GMC Yukon XL Insurance Rates

Estimated insurance rates for a GMC Yukon XL are $1,210 a year including full coverage. Comprehensive costs approximately $242 a year, collision costs $350, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing around $2,600. Teenage drivers pay the most at $4,654 a year or more.

Average premium for full coverage: $1,210

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon XL insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Raising to $1,000 deductibles will save $1,074 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,210
• Using low $100 deductibles bumps up the cost to $1,466
• Unlucky drivers who are prone to accidents and violations could pay around $2,600 or more
• An auto insurance policy that insures a teenage driver can cost $4,654

View Chart as Image

Car insurance prices for a GMC Yukon XL also have a wide range based on the trim level of your Yukon XL, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon XL insurance rates. A middle-age driver might find prices as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $400 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon XL Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a positive credit history, refrain from filing small claims, and avoiding coverage lapses. Compare prices at least once a year by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a quick review of the primary concepts that were touched on in this article.

• You may be able to save around $140 per year simply by quoting early and online
• Drivers with a DUI or reckless driving violation will likely pay on average $1,390 more per year to insure a GMC Yukon XL
• Increasing policy deductibles can save approximately $400 each year
• Drivers under the age of 20 pay the highest auto insurance prices, with the cost nearing $388 per month if full coverage is purchased