GMC Yukon XL Insurance Rates

Average auto insurance rates for a GMC Yukon XL are $1,210 annually including full coverage. Comprehensive costs an estimated $242 a year, collision costs $350, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,600. Teens receive the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Yukon XL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

These examples highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $717
• Using higher $1,000 deductibles will save approximately $1,074 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,210
• Selecting low $100 deductibles for physical damage coverage will cost $1,466
• Drivers with serious driving violations could pay up to $2,600 or more
• The cost with full coverage for a teen driver can cost as much as $4,654 or more

View Chart as Image

Insurance rates for a GMC Yukon XL can also vary considerably based on the trim level of your Yukon XL, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $400 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Yukon XL insurance rates. A driver around age 40 might see rates as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from as many companies as possible. Each insurance company calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Yukon XL Insurance

Saving money on GMC Yukon XL insurance requires having a decent driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to shop around at least every other year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a quick review of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,390 more annually than a driver with a clean driving record
• You may be able to save approximately $140 per year simply by quoting early and online
• Increasing deductibles could save up to $400 each year
• Drivers who want additional liability coverage will pay approximately $510 per year to increase from a minimum limit to higher 250/500 limits