Honda CR-Z Insurance Rates

Average auto insurance rates for a Honda CR-Z are $996 annually for full coverage insurance. Comprehensive costs around $174 a year, collision insurance costs $190, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,128. Teen drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates for individual coverage type:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how your location can change auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $611
• Choosing higher $1,000 deductibles can save about $912 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $996
• Choosing low $100 deductibles for comp and collision coverage will cost $1,152
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,128
• The cost with full coverage for a teen driver can be $3,994 each year

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Insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $240 each year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,350 on average in Michigan, New York, and Florida.

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How to Buy Cheap Honda CR-Z Insurance

Saving money on Honda CR-Z insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief summary of the primary concepts that were illustrated above.

• It is possible to save up to $110 per year just by quoting early and online
• High-risk drivers that tend to have accidents or serious violations pay on average $1,130 more every year for auto insurance
• Increasing deductibles could save up to $250 each year
• Teenage drivers are charged the highest rates, costing up to $333 per month if they have full coverage