 -$198 -9.5%
South Dakota $1,760 -$326 -15.6%
Tennessee $1,826 -$260 -12.5%
Texas $2,512 $426 20.4%
Utah $1,544 -$542 -26.0%
Vermont $1,426 -$660 -31.6%
Virginia $1,250 -$836 -40.1%
Washington $1,612 -$474 -22.7%
West Virginia $1,912 -$174 -8.3%
Wisconsin $1,444 -$642 -30.8%
Wyoming $1,856 -$230 -11.0%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Choosing high deductibles can save as much as $1,020 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2023 GMC Hummer EV Pickup $466 $1,046 $416 $2,086
2022 GMC Hummer EV Pickup $450 $1,002 $430 $2,040

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right GMC Hummer EV Pickup Insurance

Finding cheaper rates on car insurance takes having a good driving record, maintaining a good credit score, being claim-free, and possibly higher deductibles. Shop around every other policy renewal by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a quick rundown of the ideas that were touched on in this article.

  • Drivers age 20 and younger have the highest car insurance rates, possibly costing $625 each month if the policy includes full coverage
  • Higher risk drivers with reckless driving or DUI convictions could be charged and average of $2,490 more per year to buy GMC Hummer EV Pickup insurance
  • Increasing comprehensive and collision deductibles can save approximately $1,025 each year
  • It is possible to save around $270 per year just by quoting early and online

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,502
20 $4,892
30 $2,206
40 $2,086
50 $1,902
60 $1,868

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,760
$250 $2,442
$500 $2,086
$1,000 $1,744

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,086
50/100 $2,169
100/300 $2,273
250/500 $2,544
100 CSL $2,211
300 CSL $2,440
500 CSL $2,606

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,822
20 $7,804
30 $4,710
40 $4,576
50 $4,364
60 $4,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $111
Homeowner $28
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $110
Advance Quote $114
Online Quote $154
Total Discounts $948
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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