Honda CR-Z Insurance Rates

The average insurance rates for a Honda CR-Z are $1,026 a year for full coverage insurance. Comprehensive insurance costs on average $184, collision insurance costs $210, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,194 or more. Teen drivers cost the most to insure at up to $4,084 a year.

Average premium for full coverage: $1,026

Policy rates by type of insurance:

Includes $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all CR-Z models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

The examples above illustrate why everyone should compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $627
• Using higher $1,000 deductibles will save around $90 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,026
• Choosing pricier low deductibles for physical damage coverage will cost an additional $168 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,194
• Policy cost that insures a teenage driver for full coverage may cost $4,084 or more

View Chart as Image

Insurance rates for a Honda CR-Z also range considerably based on the model of your CR-Z, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Honda CR-Z insurance for high-risk drivers can be around 42% to 130% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,000 a year. View Rates by Age

Your home state has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,390 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Honda CR-Z Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and determing if full coverage is necessary. Shop around every year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a recap of the coverage data touched on in this article.

• It is possible to save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teens pay the highest rates, possibly costing $340 each month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,170 more each year for CR-Z insurance