Honda CR-Z Insurance Rates

Average auto insurance rates for a Honda CR-Z are $996 annually for full coverage. Comprehensive costs approximately $174, collision insurance costs $190, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,128. 16-year-old drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than congested cities. The example below illustrates how location impacts auto insurance prices.

These examples show why everyone should compare prices using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $611
• Using higher $1,000 deductibles will save $84 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $996
• Buying pricier low deductibles for physical damage coverage will cost $1,152
• Higher-risk drivers with multiple tickets or accidents could pay around $2,128
• The cost with full coverage for a teenage driver for full coverage can cost $3,994 or more

View Chart as Image

Auto insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $900 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 in extra premium per year, depending on your age. Honda CR-Z insurance for high-risk drivers can be around 43% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $240 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see rates as low as $660 a year in states like Iowa, Maine, and Idaho, or at least $1,420 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Right Honda CR-Z Insurance

Saving money on auto insurance requires being a good driver, having above-average credit, eliminating unneeded coverage, and possibly higher deductibles. Spend time shopping around every time your policy renews by getting rate quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The following list is a quick rundown of the information touched on above.

• Drivers can save around $110 per year just by quoting online well ahead of the renewal date
• Drivers age 16 to 20 have the highest car insurance rates, costing as high as $333 per month if full coverage is included
• Increasing deductibles could save up to $250 each year
• Drivers with reckless driving or DUI convictions pay on average $1,130 more per year than a safer driver
• Consumers who purchase an increased level of liability coverage will pay around $520 each year to increase from a minimum limit to higher 250/500 limits