Honda CR-Z Insurance Rates

The average insurance prices for a Honda CR-Z are $996 every 12 months with full coverage. Comprehensive insurance costs an estimated $174 each year, collision insurance costs $190, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,128 or more. Teenage drivers cost the most to insure at up to $3,994 a year.

Average premium for full coverage: $996

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and CR-Z models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $611
• Choosing higher $1,000 deductibles can save approximately $84 annually
• The average price for a good driver age 40 who has $500 deductibles is $996
• Using low deductibles for comp and collision coverage costs an extra $156 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,128
• Policy cost to insure a teen driver can cost as much as $3,994 each year

View Chart as Image

Insurance rates for a Honda CR-Z also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles can save as much as $240 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,350 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Honda CR-Z Insurance

Finding cheaper rates on Honda CR-Z insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following is a brief recap of the car insurance concepts raised in the charts and tables above.

• High-risk drivers who tend to receive serious violations may pay on average $1,130 more annually for CR-Z insurance
• You may be able to save approximately $110 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers who want higher liability limits will pay an extra $520 every year to raise limits from a 30/60 limit to a 250/500 level