Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year for full coverage. Comprehensive costs on average $174, collision insurance costs $190, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,128. Teens receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

These examples show why anyone shopping for car insurance should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $611
• Drivers who choose higher $1,000 deductibles will pay around $84 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $996
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,152
• Higher-risk drivers with serious driving violations could pay upwards of $2,128
• The cost that insures a teen driver with full coverage may cost $3,994 a year

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can cost as much as 43% to 135% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $3,900 a year. View Rates by Age

Where you live makes a big difference in Honda CR-Z insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,420 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $240 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Honda CR-Z Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having a positive credit history, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a summary of the coverage data covered in the charts and tables above.

• Drivers can save as much as $110 per year just by shopping early and online
• Increasing deductibles can save approximately $250 each year
• Teenagers are expensive to insure, costing as high as $333 per month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,130 more each year for car insurance