Honda CR-Z Insurance Rates

Average auto insurance rates for a Honda CR-Z are $996 annually with full coverage. Comprehensive costs approximately $174 each year, collision insurance costs $190, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,128. 16-year-old drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

These examples demonstrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $611
• Raising to $1,000 deductibles will save $84 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $996
• Buying low deductibles will cost $1,152
• At-risk drivers with multiple tickets or accidents could pay around $2,128
• The cost with full coverage for a teen driver can cost $3,994

View Chart as Image

Insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $240 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Honda CR-Z insurance prices. A middle-age driver might find rates as low as $720 a year in states like Utah, Ohio, and New Hampshire, or at least $1,350 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Cheap Honda CR-Z Insurance

Saving money on car insurance consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every year by getting quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a brief summary of the coverage data covered in the charts and tables above.

• You may be able to save around $110 per year just by quoting online in advance
• Increasing deductibles could save up to $250 each year
• Teenagers are expensive to insure, with premiums as much as $333 per month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,130 more per year for car insurance