GMC Yukon XL Insurance Rates

U.S. average auto insurance rates for a GMC Yukon XL are $1,210 annually for full coverage. Comprehensive costs around $242 each year, collision costs $350, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,600. Teenage drivers pay the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Yukon XL models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance rates.

The ranges above show why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon XL insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Using higher $1,000 deductibles will save about $136 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,210
• Using low deductibles for physical damage coverage will cost $1,466
• Drivers who are prone to accidents and violations could pay at least $2,600 or more
• The price with full coverage for a teen driver can be $4,654 or more

View Chart as Image

Insurance prices for a GMC Yukon XL are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $400 every year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Yukon XL insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon XL Insurance

Getting lower rates on car insurance requires being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a condensed summary of the material that was covered in the charts and tables above.

• Policyholders who may need more liability protection will pay an extra $510 each year to increase from a low limit to higher 250/500 limits
• Youthful drivers pay higher prices, with premiums as much as $388 a month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay an average of $1,390 more every year than a low-risk driver
• Increasing physical damage deductibles could save up to $400 each year