Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive insurance costs approximately $174, collision insurance costs $190, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,128 or more. Teenage drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

These examples demonstrate why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $611
• Using higher $1,000 deductibles will save $84 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $996
• Using pricier low deductibles for physical damage coverage will cost an additional $156 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,128
• The cost that insures a teenage driver for full coverage can cost $3,994 or more

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on the model of your CR-Z, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Honda CR-Z insurance for high-risk drivers can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,900 a year. View Rates by Age

Where you live has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,350 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $240 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Honda CR-Z Insurance

Saving money on auto insurance requires being safe and accident-free, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare prices every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a brief review of the ideas that were covered in the charts and tables above.

• Youthful drivers pay the highest auto insurance rates, with premiums as much as $333 per month if full coverage is purchased
• Drivers with DUI or reckless driving convictions may have to pay on average $1,130 more per year than a low-risk driver
• Increasing deductibles can save approximately $250 each year
• You may be able to save around $110 per year just by quoting online well ahead of the renewal date