Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year including full coverage. Comprehensive insurance costs approximately $174, collision insurance costs $190, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,128 or more. Teens receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.

These examples highlight why everyone should compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $611
• Drivers who choose higher $1,000 deductibles will pay $84 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $996
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $156 each year
• High-risk insureds with serious driving violations could pay around $2,128
• The cost for full coverage for a teenage driver for full coverage can cost $3,994 a year

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on your driver profile, the model of your CR-Z, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $3,900 a year. View Rates by Age

Where you live makes a big difference in Honda CR-Z insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,420 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $240 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Honda CR-Z insurance for high-risk drivers can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

How to Find Affordable Honda CR-Z Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest time comparing rates every couple of years by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following is a brief review of the material that was covered in the charts and tables above.

• Consumers who purchase higher liability limits will pay approximately $520 per year to go from a minimum limit to 250/500 limits
• Teens pay the highest auto insurance rates, as much as $333 per month if full coverage is included
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,130 more per year for CR-Z insurance
• Increasing deductibles can save around $250 each year