Honda CR-Z Insurance Rates

U.S. average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive insurance costs on average $174 each year, collision insurance costs $190, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,128 or more. Teens pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and CR-Z models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $611
• Raising to $1,000 deductibles will save around $84 annually
• The average rate for the average middle-age driver with $500 deductibles is $996
• Selecting low deductibles will cost an extra $156 a year
• Higher-risk drivers with serious driving violations could pay upwards of $2,128
• The price for full coverage for a teen driver may cost $3,994

View Chart as Image

Auto insurance prices for a Honda CR-Z are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $3,900 a year. View Rates by Age

The state you live in also has a big influence on Honda CR-Z insurance rates. A middle-age driver might find prices as low as $720 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 135% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Honda CR-Z Insurance

Getting lower rates on Honda CR-Z insurance consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates at every policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The items below are a review of the data presented in the illustrations above.

• Drivers who require more liability coverage will pay approximately $520 every year to raise from a low limit to 250/500 limits
• You may be able to save as much as $110 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $250 each year
• Teen drivers are charged the highest prices, costing up to $333 a month if they have full coverage