Honda CR-Z Insurance Rates

Average auto insurance rates for a Honda CR-Z are $996 annually with full coverage. Comprehensive insurance costs an estimated $174, collision insurance costs $190, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,128 or more. Teenage drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $611
• Drivers who choose higher $1,000 deductibles will pay approximately $84 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $996
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $156 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,128
• The cost with full coverage for a teen driver with full coverage can cost as much as $3,994 a year

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Insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your driving record, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can cost as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $240 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Honda CR-Z insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,350 on average in New York, Michigan, and Florida.

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How to Buy Cheaper Honda CR-Z Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a condensed summary of the primary concepts that were covered above.

• You may be able to save approximately $110 per year just by shopping early and online
• Higher risk drivers with multiple at-fault accidents pay on average $1,130 more annually for auto insurance
• Increasing deductibles could save up to $250 each year
• Teenage drivers are charged the highest rates, with premiums as much as $333 per month including comprehensive and collision insurance