GMC Yukon XL Insurance Rates

U.S. average auto insurance rates for a GMC Yukon XL are $1,210 annually for full coverage insurance. Comprehensive insurance costs approximately $242 a year, collision costs $350, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,600 or more. 16-year-old drivers pay the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Yukon XL trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why it is important to get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon XL insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $717
• Choosing higher $1,000 deductibles can save $1,074 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,210
• Buying low $100 deductibles for comp and collision coverage costs an additional $256 every year
• Unlucky drivers with multiple tickets or accidents could pay around $2,600 or more
• The price with full coverage for a teen driver can cost $4,654 each year

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Insurance prices for a GMC Yukon XL are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $400 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,630 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon XL Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having good credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief review of the information covered in the charts and tables above.

• It is possible to save around $140 per year simply by quoting early and online
• Drivers under the age of 20 are the costliest to insure, as much as $388 a month if they have full coverage
• Increasing physical damage deductibles could save up to $400 each year
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,390 more per year to insure a GMC Yukon XL
• Policyholders who purchase increased liability limits will pay around $510 annually to raise limits from a low limit to higher 250/500 limits