Honda CR-Z Insurance Rates

Average auto insurance rates for a Honda CR-Z are $996 annually for full coverage insurance. Comprehensive costs an estimated $174 a year, collision insurance costs $190, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,128. Teenage drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $611
• Using higher $1,000 deductibles will save approximately $912 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $996
• Using low $100 deductibles for physical damage coverage will cost $1,152
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,128
• The cost with full coverage for a teenage driver can cost as much as $3,994 or more

View Chart as Image

Auto insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your risk profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $240 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see rates as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,350 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Best Cheap Honda CR-Z Insurance

Saving money on auto insurance requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a quick review of the data illustrated above.

• Consumers who want higher liability limits will pay an extra $520 annually to increase from a minimum limit to higher 250/500 limits
• It is possible to save approximately $110 per year just by quoting early and online
• Increasing deductibles could save up to $250 each year
• Teenagers are the costliest to insure, costing up to $333 per month if full coverage is included