Honda CR-Z Insurance Rates

Estimated auto insurance rates for a Honda CR-Z are $996 annually with full coverage. Comprehensive insurance costs on average $174, collision insurance costs $190, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,128 or more. Teenage drivers pay the most at up to $3,994 a year.

Average premium for full coverage: $996

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different CR-Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The price range example below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $611
• Raising to $1,000 deductibles will save around $84 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $996
• Using more expensive low deductibles costs an additional $156 every year
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,128
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $3,994

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Insurance prices for a Honda CR-Z also have a wide range based on the model of your CR-Z, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $240 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Honda CR-Z insurance prices. A middle-age driver might find prices as low as $720 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,350 on average in Florida, Michigan, and New York.

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How to Buy the Best Honda CR-Z Insurance

Finding better rates on car insurance consists of being a low-risk driver, having good credit, being claim-free, and dropping full coverage on older vehicles. Make time to compare rates every year by requesting rates from direct companies, and also from local independent and exclusive agents.

The items below are a brief recap of the coverage data touched on in this article.

• You may be able to save as much as $110 per year just by shopping early and online
• Increasing policy deductibles could save up to $250 each year
• Teen drivers pay higher prices, possibly costing $333 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations pay an average of $1,130 more each year to insure their CR-Z