GMC Yukon XL Insurance Rates

U.S. average auto insurance rates for a GMC Yukon XL are $1,256 annually for full coverage insurance. Comprehensive insurance costs on average $258, collision costs $380, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,702 or more. Teenage drivers pay the highest rates at $4,800 a year or more.

Average premium for full coverage: $1,256

Price estimates by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Yukon XL models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Rural areas have fewer physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best discount rate is $740
• Using higher $1,000 deductibles will save around $146 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,256
• Using pricier low deductibles for physical damage coverage costs an additional $278 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,702 or more
• The price with full coverage for a 16-year-old driver for full coverage may cost $4,800 or more

View Chart as Image

Auto insurance prices for a GMC Yukon XL are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 in extra premium each year, depending on your age. GMC Yukon XL insurance for high-risk drivers can be from 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $430 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Yukon XL insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Yukon XL Insurance

Getting lower rates on insurance for a GMC Yukon XL requires being a low-risk driver, having above-average credit, not filing small claims, and taking advantage of discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief recap of the information covered in the above illustrations.

• It is possible to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Teen drivers are charged the highest prices, as much as $400 a month if full coverage is included
• Increasing physical damage deductibles could save up to $425 each year
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,450 more each year to insure their Yukon XL
• Insureds who require more liability coverage will pay an extra $510 annually to increase from a low limit to higher 250/500 limits