GMC Yukon XL Insurance Rates

U.S. average auto insurance rates for a GMC Yukon XL are $1,210 annually including full coverage. Comprehensive costs an estimated $242, collision costs $350, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,600. Teenage drivers pay the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon XL models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects insurance prices.

The ranges above highlight why everyone should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save approximately $136 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,210
• Using pricier low deductibles for comp and collision coverage will cost $1,466
• Unlucky drivers who are prone to accidents and violations could pay up to $2,600 or more
• The price with full coverage for a teen driver for full coverage can cost as much as $4,654 each year

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Auto insurance prices for a GMC Yukon XL are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,400 to $2,000 in extra premium each year, depending on your age. GMC Yukon XL insurance for high-risk drivers ranges as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $400 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon XL Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a condensed summary of the information presented in the illustrations above.

• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Teenagers are the costliest to insure, possibly costing $388 a month if full coverage is included
• Increasing physical damage deductibles could save up to $400 each year
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,390 more annually for car insurance
• Policyholders who want higher liability limits will pay an extra $510 per year to raise limits from a low limit to higher 250/500 limits