Honda CR-Z Insurance Rates

Estimated insurance prices for a Honda CR-Z are $996 every 12 months including full coverage. Comprehensive costs around $174 a year, collision insurance costs $190, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,128. 16-year-old drivers pay the most at up to $3,994 a year.

Average premium for full coverage: $996

Premium estimates for type of coverage:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and CR-Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences highlight why it is important to compare prices for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $611
• Using higher $1,000 deductibles will save about $912 every year
• The average price for a 40-year-old good driver using $500 deductibles is $996
• Buying low $100 deductibles for physical damage coverage increases the price to $1,152
• Drivers with multiple tickets or accidents could pay at least $2,128
• An auto insurance policy to insure a teen driver can be $3,994 or more

View Chart as Image

Insurance prices for a Honda CR-Z also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $240 every year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Honda CR-Z insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,420 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Cheapest Honda CR-Z Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates every other policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following is a recap of the ideas that were covered above.

• Teens are charged the highest prices, with the cost nearing $333 per month if full coverage is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,130 more every year for CR-Z insurance
• Increasing policy deductibles could save as much as $250 each year
• You may be able to save up to $110 per year just by quoting early and online