Honda CR-Z Insurance Rates

U.S. average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive insurance costs an estimated $174 a year, collision insurance costs $190, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,128 or more. 16-year-old drivers pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and CR-Z trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Honda CR-Z insurance rates for other coverage scenarios.

• The best full coverage rate is $611
• Drivers who choose higher $1,000 deductibles will pay approximately $912 annually
• The average rate for the average middle-age driver who has $500 deductibles is $996
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $156 annually
• Drivers with multiple tickets or accidents could pay up to $2,128
• The price for full coverage for a 16-year-old driver can cost as much as $3,994 a year

View Chart as Image

Insurance prices for a Honda CR-Z are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $3,900 a year. View Rates by Age

The state you live in makes a big difference in Honda CR-Z insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or at least $1,350 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $240 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 135% more than the average rate. View High Risk Driver Rates

How to Find Affordable Honda CR-Z Insurance

Getting lower rates on insurance for a Honda CR-Z not only requires being a safe and courteous driver, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a brief review of the concepts that were presented in the illustrations above.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,130 more annually for auto insurance
• Teenage drivers are expensive to insure, costing up to $333 a month including comprehensive and collision insurance
• You may be able to save approximately $110 per year just by quoting early and online
• Increasing physical damage deductibles can save around $250 each year
• You may be able to save approximately $110 per year just by quoting early and online