GMC Yukon XL Insurance Rates

Average auto insurance rates for a GMC Yukon XL are $1,256 annually for full coverage insurance. Comprehensive insurance costs on average $258 each year, collision costs $380, and liability insurance is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,702 or more. 16-year-old drivers receive the highest rates at $4,800 a year or more.

Average premium for full coverage: $1,256

Rate estimates by individual coverage type:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Yukon XL models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $740
• Raising to $1,000 deductibles will save around $146 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,256
• Buying low deductibles costs an additional $278 a year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,702 or more
• The cost with full coverage for a teen driver may cost $4,800

View Chart as Image

Insurance rates for a GMC Yukon XL can also vary considerably based on the trim level of your Yukon XL, your risk profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $430 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Yukon XL insurance rates. A middle-age driver might find rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon XL Insurance

Saving money on GMC Yukon XL insurance consists of having a good driving record, having a good credit history, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to compare rates at least every other year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a review of the car insurance concepts covered above.

• High-risk drivers who have several accidents or serious violations may pay on average $1,450 more each year to buy GMC Yukon XL insurance
• It is possible to save as much as $150 per year simply by quoting online in advance
• Increasing deductibles could save up to $425 each year
• Drivers who require increased levels of liability coverage will pay around $510 annually to raise from a minimum limit to higher 250/500 limits