Honda CR-Z Insurance Rates

The average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive insurance costs around $174, collision insurance costs $190, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,128 or more. Teens cost the most to insure at up to $3,994 a year.

Average premium for full coverage: $996

Policy rates for type of insurance:

Includes $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all CR-Z models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $611
• Choosing higher $1,000 deductibles can save about $84 annually
• The estimated price for a good driver age 40 using $500 deductibles is $996
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $156 a year
• High-risk insureds with serious driving violations could pay at least $2,128
• Policy cost that insures a teen driver for full coverage can be $3,994 each year

View Chart as Image

Insurance rates for a Honda CR-Z also range considerably based on the model of your CR-Z, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,200 to $1,700 extra every year, depending on your age. Honda CR-Z insurance for high-risk drivers ranges anywhere from 43% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $240 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Honda CR-Z Insurance

Finding cheaper rates on Honda CR-Z insurance takes having a good driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare rates at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a recap of the data presented in the illustrations above.

• Drivers who may need increased levels of liability coverage will pay approximately $520 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save up to $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers age 20 and younger pay higher rates, as much as $333 each month if full coverage is included