GMC Yukon XL Insurance Rates

Estimated auto insurance rates for a GMC Yukon XL are $1,256 annually including full coverage. Comprehensive insurance costs on average $258 each year, collision insurance costs $380, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,702 or more. Teenage drivers pay the most at up to $4,800 a year.

Average premium for full coverage: $1,256

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Yukon XL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best discount rate is $740
• Drivers who choose higher $1,000 deductibles will pay around $146 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,256
• Using low deductibles for comprehensive and collision insurance costs an additional $278 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,702
• An auto insurance policy with full coverage for a 16-year-old driver may cost $4,800 a year

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Auto insurance prices for a GMC Yukon XL also have a wide range based on the model of your Yukon XL, your driving characteristics, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $430 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Yukon XL insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,790 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Yukon XL Insurance

Finding better rates on insurance for a GMC Yukon XL not only requires avoiding accidents and claims, but also having above-average credit, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to compare rates once a year by requesting rates from direct car insurance companies, and also from several local insurance agents.

The points below are a brief recap of the data that was covered in the above illustrations.

• You may be able to save as much as $150 per year just by quoting online in advance
• Insureds who require increased liability limits will pay an extra $510 per year to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 are charged the highest prices, with the cost nearing $400 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay on average $1,450 more each year to insure a GMC Yukon XL