Honda CR-Z Insurance Rates

U.S. average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive costs an estimated $174, collision insurance costs $190, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,128. Teens pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates broken down by individual coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different CR-Z trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Honda CR-Z insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $611
• Drivers who choose higher $1,000 deductibles will pay approximately $84 annually
• The average rate for the average middle-age driver who has $500 deductibles is $996
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,152
• High risk drivers with serious driving violations could pay up to $2,128
• The price for full coverage for a teen driver with full coverage can cost as much as $3,994 a year

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Insurance prices for a Honda CR-Z are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $3,900 a year. View Rates by Age

The state you live in makes a big difference in Honda CR-Z insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,350 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could save up to $240 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Honda CR-Z Insurance

Getting lower rates on Honda CR-Z insurance not only requires being a low-risk driver, but also maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a quick review of the data covered in the charts and tables above.

• Drivers who want more liability coverage will pay approximately $520 every year to go from a low limit to 250/500 limits
• You may be able to save approximately $110 per year just by shopping early and online
• Increasing physical damage deductibles can save around $250 each year
• Teen drivers are charged the highest prices, costing up to $333 a month for full coverage