Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year including full coverage. Comprehensive costs on average $174 each year, collision insurance costs $190, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,128. Teenage drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

These examples highlight why all drivers should compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $611
• Using higher $1,000 deductibles will save around $84 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $996
• Using low deductibles for physical damage coverage bumps up the cost to $1,152
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,128
• The cost that insures a teenage driver may cost $3,994 or more

View Chart as Image

Insurance rates for a Honda CR-Z can also vary considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $3,900 a year. View Rates by Age

Where you live has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,420 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $240 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Honda CR-Z Insurance

Saving money on auto insurance requires having a good driving record, having above-average credit, not filing small claims, and determing if full coverage is necessary. Compare prices every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a quick rundown of the coverage data covered in the charts and tables above.

• You may be able to save as much as $110 per year just by quoting online in advance
• Increasing deductibles can save approximately $250 each year
• Drivers age 20 and younger pay the highest rates, as much as $333 per month if full coverage is included
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,130 more each year to buy Honda CR-Z insurance