GMC Yukon XL Insurance Rates

Average auto insurance rates for a GMC Yukon XL are $1,210 annually with full coverage. Comprehensive insurance costs on average $242, collision costs $350, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,600 or more. Teen drivers receive the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Yukon XL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on car insurance rates.

These examples demonstrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $717
• Choosing higher $1,000 deductibles can save around $136 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,210
• Choosing more expensive low deductibles for comp and collision coverage costs an additional $256 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,600 or more
• The cost with full coverage for a teen driver with full coverage may cost $4,654 each year

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Insurance rates for a GMC Yukon XL can also vary considerably based on the trim level of your Yukon XL, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $400 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Yukon XL insurance rates. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,630 on average in Florida, Michigan, and New York.

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With so much variability in rates, the best way to find out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon XL Insurance

Saving money on GMC Yukon XL insurance takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at every policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a condensed summary of the data covered in the above illustrations.

• Drivers who require increased liability limits will pay about $510 every year to raise limits from a minimum limit to higher 250/500 limits
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing deductibles could save up to $400 each year
• Drivers under the age of 20 pay higher rates, with premiums as much as $388 per month if they have full coverage