GMC Yukon XL Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a GMC Yukon XL are $1,256 a year including full coverage. Comprehensive insurance costs approximately $258, collision insurance costs $380, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,702 or more. Teenage drivers receive the highest rates at up to $4,800 a year.
Average premium for full coverage: $1,256
Rate estimates by individual coverage type:
Rate estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Yukon XL trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the low end price of $510 for just the minimum liability insurance to a much higher rate of $2,702 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.
These examples highlight why anyone shopping for car insurance should get quotes using their specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average GMC Yukon XL insurance rates for additional coverage and risk scenarios.
- The best discount rate is $740
- Choosing higher $1,000 deductibles can save $146 every year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,256
- Using more expensive low deductibles for comp and collision coverage will cost an additional $278 each year
- Drivers who are prone to accidents and violations could pay around $2,702
- The cost that insures a teenage driver with full coverage can cost $4,800 each year
Insurance rates for a GMC Yukon XL can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance ranges around 44% to 133% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,800 a year. View Rates by Age
Where you live plays a big part in determining prices for GMC Yukon XL insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,138 | -$118 | -9.4% |
| Alaska | $962 | -$294 | -23.4% |
| Arizona | $1,042 | -$214 | -17.0% |
| Arkansas | $1,256 | -$0 | 0.0% |
| California | $1,430 | $174 | 13.9% |
| Colorado | $1,200 | -$56 | -4.5% |
| Connecticut | $1,292 | $36 | 2.9% |
| Delaware | $1,422 | $166 | 13.2% |
| Florida | $1,572 | $316 | 25.2% |
| Georgia | $1,158 | -$98 | -7.8% |
| Hawaii | $902 | -$354 | -28.2% |
| Idaho | $852 | -$404 | -32.2% |
| Illinois | $934 | -$322 | -25.6% |
| Indiana | $946 | -$310 | -24.7% |
| Iowa | $846 | -$410 | -32.6% |
| Kansas | $1,194 | -$62 | -4.9% |
| Kentucky | $1,714 | $458 | 36.5% |
| Louisiana | $1,858 | $602 | 47.9% |
| Maine | $776 | -$480 | -38.2% |
| Maryland | $1,038 | -$218 | -17.4% |
| Massachusetts | $1,006 | -$250 | -19.9% |
| Michigan | $2,184 | $928 | 73.9% |
| Minnesota | $1,052 | -$204 | -16.2% |
| Mississippi | $1,504 | $248 | 19.7% |
| Missouri | $1,114 | -$142 | -11.3% |
| Montana | $1,350 | $94 | 7.5% |
| Nebraska | $992 | -$264 | -21.0% |
| Nevada | $1,508 | $252 | 20.1% |
| New Hampshire | $906 | -$350 | -27.9% |
| New Jersey | $1,404 | $148 | 11.8% |
| New Mexico | $1,114 | -$142 | -11.3% |
| New York | $1,324 | $68 | 5.4% |
| North Carolina | $722 | -$534 | -42.5% |
| North Dakota | $1,028 | -$228 | -18.2% |
| Ohio | $868 | -$388 | -30.9% |
| Oklahoma | $1,292 | $36 | 2.9% |
| Oregon | $1,150 | -$106 | -8.4% |
| Pennsylvania | $1,198 | -$58 | -4.6% |
| Rhode Island | $1,676 | $420 | 33.4% |
| South Carolina | $1,138 | -$118 | -9.4% |
| South Dakota | $1,060 | -$196 | -15.6% |
| Tennessee | $1,100 | -$156 | -12.4% |
| Texas | $1,516 | $260 | 20.7% |
| Utah | $930 | -$326 | -26.0% |
| Vermont | $860 | -$396 | -31.5% |
| Virginia | $754 | -$502 | -40.0% |
| Washington | $974 | -$282 | -22.5% |
| West Virginia | $1,152 | -$104 | -8.3% |
| Wisconsin | $868 | -$388 | -30.9% |
| Wyoming | $1,120 | -$136 | -10.8% |
Using high physical damage deductibles can save as much as $430 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon XL 2WD | $1,224 | $102 |
| GMC Yukon XL SLE 2WD | $1,224 | $102 |
| GMC Yukon XL 2500 2WD | $1,224 | $102 |
| GMC Yukon XL SLE 2500 2WD | $1,224 | $102 |
| GMC Yukon XL 4WD | $1,224 | $102 |
| GMC Yukon XL SLE 4WD | $1,224 | $102 |
| GMC Yukon XL SLT 2WD | $1,256 | $105 |
| GMC Yukon XL SLT 2500 2WD | $1,256 | $105 |
| GMC Yukon XL SLT 4WD | $1,256 | $105 |
| GMC Yukon XL 2500 4WD | $1,256 | $105 |
| GMC Yukon XL SLE 2500 4WD | $1,256 | $105 |
| GMC Yukon XL SLT 2500 4WD | $1,286 | $107 |
| GMC Yukon XL Denali 2WD | $1,318 | $110 |
| GMC Yukon XL Denali 4WD | $1,318 | $110 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon XL | $346 | $542 | $390 | $1,436 |
| 2023 GMC Yukon XL | $332 | $536 | $398 | $1,424 |
| 2022 GMC Yukon XL | $320 | $524 | $416 | $1,418 |
| 2021 GMC Yukon XL | $310 | $502 | $430 | $1,400 |
| 2020 GMC Yukon XL | $292 | $484 | $442 | $1,376 |
| 2019 GMC Yukon XL | $282 | $450 | $452 | $1,342 |
| 2017 GMC Yukon XL | $258 | $380 | $460 | $1,256 |
| 2016 GMC Yukon XL | $242 | $350 | $460 | $1,210 |
Rates are averaged for all GMC Yukon XL models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best GMC Yukon XL Insurance
Saving money on auto insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.
Below is a brief recap of the concepts that were covered in the charts and tables above.
- Drivers who tend to receive serious violations will likely pay on average $1,450 more per year for auto insurance
- Teenage drivers are expensive to insure, as much as $400 per month if full coverage is included
- You may be able to save around $150 per year just by shopping early and online
- Increasing deductibles can save approximately $425 each year
- You may be able to save around $150 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,800 |
| 20 | $2,866 |
| 30 | $1,296 |
| 40 | $1,256 |
| 50 | $1,148 |
| 60 | $1,124 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,534 |
| $250 | $1,406 |
| $500 | $1,256 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,256 |
| 50/100 | $1,410 |
| 100/300 | $1,525 |
| 250/500 | $1,824 |
| 100 CSL | $1,456 |
| 300 CSL | $1,709 |
| 500 CSL | $1,893 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,810 |
| 20 | $4,564 |
| 30 | $2,748 |
| 40 | $2,702 |
| 50 | $2,580 |
| 60 | $2,556 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $88 |
| Total Discounts | $516 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
