Honda CR-Z Insurance Rates

U.S. average auto insurance rates for a Honda CR-Z are $996 annually with full coverage. Comprehensive insurance costs an estimated $174 a year, collision insurance costs $190, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,128 or more. Teenage drivers pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates broken down by individual coverage:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and CR-Z trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $611
• Using higher $1,000 deductibles will save approximately $912 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $996
• Using low $100 deductibles for physical damage coverage costs an additional $156 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,128
• The price with full coverage for a teenage driver can cost as much as $3,994 or more

View Chart as Image

Car insurance prices for a Honda CR-Z are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $900 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $240 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see prices as low as $720 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,350 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Cheaper Honda CR-Z Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a condensed summary of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $110 per year just by quoting early and online
• Drivers with multiple at-fault accidents pay on average $1,130 more annually to insure their CR-Z
• Increasing physical damage deductibles could save up to $250 each year
• Teen drivers have the highest car insurance prices, costing up to $333 a month if comprehensive and collision insurance is included