Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $996 every 12 months for full coverage insurance. Comprehensive insurance costs around $174 each year, collision insurance costs $190, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,128 or more. Teen drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how your location can change auto insurance rates.

These examples illustrate why all drivers should get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $611
• Choosing higher $1,000 deductibles can save about $84 each year
• The average price for a 40-year-old driver using $500 deductibles is $996
• Choosing low deductibles for comp and collision coverage costs an extra $156 each year
• Drivers with multiple violations and an at-fault accident could pay at least $2,128
• The cost to insure a teenage driver can be $3,994 each year

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $240 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $900 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 135% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,350 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheaper Honda CR-Z Insurance

Saving money on auto insurance takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a condensed summary of the primary concepts that were illustrated above.

• It is possible to save up to $110 per year just by quoting online in advance
• Drivers with multiple at-fault accidents may pay on average $1,130 more every year for car insurance
• Increasing deductibles could save as much as $250 each year
• Teenagers are the costliest to insure, costing up to $333 per month if the policy includes full coverage