GMC Yukon XL Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a GMC Yukon XL are $1,256 a year with full coverage. Comprehensive insurance costs around $258 a year, collision costs $380, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $2,702 or more. Teen drivers receive the highest rates at $4,800 a year or more.
Average premium for full coverage: $1,256
Rate estimates for individual coverage type:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Yukon XL trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $510 for just the minimum liability insurance to a high of $2,702 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance rates.
These examples demonstrate why it is important to compare rates quotes for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated GMC Yukon XL insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $740
- Raising to $1,000 deductibles will save about $1,110 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,256
- Choosing low $100 deductibles will cost an additional $278 every year
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,702 or more
- The cost that insures a teen driver can be $4,800
Insurance rates for a GMC Yukon XL can also vary considerably based on the trim level of your Yukon XL, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 133% more than average. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,800 a year. View Rates by Age
Where you live also has a big influence on GMC Yukon XL insurance prices. A middle-age driver might find rates as low as $910 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,700 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,138 | -$118 | -9.4% |
| Alaska | $962 | -$294 | -23.4% |
| Arizona | $1,042 | -$214 | -17.0% |
| Arkansas | $1,256 | -$0 | 0.0% |
| California | $1,430 | $174 | 13.9% |
| Colorado | $1,200 | -$56 | -4.5% |
| Connecticut | $1,292 | $36 | 2.9% |
| Delaware | $1,422 | $166 | 13.2% |
| Florida | $1,572 | $316 | 25.2% |
| Georgia | $1,158 | -$98 | -7.8% |
| Hawaii | $902 | -$354 | -28.2% |
| Idaho | $852 | -$404 | -32.2% |
| Illinois | $934 | -$322 | -25.6% |
| Indiana | $946 | -$310 | -24.7% |
| Iowa | $846 | -$410 | -32.6% |
| Kansas | $1,194 | -$62 | -4.9% |
| Kentucky | $1,714 | $458 | 36.5% |
| Louisiana | $1,858 | $602 | 47.9% |
| Maine | $776 | -$480 | -38.2% |
| Maryland | $1,038 | -$218 | -17.4% |
| Massachusetts | $1,006 | -$250 | -19.9% |
| Michigan | $2,184 | $928 | 73.9% |
| Minnesota | $1,052 | -$204 | -16.2% |
| Mississippi | $1,504 | $248 | 19.7% |
| Missouri | $1,114 | -$142 | -11.3% |
| Montana | $1,350 | $94 | 7.5% |
| Nebraska | $992 | -$264 | -21.0% |
| Nevada | $1,508 | $252 | 20.1% |
| New Hampshire | $906 | -$350 | -27.9% |
| New Jersey | $1,404 | $148 | 11.8% |
| New Mexico | $1,114 | -$142 | -11.3% |
| New York | $1,324 | $68 | 5.4% |
| North Carolina | $722 | -$534 | -42.5% |
| North Dakota | $1,028 | -$228 | -18.2% |
| Ohio | $868 | -$388 | -30.9% |
| Oklahoma | $1,292 | $36 | 2.9% |
| Oregon | $1,150 | -$106 | -8.4% |
| Pennsylvania | $1,198 | -$58 | -4.6% |
| Rhode Island | $1,676 | $420 | 33.4% |
| South Carolina | $1,138 | -$118 | -9.4% |
| South Dakota | $1,060 | -$196 | -15.6% |
| Tennessee | $1,100 | -$156 | -12.4% |
| Texas | $1,516 | $260 | 20.7% |
| Utah | $930 | -$326 | -26.0% |
| Vermont | $860 | -$396 | -31.5% |
| Virginia | $754 | -$502 | -40.0% |
| Washington | $974 | -$282 | -22.5% |
| West Virginia | $1,152 | -$104 | -8.3% |
| Wisconsin | $868 | -$388 | -30.9% |
| Wyoming | $1,120 | -$136 | -10.8% |
Choosing high deductibles can reduce rates by up to $430 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out your exact price is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon XL 2WD | $1,224 | $102 |
| GMC Yukon XL SLE 2WD | $1,224 | $102 |
| GMC Yukon XL 2500 2WD | $1,224 | $102 |
| GMC Yukon XL SLE 2500 2WD | $1,224 | $102 |
| GMC Yukon XL 4WD | $1,224 | $102 |
| GMC Yukon XL SLE 4WD | $1,224 | $102 |
| GMC Yukon XL SLT 2WD | $1,256 | $105 |
| GMC Yukon XL SLT 2500 2WD | $1,256 | $105 |
| GMC Yukon XL SLT 4WD | $1,256 | $105 |
| GMC Yukon XL 2500 4WD | $1,256 | $105 |
| GMC Yukon XL SLE 2500 4WD | $1,256 | $105 |
| GMC Yukon XL SLT 2500 4WD | $1,286 | $107 |
| GMC Yukon XL Denali 2WD | $1,318 | $110 |
| GMC Yukon XL Denali 4WD | $1,318 | $110 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon XL | $346 | $542 | $390 | $1,436 |
| 2023 GMC Yukon XL | $332 | $536 | $398 | $1,424 |
| 2022 GMC Yukon XL | $320 | $524 | $416 | $1,418 |
| 2021 GMC Yukon XL | $310 | $502 | $430 | $1,400 |
| 2020 GMC Yukon XL | $292 | $484 | $442 | $1,376 |
| 2019 GMC Yukon XL | $282 | $450 | $452 | $1,342 |
| 2017 GMC Yukon XL | $258 | $380 | $460 | $1,256 |
| 2016 GMC Yukon XL | $242 | $350 | $460 | $1,210 |
Rates are averaged for all GMC Yukon XL models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Yukon XL Insurance
Saving money on car insurance consists of being a good driver, having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Shop around every other policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a summary of the ideas that were touched on in this article.
- Drivers age 16 to 20 are charged the highest rates, with premiums as much as $400 per month if comprehensive and collision insurance is included
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,450 more every year than a safer driver
- Increasing deductibles can save approximately $425 each year
- You may be able to save up to $150 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,800 |
| 20 | $2,866 |
| 30 | $1,296 |
| 40 | $1,256 |
| 50 | $1,148 |
| 60 | $1,124 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,534 |
| $250 | $1,406 |
| $500 | $1,256 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,256 |
| 50/100 | $1,410 |
| 100/300 | $1,525 |
| 250/500 | $1,824 |
| 100 CSL | $1,456 |
| 300 CSL | $1,709 |
| 500 CSL | $1,893 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,810 |
| 20 | $4,564 |
| 30 | $2,748 |
| 40 | $2,702 |
| 50 | $2,580 |
| 60 | $2,556 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $88 |
| Total Discounts | $516 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
