Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $996 every 12 months for full coverage insurance. Comprehensive costs approximately $174 each year, collision insurance costs $190, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,128. Teen drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $611
• Raising to $1,000 deductibles will save $84 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $996
• Choosing low deductibles increases the price to $1,152
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,128
• The cost to insure a teenage driver can cost $3,994

View Chart as Image

Insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your CR-Z.

Choosing high deductibles can reduce rates by up to $240 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 135% more than average. View High Risk Driver Rates

Where you live also has a big influence on Honda CR-Z insurance rates. A middle-age driver might find rates as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,350 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Best Honda CR-Z Insurance

Saving money on auto insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a brief recap of the primary concepts that were presented in the illustrations above.

• It is possible to save around $110 per year just by quoting online in advance
• Drivers who tend to receive serious violations may have to pay on average $1,130 more per year than a driver with a clean driving record
• Increasing deductibles could save as much as $250 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $333 per month if they have full coverage